Visions Credit Union Windsor NY | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Visions, your trusted financial partner located at 1191 State Route 79, Windsor, NY 13865. With a rich history dating back to 1966, we have proudly served our community for over five decades, growing alongside our members and fostering a culture of support and commitment. Our membership has expanded to 258,519 individuals who trust us with their financial needs. At Visions, we understand that every member is unique, which is why we offer a variety of services designed to meet your individual goals. From personal banking solutions like checking and savings accounts to auto loans, mortgage financing, and business banking options, we've got you covered. Our total assets exceed $5.26 billion, reflecting our dedication to sound financial practices and community investment. While members can visit us at our Windsor branch for personalized service, any official correspondence should be directed to our mailing address: 1191 New York 79, Windsor, NY 13865. For inquiries or assistance, feel free to reach out at (607) 754-7900. Our CEO, Tyrone Muse, along with Board President Christopher Marion, lead our team of over 885 employees who are eager to help you navigate your financial journey. As a member-owned credit union, our priority is to provide value through competitive rates on loans and deposits while ensuring the highest level of service. With total deposits amounting to $368 million and a net worth of $518 million, we remain financially strong and committed to your success. Join us today at Visions where your financial future matters! Visit our website at Visions FCU or stop by our branch during lobby hours from 10:30 AM to 12:30 PM on Tuesday, Wednesday, and Thursday. We look forward to welcoming you into the Visions family!

Branch History & Mission

At Visions, we are proud to have a rich history that dates back to our founding in 1966. Located at 1191 State Route 79 in Windsor, NY, our branch has been a cornerstone of the community for over five decades. As we evolved, we remained dedicated to providing exceptional financial services while supporting our members and the local community. From our humble beginnings, Visions has grown significantly. Today, we serve over 258,000 members and manage total assets exceeding $5.26 billion. Our mission is clear: to enhance the financial well-being of our members through personalized service and innovative solutions. We believe in fostering lasting relationships built on trust and respect. While members can visit us at our Windsor location, official correspondence should be sent to our mailing address at 1191 New York 79, Windsor, NY 13865. This accessibility reflects our commitment to being there for you when it matters most. Our operating hours are tailored to meet your needs: we welcome you from 10:30 AM to 12:30 PM on Tuesday, Wednesday, and Thursday. While we currently do not offer ATM or drive-thru services at this location, our focus remains on providing high-quality personal banking services such as checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking. At Visions, community support is just as important as financial services. We actively participate in local outreach efforts and build partnerships with various organizations to uplift those around us. Our commitment goes beyond banking; we strive to make a positive impact in Windsor and the surrounding areas. As we move forward into a digital future, we've embraced technology by offering online banking and mobile payments for your convenience. Our goal is to ensure all members have easy access to their finances while enjoying personalized service that makes banking feel personal. We invite you to become part of the Visions family. Join us today and experience the benefits of being a member-focused credit union where your financial goals are prioritized! Visit us online at Visions FCU or give us a call at 607-754-7900 for more information on how we can assist you. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Amenities

At Visions, we prioritize accessibility for all our members. Our branch is equipped with features that comply with ADA standards, ensuring that everyone can comfortably access our services. There's ample parking available right outside our doors, so finding a spot is never a hassle.

Address and Contact Information

While members can visit us at our Windsor location, any official correspondence should be sent to our mailing address at 1191 New York 79, Windsor, NY 13865. If you have questions or need assistance, don't hesitate to give us a call at 607-754-7900. Our team is ready to help!

Operating Hours

We know your time is valuable! That's why we're open during convenient hours: Tuesday through Thursday from 10:30 AM to 12:30 PM. While we may not have drive-thru banking or ATM services at this location, our friendly staff is always ready to assist you inside the branch.

Services Offered

At Visions, we offer a range of personal banking services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we're committed to helping you achieve your financial goals. Plus, with options for online and mobile banking, managing your accounts has never been easier!

Visit Us Today!

We invite you to stop by our Windsor branch and discover how we can support your financial journey. Whether you're looking to open an account or simply ask a question about our services, our team is eager to welcome you. Come see what makes Visions different today!

Member Eligibility

At Visions, we believe that becoming a member means joining a warm and supportive community. If you're looking to enjoy personalized banking services and a host of benefits, we welcome you with open arms. To be eligible for membership, you should either live, work, worship, or attend school in our local area or have a family member who is already part of our credit union family. This makes it easy for you to connect with us and take advantage of everything we offer! For more detailed information about the eligibility criteria, feel free to check out our website at https://membership.visionsfcu.org/. Opening an account is straightforward and designed with you in mind. You can start your journey with us online by visiting https://digital.visionsfcu.org/visionsfcu/sdk/autoenrollmente2e, where you'll find all the guidance you need to get started. If you have any questions or need assistance during the process, don't hesitate to give us a call at (607) 754-7900. We're excited to help you become part of the Visions family at our branch located at 1191 State Route 79 Windsor Ny 13865!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

Imagine running your business without the hassle of complicated payment systems. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. From credit card processing to online payment solutions, we ensure you have the tools needed for smooth operations. At Visions, located at 1191 State Route 79 Windsor Ny 13865, Windsor, NY, we are more than just a financial institution; we are your partners in progress. Let us help turn your vision into reality!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $511 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $441,123,035, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Looking to drive away in a new vehicle? Our auto loans and vehicle financing options make purchasing a car more manageable. We provide competitive rates that can fit any budget, allowing you to hit the road without breaking the bank. Plus, our friendly team is here to guide you through the process, ensuring you find the best option for your situation.

Business Banking

For local entrepreneurs, Visions offers business banking services that include merchant services and business loans tailored specifically for small businesses. We recognize the unique challenges faced by business owners and strive to provide solutions that foster growth and success.

Credit Cards with Rewards

Our credit cards come with rewards that let you earn as you spend! Whether it's cash back on purchases or travel points for future adventures, you'll enjoy benefits designed to enhance your financial experience. With easy online management tools, tracking your rewards has never been simpler.

Mortgage Loans & Refinancing

When it comes time to buy a home or refinance an existing mortgage, Visions is here to help. We offer mortgage loans with flexible terms and great rates so you can secure your dream home without stress. Whether you're a first-time buyer or looking to refinance for better terms, we'll work with you every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. You can manage your accounts anytime and anywhere check balances, transfer funds, or pay bills all from the comfort of your home or on-the-go. With no ATM access at this branch currently available, rest assured that our online services will keep you connected to your finances seamlessly. At Visions, we prioritize making banking easy and accessible for everyone in our community. If you're ready to explore these services further or have any questions, don't hesitate to reach out at (607) 754-7900 or visit us at http://www.visionsfcu.org. Join us today in experiencing personalized banking that's designed just for you!

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why our personal banking services include checking and savings accounts designed to help you easily track your spending and save for future goals. Imagine having the peace of mind that comes from knowing your funds are safe and accessible whenever you need them.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our personal loans are available for various needs be it home repairs, medical bills, or consolidating debt into one manageable payment. We understand how important it is to find relief during tough times, and our team is ready to assist you in finding a solution that works.

Digital & Online Banking

Key Services

Our online banking service is just a click away at https://www.visionsfcu.org/. Here, you can take advantage of features like e-statements, which let you view your account statements anytime without the clutter of paper. We also support electronic signature authorization for faster processing of documents, ensuring your transactions are both efficient and secure. If you're always on the move, our mobile application is perfect for you. It not only supports mobile payments but also allows you to manage your accounts right from your smartphone. You can send money quickly and easily with our person-to-person transfer feature no need for cash or checks anymore. Security is a top priority for us. Our online banking platform uses advanced technology to keep your information safe while providing real-time account management. You can feel confident knowing that your financial details are protected. Whether you're checking your balance or making a payment, our digital banking services at Visions make it easy to stay in control of your finances whenever you need to. Join us today and experience the convenience of modern banking at its best!

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. Our team comprises 825 full-time employees and 60 part-time employees who are dedicated to assisting you with knowledgeable service at every interaction. Additionally, with net shares amounting to $22,062,725, we have ample funds available for lending and investments that directly benefit our members. Our growing member base is evident from our total share accounts reaching 564,945, showcasing the trust that so many place in us.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Visions is your trusted partner. Visit us at 1191 State Route 79 Windsor Ny 13865 or call (607) 754-7900 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $1,202,677,144 in share certificates and $971,071,754 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize your savings to help you achieve your financial goals with confidence. Unlike traditional banks, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks. Currently, we hold $43,892,492 in non-member deposits, which allows us to concentrate on enhancing your banking experience.

Reinvestment for Growth

With $61,837,749 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This dedication to growth ensures that we're always improving the services available to you. Our lending capacity is equally impressive. We have $16,128 in used auto loans and $3,514,973,030 in total loans and leases available to support your financial aspirations across various sectors.

Solid Financial Foundation

With a net worth of $518,055,418, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth signifies our ability to withstand economic fluctuations while continuing to provide you with the support you need. Our net worth ratio of $984 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This means that your investments with us are safeguarded by a strong financial backbone.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $207,337,752 in used vehicle loans and $128,437,851 in new vehicle loans already helping members get on the road. We provide flexible terms to ensure that you can find a loan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $441,123,035 provide the capital needed to grow and expand your business. We understand the challenges entrepreneurs face and are committed to supporting your success. If you're interested in refinancing or exploring eligibility options for any of our loan products, please don't hesitate to reach out. Our dedicated team at Visions is here to assist you in finding the right solution for your financial needs. Feel free to visit us at 1191 State Route 79 Windsor Ny 13865, Windsor, NY, or give us a call at (607) 754-7900. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together toward achieving your financial goals!

Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. With a total of $87,120,655 in loans helping members manage their finances effectively, we offer flexible terms and competitive rates to suit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $290,624,581, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, our team is here to guide you through every step of the process.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are comparing accurate rates. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every user sees the same loan offers based solely on their needs. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. With constantly changing interest rates, having real-time information is invaluable. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers, as all listed loans are verified and current.

Visions

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility and Amenities

Address and Contact Information

Operating Hours

Services Offered

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Life Easier

Supporting Your Growth

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Services

Financial Strength

Commitment to Service

Conclusion

Member-Focused Savings

Reinvestment for Growth

Solid Financial Foundation

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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