Visions Credit Union Sayre PA | Quick Personal Loans & Top Checking

Introduction

Welcome to Visions, your trusted financial partner located at 2121 Elmira St, Sayre, PA 18840. Established in 1966, our credit union has been dedicated to serving our community and providing exceptional financial services to our 258,519 members. At Visions, we pride ourselves on our commitment to helping you achieve your financial goals with a personal touch. With total assets exceeding $5.26 billion, we offer a range of services designed to meet your needs, including auto loans, mortgages, and business banking solutions. Our robust portfolio reflects our dedication, with over 159,779 loans and leases currently in service and total deposits of $368,430,335. We maintain a strong net worth of $518,055,418, ensuring that your money is secure with us. Our CEO, Tyrone Muse, and Board President, Christopher Marion, lead a dedicated team of 885 employees who are here to support you every step of the way. We understand that every financial journey is unique, which is why we strive to provide personalized service tailored just for you. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 24 McKinley Ave, Endicott, NY 13760. Whether you're looking for personal banking options or business solutions, we're here to help. Ready to take the next step? Contact us at 570-888-0507 or visit our website at Visions FCU today! Join us as we work together towards a brighter financial future.

Branch History & Mission

At Visions, our journey began in 1966 when we opened our doors to the community in Sayre, Pennsylvania. Over the years, we've grown from a small credit union into a trusted financial partner for over 258,000 members. Our branch, located at 2121 Elmira St, Sayre, PA 18840, stands as a testament to our commitment to supporting local families and businesses. From the start, our mission has been clear: to provide exceptional financial services while fostering a sense of community. We believe that everyone deserves access to quality banking solutions that empower them to achieve their dreams. With total assets of over $5.26 billion, we have the resources to offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. As we evolved through the decades, we embraced digital advancements to make banking more convenient for our members. Today, we provide online and mobile banking options that allow members to manage their finances anytime and anywhere. Whether it's setting up e-statements or making person-to-person payments, we prioritize member convenience while ensuring our systems are ADA compliant. At Visions, we take pride in being more than just a financial institution; we're an active part of the Sayre community. Our outreach efforts include partnerships with local organizations and events that support education, health initiatives, and economic development. We understand that by investing in our community's well-being, we contribute to the growth and prosperity of everyone around us. While members can visit us at our Sayre location for all their banking needs during our operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM official correspondence should be sent to our mailing address at 24 McKinley Ave, Endicott, NY 13760. If you're looking for a credit union that truly cares about its members and community, look no further than Visions. Join us today and experience firsthand how we're committed to making a positive impact in your life! For more information or assistance, feel free to call us at 570-888-0507 or visit our website at Visions FCU.

Branch Location & Accessibility

Call to Action

We invite you to stop by and see how we can support your financial goals! Whether you're looking for advice on saving or need help with loans, our team at Visions is ready to serve you. Come in today and experience the difference of being part of a community-focused credit union!

Nearby Landmarks and Accessibility

Located right in the heart of Bradford County, our branch is surrounded by familiar landmarks that make finding us a breeze. The Sayre Post Office and beautiful local parks are just a short drive away. We prioritize accessibility for all our members, featuring ADA-compliant entrances and ample parking space to ensure everyone can visit comfortably.

Operating Hours and Services

We understand that life can be busy, which is why we're open Monday through Friday from 9 AM to 5 PM, and on Saturdays from 9 AM to noon. Our dedicated staff is here to assist you with a variety of services from personal banking options like checking and savings accounts to loans for your next vehicle or home. Plus, we offer ATM access so you can manage your finances anytime. While members can visit us at 2121 Elmira St, official correspondence should be sent to our mailing address at 24 McKinley Ave, Endicott, NY. If you have any questions or need assistance, feel free to call us at 570-888-0507.

Member Eligibility

At Visions, we believe that everyone deserves a financial partner who truly cares. Joining our community is simple and welcoming! If you live, work, or worship in the area around 2121 Elmira St Sayre Pa 18840, you're likely eligible to become a member. We pride ourselves on being inclusive, and our membership criteria are designed to make it easy for you to join us on this journey toward financial wellness. For more detailed information about eligibility, feel free to check out our resource at https://membership.visionsfcu.org/. Getting started with us is just as straightforward. You can open an account online in just a few minutes! Whether you're interested in personal banking, loans, or other services, we're here to help every step of the way. If you have any questions or need assistance, don't hesitate to reach out at (570) 888-0507. We can't wait to welcome you into the Visions family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $511 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $441,123,035, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to process payments seamlessly at your storefront or online. Our merchant services offer just that making it easier for you to accept payments from customers in various ways. This means faster transactions, increased customer satisfaction, and ultimately more sales. Located at 2121 Elmira St Sayre Pa 18840, Sayre, PA, we're here to empower your business every step of the way. Visit us today or call (570) 888-0507 to discover how we can help you grow!

Comprehensive List Of Services

A Commitment to Community

We believe in serving our members with respect and dedication. At Visions, we make it easy for you to access all these services while ensuring a warm welcome every time you visit us or reach out by phone at (570) 888-0507. To learn more about how we can assist you or to open an account today, please visit us online at Sayre or stop by our branch. We look forward to helping you on your financial journey!

Business Banking Made Easy

For small business owners, business banking at Visions includes essential services such as merchant services and business loans. We understand the challenges of running a business and are here to support your growth with flexible financing options.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With easy access to your balances, payments, and transactions through our mobile app, banking has never been simpler. Need cash? Our ATM services provide hassle-free withdrawals right when you need them.

Financial Support When You Need It

Life can be unpredictable, which is why our personal loans and debt consolidation services can help ease financial stress when unexpected expenses arise. Plus, our credit cards with rewards allow you to earn while you spend, making every purchase work for you.

Personal Banking Solutions

Our personal banking services are designed with you in mind. Start by exploring our checking and savings accounts that offer great interest rates and no hidden fees. If you're considering purchasing a new car, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. For those looking to buy their dream home, we provide competitive mortgage loans and refinancing solutions tailored to fit your budget.

Digital & Online Banking

Easy Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.visionsfcu.org/, managing your accounts has never been easier. Whether you need to check your balance, transfer funds, or pay bills, everything is just a click away. You can enjoy the freedom of real-time account management without the hassle of traditional banking hours.

Go Mobile for More Convenience

Our mobile application enhances your banking experience even further. Available for download, it offers a user-friendly interface where you can manage your accounts on the go. Need to send money to a friend? Our person-to-person transfer service makes it quick and easy! And if you're into mobile payments, you'll love that we support this feature too making purchases as simple as tapping your phone. At Visions, we are committed to providing you with an accessible and easy-to-use online banking experience. Join us in taking control of your financial journey today!

Secure Transactions Made Simple

Security is our priority. With features like electronic signature authorization available at Yes, you can confidently complete transactions knowing that your information is protected. Plus, our e-statements feature allows you to access your statements digitally at any time, helping you stay organized while reducing paper clutter. You can rest easy knowing that your sensitive information remains safe with us.

Financial Strength

At Visions, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with the reliable financial services you deserve. Our current net worth of $518,055,418 showcases our strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $984, which assures you that we are well-capitalized and ready to meet your needs, even during uncertain economic times. Members' savings are securely backed by significant assets, with $1,202,677,144 in share certificates and $971,071,754 in money market shares. These options provide stable and rewarding growth opportunities for your finances. Unlike traditional banks, we prioritize our members. With non-member deposits totaling $43,892,492, we can focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment to member-centric service is at the core of what we do. We also have $61,837,749 in undivided earnings, allowing us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, as reflected by the $16,128 in used auto loans and $3,514,973,030 across various loans and leases that support your financial goals. While our net income stands at $0, it reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 825 full-time employees and 60 part-time employees who are always ready to assist you with knowledgeable service. With net shares available for lending and investments reaching $22,062,725, we remain dedicated to ensuring that every dollar you invest works hard for you. The trust placed in us is evident from our total share accounts tallying up to 564,945, indicating a strong and growing membership base that believes in our mission. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Visions is your trusted partner. Visit us at 2121 Elmira St Sayre Pa 18840 or call (570) 888-0507 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Services

For business owners, our outstanding commercial loans totaling $441,123,035 provide the capital needed to grow and expand. We work closely with local businesses to understand their specific needs and provide tailored solutions that can foster growth. If you're interested in refinancing any existing loans or exploring eligibility options, our knowledgeable team is ready to assist you. We're dedicated to finding solutions that work for you. For more details about our loan offerings or to apply today, visit us at our branch located at 2121 Elmira St Sayre Pa 18840, Sayre, PA, or give us a call at (570) 888-0507. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $207,337,752 in used vehicle loans and $128,437,851 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to guide you through the process and ensure you get the best deal possible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $290,624,581, make buying or refinancing simple. We provide personalized support throughout the application process, helping you navigate eligibility requirements and find the best mortgage for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $87,120,655 in loans helping members manage their finances effectively. These credit cards come with various benefits designed to enhance your purchasing power while keeping your budget in check.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers that reflect current market conditions.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, guaranteeing transparency in what you see. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: You'll find up-to-date loan rates from multiple institutions, which helps you make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of the platform in guiding users toward better financial outcomes. Ready to discover the best loan rates tailored to your needs? Compare real-time loan offers today at LendMesh and find the options that work for you. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Visions

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Call to Action

Nearby Landmarks and Accessibility

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

A Commitment to Community

Business Banking Made Easy

Digital Banking Convenience

Financial Support When You Need It

Personal Banking Solutions

Digital & Online Banking

Easy Access Anytime, Anywhere

Go Mobile for More Convenience

Secure Transactions Made Simple

Financial Strength

Loan Offering

Additional Services

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Ensuring Accurate Comparisons

Key Benefits of Using LendMesh

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