Visions Credit Union Vestal NY | Quick Personal Loans & Auto Financing

Introduction

Welcome to Visions, your trusted financial partner located at 2521 Vestal Pkwy E, Vestal, NY 13850. Since our establishment in 1966, we have been dedicated to serving our community with exceptional banking services and support. With a strong commitment to our members, we proudly serve over 258,500 individuals who rely on us for their personal and business banking needs. At Visions, we understand that financial security is essential for our members. That's why we manage total assets of more than $5.26 billion, alongside total deposits reaching $368.43 million. Our robust net worth of $518.06 million ensures that we remain a stable and reliable choice for all your banking needs. Our CEO, Tyrone Muse, along with Board President Christopher Marion, leads a dedicated team of 885 employees who are ready to assist you with personalized service and expert guidance. Whether you're interested in auto loans, mortgages, or everyday banking solutions, our knowledgeable staff is here to help you navigate your financial journey. While members can visit us at our branch location, official correspondence should be sent to 24 McKinley Ave, Endicott, NY 13760. If you have questions or need assistance, feel free to call us at (607) 729-4440 during our convenient hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM. Join the Visions family today and discover how we can help you achieve your financial goals! For more information about our services or to get started, visit us online at visionsfcu.org.

Branch History & Mission

Embracing Technology

In today's world, we understand the importance of staying connected. That's why we've embraced digital advancements like online banking and mobile payments. Our goal is to provide convenience without sacrificing personal service. We want every member's experience with Visions to be straightforward and enjoyable.

Join Us!

As we continue this journey together, we invite you to become a part of the Visions family. Experience firsthand the benefits of membership that include competitive rates on loans and savings accounts, personalized service from dedicated staff, and a community-centered approach that puts you first. If you're ready to take control of your financial future with a partner who truly cares about your success, visit us today or check out our website at Visions. Let's build a brighter future together!

Our Mission

At the heart of Visions is our mission: to empower our members and their communities through accessible financial services and unwavering support. We believe that everyone deserves the opportunity to achieve their financial goals. Whether you are looking for personal banking options such as checking and savings accounts or need assistance with auto loans and mortgages, we are here for you every step of the way. Our commitment goes beyond just banking; we actively engage with our community through outreach programs and partnerships that make a real difference. We work hard to ensure that our services are inclusive and accessible to all, including those who require ADA-compliant facilities. While members can visit us at 2521 Vestal Pkwy E, official correspondence should be sent to 24 McKinley Ave, Endicott, NY 13760. With operating hours from Monday to Friday between 9 AM and 5 PM and Saturday from 9 AM to 12 PM, we strive to accommodate your busy schedule.

Branch Location & Accessibility

Convenient Access and Parking

At Visions, we understand how important convenience is for our members. Our branch offers ample parking space so you can easily find a spot when you arrive. We are committed to ensuring that everyone has access to our services, with ADA-compliant features and ramps available for those who need them.

Join Us Today!

If you have questions or want to learn more about what we offer, don't hesitate to reach out! Give us a call at 607-729-4440 or come see us in person. We look forward to serving you and helping you achieve your financial goals!

Operating Hours Tailored for You

We know that life can get busy, which is why our lobby hours are set to accommodate your schedule. Visit us Monday through Friday from 9 AM to 5 PM, or stop by on Saturday from 9 AM to 12 PM. Our dedicated staff is here to assist you during these hours, ready to help with all your banking needs.

Services Designed With You in Mind

Our branch offers a variety of services tailored specifically for our members. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or even mortgage refinancing, we have something for everyone. Need cash? Our ATM is available for quick withdrawals and balance checks whenever you need it. While members can visit us at 2521 Vestal Pkwy E, official correspondence should be sent to our mailing address at 24 McKinley Ave, Endicott, NY 13760.

Member Eligibility

At Visions, we believe that everyone deserves a chance to be part of a supportive community. Becoming a member is easy and welcoming! If you live, work, or worship in the areas we serve, you're likely eligible to join us. We invite individuals and families to experience the advantages of membership, including lower fees, personalized service, and access to exclusive financial products designed with your needs in mind. To find out if you meet the eligibility requirements, please check our detailed information at https://membership.visionsfcu.org/. Once you're ready to take the next step, opening an account is just a click away! You can begin the process online by visiting https://digital.visionsfcu.org/visionsfcu/sdk/autoenrollmente2e. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (607) 729-4440. We're here for you at our branch located at 2521 Vestal Pkwy E Vestal Ny 13850, ready to help you start your journey with us!

Business Banking & Commercial Services

Business Loan Options

Imagine a local coffee shop ready to open its doors but needing funds for equipment and inventory. With our support, they secured a loan and turned their dream into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $511 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $441,123,035, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services tailored for local businesses. Imagine a retailer who needs an efficient way to process transactions. Our merchant services simplify payment processing, allowing them to focus on what they do best serving their customers. Visit us at 2521 Vestal Pkwy E Vestal Ny 13850, Vestal, NY or contact us at (607) 729-4440 to discover how we can help your business grow!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide essential services like Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, our team is here to support your business goals.

Connect With Us

Our dedicated team is ready to assist you with any questions about these services or help guide you through the account opening process. You can reach us at (607) 729-4440 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM. At Visions, we believe that everyone deserves access to quality financial services tailored just for them. Explore all that we have to offer today and see how we can help you achieve your financial goals! Visit us at Town Square or call us for more information!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we proudly offer robust Online & Mobile Banking options that allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, accessing your finances has never been easier. You can also utilize our ATM services for quick cash withdrawals and balance checks without any hassle.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options tailored just for you. From Checking & Savings Accounts that make managing your money simple and efficient, to Auto Loans & Vehicle Financing that help get you on the road without breaking the bank, we've got you covered. If you're considering a home purchase or looking to refinance, our Mortgage Loans & Refinancing solutions are designed with your comfort in mind. Plus, if you need extra cash for unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation services provide flexible terms and competitive rates.

Rewarding Credit Card Options

Looking for a credit card that gives back? At Visions, we offer Credit Cards with Rewards, allowing you to earn points on everyday purchases. It's an excellent way to turn spending into savings!

Digital & Online Banking

Key Services Offered

With our 24/7 online banking services, you can manage your accounts with ease. Whether it's checking your balance, transferring money, or reviewing transactions, everything is just a click away. Our person-to-person transfer feature allows you to send money to friends and family quickly, making it easier than ever to split bills or share expenses. Security is a top priority for us. We provide electronic signature authorization, which means you can sign documents securely from the comfort of your home. Plus, with e-statements available, you can go green by opting for paperless statements that are easy to access whenever you need them.

Mobile Banking Convenience

For those on the go, our mobile application makes banking even more accessible. With features like mobile payments, you can make purchases directly from your phone no cash or cards needed! This means less hassle while you're out and about. We believe that managing your finances should be straightforward and user-friendly. Our digital banking tools empower you to take control of your financial journey in real-time, ensuring that you always have an eye on your accounts. Experience the modern way of banking with Visions today! For more information and to get started, visit us at https://www.visionsfcu.org/.

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 825 full-time employees and 60 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share Accounts: 564,945, showing a strong and growing member base that trusts us with their finances. With Net Shares available for lending and investments at $22,062,725, you can feel confident knowing your funds are being put to good use. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Visions is your trusted partner. Visit us at 2521 Vestal Pkwy E Vestal Ny 13850 or call (607) 729-4440 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $1,202,677,144 in share certificates and $971,071,754 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,892,492, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $61,837,749 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $16,128 in used auto loans and $3,514,973,030 in total loans and leases.

Strong Financial Health

With a net worth of $518,055,418, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $984 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $207,337,752 in used vehicle loans and $128,437,851 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options that work for you.

Business Loans

For business owners, our outstanding commercial loans totaling $441,123,035 provide the capital needed to grow and expand. We're here to support your entrepreneurial journey with resources that meet your specific business needs. At Visions, we also offer refinancing options for those looking to lower their monthly payments or consolidate debt. If you're interested in learning more about eligibility requirements or how our loan products can fit into your financial plan, please reach out at (607) 729-4440 or visit us at our branch located at 2521 Vestal Pkwy E Vestal Ny 13850 in Vestal, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $290,624,581, make buying or refinancing simple. We guide you through every step of the process, ensuring that you find the right mortgage solution for your needs.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, and that's where our unsecured credit card loans come into play. With a total of $87,120,655 in loans, we provide flexible terms that help our members effectively manage their finances. Enjoy easy access to credit when you need it most.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: You get up-to-date loan rates from multiple institutions, helping you make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback reflects our commitment to serving consumers effectively. Ready to take control of your borrowing options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers displayed are fair and transparent. Each lender listed has been vetted for reliability, so you can trust that you're looking at genuine offers.

Visions

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Embracing Technology

Join Us!

Our Mission

Branch Location & Accessibility

Convenient Access and Parking

Join Us Today!

Operating Hours Tailored for You

Services Designed With You in Mind

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Connect With Us

Digital Banking Features

Personal Banking Solutions

Rewarding Credit Card Options

Digital & Online Banking

Key Services Offered

Mobile Banking Convenience

Financial Strength

Efficient Operations

Growing Member Base

Member-Focused Savings

Reinvestment for Growth

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Join Our Community