Voyage Credit Union Sioux Falls SD | Best Auto Loans & Checking

Introduction

Welcome to Voyage, your trusted partner in financial wellness located at 3823 S Kiwanis Cir, Sioux Falls, SD 57105. Since our establishment in 1939, we have been dedicated to serving our community with a range of financial products and services tailored to meet the unique needs of our members. With over 20,153 members and assets totaling $247,159,713, we are proud to foster a culture of trust and support among our valued clientele. At Voyage, we believe that everyone deserves access to reliable financial solutions. Our commitment to you is evident in our robust offerings whether you're looking for personal banking options like checking accounts and auto loans or business services such as merchant solutions and business loans. We also provide convenient online and mobile banking services so you can manage your finances anytime, anywhere. Our leadership team, headed by CEO Jeff Schmidt and Board President Gerald Heuer, is passionate about creating a positive impact in the lives of our members. With 52 employees working diligently to ensure quality service, we strive to make every interaction with us a rewarding experience. While members can visit us at our branch address for assistance, official correspondence should be sent to our mailing address: PO Box 88538, Sioux Falls, SD 57105. We invite you to explore how Voyage can help you achieve your financial goals. Feel free to reach out to us at 605-338-2533 or visit our website at voyagefcu.org for more information. Your journey towards financial empowerment starts here!

Branch History & Mission

Community Focus

Our roots are deeply embedded in Sioux Falls. We actively engage with local organizations to support various community initiatives. By fostering partnerships within the community, we not only strengthen our ties but also contribute positively to local development efforts. While members can visit us at 3823 S Kiwanis Cir Sioux Falls Sd 57105, official correspondence should be sent to PO Box 88538, Sioux Falls, SD 57105. If you're looking for a financial partner who genuinely cares about your well-being and success, look no further than Voyage.

Join Us Today!

We invite you to become part of the Voyage family. Experience firsthand how we can help you achieve your financial goals while supporting a credit union that prioritizes community engagement and member satisfaction. Reach out today at (605) 338-2533 or explore more about us at our website. Together, let's navigate your financial journey!

Our Mission

At Voyage, our mission goes beyond just offering financial products; we aim to enhance the lives of our members through exceptional service and community involvement. We believe that everyone deserves access to quality banking services without barriers. This philosophy drives us to provide personal banking options such as checking accounts, auto loans, mortgage financing, and business banking solutions. We take pride in being an ADA-compliant institution that embraces digital advancements while maintaining a customer-centric approach. Whether you prefer traditional banking or modern online services like mobile payments and online banking, we have you covered.

Our Story

Voyage started as a small community initiative aimed at providing financial services that were both accessible and affordable. From those humble beginnings at 3823 S Kiwanis Cir, Sioux Falls, SD 57105, we have evolved into a trusted financial partner for many families and businesses in the area. We are proud of our journey and the impact we've made on countless lives throughout Minnehaha County. Our commitment to excellence is reflected not only in our growth but also in the relationships we've built. With operating hours that accommodate your needs Monday through Friday from 7:30 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM we strive to be available when you need us most. Additionally, our ATM availability and drive-thru banking ensure that accessing your funds is convenient and straightforward.

Branch Location & Accessibility

Easy Access and Nearby Landmarks

Our branch is near several local landmarks, ensuring that you can easily find us during your daily activities. We're just a stone's throw away from the lively shopping areas and parks of Sioux Falls, perfect for running errands or enjoying a day out. Plus, we have ample parking available to make your visit hassle-free.

Operating Hours

We understand that life can get busy, which is why we have extended hours for your convenience! Our lobby is open Monday through Friday from 7:30 AM to 5:30 PM and Saturdays from 9:00 AM to 12:00 PM for drive-thru services. If you have any questions or need assistance, don't hesitate to reach out! You can contact us at 605-338-2533. We invite you to stop by the Voyage branch today we look forward to serving you!

Welcoming Services and Features

At Voyage, we offer a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we're here to help you navigate your financial journey. For those on the go, our ATM is readily available for quick cash withdrawals and balance checks. If you prefer face-to-face interaction, our drive-thru service allows for easy deposits and withdrawals without having to leave your vehicle. Accessibility is important to us; our branch complies with ADA standards, ensuring that everyone can comfortably access our facilities.

Member Eligibility

At Voyage, we believe that becoming a member is like joining a caring family that supports your financial journey. If you're looking to be part of our community, it's easy! We welcome individuals who live, work, or worship in the Sioux Falls area. Whether you're starting your first savings account or seeking a loan, we have something for everyone. The best part? Membership comes with a host of benefits, including competitive rates and personalized service that truly puts you first. To learn more about the specific eligibility requirements and to ensure you meet them, feel free to visit our website. When you're ready to take the next step, opening an account is a breeze! Just head over to https://online.voyagefcu.org/auth/enrollment or give us a call at (605) 338-2533 if you have any questions. We can't wait to welcome you to the Voyage family at our branch located at 3823 S Kiwanis Cir Sioux Falls Sd 57105!

Business Banking & Commercial Services

Lending Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $142 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $9,257,087, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced world, efficient payment processing is crucial. Our merchant services offer seamless solutions that allow you to accept payments easily whether through card transactions or mobile payments. This means you can focus on what matters most: running your business. Located at 3823 S Kiwanis Cir Sioux Falls Sd 57105 in Sioux Falls, SD, we invite you to explore how we can partner with you for success. Reach out at (605) 338-2533 to learn more about our offerings!

Comprehensive List Of Services

Business Solutions

For our business members, we understand that running a business requires unique financial solutions. That's why we offer Business Banking services, including Merchant Services and Business Loans. We aim to support local businesses in achieving their goals by providing accessible financing options and expert advice.

Call Us Today!

Ready to take advantage of all the great services at Voyage? Feel free to reach out at (605) 338-2533 or visit us at our location in Sioux Falls, SD. We look forward to assisting you with all your financial needs! Explore more about what we offer by visiting us online at Main.

Convenience at Your Fingertips

We know how busy life can get. That's why we also provide ATM & Cash Withdrawal Services for easy access to your funds whenever you need them. With basic drive-thru banking available for deposits and withdrawals, you can take care of essential transactions without stepping inside the branch. Our commitment to convenience extends beyond traditional banking hours as well. With operating hours from 7:30 AM to 5:30 PM Monday through Friday and 9 AM to 12 PM on Saturdays, we strive to fit into your schedule.

Loans and Financing

For those exciting moments in life that require a little extra funding, we offer Auto Loans & Vehicle Financing. Whether you're buying a new car or refinancing an existing loan, our team is ready to provide competitive rates that suit your budget. If you're considering purchasing a home, our Mortgage Loans & Refinancing options can help make your dream home a reality. Need some extra cash for unexpected expenses? Our Personal Loans & Debt Consolidation services can assist you in managing your finances effectively. And let's not forget about our Credit Cards with Rewards that give you more for every dollar spent.

Personal Banking

When it comes to personal banking, our offerings include Checking & Savings Accounts designed for every lifestyle. Imagine having access to your funds anytime, anywhere with our Online & Mobile Banking services. You can easily check balances, transfer money, and even make person-to-person payments right from your smartphone. Plus, with features like e-statements and electronic signatures, managing your finances has never been easier.

Digital & Online Banking

Key Features

Our online banking services allow you to manage your accounts 24/7 with ease. Whether you're checking your balance, transferring money, or paying bills, everything is just a few clicks away. You can even enjoy the benefits of e-statements, which provide a secure way to view your financial information without the clutter of paper statements. Want to send money to a friend or family member? Our person-to-person transfer feature makes it simple and fast. Plus, if you're on the go, our mobile application provides all the functionalities you need right in your pocket. You can also take advantage of mobile payments, allowing you to pay with just a tap of your phone.

Security and Accessibility

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are safe and sound. Our platform is designed to be intuitive and user-friendly, so even if technology isn't your strong suit, you'll find it easy to navigate. With the ability to manage your account in real-time from the comfort of your home or while out and about, you have complete control over your finances. At Voyage, we are committed to providing accessible banking solutions that fit into your lifestyle seamlessly. Explore our full range of digital banking options today by visiting us at https://www.voyagefcu.org/!

Financial Strength

A Growing Member Base

Our commitment to our members is evident through our strong performance metrics. We proudly support a growing community with a total of 37,316 share accounts, showing that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Voyage is your trusted partner. Visit us at 3823 S Kiwanis Cir Sioux Falls Sd 57105 or call (605) 338-2533 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our $670,044, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 51 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $15,107,258 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,329 in used auto loans and $173,520,134 in total loans and leases.

Secure Savings Options

Members' savings are secured through $54,355,282 in share certificates and $44,887,286 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $488,558, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $25,643,005, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.43% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,820,807 in used vehicle loans and $11,263,234 in new vehicle loans already helping members get on the road. We cater to all types of vehicle financing needs. Whether you're interested in financing a brand-new model or a reliable used option, we've got you covered.

Business Financing

For business owners looking for growth opportunities, our outstanding commercial loans totaling $9,257,087 provide the capital needed to expand your operations or invest in new projects. At Voyage, we are committed to providing transparent and accessible financing solutions tailored to meet your unique needs. If you're considering refinancing any existing loans or exploring eligibility options for any of our products, feel free to reach out! You can visit us at 3823 S Kiwanis Cir Sioux Falls SD 57105 or call us at 605-338-2533 for more information about our loan offerings. We're here to help you navigate your financial journey with ease. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide competitive terms on Junior Lien 1-4 Family Residential Properties loans totaling $7,970,835. We know that purchasing a home is one of the biggest decisions you'll ever make, and we're here to support you every step of the way.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our flexible unsecured credit card loans. With a total of $4,320,354 in loans helping members effectively manage their finances, our credit cards come with competitive terms and rewards that add value to your purchases.

Loan Aggregator

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VOYAGE FEDERAL CREDIT UNION - Sioux Falls, SD

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