Visions Credit Union Endwell NY | Quick Personal Loans & ATM Services

Introduction

Welcome to Visions, your trusted credit union located at 3301 Country Club Rd, Endwell, NY 13760. Since our establishment in 1966, we have been dedicated to providing exceptional financial services to our community. With a total membership of 258,519 members and assets reaching an impressive $5,261,855,076, we are proud to be a cornerstone of financial support for families and businesses alike. At Visions, we understand that each member has unique needs. That's why we offer a range of services from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. Our commitment to you goes beyond just numbers; it's about building lasting relationships based on trust and reliability. We're managed by a passionate team led by our CEO, Tyrone Muse, and our Board President, Christopher Marion. Together, they guide our mission of prioritizing member satisfaction and community impact. With 885 employees ready to assist you, you can count on us for personalized service every step of the way. While members can visit us at our branch address, official correspondence should be sent to 24 McKinley Ave, Endicott, NY 13760. If you have questions or need assistance, don't hesitate to reach out at (607) 786-2000. Join us today and discover how Visions can help you achieve your financial goals. Explore more about our offerings at Visions Credit Union. We look forward to serving you!

Branch History & Mission

Welcome to Visions, a beacon of community strength and support located at 3301 Country Club Rd, Endwell, NY 13760. Since opening our doors in 1966, we have proudly served the residents of Endwell and the surrounding areas. With a total membership of over 258,519 and assets exceeding $5.26 billion, we have grown from humble beginnings into a trusted financial partner for individuals and families alike. Our journey began with a simple mission: to provide accessible financial services while prioritizing the well-being of our members. Over the decades, Visions has remained committed to this mission, evolving alongside the needs of our community. Whether it's through offering competitive loan options or providing personalized banking solutions, we strive to empower our members in every aspect of their financial journey. At Visions, we believe that banking is about more than just transactions; it's about building relationships. Our dedicated team is here to support you with services ranging from checking and savings accounts to auto loans and mortgages. We also offer modern conveniences such as online banking and mobile payments, ensuring that your financial management fits seamlessly into your life. While members can visit us at 3301 Country Club Rd for their banking needs, official correspondence should be sent to our mailing address at 24 McKinley Ave, Endicott, NY 13760. We invite you to take advantage of our operating hours: Monday through Friday from 9:30 AM to 12:00 PM. Although we don't currently offer drive-thru banking, we do have ATM availability for quick and easy access to your funds. As a credit union rooted in community values, we actively engage in local outreach programs and partnerships aimed at uplifting those around us. Our commitment extends beyond financial services; we are here to make a positive impact in the lives of our members and neighbors. Join us on this journey toward financial empowerment. At Visions, you're not just a member you're part of a family dedicated to helping you achieve your dreams. Discover how we can serve you today by calling us at 607-786-2000 or visiting our website at www.visionsfcu.org. Together, let's build a brighter future!

Branch Location & Accessibility

Operating Hours

We understand that your time is valuable, which is why we have flexible operating hours. You can drop by during the following times: - Monday and Tuesday: 9:00 AM - 12:00 PM - Wednesday: 9:30 AM - 12:00 PM - Thursday and Friday: 9:30 AM - 5:30 PM Feel free to call us at (607) 786-2000 if you have any questions about our services or need assistance before your visit.

Services Offered

At Visions, we take pride in offering a variety of services tailored to meet your needs. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or credit cards with rewards, we have you covered! We also provide online and mobile banking options for your convenience, along with basic ATM access for quick cash withdrawals and balance checks. While we do not currently offer drive-thru banking or shared service centers, our friendly team is always ready to assist you inside the branch. We invite you to come see us at Visions! Experience our commitment to helping our members achieve their financial goals. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of Visions is like joining a family that truly cares about your financial well-being. Located at 3301 Country Club Rd Endwell Ny 13760, we welcome individuals from all walks of life. If you live, work, worship, or attend school in our community, you're likely eligible to join us! We believe everyone deserves access to personalized financial services and support. Membership not only opens the door to a variety of banking products but also connects you with a community that prioritizes your needs. To make things even easier, opening an account is straightforward. You can find all the details on how to get started by visiting our eligibility page at https://membership.visionsfcu.org/. If you have any questions or need assistance, don't hesitate to reach out to us at (607) 786-2000. Join Visions today and experience the advantages of being part of something special!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services designed to streamline your operations. Imagine having a reliable payment processing system that helps you manage transactions efficiently while keeping your customers happy. Our services allow you to accept payments quickly and securely, so you can focus on what really matters growing your business. Located at 3301 Country Club Rd Endwell Ny 13760 in Endwell, NY, our team is ready to partner with you on your business journey. Reach out today at (607) 786-2000 or visit us online at Credit Union Center to learn more about how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $511 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $441,123,035, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need quick cash? Our network of ATMs ensures that accessing your funds is easy and hassle-free. With basic ATM services available like withdrawals and balance checks you'll always have what you need when you need it. At Visions, we strive to make banking simple and accessible for everyone in the community. Our friendly staff is ready to assist with any questions or concerns you may have about our services. Give us a call at (607) 786-2000 or visit us today! We look forward to helping you achieve financial success!

Auto Loans & Vehicle Financing

If you're in the market for a new car or need financing for a used vehicle, our auto loans can help get you on the road quickly. With competitive rates and flexible terms, you can find the right plan that suits your budget. Picture yourself driving away in your dream car without breaking the bank.

Business Banking

For business owners, we offer tailored solutions like merchant services and business loans designed to help grow your enterprise. Partnering with us means having access to resources that support both daily operations and long-term ambitions.

Credit Cards with Rewards

Who doesn't love rewards? Our credit cards come with various benefits, including cash back and travel rewards, making every purchase more rewarding. Whether you're shopping for everyday needs or planning a special trip, earn rewards while spending wisely.

Mortgage Loans & Refinancing

Homeownership is more than just a roof over your head; it's an investment in your future. Our mortgage loans offer affordable options whether you're buying your first home or refinancing an existing mortgage. Let us help make homeownership a reality for you.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features, allowing you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills all from the palm of your hand.

Personal Banking

Whether you're opening your first checking account or looking for a place to save for future dreams, our personal banking services have you covered. We provide various checking and savings accounts tailored to fit different lifestyles and financial goals. Imagine having the peace of mind that comes with knowing your money is secure and easily accessible.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans, you can tackle those challenges head-on. If you're looking to simplify your finances, consider our debt consolidation options that allow you to combine multiple debts into one manageable payment.

Digital & Online Banking

Key Features

With 24/7 access to your accounts, you can check balances, transfer funds, and pay bills whenever it suits you. Want to send money to a friend? Our person-to-person transfer feature makes it easy and quick no more waiting for checks to clear! Plus, with electronic signature authorization, signing documents is straightforward and secure. We also offer e-statements that provide a clear overview of your account activity right in your inbox. This not only helps you keep track of your finances but also reduces paper clutter. And if you're out shopping or dining, our mobile payments feature allows you to make secure transactions right from your smartphone.

Stay Connected On-the-Go

For those who prefer managing their finances through their phones, our mobile application is available for download. It provides all the features of online banking in a compact format that fits in your pocket. You can easily access your accounts and conduct transactions while waiting in line or during your daily commute. At Visions, we prioritize your safety with robust security measures so you can bank with peace of mind. Enjoy real-time account management and an array of features designed to fit seamlessly into your busy lifestyle. Experience the ease and accessibility of digital banking today!

Financial Strength

At Visions, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, reassuring you that your money is in good hands. With a net worth of $518,055,418, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $984 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,202,677,144 in share certificates and $971,071,754 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,892,492, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $61,837,749 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $16,128 in used auto loans and a total of $3,514,973,030 in loans and leases. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 825 full-time employees and 60 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 564,945, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Visions is your trusted partner. Visit us at 3301 Country Club Rd Endwell Ny 13760 or call (607) 786-2000 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $207,337,752 in used vehicle loans and $128,437,851 in new vehicle loans already helping members get on the road. We offer competitive financing options that can make owning your dream vehicle more accessible than ever.

Business Financing

For business owners, our outstanding commercial loans totaling $441,123,035 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to upgrade your current operations, our team is here to assist you every step of the way. At Visions, we believe in making financing straightforward. We offer refinancing options for many of our loan products, allowing you to potentially lower your monthly payments or adjust your loan terms based on your current financial situation. If you're interested in learning more about our loan offerings or checking your eligibility, feel free to reach out to us at (607) 786-2000 or visit us at 3301 Country Club Rd Endwell Ny 13760 in Endwell, NY. You can also find additional information online at https://www.visionsfcu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $290,624,581, make buying or refinancing simple. We are dedicated to helping you navigate the mortgage process smoothly and efficiently so you can focus on making your new house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $87,120,655 in loans helping members manage their finances effectively. This option is great for those who want to consolidate debt or cover unexpected expenses without tying up collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can rest assured that they are looking at credible options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see the best options available without any hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to make informed decisions. You can easily compare current rates and find the best fit for your financial needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of using LendMesh as a reliable resource for securing competitive loan rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each listed loan is verified for accuracy, which helps build trust in the comparison process.

Visions

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Solutions

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Stay Connected On-the-Go

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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