Commitment to Service
Our operational efficiency is reflected in our $7,615,220, which allows us to continue offering competitive loan rates and solid financial products for our members. Our team comprises 825 full-time employees and 60 part-time employees who are dedicated to assisting you with knowledgeable service at every interaction. Additionally, with net shares amounting to $22,062,725, we have ample funds available for lending and investments that directly benefit our members. Our growing member base is evident from our total share accounts reaching 564,945, showcasing the trust that so many place in us.
Conclusion
Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Visions is your trusted partner. Visit us at 1191 State Route 79 Windsor Ny 13865 or call (607) 754-7900 to learn more about how we can help you achieve your financial goals.
Member-Focused Savings
Members' savings are secured through $1,202,677,144 in share certificates and $971,071,754 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize your savings to help you achieve your financial goals with confidence. Unlike traditional banks, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks. Currently, we hold $43,892,492 in non-member deposits, which allows us to concentrate on enhancing your banking experience.
Reinvestment for Growth
With $61,837,749 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This dedication to growth ensures that we're always improving the services available to you. Our lending capacity is equally impressive. We have $16,128 in used auto loans and $3,514,973,030 in total loans and leases available to support your financial aspirations across various sectors.
Solid Financial Foundation
With a net worth of $518,055,418, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth signifies our ability to withstand economic fluctuations while continuing to provide you with the support you need. Our net worth ratio of 9.84% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This means that your investments with us are safeguarded by a strong financial backbone.
