VISIONS FEDERAL CREDIT UNION - Johnson City, NY

Welcome to Visions, your trusted partner in financial success located at 99 Lester Ave, Johnson City, NY 13790. With a rich history that dates back to 1966, we have proudly grown to serve over 258,519 members, providing a strong foundation for our community's financial needs. Our commitment to you is reflected in our impressive assets of over $5.26 billion, ensuring that we are well-equipped to help you achieve your financial goals. At Visions, we understand that banking is more than just transactions; it's about building relationships and supporting our members through every stage of life. We offer a comprehensive range of services, from checking and savings accounts to auto loans and business banking solutions. Whether you're looking to finance a new vehicle or save for a dream home, we have the resources and expertise to guide you. Our dedicated team, led by CEO Tyrone Muse and Board President Christopher Marion, is here to ensure that you receive personalized service with every interaction. With 885 employees working diligently across various roles, we pride ourselves on our ability to foster a welcoming environment where your financial aspirations can flourish. While members can visit us at our branch location, please note that official correspondence should be directed to 24 McKinley Ave, Endicott, NY 13760. For any inquiries or assistance, feel free to call us at (607) 797-2329 during our lobby hours from Monday to Friday, 9 AM to 5 PM. Join us today and experience the Visions difference where your financial future is our priority! Visit our website at Visions for more information or to get started on your journey with us.

At Visions, we take pride in our rich history and the commitment we've shown to our members since our founding in 1966. Nestled in Johnson City, NY, at 99 Lester Ave, our branch has been a cornerstone of the community for over five decades. With a unique branch identifier of 22096, we have grown from humble beginnings into a trusted financial institution, now serving over 258,000 members and boasting total assets exceeding $5.2 billion. Our mission at Visions is straightforward: to provide exceptional financial services while supporting the communities we serve. We believe in putting people first our members and their families are at the heart of everything we do. Our financial offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards that help you achieve your financial goals. While members can visit us at 99 Lester Ave Johnson City NY 13790, official correspondence should be sent to our mailing address at 24 McKinley Ave, Endicott, NY 13760. This ensures that all communications are handled efficiently. Over the years, we have embraced advancements in technology to enhance our member experience. Our online and mobile banking platforms allow for easy access to accounts anytime and anywhere. Additionally, with ATM availability at our location and customer-centric services like e-statements and mobile payments, managing finances has never been easier. Community support is woven into our fabric. Through partnerships with local organizations and outreach efforts, we strive to make a positive impact on the lives of those around us. Our drive-thru service may not be available at this branch, but our dedicated staff is always ready to assist during operating hours from Monday to Friday, 9 AM to 5 PM. As we continue our journey forward in this evolving financial landscape, we invite you to join us at Visions. Experience firsthand how we can help you navigate your financial future while remaining committed to community growth and support. Together, let's build a brighter tomorrow!

At Visions, we believe that everyone deserves a chance to be part of a caring community where your financial needs are understood and met. Becoming a member is simple and welcoming! If you're living, working, worshiping, or attending school in Broome County or the surrounding areas, you're likely eligible to join our family. We invite you to explore the various benefits that come with membership, such as competitive rates on loans and personalized service tailored just for you. For more specific eligibility details, feel free to visit our website at https://membership.visionsfcu.org/ . Once you're ready to open your account, the process is straightforward. You can get started easily online by visiting https://digital.visionsfcu.org/visionsfcu/sdk/autoenrollmente2e , or if you prefer speaking with someone directly, don't hesitate to give us a call at (607) 797-2329. We're here to help you every step of the way as you take this exciting step toward joining Visions!

At Visions, we understand that managing your finances should be simple, safe, and available whenever you need it. Our digital and online banking services are designed with your convenience in mind, allowing you to handle your banking needs from the comfort of your home or on the go. With just a few clicks at https://www.visionsfcu.org/ , you can access our 24/7 online banking services. Check your account balances, review transactions, and pay bills without stepping foot outside. Plus, our electronic signature authorization means you can sign documents quickly and securely without printing or mailing anything. Need to keep track of your spending? With e-statements available at Visions, you can view your statements online anytime no more waiting for paper statements to arrive in the mail. This not only helps the environment but also keeps your information safe and organized. For those who love using their smartphones, our mobile application makes banking even easier. You can make person-to-person transfers effortlessly, ensuring that sending money to friends or family is just a tap away. And if you're into mobile payments, you'll be pleased to know that we support this feature too allowing you to make purchases directly from your phone. At Visions, we prioritize both accessibility and security. Our user-friendly platform ensures that managing your accounts is straightforward and stress-free. Whether you're making a quick payment or checking on your savings, we're here to help you every step of the way. Explore all these features and more by visiting https://www.visionsfcu.org/ . Experience the ease of digital banking with us today!

At Visions, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial performance reflects our commitment to providing you with reliable services and support. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $518,055,418, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $984 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,202,677,144 in share certificates and $971,071,754 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,892,492, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $61,837,749 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $16,128 in used auto loans and a total of $3,514,973,030 in loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 825 full-time employees and 60 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $22,062,725. Total Share and Deposit Accounts: 564,945, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Visions is your trusted partner. Visit us at 99 Lester Ave Johnson City Ny 13790 or call (607) 797-2329 to learn more about how we can help you achieve your financial goals.