Visions Credit Union Towanda PA | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Visions in Towanda, PA, where we believe that financial services should be as approachable as your friendly neighbor. Established in 1966, our branch at 232 Ennis Ln has been a trusted partner for over 258,000 members in the community. With a robust asset base of $5,261,855,076, we pride ourselves on offering personalized banking solutions designed to meet your unique needs. At Visions, we understand that every member's journey is different. That's why we provide an array of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and credit card options with rewards. Our commitment to fostering financial health is reflected in our total deposits of $368,430,335 and a net worth of $518,055,418 numbers that highlight our stability and reliability. While you can visit us at our branch address for face-to-face consultations or inquiries, please note that official correspondence should be directed to our mailing address: 24 McKinley Ave, Endicott, NY 13760. Under the leadership of CEO Tyrone Muse and Board President Christopher Marion, our dedicated team of 885 employees works tirelessly to support your financial goals. Whether you're looking for guidance on loans or want to take advantage of our online banking services, we're here to help. Curious about how we can assist you? Give us a call at 570-268-2795 or explore our website at visionsfcu.org. We invite you to experience the difference with Visions your community-focused credit union.

Branch History & Mission

Community-Centric Approach

At Visions, we understand that our success is intertwined with the well-being of our community. That's why we actively engage in local events and partnerships aimed at supporting various causes. Whether it's sponsoring youth sports teams or participating in community service projects, we are dedicated to making a positive impact right here in Towanda. While members can visit us at our physical location for all their banking needs during our operating hours from Monday to Friday, 9 AM to 5 PM, they also enjoy the convenience of modern technology. Our services include online and mobile banking options that allow you to manage your finances anytime and anywhere. Plus, with ATM access available nearby, getting cash or checking balances is just a few clicks away. If you need to send official correspondence or documents, please use our mailing address at 24 McKinley Ave, Endicott, NY 13760.

Join Us Today!

As we continue to grow and adapt to meet the needs of our members, we invite you to be part of this incredible journey. Experience firsthand how Visions can support your financial goals while also contributing positively to the Towanda community. Visit us today or explore more about joining by checking out our website. Together, let's build a brighter future!

Our Evolution

From our humble beginnings to becoming a thriving credit union with over 258,000 members and total assets surpassing $5.2 billion, Visions has consistently prioritized the needs of our community. Our branch is conveniently located at 232 Ennis Ln, Towanda, PA 18848, easily accessible for those seeking personal banking solutions. As we look back on our journey, we celebrate the milestones that have shaped us into what we are today an institution dedicated to enhancing lives through personalized service and innovative financial products. Our mission is simple yet powerful: to provide exceptional financial services while enriching the communities we serve. We believe that everyone deserves access to quality banking options, whether it's personal checking accounts, auto loans, or mortgages. Our commitment extends beyond transactions; we strive to uplift our members through educational resources and outreach programs that address their unique needs.

Branch Location & Accessibility

Easy Access and Amenities

At Visions, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, ensuring that everyone can comfortably visit us. Parking is ample and convenient, so you can easily find a spot when you arrive. While members can visit us at our physical location for personal banking needs, official correspondence should be sent to our mailing address at 24 McKinley Ave, Endicott, NY 13760.

Get in Touch

We invite you to visit us soon! If you have any questions or need more information about our services, please don't hesitate to call us at 570-268-2795. Our team at Visions looks forward to assisting you on your financial journey!

Operating Hours

We are here to serve you Monday through Friday from 9 AM to 5 PM. Whether you're looking to open a new account or need assistance with loans or credit cards, our friendly staff is ready to help during these hours.

Services Offered

Visions offers a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. We also provide online and mobile banking options for added convenience. Plus, with ATM availability at our branch, accessing cash is quick and easy! Although we currently do not have drive-thru banking available at this location or shared service centers nearby, we are committed to providing top-notch customer service within our lobby.

Member Eligibility

Becoming a member of Visions is like joining a close-knit family that truly cares about your financial well-being. If you live, work, or worship in the communities around 232 Ennis Ln Towanda Pa 18848, you're already on your way to membership! We welcome individuals from various backgrounds and interests, making it easy for anyone to join our supportive community. To find out more about the specific eligibility requirements, feel free to check out this helpful resource: https://membership.visionsfcu.org/. Once you're ready to take the next step, opening an account with us is straightforward and designed with you in mind. With just a few clicks, you can start enjoying the benefits of membership at Visions, from personalized banking services to competitive loan rates. If you have any questions or need assistance, don't hesitate to reach out at (570) 268-2795. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine this: you're running a busy café and need a fast way to process payments. Our merchant services provide just that helping you streamline transactions so you can focus on what matters most: serving your customers. From point-of-sale systems to online payment solutions, we offer tools that enhance your business operations. Located at 232 Ennis Ln Towanda Pa 18848, Towanda, PA, our team is ready to partner with you on your journey towards success. Reach out today at (570) 268-2795 to learn more about how we can help your business grow!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $511 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $441,123,035, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our local entrepreneurs and business owners, we provide comprehensive business banking services, including merchant services and business loans. We understand the challenges of running a business and are dedicated to supporting your success.

Credit Options and Rewards

Our credit cards with rewards allow you to earn points on everyday purchases, making it easier to treat yourself when you reach your savings goals. With various options available, you can choose the card that best fits your spending habits.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is crucial. That's why we offer robust online and mobile banking features that allow you to manage your accounts from anywhere. You can easily check balances, transfer funds, or pay bills right from your smartphone or computer. Plus, with access to an ATM, cash withdrawals are just a few taps away!

Personal Banking Solutions

We offer a variety of personal banking options tailored to fit your lifestyle. Our checking and savings accounts make it easy to manage your finances while helping you save for those important moments in life. For those looking to purchase a vehicle, our auto loans and vehicle financing solutions come with competitive rates and flexible terms, ensuring that getting behind the wheel is both affordable and stress-free. If you're dreaming of homeownership, our mortgage loans and refinancing options can guide you through the process with ease. We also offer personal loans for those unexpected expenses or projects that may come up, along with options for debt consolidation to help simplify your payments.

Your Partner in Financial Growth

At Visions, we pride ourselves on being more than just a bank; we're your partner in financial growth. Our friendly staff is always ready to help answer questions or provide guidance tailored specifically for you. If you're interested in learning more about any of our services or opening an account, don't hesitate to reach out at (570) 268-2795. We invite you to visit us at 232 Ennis Ln Towanda Pa 18848 or explore our website at Wysox for additional information about how we can assist you on your financial journey. Join us today and experience the personalized service that sets us apart!

Digital & Online Banking

Key Features of Our Digital Banking Services

With our online banking services, you can easily view your account balances, transfer funds, and pay bills all from the comfort of your own home. If you prefer handling transactions via your smartphone, our mobile application is available for download, allowing you to manage your finances with just a few taps. One of the standout features is our electronic signature authorization. This allows you to sign documents securely online, so you can complete transactions without needing to visit a branch. Plus, you'll enjoy the convenience of e-statements, which are accessible anytime and help keep your paperwork organized. For those who love quick transactions, our person-to-person transfer feature makes it simple to send money to friends or family in just moments. Need to make payments on the go? Our mobile payments feature lets you pay directly from your phone at participating merchants.

Security and Accessibility

Your security is our top priority. All of our digital banking services come with advanced security measures to protect your information. You can rest easy knowing that you have full control over your accounts in a secure environment. Managing your finances has never been easier or more convenient with Visions's online banking options. With real-time account management at your fingertips, taking care of your financial needs has become as easy as clicking a button. Join us today and experience banking that fits into your lifestyle!

Financial Strength

At Visions, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength is robust and designed to serve you better. With a net worth of $518,055,418, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $984 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,202,677,144 in share certificates and $971,071,754 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,892,492, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also take pride in having 825 full-time employees and 60 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With $16,128 in used auto loans and $3,514,973,030 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. Total Share Accounts: 564,945, showing a strong and growing member base that trusts us with their finances. At Visions, your financial well-being is our priority. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Visions is your trusted partner. Visit us at 232 Ennis Ln Towanda Pa 18848 or call (570) 268-2795 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Support

If you're considering refinancing or need assistance in determining eligibility for any of our loan products, our dedicated team at Visions is here to help. We encourage you to reach out via phone at (570) 268-2795, or visit us at 232 Ennis Ln Towanda Pa 18848 in Towanda, PA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We pride ourselves on transparency and aim to empower our members with the information they need to make informed financial decisions. Explore our loan offerings today and find out how we can assist you in reaching your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $207,337,752 in used vehicle loans and $128,437,851 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, ensuring that you can drive away with a vehicle that suits your lifestyle without breaking the bank.

Business Financing

For business owners, our outstanding commercial loans totaling $441,123,035 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to offering solutions that support your growth objectives.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $290,624,581, make buying or refinancing simple. We help guide you through every step of the process, whether you're purchasing your first home or refinancing an existing mortgage.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our unsecured credit card loans. With a total of $87,120,655 in loans helping members manage their finances effectively, our cards come with flexible terms that allow you to use credit responsibly while enjoying rewards and benefits tailored for our members.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that help you make informed decisions. - Real-Time Rate Comparisons: The platform updates regularly with up-to-date loan rates from multiple institutions, giving users accurate information when they need it most. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the genuine impact that informed borrowing decisions can have on an individual's financial health. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every offer you see is not only current but also fair and transparent. Users can trust that they are comparing legitimate offers that meet strict regulatory guidelines.

Visions

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community-Centric Approach

Join Us Today!

Our Evolution

Branch Location & Accessibility

Easy Access and Amenities

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options

Comprehensive List Of Services

Business Banking Services

Credit Options and Rewards

Digital Banking Convenience

Personal Banking Solutions

Your Partner in Financial Growth

Digital & Online Banking

Key Features of Our Digital Banking Services

Security and Accessibility

Financial Strength

Loan Offering

Additional Support

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

Join Our Community