Voyage Credit Union Sioux Falls SD | Affordable Auto Loans & Business Banking

Introduction

Welcome to Voyage, your trusted credit union located at 1512 E Benson Rd, Sioux Falls, SD 57104. Established in 1939, we have proudly served our community for decades, helping over 20,153 members achieve their financial goals. With total assets of $247,159,713 and deposits amounting to $7,476,783, we are committed to providing the financial stability and personalized service that you deserve. At Voyage, we understand that every member's journey is unique. Whether you're looking for a new auto loan or need assistance with personal banking services, our dedicated team is here to support you every step of the way. Our CEO, Jeff Schmidt, and Board President, Gerald Heuer, lead a team of 52 employees who are passionate about empowering our members through tailored financial solutions. While you can visit us at our main branch for friendly service and expert advice, please note that any official correspondence should be sent to our mailing address: PO Box 88538, Sioux Falls, SD 57109. Explore everything we have to offer on our website at Voyage FCU. We invite you to reach out at 605-338-2533 or stop by during our lobby hours from Monday to Friday, 9 AM to 5 PM. Let us help you navigate your financial future with confidence!

Branch History & Mission

Welcome to Voyage, a credit union with deep roots and a strong commitment to the community. Established in 1939, our branch has been serving the residents of Sioux Falls, SD for over eight decades. Located at 1512 E Benson Rd, we are proud to be part of a rich history that emphasizes financial empowerment and community support. Since our founding, we have grown from a small institution into a trusted financial partner for over 20,000 members. With total assets exceeding $247 million, we continue to provide exceptional services tailored to meet the needs of our diverse membership. Our mission is simple yet powerful: to offer accessible financial services while fostering a sense of belonging and support within our community. At Voyage, we believe in making banking convenient and user-friendly. We provide various services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Although we do not have ATM availability at this location, our drive-thru service ensures members can easily handle deposits, withdrawals, and simple transactions without leaving their vehicles. While members can visit us at 1512 E Benson Rd Sioux Falls Sd 57104, official correspondence should be sent to PO Box 88538, Sioux Falls, SD 57109. Our operating hours are Monday through Friday from 9 AM to 5 PM, making it easy for you to connect with us when it's most convenient for you. Voyage is more than just a financial institution; we are dedicated to improving the lives of our members and contributing positively to our local community. Through partnerships with local organizations and outreach initiatives, we strive to make a meaningful impact on the lives of those around us. As technology evolves, so do we. Our digital banking options include online banking and mobile payments that allow you to manage your finances anytime and anywhere. We also ensure that our services comply with ADA standards so everyone can access them comfortably. Join us at Voyage today! Experience firsthand how we can help you achieve your financial goals while being part of a caring community focused on mutual growth and support. Reach out to us at 605-338-2533 or visit our website for more information on how you can become a member. Together, let's navigate your financial journey!

Branch Location & Accessibility

Accessibility Features

At Voyage, we believe banking should be accessible to everyone. Our branch is designed with ADA compliance in mind, featuring ramps and other accessibility options to ensure all members can easily navigate our space. Whether you're visiting for personal banking needs or exploring options for auto loans and credit cards, we've got you covered.

Contact Us

Have questions? Feel free to call us at 605-338-2533. Our team is eager to help you with all your financial needs. We invite you to visit our branch today and experience firsthand the exceptional service that Voyage has to offer. Your journey towards better banking starts here!

Operating Hours

We're here for you Monday through Friday from 9 AM to 5 PM. Our friendly staff is ready to assist with a variety of services, including checking and savings accounts, mortgage loans, personal loans, and more. Need to make a quick deposit or withdrawal? We offer basic drive-thru banking services for your convenience.

Member Eligibility

Becoming a member of Voyage feels like stepping into a warm, welcoming community where your financial needs are truly understood. To join us at our branch located at 1512 E Benson Rd Sioux Falls Sd 57104, we invite anyone who lives, works, or worships in the local area to apply. This means if you're part of our vibrant community, you're already eligible! Plus, membership with us comes with fantastic benefits including competitive rates on loans and savings accounts, personalized service, and access to helpful financial resources. If you're ready to start your journey with us, opening an account is quick and easy. Just head over to our website to find more details about eligibility criteria and get started with the account opening process through this link: https://online.voyagefcu.org/auth/enrollment. Should you have any questions or need assistance, feel free to give us a call at (605) 338-2533. We look forward to welcoming you into the Voyage family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $142 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $9,257,087, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine having the tools to streamline your transactions effortlessly. Our merchant services allow you to accept payments seamlessly, whether it's in-person or online. Picture your customers enjoying a smooth checkout experience while you focus on what you do best running your business. Located at 1512 E Benson Rd Sioux Falls Sd 57104, Sioux Falls, SD, we're just a call away at (605) 338-2533. Let's work together to elevate your business today!

Comprehensive List Of Services

Business Banking Services

If you're an entrepreneur or small business owner, our business banking services can help set you up for success. From merchant services that make transactions simple to business loans designed to fuel growth, we have the tools to support your ambitions.

Digital Banking Convenience

In today's fast-paced world, we know convenience is key. That's why we offer robust online and mobile banking services. You can manage your accounts on-the-go, pay bills, transfer funds, and even send money to friends with just a few taps on your smartphone. Our ATM and cash withdrawal services ensure you have access to your funds whenever you need them.

Drive-Thru Banking

For those who prefer face-to-face interactions but want to keep things quick and simple, our basic drive-thru banking allows for deposits, withdrawals, and other straightforward transactions without leaving your car. No matter where you are on your financial journey, Voyage is committed to providing personalized service and innovative solutions tailored just for you. To learn more about how we can assist you with any of these services or if you have questions, feel free to reach out at (605) 338-2533 or visit us online at Benson. Your financial well-being is our top priority!

Loans and Credit Options

For those unexpected expenses or plans that require a little extra cash, we provide personal loans and debt consolidation options that can lighten your financial load. Plus, our credit cards come with rewards that let you earn while you spend. It's all about making your money work harder for you.

Personal Banking Solutions

Our personal banking services include checking and savings accounts tailored for everyday needs. Imagine easily managing your finances with features that fit your lifestyle. We offer auto loans and vehicle financing options so you can drive away in your dream car without breaking the bank. If you're considering buying a home or refinancing your current mortgage, our mortgage loans provide competitive rates and flexible terms, making homeownership more accessible.

Digital & Online Banking

At Voyage, we know that your time is valuable, and managing your finances should be as easy and secure as possible. That's why we offer a robust suite of digital and online banking services designed to fit your lifestyle. Whether you're at home or on the go, you can access your accounts anytime, anywhere. One of the standout features is our online banking platform, which provides 24/7 access to your account. You can check balances, transfer funds, and pay bills without having to visit a branch. With features like electronic signature authorization, signing documents has never been easier or more secure. Plus, you can opt for e-statements to keep track of your finances while reducing paper clutter. If you prefer mobile banking, our mobile application makes it simple to manage your money right from your smartphone. You can also make payments using mobile payments, allowing for quick transactions without the hassle of cash or cards. Have friends who need to split a bill? Use our person-to-person transfer feature for instant money transfers with just a few taps. At Voyage, we prioritize security and ease-of-use in all our services. Your information is protected with top-notch security measures so you can bank confidently. Our user-friendly interface ensures that even those who are new to digital banking will find it straightforward. With these tools at your fingertips, real-time account management is just a click away. Enjoy the freedom and flexibility that comes with managing your finances digitally because at Voyage, we're here to make banking work for you!

Financial Strength

A Growing Community

With total share accounts reaching 37,316, our strong and growing member base shows the trust placed in us by our community. Your confidence inspires us to work harder every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Voyage is your trusted partner. Visit us at 1512 E Benson Rd Sioux Falls Sd 57104 or call (605) 338-2533 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Commitment to Growth

With $15,107,258 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is highlighted by $5,329 in used auto loans and $173,520,134 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $670,044, enabling us to continue offering competitive loan rates and solid financial products tailored for you. We also take pride in having 51 full-time employees and 1 part-time employees who are always ready to assist you with their knowledge and dedication.

Member-Focused Savings

Members' savings are secured through $54,355,282 in share certificates and $44,887,286 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $488,558, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $25,643,005, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to sound financial practices ensures that your money is safe with us. Our net worth ratio of 10.43% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of stability means you can trust us to be here for you now and in the future.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,820,807 in used vehicle loans and $11,263,234 in new vehicle loans already helping members get on the road. Whether you're considering financing a new vehicle or a reliable used one, we have flexible options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $9,257,087 provide the capital needed to grow and expand. We understand the challenges businesses face and are here to support you every step of the way. Whether you're looking for auto financing or need assistance with home purchases and personal expenses, Voyage is here for you. For more information on eligibility and refinancing options available for our loan products, feel free to reach out at 605-338-2533 or visit us at 1512 E Benson Rd Sioux Falls SD 57104. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Voyage, we're committed to helping our members thrive financially through personalized service and competitive loan offerings.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,320,354 in loans helping members manage their finances effectively. Our credit cards come with rewards and are designed to support your spending needs while keeping your budget in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,970,835, make buying or refinancing simple. We believe in making the dream of owning a home accessible and straightforward for our members.

Loan Aggregator

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Call to Action

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from reputable institutions ensures that users receive fair and transparent offers tailored to their needs.

VOYAGE FEDERAL CREDIT UNION - Sioux Falls, SD

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