VITAL FEDERAL CREDIT UNION

Welcome to Vital, your trusted financial partner right here in Spartanburg, SC! Located at 1450 John B White Sr Blvd, we have proudly served our community since our establishment in 1964. With a dedicated team of 16 employees, led by our CEO Omero DeLorenzo and Board President Paul Barnette, we are committed to providing exceptional service and support to our 6,242 members. At Vital, we understand that financial matters can be overwhelming, which is why we're here to help. Our total assets amount to an impressive $57,981,358, demonstrating our strength and stability. We currently hold $9,994,846 in deposits and have extended over 3,460 loans, empowering our members to achieve their goals and dreams. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO Box 5586, Spartanburg, SC 29304. Our commitment goes beyond just numbers; it's about building relationships within our community. We believe in the power of support and trust that comes from being a member-focused credit union. Whether you're looking for a new loan or just need some advice on managing your finances, we invite you to reach out. Feel free to contact us at (864) 948-8200 during our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM and Friday from 8:00 AM to 5:00 PM. We also offer ATM services for your convenience. Explore more about what we can offer you by visiting our website at Vitalfcu. Join us today and experience the difference of being part of the Vital family!

At Vital, we take pride in our rich history and unwavering mission to serve the community of Spartanburg, SC. Founded in 1964, our credit union has grown from a small financial cooperative into a trusted institution with over 6,200 members and total assets reaching an impressive $57,981,358. Our branch is located at 1450 John B White Sr Blvd, conveniently situated near local landmarks that make us easily accessible to our members. Throughout the years, Vital has been dedicated to providing not just financial services but also genuine support to our community. Our mission statement reflects this commitment: to empower individuals and families through responsible banking practices and meaningful community engagement. We strive to offer products and services that meet the unique needs of our members while fostering a sense of belonging and financial well-being. As we evolved, we embraced technological advancements to enhance member experience. We now provide online banking services, electronic statements, and mobile applications to ensure that our members can manage their finances conveniently and securely. Additionally, we maintain ADA compliance, ensuring that all members can access our services without barriers. While members can visit us at 1450 John B White Sr Blvd Spartanburg Sc 29306, official correspondence should be sent to PO Box 5586, Spartanburg, SC 29304. Our operating hours are designed with your convenience in mind: from 8:30 AM to 5:00 PM Monday through Thursday, and from 8:00 AM to 5:00 PM on Fridays. We also understand the importance of being there for our community outside of banking. Over the years, we have partnered with various local organizations to support outreach efforts aimed at improving financial literacy and providing assistance during challenging times. This dedication is what sets us apart from traditional banks; we are here for you every step of the way. Join us at Vital and become part of a community-focused credit union that prioritizes your financial health. Experience the difference today! For more information or assistance, feel free to reach out by calling us at (864) 948-8200. Together, let's build a brighter financial future for everyone in Spartanburg!

At Vital, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward that. If you're looking to join us at our friendly branch located at 1450 John B White Sr Blvd Spartanburg Sc 29306, you'll be pleased to know that membership is open to anyone who lives, works, or worships in our community. We welcome individuals from all walks of life, making it easy for you to connect with us. Not only will you gain access to a wide range of financial products and services tailored just for you, but you'll also enjoy the benefits of being part of a cooperative where your voice matters. To learn more about the specific eligibility requirements, feel free to check out this helpful resource: . Ready to take the plunge? Opening an account with us is straightforward! You can start the process online by visiting our account opening page at https://vitalfcu.cuconnections.com/loan-application/ . If you have any questions or need assistance, don't hesitate to reach out at (864) 948-8200. We're here to help you every step of the way as you embark on this exciting journey with Vital!

At Vital, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency and reliability, which is why we want to share the solid foundation of our financial health. With a net worth of $8,945,620, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,543 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,867,530 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $8,699,811 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,283 in used auto loans and $39,844,422 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 15 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 11,061, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vital is your trusted partner. Visit us at 1450 John B White Sr Blvd Spartanburg Sc 29306 or call (864) 948-8200 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*