Volt Credit Union Springfield MO | Top Auto Loans & Business Banking

Introduction

Welcome to Volt at 2624 W Republic Rd, Springfield, MO 65807! Since our establishment in 1935, we have been dedicated to serving our members and the community with a commitment to trust and reliability. With a total membership of 6,884, we pride ourselves on being more than just a financial institution; we are your neighbors, ready to support you in achieving your financial goals. At Volt, we're not only about numbers but also about making a meaningful impact. With total assets reaching an impressive $86,664,616 and total deposits of $5,523,883, we ensure that your hard-earned money is safe and well-managed. Our financial strength is reflected in our net worth of $7,814,932 and cash in hand amounting to $409,577. We offer various services tailored to meet your needs, including personal banking solutions like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking options. Our leadership team, led by CEO Christopher Moss and Board President Bill Jameson, emphasizes a member-first approach. Together with our friendly staff of 26 employees, we work diligently to provide you with excellent service every day. While members can visit us at our branch for all their banking needs including access to an ATM and drive-thru services official correspondence should be sent to our mailing address: P O Box 1217, Springfield, MO 65801. Ready to take the next step? Whether you're looking to open an account or explore loan options, we encourage you to reach out or stop by. Give us a call at 417-862-0471 or visit our website at voltcu.org for more information. Your journey toward financial wellness starts here with Volt!

Branch History & Mission

At Volt, located at 2624 W Republic Rd, Springfield, MO 65807, we take pride in our rich history and steadfast commitment to our community. Since our founding in 1935, we've grown from a small financial institution into a trusted partner for over 6,884 members. With total assets reaching an impressive $86,664,616, we are dedicated to providing the highest quality financial services while fostering a sense of belonging among our members. Our mission is simple yet profound: we strive to empower our members through accessible financial solutions and unwavering support. We believe that everyone deserves the opportunity to achieve their financial goals and dreams. That's why we offer a range of services including personal banking, auto loans, mortgage refinancing, and business banking solutions tailored to meet the needs of our diverse community. Volt has evolved significantly since its inception. Our journey began with a handful of passionate individuals who understood the importance of cooperative banking. Over the years, we have embraced technological advancements to enhance our services while ensuring that we remain compliant with ADA standards. Whether you prefer online banking or mobile payments, we are here to provide convenient options that fit your lifestyle. While members can visit us at 2624 W Republic Rd Springfield Mo 65807, official correspondence should be sent to P O Box 1217, Springfield, MO 65801. Our branch offers drive-thru banking for quick transactions and ATMs for easy access to your funds any time of day. Community involvement is at the heart of what we do. We actively engage in local outreach efforts and form partnerships that benefit our members and neighbors alike. This commitment allows us to give back and contribute positively to the Springfield community. We invite you to join us on this journey toward financial empowerment. Experience firsthand the benefits of being part of Volt where your goals matter and your success is our mission. Visit us today or call us at 417-862-0471 to learn more about how we can support you!

Branch Location & Accessibility

Accessibility Features

At Volt, we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and designated parking spaces to ensure that everyone can visit us with ease. Plus, if you're looking for quick service, our drive-thru banking is available for your convenience. Simply pull up and complete transactions without ever leaving your vehicle.

Convenient Operating Hours

We understand that life gets busy, which is why we offer flexible operating hours. Visit us Monday through Friday from 10 AM to 5 PM in the lobby or stop by on Saturday from 9 AM to 12 PM for drive-up services. Whether you need to make a deposit or inquire about loans, our friendly staff is ready to assist you during these hours.

Services Offered

Volt provides a range of financial services tailored to meet your personal and business needs. From checking and savings accounts to auto loans and mortgages, we have options that fit every lifestyle. Don't forget about our ATM availability for those times when you just need cash on the go! If you prefer an even quicker experience, feel free to give us a call at 417-862-0471. We're here to answer any questions you may have or help set up an appointment. While members can visit us at 2624 W Republic Rd Springfield Mo 65807, official correspondence should be sent to P O Box 1217, Springfield, MO 65801. We invite you to come by and discover how Volt can support your financial journey!

Member Eligibility

Becoming a member of Volt is like joining a warm and welcoming community that's dedicated to your financial well-being. To qualify for membership, you'll need to meet a few friendly criteria, which mainly focus on your connection to our local community or employment with specific organizations. This means if you live, work, or worship in the area, you're likely eligible! Plus, becoming a member opens up a world of benefits, including competitive rates on loans and savings accounts, personalized service, and access to a variety of financial products designed just for you. Getting started is easy! Simply visit us at our branch located at 2624 W Republic Rd Springfield Mo 65807, or give us a call at (417) 862-0471 for more information. For detailed eligibility criteria and any updates, check out our website at . If you're ready to take the next step in joining our family, you can open your account online by visiting https://voltcu.mymortgage-online.com/ . We can't wait to welcome you!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. Imagine being able to invest in new equipment, hire additional staff, or even open a new location all made possible with our tailored loan options. With our dedicated team at your side, navigating the complexities of financing becomes much simpler.

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services that help streamline transactions for your business. From point-of-sale systems to online payment solutions, we provide tools that make accepting payments easy and efficient. This means less hassle for you and a better experience for your customers. Visit us at 2624 W Republic Rd Springfield Mo 65807 in Springfield, MO, or call us at (417) 862-0471 to learn how we can support your business's journey today!

Comprehensive List Of Services

Business Banking Options

For small business owners, we know that having the right financial support is crucial. Our business banking services, including merchant services and business loans, are designed to help you thrive in today's market. We take pride in being a partner in your success story.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features that allow you to manage your finances from anywhere. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, pay bills, and even send money to friends using our person-to-person payment services. Our commitment to accessibility extends beyond digital platforms. If you prefer face-to-face interactions, we have basic drive-thru banking available for quick deposits, withdrawals, and simple transactions. Plus, with our ATM services located conveniently around town, accessing cash has never been easier.

Get Started Today!

At Volt, we strive to be more than just a credit union; we want to be your trusted financial partner throughout every stage of life. To learn more about how our comprehensive list of services can benefit you or to speak with one of our knowledgeable staff members, give us a call at (417) 862-0471 or visit us online at Republic Road. Your journey towards better financial health starts here!

Personal Banking Solutions

We offer various personal banking options tailored to fit your lifestyle. Our checking and savings accounts provide safe places for your money while helping you grow your savings. For those looking to purchase a new car or refinance an existing vehicle, our auto loans and vehicle financing solutions make it easy to hit the road without breaking the bank. Additionally, if you're thinking about buying a home, our mortgage loans and refinancing programs can guide you through the process with competitive rates. Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation options come into play, offering flexible terms that can help you regain control of your finances. Plus, enjoy the benefits of our credit cards with rewards, allowing you to earn points on everyday purchases.

Digital & Online Banking

Convenient Online Access

With our online banking platform available at http://www.voltcu.org , you can take control of your finances right from the comfort of your home or on the go. Our user-friendly interface allows you to check balances, pay bills, and transfer funds with just a few clicks. Plus, our 24/7 online banking services mean you can access your account whenever it suits you.

Eco-Friendly E-Statements

Say goodbye to paper clutter! With our e-statements option available at Yes, you can receive your account statements electronically. This not only helps the environment but also allows for quick and easy access to your financial records.

Enhanced Security Features

Your security is our top priority. We use advanced encryption technology to protect your information, ensuring that your personal data stays safe. With features like electronic signature authorization available at Yes, signing documents has never been easier or more secure.

Mobile Banking Made Simple

For those who prefer banking on-the-go, our mobile application available via Yes makes it simple. You can manage your accounts, deposit checks, and even make person-to-person transfers with ease using our convenient mobile payments feature found at Yes.

Real-Time Account Management

Stay in control of your finances with real-time updates. Whether you want to check recent transactions or set up alerts for important activities in your account, our digital banking tools provide everything you need to stay informed. At Volt, we strive to make banking as accessible and straightforward as possible. Experience the convenience of modern banking today!

Financial Strength

A Trusted Partner

Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 12,030, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Volt is your trusted partner. Visit us at 2624 W Republic Rd Springfield Mo 65807 or call (417) 862-0471 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Commitment to Growth

With $6,490,423 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in our lending capacity: with $47,977 in used auto loans and $56,059,520 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is evident in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 24 full-time employees and 2 part-time employees who are always ready to assist you with their expertise.

Member-Focused Savings

Members' savings are secured through $9,554,645 in share certificates and $8,459,526 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,232,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $7,814,932, we demonstrate robust financial strength, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $901 showcases our solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $21,263,710 in used vehicle loans and $6,342,772 in new vehicle loans to help members get on the road comfortably and affordably. Whether you're looking for financing for a brand-new model or a reliable used vehicle, we've got you covered.

Credit Lines and Unsecured Loans

For those who need flexibility in their finances, we offer credit lines with a total available amount of $13,048,712. This can be an excellent option for managing unexpected expenses or making larger purchases without disrupting your budget. Additionally, our unsecured credit card loans amount to $2,811,685, providing members with convenient access to funds whenever necessary.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,037,819. This makes buying or refinancing your home straightforward and accessible. Our team can guide you through the process and help you find the right mortgage solution tailored to your needs.

Refinancing Options

We also provide refinancing options across our loan products. Whether it's a mortgage or an auto loan you're looking to refinance, our experts will work with you to ensure that you receive favorable terms that align with your current financial situation. If you're considering any of these loan products or have questions about eligibility options, feel free to reach out. You can contact us at 417-862-0471 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Volt Credit Union, we are committed to helping you navigate your financial journey with confidence and ease.

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VOLT CREDIT UNION