Visions Credit Union Bethlehem PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Visions, your trusted financial partner located at 2174 W Union Blvd, Bethlehem, PA 18018. Established in 1966, we have proudly served our community for over five decades, fostering a sense of belonging among our 258,519 members. Our commitment to you is not just about providing financial services; it's about building relationships and supporting your dreams. At Visions, we understand that every member's journey is unique. That's why we offer a variety of products tailored to meet your needs, from checking and savings accounts to auto loans and mortgages. With total assets exceeding $5.26 billion and deposits totaling $368,430,335, our solid financial foundation allows us to empower you with competitive rates and exceptional service. Led by our dedicated CEO, Tyrone Muse, and Board President, Christopher Marion, our team of 885 employees is here to support you every step of the way. Whether you're looking for personal banking options or business solutions, we're equipped to help you succeed. Our innovative online and mobile banking services provide you with convenient access to your accounts anytime, anywhere. While members can visit us at our branch in Bethlehem, official correspondence should be sent to 24 McKinley Ave, Endicott, NY 13760. If you have questions or need assistance, feel free to reach out at (607) 786-2000 or send us a fax at (607) 786-5718. Join us today and discover how Visions can make a difference in your financial life! Visit our website at www.visionsfcu.org for more information on membership eligibility and account opening. We look forward to welcoming you into the Visions family!

Branch History & Mission

At Visions, we take pride in our rich legacy of serving the Bethlehem community since 1966. Our branch at 2174 W Union Blvd, Bethlehem, PA 18018 has become a cornerstone for financial services in the area. Over the years, we have grown from humble beginnings into a trusted institution with a total membership of over 258,000 and assets exceeding $5.2 billion. Each milestone reflects our commitment to improving the financial well-being of our members and their families. From day one, our mission has been clear: to provide accessible financial solutions while fostering a sense of community and support. We strive to empower our members with tools and resources that help them achieve their financial goals. Whether it's through personal banking, auto loans, mortgage services, or business financing, Visions is dedicated to making a positive impact on lives. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 24 McKinley Ave, Endicott, NY 13760. Our operating hours are designed with your convenience in mind; we're here Monday through Friday from 9 AM to 6 PM and Saturdays from 9 AM to 12 PM. At Visions, we understand that technology plays a vital role in today's banking experience. That's why we offer robust online and mobile banking options that allow you to manage your finances anytime and anywhere. With features like e-statements and mobile payments, we ensure that our services are both modern and user-friendly. Our commitment extends beyond just financial transactions; we believe in giving back to the community that supports us. Through various outreach programs and partnerships with local organizations, we work tirelessly to uplift those around us. We invite you to join the Visions family today! Experience firsthand how we can help you navigate your financial journey with care and expertise. Together, let's build a brighter future for you and your community! For more information or to open an account, please visit our website or call us at (607) 786-2000.

Branch Location & Accessibility

Call to Action

We invite you to visit us at Visions today! If you have any questions or want more information about our services, feel free to give us a call at 607-786-2000. We look forward to welcoming you into our community!

Nearby Landmarks and Accessibility

Located near popular spots like the Lehigh Valley Mall and the historic downtown area, our branch is not just easy to find but also surrounded by plenty of dining and shopping options. Parking is available right outside our doors, ensuring that you can get in and out with ease. Plus, our facility is ADA compliant, featuring ramps and accessible entrances so everyone can enjoy our services without hassle.

Operating Hours

We understand that life can be busy. That's why we're open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 12 PM. This means you can come by during your lunch break or on the weekend when it's most convenient for you.

Services Offered

At Visions, we offer a range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage options, we have something for everyone. Need cash? Our ATM service is available for quick withdrawals and balance checks. While we don't have drive-thru banking at this location, our friendly staff is ready to assist you inside. If you need to send any official correspondence, please note that our mailing address differs slightly: 24 McKinley Ave, Endicott, NY 13760.

Member Eligibility

At Visions, becoming a member is like joining a warm, welcoming family where your financial needs truly matter. If you're looking to enjoy personalized service and a range of financial products, you might be eligible for membership with us! Generally, anyone who lives, works, worships, or attends school in the areas we serve can apply. Our community-focused approach means we value each member and strive to help you achieve your financial goals. To get all the details on eligibility criteria, feel free to visit our website at https://membership.visionsfcu.org/. Joining is simple! Once you know you're eligible, just head over to our account opening page at https://digital.visionsfcu.org/visionsfcu/sdk/autoenrollmente2e, where you can easily set up your new account online. If you have any questions or need assistance during the process, don't hesitate to give us a call at (607) 786-2000. We're here to help!

Business Banking & Commercial Services

Loan Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $511 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $441,123,035, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make a Difference

In addition to loans, we offer merchant services that simplify payment processing. Picture a busy restaurant at peak hours our point-of-sale solutions ensure fast transactions, allowing your team to focus on what they do best: serving customers. By streamlining payments and providing robust reporting tools, we help you manage cash flow effectively. Visit us at 2174 W Union Blvd Bethlehem Pa 18018 in Bethlehem, PA to learn how we can partner with you for your business success!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs, our business banking services include merchant services and business loans designed to help you grow your enterprise. Whether you need funding for inventory or assistance with cash flow management, we are here to support your ambitions.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. With just a few clicks or taps on your phone, you can manage accounts, transfer funds, pay bills, and even send money to friends and family using our person-to-person payment feature. Our ATM services provide easy access to cash whenever you need it. At Visions, we're not just about transactions; we're about building relationships with our members. We want you to feel confident in managing your finances and achieving your goals. Ready to explore what we can do for you? Call us today at (607) 786-2000 or visit us at 2174 W Union Blvd Bethlehem Pa 18018 during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 12 PM. Join the Bethlehem family today!

Loans and Credit Cards

For those unexpected expenses or projects around the house, our personal loans and debt consolidation services provide flexible financing solutions. We believe in supporting our members during tough times by offering options that simplify repayment. Don't forget about our credit cards with rewards! You can earn points for everyday purchases that can be redeemed for exciting rewards or cash back. This way, every purchase contributes to something more significant!

Personal Banking Services

Our personal banking options include checking and savings accounts that help you manage your day-to-day finances. Imagine having easy access to your funds while earning interest on your savings. With us, you can set up automatic transfers and enjoy digital banking features that allow you to check balances or make payments on the go. If you're in the market for a vehicle, consider our auto loans and vehicle financing. We understand how important reliable transportation is, which is why we offer competitive rates that fit your budget. Plus, our mortgage loans and refinancing options can assist you in securing your dream home or lowering your current mortgage payments.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our user-friendly online banking system available at https://www.visionsfcu.org/, you can check balances, transfer funds, and pay bills with just a few clicks. Enjoy the convenience of e-statements, which let you view your account statements electronically saving time and paper! Plus, for those who prefer a more modern approach, our electronic signature authorization feature allows you to sign documents securely from anywhere. If you're always on the move, our mobile application is perfect for you. It enables mobile payments, letting you make purchases directly from your phone effortlessly. You can also send money to friends and family using our person-to-person transfer feature, making it easy to split bills or lend a hand when needed.

Security and Accessibility

Your security is our top priority. Our online banking services are equipped with robust security measures to protect your information. We aim to provide peace of mind while ensuring that managing your accounts is as easy as possible. In addition to these features, accessing your accounts through our mobile app means you can check your finances in real-time whether you're at home or out running errands. With all these tools at your disposal, keeping track of your money has never been simpler. Join us at Visions today and experience the convenience and security of our digital banking services!

Financial Strength

A Growing Community

The confidence of our community is evident with a total of 564,945 accounts. This shows a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $22,062,725. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Visions is your trusted partner. Visit us at 2174 W Union Blvd Bethlehem Pa 18018 or call (607) 786-2000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Commitment to Growth

With $61,837,749 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $16,128 in used auto loans and $3,514,973,030 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 825 full-time employees and 60 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Members Come First

Members' savings are secured through $1,202,677,144 in share certificates and $971,071,754 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,892,492, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $518,055,418, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $984 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $207,337,752 in used vehicle loans and $128,437,851 in new vehicle loans already helping members get on the road. We provide flexible terms to ensure you can drive away with a payment plan that fits your budget.

Credit Lines and Business Loans

For those needing additional support for larger projects or business ventures, our credit lines totaling $1,280,192,479 are available to provide the capital needed for growth. Additionally, for business owners, our outstanding commercial loans totaling $441,123,035 offer the financial backing necessary to expand operations. If you're interested in any of these loan products or want to explore refinancing options, feel free to reach out! You can contact us at (607) 786-2000, visit us at 2174 W Union Blvd Bethlehem Pa 18018, Bethlehem, PA, or check out our website at https://www.visionsfcu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Visions, we aim to empower our members with the right tools and information for their financial success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $290,624,581, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through each step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $87,120,655 in loans helping members manage their finances effectively. These credit cards come with rewards and benefits that can help you save money while making purchases.

Loan Aggregator

Benefits of Using LendMesh

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Visions

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Call to Action

Nearby Landmarks and Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Loan Options for Every Business

Merchant Services that Make a Difference

Comprehensive List Of Services

Business Banking Solutions

Digital Banking Features

Loans and Credit Cards

Personal Banking Services

Digital & Online Banking

Key Features of Our Digital Banking Services

Security and Accessibility

Financial Strength

A Growing Community

Commitment to Growth

Members Come First

Solid Financial Health

Loan Offering

Auto Loans

Credit Lines and Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community