Visions Credit Union Newark Valley NY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Visions, your trusted credit union located at 68 Wilson Creek Rd 2601, Newark Valley, NY 13811. Established in 1966, we have proudly served our community for over five decades, building a solid foundation of trust and reliability. With a membership base of 258,519, we are dedicated to meeting the financial needs of our members with personalized services that foster growth and security. At Visions, our total assets stand impressively at $5,261,855,076, showcasing our commitment to stability and sustainability. We currently hold $368,430,335 in deposits, ensuring that your money is safe with us while also providing you with access to a variety of financial products including auto loans, mortgages, and personal loans. Our net worth of $518,055,418 and cash on hand amounting to $40,393,986 further reflect our strong financial health. Led by CEO Tyrone Muse and Board President Christopher Marion, our team is passionate about supporting our members and helping them achieve their financial goals. We take pride in offering exceptional service through multiple channels including online banking and ATM services for your convenience. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to our mailing address at 24 McKinley Ave, Endicott, NY 13760. We invite you to explore all that Visions has to offer. Whether you're looking for guidance on loans or simply need assistance with your accounts, feel free to reach out by calling us at 607-642-8351. Let us help you navigate your financial journey with confidence! For more information about our services or to join us today, please visit our website.

Branch History & Mission

Community Focus

At Visions, community support is at the heart of everything we do. We believe in giving back through partnerships with local organizations and outreach initiatives aimed at improving the lives of those around us. Whether it's providing financial literacy workshops or supporting local events, our focus extends beyond just transactions; we aim to build lasting relationships within Newark Valley. While members can visit us at 68 Wilson Creek Rd 2601, official correspondence should be sent to 24 McKinley Ave, Endicott, NY 13760. Feel free to reach out to us at 607-642-8351 during our lobby hours from Monday to Friday, 9:30 AM to 3:30 PM.

Join Us

As we continue to grow and innovate, we invite you to become part of the Visions family. Experience firsthand how our dedicated team can support your financial goals while contributing positively to the community. Discover the benefits of membership today by visiting our website or contacting us directly. Together, let's build a brighter future for Newark Valley!

Our Evolution

From the very beginning, our mission has been simple yet powerful: to empower individuals and families through accessible financial solutions. Over the decades, we've continually adapted to meet the evolving needs of our members. With total assets now exceeding $5,261,855,076, we have positioned ourselves as a cornerstone of financial stability in Newark Valley and beyond. As technology advanced, so did we. Today, we offer modern conveniences such as online banking and mobile payments while ensuring that our services remain user-friendly and inclusive for all. Our branch is ADA compliant, reflecting our commitment to making banking accessible for everyone.

Branch Location & Accessibility

Welcome to the Visions branch located at 68 Wilson Creek Rd 2601 in Newark Valley, NY! Our branch is designed with your convenience in mind, ensuring you have easy access to all your banking needs. Whether you're a long-time member or considering joining us, you'll find our welcoming atmosphere and friendly staff ready to assist you. Nestled in the heart of Newark Valley, our branch is close to popular local landmarks like the Newark Valley Central School and beautiful parks, making it easy for you to stop by during your daily errands. We prioritize accessibility, featuring ADA-compliant entrances and ample parking for our members. Our lobby hours are Monday through Friday from 9:30 AM to 3:30 PM, giving you plenty of time to visit us throughout the week. You can reach us at 607-642-8351 if you have any questions or need assistance before your visit. For those who prefer convenient cash access, we offer ATM services on-site, so you can easily withdraw funds or check your balance without having to enter the branch. While we currently do not have a drive-thru service, our team is always here to help when you walk in. If you're sending official correspondence, please note that our mailing address is different: 24 McKinley Ave, Endicott, NY 13760. This ensures that any important documents reach us promptly. At Visions, we're proud to offer a range of services tailored just for you including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We invite you to stop by and see how we can help make your financial life easier. Your journey toward better banking starts here at Visions!

Member Eligibility

Becoming a member of Visions is like stepping into a welcoming family that's dedicated to your financial well-being. If you're in the Tioga County area and share our commitment to community, you're likely eligible! We invite anyone who lives, works, or attends school in the region to join us. To get all the details on eligibility and see if you qualify, check out our resource at https://membership.visionsfcu.org/. Opening an account with us is a breeze! Whether you're looking for a personal banking solution or interested in auto loans and mortgages, we've got you covered. You can start the process online by visiting https://digital.visionsfcu.org/visionsfcu/sdk/autoenrollmente2e or simply give us a call at (607) 642-8351 if you have any questions. Join us at 68 Wilson Creek Rd 2601 Newark Valley Ny 13811, where we're eager to help you thrive financially!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $511 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $441,123,035, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Transactions Easy

Imagine this: You're at a busy store during peak hours, and customers are waiting in line. With our merchant services, you can process payments quickly and efficiently, keeping your customers happy and your sales flowing. Our tools help streamline transactions so you can focus on what matters most growing your business. Located at 68 Wilson Creek Rd 2601 Newark Valley Ny 13811 in Newark Valley, NY, our team is ready to partner with you on your business journey. Explore how we can help you achieve your goals today!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we understand the unique challenges you face. That's why we offer business banking solutions, including merchant services and business loans. Whether you need funds to expand or tools to manage transactions efficiently, we're here for you.

Credit Cards with Rewards

Who doesn't love rewards? Our credit cards come with various perks that allow you to earn points or cash back on your everyday purchases. Whether it's groceries, gas, or dining out, every swipe brings you closer to something special.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your accounts anytime, anywhere. From making deposits to transferring funds or checking balances, everything is just a click away. Plus, our ATM services ensure easy access to your money whenever needed.

Get Started Today!

We invite you to visit us at 68 Wilson Creek Rd 2601 Newark Valley Ny 13811 in Newark Valley, NY or give us a call at (607) 642-8351 for more information about how we can assist you. Join the Visions family today and experience personalized service and innovative financial solutions tailored just for you!

Loans and Financing Options

When it comes to big purchases like cars or homes, financing can feel overwhelming. That's why we provide auto loans and vehicle financing options that make buying your dream car easier than ever. Our mortgage loans and refinancing solutions help you secure the best terms possible, whether you're purchasing a new home or looking to lower your monthly payments on an existing loan. If you need extra cash for unexpected expenses, our personal loans and debt consolidation options can help simplify your finances.

Personal Banking

Whether you're starting your first savings account or looking for ways to manage your everyday expenses, our personal banking services have you covered. We offer checking and savings accounts that are designed to fit various lifestyles. Imagine having an account that not only helps you save but also gives you peace of mind with competitive interest rates.

Digital & Online Banking

At Visions, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit seamlessly into your busy life. Whether you're at home or on the go, you can access your accounts anytime, anywhere, making banking convenient and stress-free. One of the standout features of our online banking is the ability to manage your accounts 24/7. You can check balances, transfer funds, and pay bills all from the comfort of your home. Just visit us at https://www.visionsfcu.org/ to get started. Plus, with electronic signature authorization available, signing documents has never been easier or more secure. We also provide e-statements to help you stay organized without the clutter of paper. You can view your statements whenever you need them, ensuring you're always in control of your financial information. If you're someone who prefers to handle transactions on-the-go, our mobile application offers an intuitive experience where you can make person-to-person transfers effortlessly. For those who love using mobile payments, we've got you covered! Our platform supports various mobile payment options, allowing you to pay for purchases quickly and securely right from your smartphone. This means less time fumbling for cash or cards and more time enjoying what matters most. Security is a top priority at Visions. We employ advanced security measures to protect your personal information and ensure safe transactions every time you log in. With easy navigation and user-friendly features, managing your finances has never been simpler. So whether you're checking balances during lunch or transferring money on the couch, our digital banking services empower you to take control of your finances with ease. Join us today at Visions and experience the future of banking!

Financial Strength

Committed Team

We also take pride in having 825 full-time employees and 60 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Our strong performance is reflected in our impressive membership base currently at 564,945 accounts which shows that more people trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Visions is your trusted partner. Visit us at 68 Wilson Creek Rd 2601 Newark Valley Ny 13811 or call (607) 642-8351 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,202,677,144 in share certificates and $971,071,754 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,892,492, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $61,837,749 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $16,128 in used auto loans and $3,514,973,030 in total loans and leases, we support our members' financial goals across various sectors.

Strong Financial Foundation

With a net worth of $518,055,418, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $984 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $207,337,752 in used vehicle loans and $128,437,851 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make owning a vehicle more accessible than ever.

Business Financing

For business owners, our outstanding commercial loans totaling $441,123,035 provide the capital needed to grow and expand your ventures. We understand the unique challenges that come with running a business and are here to help with financing solutions designed for success. At Visions, we pride ourselves on transparency and service. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. You can reach us at 607-642-8351 for any questions about our loan offerings or to begin your application process today! Explore how we can assist you with your borrowing needs; visit us at 68 Wilson Creek Rd 2601 Newark Valley NY 13811. We're here to help you navigate your financial journey efficiently and effectively!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $290,624,581, make buying or refinancing simple. We offer straightforward application processes and support every step of the way. If you're considering refinancing your current mortgage, our team can guide you through eligibility options tailored to your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $87,120,655 in loans helping members manage their finances effectively. These cards are perfect for those looking for convenient purchasing power without tying up collateral.

Loan Aggregator

Benefits of Using LendMesh

One key benefit of using LendMesh is Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. Additionally, LendMesh stands out for its commitment to impartiality No Sponsored Listings means that lenders are not prioritized based on paid promotions. The goal is straightforward: to provide unbiased results that help users make informed decisions. Another important feature is Real-Time Rate Comparisons. With up-to-date loan rates from multiple institutions, users can quickly assess their options and choose the best loan product for their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers, allowing them to compare rates with confidence.

Visions

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Focus

Join Us

Our Evolution

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Financing Options for Growth

Merchant Services that Make Transactions Easy

Comprehensive List Of Services

Business Banking Solutions

Credit Cards with Rewards

Digital Banking Convenience

Get Started Today!

Loans and Financing Options

Personal Banking

Digital & Online Banking

Financial Strength

Committed Team

Growing Membership Base

Member-Centric Savings Options

Reinvestment for Growth

Strong Financial Foundation

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Join Our Community