Welcome to Vocality Community, a trusted financial institution established in 1980 and headquartered in the beautiful town of Garberville, CA. Under the leadership of CEO Patricia Neighbors and Board President Marcia Mendels, we are dedicated to empowering our members through exceptional service and innovative financial solutions. Our mission is rooted in serving our community, including military members, by providing accessible banking options that foster financial well-being and growth.

At Vocality Community, we understand the importance of modern banking tools in today’s fast-paced world. That’s why we offer a comprehensive suite of services including online banking, a mobile application for convenient access, person-to-person transfers, e-statements, mobile payments, and electronic signature authorization. Our commitment to security is further enhanced by NCUA insurance, ensuring that your funds are protected since March 3, 1980. With total assets exceeding $143 million and a member-first approach that prioritizes your needs, we invite you to explore all that we have to offer at our official website: https://www.vocalityccu.org/ . For any inquiries, feel free to reach us at our fax number: 7079234199. Join us today and experience the difference of community-focused banking!

At Vocality Community, we understand that financial needs vary from member to member. That's why we offer a diverse range of services designed to cater to your everyday banking requirements and support your financial growth. Whether you're looking for personal banking solutions like checking and savings accounts, or need assistance with auto loans and vehicle financing, we've got you covered. Our mortgage loans and refinancing options can help you achieve your homeownership dreams, while our business banking services, including merchant services and business loans, are tailored for those looking to expand their small businesses. With our online banking and mobile application available, managing your finances has never been easier; you can access e-statements, make person-to-person transfers, and utilize mobile payments all at your fingertips.

Vocality Community is committed to providing our members with accessible financial tools that facilitate effective money management and planning for life’s milestones. Whether you're saving for a new car or preparing for retirement, our personalized approach ensures that you have the right resources at your disposal. For those interested in membership eligibility or exploring how our offerings align with your financial goals, visit http://www.vocalityccu.org/field-of-membership . Additionally, if you're considering various loan options or wish to compare rates conveniently, check out https://www.lendmesh.com/loans/vehicle_loans . We're here to support you every step of the way—feel free to reach out to us at (707) 923-4199 for any personal assistance you may need. At Vocality Community, we prioritize your financial well-being and look forward to being part of your journey toward success.

At Vocality Community Credit Union, trust and reliability form the cornerstone of our financial services. With a dedicated membership of 8,692, we pride ourselves on fostering a strong community-oriented banking experience. Our substantial total assets of 143,060,199 reflect our commitment to safeguarding our members' financial well-being, while our net worth of 10,010,435 underscores the stability that comes from decades of experience in the industry. Despite facing challenges, our net income stands at -480,109, demonstrating resilience in a fluctuating market.

We are also proud to serve our members with confidence, as evidenced by our total deposits of 17,422,437 and a robust portfolio comprising 4,095 loans and leases. This highlights not only our capacity to support personal and commercial financial needs but also our commitment to responsible lending practices. With a team of 35 professionals dedicated to providing excellent service, we ensure that each member receives personalized attention tailored to their unique financial journeys.

Our impressive net worth ratio of 696 positions us favorably among peers, allowing us to offer competitive products, including a credit card loan volume reaching 272 and an auto loan volume of 3,106. Furthermore, we facilitate growth for local businesses with a range of commercial loans totaling 50, contributing significantly to the economic vitality of our communities.

Transparency is key in building lasting relationships, and we invite you to explore how we can be your trusted financial partner today. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.