Visions Credit Union Endicott NY | Quick Personal Loans & ATM Access

Introduction

Welcome to Visions, your trusted partner in financial wellness, located at 24 Mckinley Ave, Endicott, NY 13760. Since our establishment in 1966, we have dedicated ourselves to serving our community with integrity and commitment. Our credit union proudly supports over 258,000 members, providing them with a range of personalized banking solutions tailored to their unique needs. At Visions, we believe in building lasting relationships with our members. With total assets of $5,261,855,076 and total deposits amounting to $368,430,335, we ensure that your money is secure and working for you. Our offerings include everything from personal banking services like checking and savings accounts to specialized loans for vehicles and mortgages. As of today, we have issued a remarkable 159,779 loans and leases, demonstrating our commitment to helping you achieve your financial goals. Our leadership team is led by CEO Tyrone Muse and Board President Christopher Marion, who share a vision of excellence and community service. We are proud to employ 885 dedicated professionals, all working together to provide exceptional service every day. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 24 Mckinley Ave, Endicott, NY 13760. If you're looking for a reliable financial partner that puts you first, look no further than Visions. For any inquiries or assistance, feel free to call us at (607) 754-7900 or explore our website at www.visionsfcu.org. Join us today and experience the difference that comes with being part of the Visions family!

Branch History & Mission

Community Commitment

At Visions, we recognize that being part of a community means more than just providing financial services. We actively engage in outreach efforts and partnerships aimed at enhancing the quality of life for all residents in Endicott and beyond. Our commitment extends beyond numbers; it's about building lasting relationships and supporting local initiatives that promote growth and stability. With ADA-compliant facilities and modern digital banking options such as online banking and mobile payments, we strive to ensure all our members can access their accounts easily and securely. We also provide ATM availability for convenient cash withdrawal services. While members can visit us at 24 Mckinley Ave for all their banking needs during our operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM official correspondence should be sent to the same address as our mailing address: 24 McKinley Ave, Endicott, NY 13760.

Join Us

As we look toward the future, we invite you to become part of our growing family at Visions. Experience firsthand how we prioritize your financial success while making a difference in the community. Join us today and discover how together we can build a brighter tomorrow! For more information or to open an account, please call us at 607-754-7900 or visit our website.

Our Story

Located at 24 Mckinley Ave, Endicott, NY 13760, Visions was founded with a vision to empower individuals and families through accessible financial solutions. Over the years, we have expanded our offerings significantly. Today, our total assets stand at an impressive $5.26 billion, a testament to the trust our members place in us. We have continually adapted to meet the changing needs of our members while maintaining a strong focus on community support. Our mission is clear: to improve the financial well-being of our members while making a positive impact in the communities we serve. This mission drives us to offer a wide range of products and services, including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. We believe that everyone deserves access to reliable financial services that can help them achieve their goals.

Branch Location & Accessibility

Connect with Us Today!

Ready to explore what we can do for you? Call us at 607-754-7900 for more information or drop by our branch today! We look forward to serving you at Visions.

Convenient Access and Nearby Landmarks

When visiting us, you'll find that we are close to several local landmarks, making us a convenient stop during your day. We're just a stone's throw away from notable spots like George W. Johnson Park and the Endicott History and Heritage Center. With ample parking available, you can easily pull in and out without any hassle.

Operating Hours Tailored for You

We understand that life can be busy! That's why our lobby hours are set for your convenience: we're open Monday through Friday from 9 AM to 5 PM and on Saturdays from 9 AM until noon. Whether you're coming in for a quick transaction or a detailed consultation, we're here when you need us.

Services Designed to Meet Your Needs

At Visions, we offer a variety of services tailored to suit your financial needs. From personal checking and savings accounts to auto loans and mortgages, we've got options that can help you achieve your financial goals. Plus, with ATM availability right at our branch, accessing your funds is easy! While members can visit us at 24 Mckinley Ave, official correspondence should be sent to the same address as well: 24 McKinley Ave, Endicott, NY 13760.

Welcoming Environment and Accessibility Features

Our Mckinley branch is designed with accessibility in mind. We are ADA compliant, ensuring that everyone can enjoy our services comfortably. If you require assistance or have specific needs, don't hesitate to reach out; our team is always ready to help.

Member Eligibility

At Visions, we believe that becoming a member is about joining a community that cares. If you're looking to become part of our family, the process is straightforward and welcoming. To be eligible for membership, you simply need to live, work, worship, or attend school in the areas we serve, which includes beautiful places around 24 Mckinley Ave Endicott Ny 13760. We aim to support everyone in our community, so if you meet these criteria, you're likely all set! For more detailed information on eligibility requirements, feel free to check out our website at https://membership.visionsfcu.org/. Opening an account with us is just as easy! You can start your journey toward membership online or by visiting us directly. Our team is ready to assist you every step of the way. If you have any questions or need assistance, don't hesitate to call us at (607) 754-7900. Join us today and experience the many benefits of being a member at Visions!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $511 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $441,123,035, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's competitive market, efficient payment processing can set your business apart. Our merchant services offer a reliable way for you to accept payments seamlessly whether it's in-store or online. Imagine serving your customers quickly while keeping track of sales data effortlessly; that's what we aim to deliver. Located conveniently at 24 Mckinley Ave Endicott Ny 13760, Endicott, NY 13760, our team is ready to partner with you on your journey toward success. Reach out today at (607) 754-7900 to learn more about how we can assist your business!

Comprehensive List Of Services

Business Banking Solutions

For local businesses, our Business Banking services are designed to support your growth. From Merchant Services that facilitate smooth transactions to tailored Business Loans, we're here to help you thrive in today's market.

Convenient Digital Banking

We prioritize convenience with our robust Online & Mobile Banking platform. Access your accounts anytime, anywhere, whether you want to check balances, transfer funds, or pay bills all at your fingertips! And don't forget about our ATM services; we provide easy access for cash withdrawals and balance checks whenever you need them. At Visions, we're committed to making your banking experience as straightforward and enjoyable as possible. With our range of services from personal accounts to business solutions, we aim to meet all your financial needs under one roof. For more information or assistance, feel free to call us at (607) 754-7900 or visit us at 24 Mckinley Ave Endicott Ny 13760. We look forward to serving you!

Credit Cards with Rewards

We know how important rewards can be, which is why we offer Credit Cards with Rewards. Use your card for everyday purchases and earn points that can be redeemed for exciting rewards making every dollar spent work harder for you!

Loans for Every Need

Need a new car or a home? Our Auto Loans & Vehicle Financing make it simple to drive away in the vehicle of your dreams without breaking the bank. If you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing options can provide you with competitive rates and terms. We also offer Personal Loans & Debt Consolidation solutions to help manage any unexpected expenses or consolidate debt into one manageable payment.

Personal Banking

Managing your finances is easier than ever with our Personal Banking options. We offer various Checking & Savings Accounts tailored to help you meet your everyday banking needs while building your savings. Imagine having a checking account that not only keeps your money safe but also helps you grow it over time.

Digital & Online Banking

Accessibility and Ease-of-Use

We believe banking should be hassle-free. Our user-friendly interface makes it easy for everyone to navigate their accounts no matter their tech-savviness. With everything available online or through our app, managing your finances has never been more accessible. In summary, Visions is committed to providing modern banking solutions tailored to fit your lifestyle. Experience the benefits of digital banking today by visiting us at [https://www.visionsfcu.org/]( https://www.visionsfcu.org/). Your financial peace of mind is just a click away!

Key Features

With our [online banking services]( https://www.visionsfcu.org/), you can access your accounts 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. Say goodbye to long lines and waiting times! You can also enjoy the ease of person-to-person transfers, making it simple to send money to friends or family in just a few clicks. Our mobile application enhances your banking experience even further. With features like mobile payments, you can make purchases quickly and securely right from your smartphone. Plus, if you're ever on the move, our app keeps you connected to your accounts in real-time. Security is always a top priority at Visions. We offer electronic signature authorization to make signing documents straightforward while ensuring that your personal information stays safe. And for those who prefer going paperless, our e-statements feature allows you to receive account statements electronically, helping you stay organized without the clutter.

Financial Strength

Commitment to Growth

With $61,837,749 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $16,128 in used auto loans and a total of $3,514,973,030 in loans and leases.

Member-Centric Savings

Members' savings are secured through $1,202,677,144 in share certificates and $971,071,754 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,892,492, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 825 full-time employees and 60 part-time employees ready to serve you with knowledgeable support.

Our Financial Health

With a net worth of $518,055,418, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $984, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

Total Share and Deposit Accounts: 564,945 showcase a strong and growing member base that trusts us with their finances. Additionally, our net shares available for lending stand at $22,062,725, reflecting our ability to support your borrowing needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Visions is your trusted partner. Visit us at 24 Mckinley Ave Endicott Ny 13760 or call (607) 754-7900 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $207,337,752 in used vehicle loans and $128,437,851 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options that can make your purchase easier.

Business Financing

For business owners, our outstanding commercial loans totaling $441,123,035 provide the capital needed to grow and expand. We understand how crucial it is for businesses to have access to funds when they need them most, and our team is dedicated to helping you succeed. At Visions, we believe in supporting our community through financial education and resources. If you're considering refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at (607) 754-7900, or visit us at our branch located at 24 Mckinley Ave Endicott Ny 13760 in Endicott, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $290,624,581, make buying or refinancing simple. Our team is here to guide you through the process, ensuring you understand all your options and can find a solution that works for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $87,120,655 in loans helping members manage their finances effectively. These cards come with various benefits designed to help you handle everyday purchases while building your credit history.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to quality ensures that all offers are fair and transparent. - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh's accurate and easy-to-use platform can make a significant difference in securing better loan terms. Take control of your borrowing experience. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Visions

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Commitment

Join Us

Our Story

Branch Location & Accessibility

Connect with Us Today!

Convenient Access and Nearby Landmarks

Operating Hours Tailored for You

Services Designed to Meet Your Needs

Welcoming Environment and Accessibility Features

Member Eligibility

Business Banking & Commercial Services

Commercial Loans

Merchant Services

Comprehensive List Of Services

Business Banking Solutions

Convenient Digital Banking

Credit Cards with Rewards

Loans for Every Need

Personal Banking

Digital & Online Banking

Accessibility and Ease-of-Use

Key Features

Financial Strength

Commitment to Growth

Member-Centric Savings

Operational Efficiency

Our Financial Health

Strong Membership Base

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community