Visions Credit Union Endwell NY | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Visions, your trusted partner in financial growth and community support, located at 750 Farm To Market Rd, Endwell, NY 13760. Since our establishment in 1966, we have been dedicated to serving our members with integrity and care. With a robust membership of 258,519 individuals, we are proud to hold over $5.26 billion in total assets and facilitate nearly 160,000 loans and leases for our community. At Visions, we believe that a credit union is more than just a place to manage your money; it's a community hub where relationships thrive and dreams take shape. Our commitment is reflected not only in our financial strength such as $368.43 million in total deposits and a net worth of $518.06 million but also in the personalized service that each member receives. Our CEO, Tyrone Muse, along with Board President Christopher Marion, leads our dedicated team of 885 employees, who are always ready to assist you with your banking needs. While members can visit us at our branch address, official correspondence should be sent to 24 McKinely Ave, Endicott, NY 13760. We invite you to explore our range of services from personal banking solutions like checking accounts and auto loans to business banking options tailored for local enterprises. Whether you're looking for assistance with mortgages or seeking advice on debt consolidation, we're here to help. Visit us today or give us a call at 607-953-0523 to discover how we can support your financial journey. Join us at Visions, where your goals are our mission!

Branch History & Mission

At Visions, we are proud of our rich history and commitment to serving the community. Established in 1966, our branch has been a cornerstone of financial support for families and individuals in Endwell, NY. With a strong foundation built on trust and service, we have grown to serve over 258,000 members, helping them achieve their financial goals. Located at 750 Farm To Market Rd, Endwell, NY 13760, our branch is easily accessible to all community members. As you visit us, you'll find that we prioritize providing a welcoming environment where everyone feels valued. Our headquarters in nearby Endicott also reinforces our local roots and dedication to the region. Our mission at Visions is simple yet powerful: to enhance the lives of our members through exceptional financial services and community engagement. We strive to empower individuals with the knowledge and tools they need to make informed financial decisions. Whether it's through personal banking options like checking and savings accounts or providing loans for vehicles and homes, we aim to support our members at every stage of their financial journey. Over the years, we have embraced digital advancements to make banking easier for you. Our online and mobile banking services allow members to manage their finances conveniently from anywhere. We are also committed to accessibility and comply with ADA standards to ensure that everyone can utilize our services without barriers. While our mailing address is different from our branch location 24 McKinley Ave, Endicott, NY 13760 members can always reach out via phone at 607-953-0523 for any inquiries or assistance they may need. As part of our community outreach efforts, we work closely with local organizations and initiatives that benefit our neighbors. By partnering with schools, non-profits, and other community groups, we strive to give back in meaningful ways. Join us today at Visions! Experience firsthand how we can help you achieve your financial dreams while being part of a supportive community. Your journey starts here!

Branch Location & Accessibility

Convenient Access

At our Me High School location, we prioritize accessibility for everyone. Our branch complies with ADA standards, featuring ramps and spacious pathways to ensure a smooth experience for all visitors. While parking is available on-site, we encourage you to stop by during our operating hours Monday through Friday from 11 AM to 1 PM when our team is ready to assist you.

Services and Features

At Visions, we offer a wide range of services tailored to meet your financial needs. Whether you're looking for personal banking solutions like checking and savings accounts or exploring options for auto loans and mortgages, we've got you covered. Plus, our friendly staff is always eager to help with any questions or concerns. While we currently do not have ATM services or drive-thru banking at this location, rest assured that our team is committed to providing personalized service during lobby hours. If you need assistance outside of those hours, feel free to give us a call at 607-953-0523.

Visit Us Today!

We invite you to visit us at 750 Farm To Market Rd in Endwell or reach out via phone if you have any questions about our services. If you're sending official correspondence, please use our mailing address: 24 McKinely Ave, Endicott, NY 13760. At Visions, we're more than just a credit union; we're your partners in financial success!

Member Eligibility

At Visions, we believe in creating a warm and welcoming community for all our members. Becoming part of our family is simple and open to many! If you live, work, or worship in the local area, you're likely eligible to join us. We also welcome family members of existing members, so if you have a loved one who's already on board, that's another pathway to membership. It's all about building connections and supporting each other financially. To learn more about specific eligibility criteria, feel free to check out this detailed resource: https://membership.visionsfcu.org/. Once you're ready to take the next step towards joining Visions, opening an account is a breeze! Our friendly team is here to guide you through the process, ensuring it feels easy and straightforward. You can find all the information you need for account openings at https://digital.visionsfcu.org/visionsfcu/sdk/autoenrollmente2e. If you have any questions or need assistance along the way, don't hesitate to reach out at (607) 953-0523. We can't wait to welcome you into our community at 750 Farm To Market Rd Endwell Ny 13760!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that make everyday transactions easier for businesses. Picture a local shop owner effortlessly accepting payments from customers via credit card or mobile payment options. Our services help streamline these processes, allowing you to focus on what you do best running your business. Located at 750 Farm To Market Rd Endwell Ny 13760, Endwell, NY, we're here to partner with you every step of the way. Let's work together to take your business further! For more information, call us at (607) 953-0523 or visit our website at https://www.visionsfcu.org/.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $511 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $441,123,035, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For small business owners, we offer comprehensive business banking solutions including merchant services and business loans. We're here to support your growth with tools that simplify managing finances so you can focus on what matters most running your business.

Credit Options

At Visions, we believe in rewarding our members. That's why our credit cards come with benefits that suit your lifestyle. Enjoy rewards while making purchases and experience peace of mind knowing that we support you every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. With our online and mobile banking services, accessing your accounts is easier than ever. You can check balances, transfer funds, and make payments from anywhere whether you're at home or on the go. Additionally, our ATM and cash withdrawal services ensure that you have quick access to your cash when needed. If you're ready to take control of your financial future with personalized service from a trusted partner, visit us at Visions today! Feel free to call us at (607) 953-0523 for more information about how we can assist you in achieving your financial goals. Together, let's build a brighter tomorrow!

Personal Banking Solutions

Starting with personal banking, we offer various checking and savings accounts designed to fit different lifestyles. If you're saving for a special occasion or just want to manage your everyday expenses, our accounts provide flexible options. For those looking to purchase a new car, our auto loans and vehicle financing solutions can help get you on the road quickly and affordably. Maybe you're considering buying a home? Our mortgage loans and refinancing options allow you to navigate the housing market confidently. If you find yourself in need of some extra cash, our personal loans and debt consolidation services can help ease financial burdens by combining multiple debts into one manageable payment.

Digital & Online Banking

At Visions, we understand that life can get busy, and managing your finances should be simple and secure. That's why we offer a range of digital and online banking services designed to give you control over your money anytime, anywhere. With our online banking platform, you can access your accounts 24/7, allowing you to check balances, pay bills, and transfer funds at your convenience. Our user-friendly interface ensures that even those new to online banking can navigate it with ease. Plus, our electronic signature authorization means you can sign documents securely without having to visit the branch in person. For those who prefer a more mobile approach, our dedicated mobile application makes banking on-the-go a breeze. Whether you're making person-to-person transfers or setting up mobile payments, everything is just a tap away. You can also opt for e-statements, which not only help you keep track of your transactions but also contribute to a greener planet by reducing paper waste. We prioritize your security at Visions. Our systems are equipped with the latest technology to protect your information while providing easy access to your finances. This means you can manage your accounts confidently, knowing that we're looking out for you. Embrace the convenience of modern banking today! With our comprehensive digital services, managing your finances has never been easier or more secure. Visit us online at https://www.visionsfcu.org/ to learn more about how we can support your financial journey.

Financial Strength

At Visions, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that choosing where to save and borrow is an important decision, and we are dedicated to maintaining the financial strength you deserve. Our financial data comes from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $518,055,418, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This commitment to our members is reflected in our net worth ratio of $984, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,202,677,144 in share certificates and $971,071,754 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,892,492, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $61,837,749 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our strong lending capacity supports your financial goals with $16,128 in used auto loans and $3,514,973,030 in total loans and leases. Though our net income stands at $0, it reflects our operational efficiency during these times. We also take pride in having 825 full-time employees and 60 part-time employees who are committed to serving you with knowledge and care. Net Shares (Funds available for lending and investments) amount to $22,062,725, while our total share accounts have grown to 564,945, showcasing a strong member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Visions is your trusted partner. Visit us at 750 Farm To Market Rd Endwell Ny 13760 or call (607) 953-0523 to learn more about how we can help you achieve your financial goals.

Loan Offering

At Visions, we understand that everyone has different financial needs. Whether you're looking to buy a car, purchase a home, or manage your everyday expenses, we offer a variety of loan products designed to help you reach your goals. With over 159,779 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular, with a total of $32,256 available. If you're in the market for a vehicle, our auto loans provide some of the lowest rates in the industry. We have already facilitated $207,337,752 in used vehicle loans and $128,437,851 in new vehicle loans, helping many members get on the road with confidence. If homeownership is on your mind, our mortgage options include Junior Lien 1-4 Family Residential Property loans totaling $290,624,581. These loans simplify the process of buying or refinancing a home, ensuring that you can invest in your future without unnecessary stress. For those who are interested in business opportunities, our outstanding commercial loans amounting to $441,123,035 provide essential capital for growth and expansion. We know how crucial it is for businesses to have access to funds when they need them most. Additionally, if you're seeking flexible borrowing options, consider our unsecured credit card loans. With a total of $87,120,655, these loans are designed to help you manage your finances effectively while offering you the freedom to spend as needed. At Visions, we also focus on making borrowing accessible through refinancing options and understanding eligibility requirements tailored to your circumstances. We encourage you to reach out via phone at (607) 953-0523 or visit us at our branch located at 750 Farm To Market Rd Endwell Ny 13760, Endwell, NY, so we can discuss how we can assist you further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey is important to us, and we're here to support you every step of the way.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Visions

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans