Visions Credit Union Montrose PA | Best Auto Loans & Business Banking

Introduction

Welcome to Visions at our Montrose Branch, located at 16909 State Route 706, Montrose, PA 18801. Since our establishment in 1966, we have proudly served our community with a strong commitment to providing reliable financial services tailored to your needs. With a total membership of over 258,519, we strive to create lasting relationships and support your financial journey. At Visions, we understand that trust is the foundation of banking. That's why our members can count on us for a wide range of services, from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. We are more than just a credit union; we are a dedicated partner in your financial success. Our robust financial standing speaks for itself, boasting total assets of $5,261,855,076 and total deposits reaching $368,430,335. With a net worth of $518,055,418, you can feel secure knowing that your money is safe with us. Our team works diligently to ensure that you have access to the resources you need when you need them currently managing 159,779 loans and leases for our members. Under the leadership of CEO Tyrone Muse and Board President Christopher Marion, our dedicated staff of 885 employees is here to provide personalized service that puts your needs first. Whether you're visiting us in person or utilizing our online banking features, we're committed to making your experience as smooth as possible. While members can visit us at our Montrose location for all their banking needs including ATM access and basic drive-thru services official correspondence should be sent to our mailing address: PO Box 503, Montrose, PA 18801. We invite you to explore how Visions can help you achieve your financial goals. Feel free to call us at 570-278-2400 or visit our website at Visions for more information. Let's build a brighter financial future together!

Branch History & Mission

Community Focus

Our commitment to community support is also reflected in our partnerships with local organizations and outreach programs designed to uplift those in need. We strive to make a positive impact by contributing not only financially but also through volunteer efforts from our dedicated staff. As we embrace advancements in technology like online banking and mobile payment options we remain committed to ensuring ADA compliance and accessibility for all members. Our customer-centric initiatives are continuously evolving to better serve you. Join us at Visions! Experience the difference that comes with being part of a credit union focused on your needs and the community's growth. Whether you're looking for financial advice or eager to get involved locally, there's a place for you here at the Montrose Branch. Visit us today or reach out at 570-278-2400 we're excited to welcome you into our family!

Our Mission

At the heart of Visions is our mission: to empower our members through accessible and personalized financial services while fostering a strong sense of community support. We believe in building lasting relationships based on trust and mutual respect. Our dedication goes beyond just banking; we actively participate in local events and initiatives aimed at improving the lives of those around us. We understand that convenience matters. That's why we offer various services such as personal banking options, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. Our operating hours from Monday to Friday, 9 AM to 5 PM ensure that you can find time to visit us when it suits you best. Additionally, we provide both ATM access and drive-thru banking for your ease. While members can visit us at 16909 State Route 706, official correspondence should be sent to PO Box 503, Montrose, PA 18801 if needed.

Branch Location & Accessibility

Accessibility Features

At Visions, we prioritize accessibility. Our branch is equipped with features that ensure everyone can bank comfortably, including ADA-compliant ramps and designated parking spots. Whether you prefer a quick visit inside or using our drive-thru banking services, we strive to make your experience smooth and enjoyable.

Operating Hours

We understand that life can be busy! That's why we're open Monday through Friday from 9 AM to 5 PM, making it easier for you to fit banking into your schedule. If you have any questions or need assistance, feel free to call us at 570-278-2400. Our friendly staff is always ready to help!

Services Offered

When you visit the Montrose Branch, you'll find a range of services designed just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we cover all your financial needs. Plus, our ATM is available for quick cash withdrawals and balance checks anytime you need it. While members can visit us at 16909 State Route 706 for all their banking needs, official correspondence should be sent to PO Box 503 in Montrose, PA. We invite you to stop by today and discover how Visions can help you achieve your financial goals!

Member Eligibility

At Visions, we believe that everyone deserves to be part of a community that supports their financial well-being. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area, you're already eligible to join us. We also extend membership to family members of existing members, making it easy for your loved ones to enjoy the benefits too. As a member of Visions, you'll gain access to a range of services designed with your needs in mind, from checking and savings accounts to loans and personalized support. Ready to take the next step? Opening an account is straightforward! You can find all the details about eligibility and how to get started by visiting our website at https://membership.visionsfcu.org/. If you have any questions or need assistance, don't hesitate to call us at (570) 278-2400. We're here to help you every step of the way as you join our vibrant community at Visions, located at 16909 State Route 706 Montrose Pa 18801.

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify everyday transactions. Picture this: you're a local café owner who wants to accept payments quickly and securely. Our merchant services provide the tools you need to process credit card transactions smoothly, ensuring your customers enjoy a hassle-free experience while boosting your sales. Join us at Visions, located at 16909 State Route 706 Montrose Pa 18801, Montrose, PA, and discover how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $511 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $441,123,035, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, we offer specialized business banking services. This includes merchant services to help you accept payments from customers smoothly and business loans tailored to support your growth.

Credit Cards

Looking for rewards while you spend? Our credit cards with rewards allow you to earn points on everyday purchases, making it easy to treat yourself or save up for something special down the line.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we emphasize our robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts, transfer funds, pay bills, and even enjoy services like person-to-person payments. Plus, our ATM & cash withdrawal services ensure that accessing cash is simple whenever you need it.

Drive-Thru and ATM Access

For those who prefer face-to-face interactions but want efficiency too, our basic drive-thru banking offers quick service for deposits, withdrawals, and simple transactions without having to leave your car. Our ATMs also provide easy access for balance checks and withdrawals at any time.

Get Started Today!

Our commitment at Visions is not just about providing financial products; it's about building lasting relationships with our members in the community. We invite you to visit us at 16909 State Route 706 Montrose Pa 18801, call us at (570) 278-2400, or check out our website at https://www.visionsfcu.org/ for more information about how we can help meet your financial needs. Join us today and experience the difference!

Loans and Financing

When it comes to financing, we understand that life can throw unexpected expenses your way. That's why we provide flexible auto loans and vehicle financing options. Whether you're purchasing a new car or refinancing an existing loan, our team is here to assist you every step of the way. Additionally, our mortgage loans and refinancing services make homeownership more attainable, allowing you to invest in your future. If you're facing debt challenges, consider our personal loans and debt consolidation services. They can help simplify your payments and reduce stress by combining multiple debts into one manageable monthly payment.

Personal Banking

Whether you're just starting out or looking to optimize your savings, our personal banking options have something for everyone. We offer checking and savings accounts that fit different lifestyles. Imagine easily managing your daily expenses while watching your savings grow our accounts make this possible with competitive rates and no hidden fees.

Digital & Online Banking

Convenient Online Services

With our online banking platform, accessible through https://www.visionsfcu.org/, you can check your account balances, pay bills, and transfer money anytime you need. Enjoy the freedom of 24/7 access to your accounts without ever needing to step foot in a branch.

Mobile Banking Made Easy

For those who prefer managing their finances on-the-go, our mobile application is available for download. With features like mobile payments and person-to-person transfers, sending money to friends or paying for purchases has never been simpler or faster. Just use your phone! At Visions, we prioritize security while ensuring that our services remain user-friendly. Our commitment to protecting your information means you can bank confidently online. Whether you're making a simple deposit or setting up complex transactions, rest assured that our robust security measures have got you covered. In a world where convenience matters more than ever, Visions offers all the tools you need for real-time account management and financial peace of mind. Experience the ease of digital banking today!

User-Friendly Features

We've also introduced electronic signature authorization for documents, making it quick and easy to complete important transactions from the comfort of your home. Plus, you can opt for e-statements to keep track of your finances without the clutter of paper statements. Everything you need is right at your fingertips.

Financial Strength

At Visions, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to serving our community, we are proud to share insights into our financial health. With a net worth of $518,055,418, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $984 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,202,677,144 in share certificates and $971,071,754 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,892,492, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $61,837,749 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $16,128 in used auto loans and $3,514,973,030 in total loans and leases, supporting members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 825 full-time employees and 60 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares amounting to $22,062,725, we're positioned well for future growth. Total Share and Deposit Accounts stand at 564,945, showing a strong and growing member base that trusts us with their finances. This trust is the cornerstone of our operations at Visions, located conveniently at 16909 State Route 706 Montrose Pa 18801, Montrose, PA 18801. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Visions is your trusted partner. Visit us at 16909 State Route 706 Montrose Pa 18801 or call (570) 278-2400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Information

At Visions, we also provide refinancing options for many of our loan products. If you're unsure about eligibility or want to explore which option fits best for you, feel free to reach out to us at (570) 278-2400 or visit us at our branch located at 16909 State Route 706 Montrose Pa 18801 in Montrose, PA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to take advantage of our diverse loan offerings designed with your financial well-being in mind!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided $207,337,752 in used vehicle loans and $128,437,851 in new vehicle loans, helping our members get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is ready to assist you with flexible terms and competitive rates.

Business Financing

For business owners, our outstanding commercial loans totaling $441,123,035 provide the capital needed to grow and expand your enterprise. We're committed to supporting local businesses and ensuring they have access to the funding required for success.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $290,624,581. We simplify the process of buying or refinancing so that you can focus on what matters most making your house a home. If you're considering refinancing your current mortgage, we also provide options that might suit your needs.

Unsecured Credit Card Loans

Managing finances effectively is crucial for every member. We offer flexible terms on unsecured credit card loans, with a total of $87,120,655 in loans available to help you handle expenses without the burden of collateral. Our credit cards come with various benefits that can enhance your purchasing power while providing peace of mind.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By relying on verified sources, LendMesh guarantees that the information presented is both accurate and trustworthy.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Visions

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Focus

Our Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options

Comprehensive List Of Services

Business Banking

Credit Cards

Digital Banking Convenience

Drive-Thru and ATM Access

Get Started Today!

Loans and Financing

Personal Banking

Digital & Online Banking

Convenient Online Services

Mobile Banking Made Easy

User-Friendly Features

Financial Strength

Loan Offering

Additional Information

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Ensuring Accurate Comparisons

Key Benefits of Using LendMesh

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