Visions Credit Union Rochester NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Visions, your trusted financial partner located at 1130 E Main St, Rochester, NY 14609. Since our establishment in 1966, we have been dedicated to serving our community with a commitment to quality service and member satisfaction. With over 258,000 members and assets totaling an impressive $5.26 billion, we pride ourselves on being a cornerstone of financial stability and support in the Rochester area. At Visions, we understand that banking is more than just transactions; it's about building relationships. Our team, led by CEO Tyrone Muse and Board President Christopher Marion, is here to ensure that you receive personalized attention and expert guidance tailored to your financial needs. Whether you're looking for checking accounts, auto loans, mortgage solutions, or business financing options, our knowledgeable staff is ready to help you navigate your choices. With total deposits of $368 million and cash on hand amounting to $40 million, we maintain a solid foundation to serve your financial aspirations confidently. Our members can benefit from various services designed with their interests in mind, including competitive loan offerings, credit cards with rewards, and robust online and mobile banking capabilities. While members can visit us at our branch location in Rochester, official correspondence should be sent to our mailing address if it differs from the branch address. Feel free to reach out at (585) 328-5410 for any inquiries or assistance. Join us today at Visions and discover the difference of being part of a credit union that truly cares about its members! For more information about our services or to become a member, visit our website at Visions. We look forward to welcoming you into our community!

Branch History & Mission

Our Mission

At Visions Credit Union, our mission goes beyond just providing financial services; we strive to empower our members and enhance their lives. We believe in the power of community and work diligently to support local initiatives that create positive change. Whether it's through partnerships with local organizations or hosting events that bring people together, our aim is always to uplift those around us. Our operating hours are convenient for everyone: Monday through Friday from 9 AM to 5 PM. While we currently do not offer ATM or drive-thru services at this location, our team is dedicated to ensuring every visit feels personal and meaningful. As technology advances, we remain committed to enhancing your banking experience with online and mobile banking options that are user-friendly and secure. We understand that accessibility matters; thus, we ensure our digital platforms are ADA compliant so everyone can benefit from our services. If you're looking for a financial partner that values community support as much as your individual needs, we invite you to join Visions Credit Union. Experience firsthand how being part of our family can make a difference in your financial journey. For any inquiries or assistance, don't hesitate to reach out at (585) 328-5410. Together, let's build a brighter future!

Branch Location & Accessibility

A Convenient Stop

While visiting us at our Rochester location, you'll find ample parking available, ensuring your visit is hassle-free. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps that make it easy for everyone to access our services.

Banking Hours That Fit Your Schedule

At Visions, we understand that your time is valuable. That's why we're open Monday through Friday from 9 AM to 5 PM. Whether you need assistance with personal banking or have questions about loans and credit cards, our dedicated team is ready to help during these hours.

Connect With Us Today!

If you have any questions or would like more information about what we offer, feel free to give us a call at 585-328-5410. We invite you to stop by our Rochester branch soon we look forward to serving you!

Services Designed for You

Though we don't offer ATM services or drive-thru banking at this location, we make up for it with a comprehensive range of services right inside our branch. From checking and savings accounts to auto loans and mortgage refinancing, our team is equipped to assist you with all your banking needs. If you're looking for business banking solutions or online services like mobile payments and online banking, we're here to guide you every step of the way.

Member Eligibility

At Visions, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family. If you're looking to become a member, you'll find that eligibility is open to a wide range of individuals and families. Typically, you can qualify if you live, work, or attend school in certain areas, or if you're related to someone who is already a member. We want everyone to feel welcome here! To learn more about the specific criteria and see if you qualify, please visit our detailed eligibility page at https://membership.visionsfcu.org/. Once you're ready to take the next step, opening your account at Visions is simple and straightforward. Whether you're interested in personal banking options like checking and savings accounts, auto loans, or even credit cards with rewards, we've got you covered. Our friendly team is here to guide you through the process and answer any questions you might have. Feel free to reach out to us at (585) 328-5410, or check out our account opening information at https://digital.visionsfcu.org/visionsfcu/sdk/autoenrollmente2e. We can't wait to welcome you into our community at 1130 E Main St Rochester Ny 14609!

Business Banking & Commercial Services

Financing Options Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $511 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $441,123,035, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer practical merchant services that streamline your transactions and enhance customer experiences. Imagine a local café seamlessly processing payments while offering rewards to loyal customers our merchant services make that possible. By simplifying payment processes, we help businesses focus on what they do best: serving their customers. Visit us at 1130 E Main St Rochester Ny 14609, Rochester, NY or call us at (585) 328-5410 to learn how our business banking and commercial services can empower your business journey today!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we have tailored solutions just for you! Our business banking services include merchant services and business loans, providing the support you need to grow and succeed in today's market.

Cash Withdrawal Services

While we currently don't have ATM facilities on-site, our cash withdrawal services ensure that accessing your funds is hassle-free wherever you are. At Visions, we pride ourselves on being more than just a financial institution; we aim to be your trusted partner in achieving financial success. Visit us today at 1130 E Main St Rochester Ny 14609 in Rochester, NY, or call us at (585) 328-5410 to explore how we can assist you further. Your financial future starts here!

Credit Cards and Rewards

Our credit cards come with rewards that allow you to earn points on your everyday purchases. This means every swipe brings you closer to exciting rewards, making your spending work for you.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your accounts anytime, anywhere. With tools like e-statements, mobile payments, and person-to-person transfers, staying on top of your finances has never been easier.

Personal Banking Services

We provide comprehensive personal banking options to help you manage your finances with ease. Whether you're looking to open a checking or savings account, our friendly staff is here to guide you through the process. If you're dreaming of a new car, consider our auto loans and vehicle financing solutions that make purchasing a vehicle straightforward and affordable. For those significant life changes, like buying a home, our mortgage loans and refinancing options can help turn your dreams into reality. We also offer personal loans and debt consolidation services designed to simplify your finances and reduce stress.

Digital & Online Banking

Convenient Online Banking

Our online banking platform, accessible at https://www.visionsfcu.org/, allows you to check your account balance, pay bills, and transfer money with ease. Whether you're at home or on the go, you'll have 24/7 access to your accounts, giving you real-time control over your finances.

E-Statements for Easy Tracking

Say goodbye to paper clutter! We offer e-statements that allow you to view your account statements securely online. This not only helps you keep track of your finances but also contributes to a greener environment by reducing paper waste.

Safety First

At Visions, security is a top priority. Our advanced security measures ensure that your personal information remains safe while you enjoy the convenience of online banking. You can bank with peace of mind knowing that we're committed to keeping your data protected. With all these features designed for ease and accessibility, Visions is here to support your financial journey every step of the way. Explore our digital banking options today and see how we can help simplify your life!

User-Friendly Mobile Application

For those who prefer banking on their mobile devices, our user-friendly mobile application makes it simple to stay connected to your accounts. You can send person-to-person transfers, make payments through mobile payments, and even sign documents electronically with our electronic signature authorization feature. With the app in hand, managing your money has never felt so effortless.

Financial Strength

Committed to Growth

With $61,837,749 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $16,128 in used auto loans and $3,514,973,030 in total loans and leases, we support members' financial goals across various sectors.

Growing Member Trust

Total Share and Deposit Accounts stand at 564,945, showing a strong and growing member base that trusts us with their finances. With Net Shares available for lending and investments totaling $22,062,725, we have the resources to help you achieve your financial dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Visions is your trusted partner. Visit us at 1130 E Main St Rochester Ny 14609 or call (585) 328-5410 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,202,677,144 in share certificates and $971,071,754 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,892,492, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 825 full-time employees and 60 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $518,055,418, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $984 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $207,337,752 in used vehicle loans and $128,437,851 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $441,123,035 provide the capital needed to grow and expand operations. We understand that running a business can come with its challenges, and we are committed to supporting local entrepreneurs with tailored lending solutions. In addition to these offerings, we also provide refinancing options for various loan types. If you're considering refinancing your current loans or exploring eligibility options, we're here to assist you every step of the way. At Visions, our goal is to empower you with financial tools that suit your lifestyle. Feel free to reach out to us at (585) 328-5410 for more information about any of our loan products or visit us at our branch located at 1130 E Main St Rochester Ny 14609, Rochester, NY. Let's work together to achieve your financial goals!

Credit Lines

For those looking for additional flexibility, our total credit lines amount to $1,280,192,479. This option can be perfect for unexpected expenses or planned purchases where you want more control over your borrowing.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $290,624,581, make buying or refinancing straightforward and accessible. We're here to guide you through the process, ensuring you find the right mortgage solution for your needs.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our flexible unsecured credit card loans. With a total of $87,120,655 in loans available, we help members effectively manage their finances while enjoying the freedom and convenience that comes with credit.

Loan Aggregator

Benefits of Using LendMesh

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Disclaimer

Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Visions

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Our Mission

Branch Location & Accessibility

A Convenient Stop

Banking Hours That Fit Your Schedule

Connect With Us Today!

Services Designed for You

Member Eligibility

Business Banking & Commercial Services

Financing Options Tailored for Growth

Practical Merchant Services

Comprehensive List Of Services

Business Banking Solutions

Cash Withdrawal Services

Credit Cards and Rewards

Digital Banking Features

Personal Banking Services

Digital & Online Banking

Convenient Online Banking

E-Statements for Easy Tracking

Safety First

User-Friendly Mobile Application

Financial Strength

Committed to Growth

Growing Member Trust

Member-Centric Savings

Operational Efficiency

Solid Financial Foundation

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Disclaimer

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