Visions Credit Union Endicott NY | Quick Personal Loans & ATM Services

Introduction

Welcome to Visions, your trusted credit union located at 1100 E Main St, Endicott, NY 13760. Since our establishment in 1966, we have proudly served our community with dedication and care, fostering a strong relationship with our members over 258,000 and counting! At Visions, we focus on providing personalized financial solutions that cater to your unique needs. Our total assets stand at an impressive $5,261,855,076, reflecting our commitment to stability and growth. With total deposits reaching $368,430,335, we ensure that your money is not only safe but also working for you. Our net worth of $518,055,418 demonstrates our solid foundation and ability to support the financial well-being of all members. We understand that life brings various financial challenges and opportunities. That's why we offer a range of services including auto loans, personal banking options, and business financing. Whether you are looking for a new car or need assistance with debt consolidation, our dedicated team is here to guide you every step of the way. Under the leadership of CEO Tyrone Muse and Board President Christopher Marion, our team of 885 employees works tirelessly to provide exceptional service. We are proud to be part of the fabric of Endicott and are committed to giving back to the community that supports us. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to our mailing address at 24 McKinley Ave, Endicott, NY 13760. If you're ready to experience banking with a difference or have any questions about how we can help you achieve your financial goals, don't hesitate to give us a call at 607-754-7900 or check out our website at Visions. Join us today and discover what makes Visions more than just a credit union it's a community!

Branch History & Mission

Innovative Services

In this modern age, Visions embraces technology while ensuring compliance with ADA standards so that all members can access our services easily. Our digital offerings include online banking and mobile payments, making managing finances convenient for everyone.

Join Us Today!

If you're looking for a credit union that truly cares about its members and community, consider joining Visions today! Experience firsthand the benefits of membership whether it's through personalized service or innovative products designed with your needs in mind. Reach out to us at 607-754-7900 or visit our website at Visions FCU to learn more about what we can do for you. Together, let's build a brighter financial future!

Our Mission

At the core of Visions' mission is the belief that financial services should empower individuals and strengthen communities. We strive to provide accessible banking solutions tailored for everyone from personal checking and savings accounts to auto loans and mortgage financing. Our goal is to ensure that every member feels valued and supported on their financial journey. We are more than just a financial institution; we are a part of the fabric of Endicott. Our commitment extends beyond banking services as we actively engage in community outreach programs and partnerships designed to uplift those around us. Whether it's through educational workshops or local charity events, we seek to make a positive impact in the lives of our members and neighbors. While members can visit us at our branch address above, official correspondence should be sent to 24 McKinley Ave, Endicott, NY 13760 if needed.

Branch Location & Accessibility

Banking Services

At Visions, we prioritize your banking experience. While we currently don't have ATM services or drive-thru banking available at this location, our knowledgeable staff is ready to help with all your financial needs inside the branch.

Come See Us!

With a commitment to serving our community and a variety of financial services tailored for everyone from personal accounts to business solutions Visions is more than just a bank; we're your partner in financial wellness. Feel free to call us at 607-754-7900 for more information or stop by during our operating hours. We can't wait to welcome you!

Convenient Access

Accessibility is important to us. Our branch features ADA-compliant facilities, ensuring everyone can visit comfortably. Ample parking is available so you won't have to worry about finding a spot when you arrive.

Operating Hours

We're here for you during our lobby hours on Monday, Thursday, and Friday from 11:00 AM to 1:00 PM. Our team is eager to assist you with a variety of services including checking and savings accounts, auto loans, mortgage options, personal loans, and even business banking solutions. Please don't hesitate to reach out if you have any questions!

Visit Us

While members can visit us at our main address, please note that any official correspondence should be sent to 24 McKinley Ave, Endicott, NY 13760. We want to make sure your messages reach us without delay!

Member Eligibility

At Visions, we believe that everyone deserves a supportive financial community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the area around 1100 E Main St Endicott Ny 13760, you're already eligible to join us. We're excited to offer you a range of benefits, from competitive loan rates to personalized service that feels like family. For more detailed eligibility information, feel free to visit our website at https://membership.visionsfcu.org/. Ready to take the next step? Opening an account with us is a straightforward process designed for your convenience. You can start right away by visiting this link: https://digital.visionsfcu.org/visionsfcu/sdk/autoenrollmente2e. If you have any questions or need assistance, don't hesitate to give us a call at (607) 754-7900. Join us today at Visions, where your financial journey is our priority!

Business Banking & Commercial Services

Loan Options That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $511 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $441,123,035, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine having a reliable partner that streamlines your payment process so you can focus on what you do best serving your customers. Our merchant services provide easy payment solutions that help businesses accept payments efficiently, allowing for smoother transactions and happier customers. Join us at 1100 E Main St Endicott Ny 13760 in Endicott, NY, where we're dedicated to empowering local businesses with the tools they need to flourish. Reach out today at (607) 754-7900 to discover how we can support your journey!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options are tailored to make your dream ride a reality. We provide competitive rates and flexible terms so you can find the perfect fit for your budget. Picture driving away in your new vehicle without the stress of complicated paperwork our team is here to guide you every step of the way.

Business Banking Solutions

For our business members, we provide comprehensive business banking services, including merchant services and business loans. This means whether you're starting a new venture or expanding an existing one, we have financial products designed specifically for businesses like yours.

Credit Cards with Rewards

We also offer credit cards with rewards, giving you the chance to earn while you spend. Whether you're planning a vacation or just want cash back on everyday purchases, our credit cards are designed with benefits that suit various lifestyles.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing services offer personalized solutions to help you secure the best possible rate. Imagine settling into your new home sooner than expected because you chose a lending partner who understands your needs.

Online & Mobile Banking Convenience

In today's fast-paced world, convenience matters. That's why we emphasize our online and mobile banking capabilities. With features such as mobile payments and person-to-person transfers, managing your money is simple and secure from anywhere. At Visions, we strive to ensure that all our members feel supported in their financial endeavors. For any questions or additional information about our services, don't hesitate to reach out at (607) 754-7900 or visit us online at https://www.visionsfcu.org/. Join us today and discover how we can help you achieve your financial goals!

Personal Banking

Starting with personal banking, we offer various checking and savings accounts that cater to different lifestyles. Imagine having a checking account that fits your everyday spending while also earning interest on your savings. With our user-friendly online and mobile banking platforms, managing your finances has never been easier. You can check balances, transfer funds, and pay bills right from your smartphone!

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to simplify your finances, consider our personal loans and debt consolidation options. These services allow you to manage debts more effectively, making it easier to regain control over your finances.

Digital & Online Banking

Key Services

With our online banking services, you can easily view your account balances, transfer funds, and pay bills without needing to visit a branch. We also provide e-statements, so you can say goodbye to paper clutter and access your statements digitally whenever you need them. Plus, our electronic signature authorization feature allows you to sign documents securely online, making transactions smoother and more efficient. If you're looking for convenience in payments, our mobile payments feature lets you make purchases directly from your smartphone. You can also download our mobile application for easy access to all your banking needs right at your fingertips. Whether it's checking balances or sending money through person-to-person transfers, managing your finances has never been easier.

Security and Accessibility

Your security is our top priority. We employ advanced security measures to ensure that your information is safe while using our services. With 24/7 online banking available, you have full control over your accounts whenever it suits you day or night. At Visions, we are committed to making banking accessible and user-friendly for all our members. Our digital services are designed not just for tech-savvy users but for everyone looking to manage their finances with ease and confidence. Join us today and experience the convenience of modern banking!

Financial Strength

Commitment to Excellence

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 825 full-time employees and 60 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Additionally, net shares available for lending stand at $22,062,725, while our total share accounts number 564,945, showing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Visions is your trusted partner. Visit us at 1100 E Main St Endicott Ny 13760 or call (607) 754-7900 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $1,202,677,144 in share certificates and $971,071,754 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,892,492, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $518,055,418, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $984 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $61,837,749 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $16,128 in used auto loans and $3,514,973,030 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $207,337,752 in used vehicle loans and $128,437,851 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our flexible terms make it easy to find the right fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $441,123,035 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to supporting local entrepreneurship with tailored lending solutions. At Visions, we take pride in our personalized service and commitment to our community. If you're curious about eligibility or want to explore refinancing options, visit us at our branch located at 1100 E Main St Endicott Ny 13760 in Endicott, NY, or give us a call at (607) 754-7900. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together to navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $290,624,581, make buying or refinancing simple. We guide you through the process and provide competitive rates that can help make your dream home a reality. Plus, if you're considering refinancing, we have options available that might lower your monthly payments.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $87,120,655 in loans helping members manage their finances effectively. These cards come with rewards and benefits designed to give you more value from your spending while providing an easy way to cover everyday expenses.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how our service effectively aids borrowers in securing better financial terms. Ready to find the best loan rates tailored for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that the offers presented are both fair and transparent. By relying on verified financial institutions, LendMesh guarantees that users receive accurate information for their loan comparisons.

Visions

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Innovative Services

Join Us Today!

Our Mission

Branch Location & Accessibility

Banking Services

Come See Us!

Convenient Access

Operating Hours

Visit Us

Member Eligibility

Business Banking & Commercial Services

Loan Options That Empower Growth

Merchant Services That Simplify Transactions

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking Solutions

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking Convenience

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Services

Security and Accessibility

Financial Strength

Commitment to Excellence

Conclusion

Member Savings Security

Our Financial Health

Reinvestment for Growth

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community