At Visions, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial health, which reflects our commitment to providing you with the best services possible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov, based on the latest results. With a
net worth of $518,055,418, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our
net worth ratio of $984 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through
$1,202,677,144 in share certificates and
$971,071,754 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at
$43,892,492, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With
$61,837,749 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with
$16,128 in used auto loans and
$3,514,973,030 in total loans and leases. Our operational efficiency is reflected in our
$0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having
825 full-time employees and
60 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments):
$22,062,725. Total Share and Deposit Accounts:
564,945, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Visions is your trusted partner. Visit us at 1801 State Route 17C Owego Ny 13827 or call (607) 687-2026 to learn more about how we can help you achieve your financial goals.
