Visions Credit Union Washington NJ | Affordable Auto Loans & Business Banking

Introduction

Welcome to Visions, your trusted partner in financial growth and community support. Located at 5 Club House Dr Ste 9, Washington, NJ 07882, we have been serving our members since 1966 with a commitment to provide exceptional financial services tailored to your needs. With over 258,519 members and total assets exceeding $5.26 billion, we are proud to be a vital part of the Washington Township community. At Visions, we understand that financial choices can be overwhelming, which is why our dedicated team is here to guide you every step of the way. Under the leadership of our CEO, Tyrone Muse, and Board President, Christopher Marion, we strive to foster an environment of trust and reliability. Our experienced staff of 885 employees is ready to assist you with a range of services, including personal banking, auto loans, mortgage financing, and more. While you can visit us at our branch for face-to-face support, official correspondence should be directed to our mailing address: 5 Clubhouse Dr, Suite #9, Washington, NJ 7882. We encourage you to explore our website at Visions FCU for additional resources or to get started on your financial journey today! With total deposits amounting to $368,430,335 and a strong net worth of $518,055,418, we are well-equipped to meet your financial needs. Whether you're looking for loans (over 159,779 approved!) or want to open a savings account with competitive rates on shares totaling 564,939, we've got you covered. Join us as we continue making positive impacts in the lives of our members and the community. For any inquiries or assistance, feel free to reach us at 908-869-6158. We look forward to helping you achieve your financial goals!

Branch History & Mission

Our Mission

At Visions, our mission goes beyond providing traditional banking services. We believe in making a positive impact on the lives of those we serve. Our goal is to provide comprehensive personal banking options including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards while also focusing on business banking solutions. We actively engage in community outreach efforts and partnerships designed to uplift those around us. Whether it's supporting local events or providing financial education workshops, we are dedicated to enriching the lives of our members and neighbors. As technology advances, so do we. Our digital advancements include mobile payments and e-statements that simplify your banking experience. Additionally, our commitment to ADA compliance ensures that all members can access our services without barriers. We invite you to join the Visions family! Experience firsthand the benefits of membership at Visions by contacting us today at 908-869-6158 or visiting us online at Visions FCU. Together, let's build a brighter financial future for you and your community!

Branch Location & Accessibility

Convenient Access and Parking

Our branch offers ample parking to ensure a hassle-free visit. We are committed to making banking easy for everyone, which is why our facilities are designed to be ADA compliant, featuring ramps and accessible entrances. While members can visit us at our physical location, please note that official correspondence should be sent to our mailing address: 5 Clubhouse Dr, Suite #9, Washington, NJ 07882.

Operating Hours That Fit Your Schedule

We understand that life can get busy! That's why we offer flexible operating hours. You can drop by Monday through Friday from 9 AM to 5 PM and even on Saturday from 9 AM to 12 PM. Our team is ready to assist you during these hours, ensuring you have access to the services you need when it's most convenient for you.

Reach Out Today!

Have questions or need assistance? Don't hesitate to give us a call at 908-869-6158. Our friendly staff is eager to help you find the right financial solutions. We look forward to welcoming you at Visions Credit Union your trusted partner in financial success!

Services Offered

At Visions Credit Union, we pride ourselves on offering a wide range of financial services tailored for both individuals and businesses. From personal banking options like checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards there's something for everyone! Plus, with ATM availability on-site, you can quickly handle cash withdrawals or balance checks any time.

Member Eligibility

At Visions, we believe that everyone deserves a chance to be part of a caring and supportive community. If you're looking to become a member, you'll be pleased to know that eligibility is quite straightforward! We welcome anyone who lives, works, worships, or goes to school in our local areas. This means that if you're part of our vibrant community around 5 Club House Dr Ste 9 Washington Nj 07882, you can easily join us. Being a member opens up a world of benefits, from personal banking services to exclusive loan options tailored just for you. Getting started is simple! You can check out the detailed eligibility criteria at https://membership.visionsfcu.org/. Once you've confirmed your eligibility, opening an account with us is just a click away. Visit our account opening page at https://digital.visionsfcu.org/visionsfcu/sdk/autoenrollmente2e for an easy and quick sign-up process. If you have any questions or need assistance, don't hesitate to give us a call at (908) 869-6158. We're excited to welcome you into the Visions family!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $511 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $441,123,035, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make a Difference

Imagine having the tools to accept payments easily and efficiently. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. From credit card processing to payment solutions that fit your needs, we make it easy to serve your customers and manage your finances. Visit us at 5 Club House Dr Ste 9 Washington Nj 07882 in Washington, NJ, or give us a call at (908) 869-6158 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

We understand that running a business comes with its own set of challenges. At Visions, we provide robust business banking services, including merchant services to simplify transactions and business loans to fund your growth.

Call Us Today!

With all these services under one roof, we're dedicated to helping you achieve financial success at Visions. If you have any questions or want to learn more about how we can assist you further, don't hesitate to reach out! Call us at (908) 869-6158, or visit us at our branch location. We look forward to serving you!

Embracing Digital Banking

To enhance your banking experience, we've embraced technology with our comprehensive online and mobile banking services. Accessing your account has never been easier! With features like mobile payments and person-to-person transfers, you can manage your finances anytime, anywhere. Plus, our ATMs are available for quick cash withdrawals and balance checks, making banking straightforward and convenient.

Flexible Loan Options

Sometimes life throws unexpected expenses your way. That's where our personal loans come in handy perfect for debt consolidation or covering urgent costs without stress. Additionally, our credit cards with rewards can help you earn benefits on every purchase while managing your spending effectively.

Personal Banking Solutions

Our personal banking options are designed for everyday convenience. You can easily open checking and savings accounts that suit your lifestyle, ensuring your money is both accessible and secure. If you're considering buying a new car, our auto loans and vehicle financing options can help make that dream a reality. For those looking to purchase a home or refinance an existing mortgage, we offer competitive mortgage loans tailored to fit your financial goals.

Digital & Online Banking

Key Features

We prioritize security in all our digital services. With electronic signature authorization available, you can sign documents safely without needing to visit a branch. Plus, you can enjoy e-statements for quick access to your account statements while helping the environment by reducing paper waste. For those who prefer mobile banking, our mobile application offers the same robust features as our online platform right in your pocket. You can make mobile payments with ease, ensuring you never miss a payment opportunity. Additionally, our person-to-person transfer feature allows you to send money to friends and family quickly and securely perfect for splitting bills or sending gifts. We believe that managing your finances should be accessible anytime, anywhere. That's why our online banking services are designed to provide real-time account management, giving you control at your fingertips. Experience the convenience and security of digital banking with Visions today! Whether you're at home or out and about, we've got you covered with tools that fit your lifestyle.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 564,945, showing a strong and growing member base that trusts us with their finances. This trust allows us to strengthen our services further while ensuring your money is safe with us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Visions is your trusted partner. Visit us at 5 Club House Dr Ste 9 Washington Nj 07882 or call (908) 869-6158 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing in Your Future

With $61,837,749 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $16,128 in used auto loans and $3,514,973,030 in total loans and leases.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 825 full-time employees and 60 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $1,202,677,144 in share certificates and $971,071,754 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,892,492, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $518,055,418, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $984 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $207,337,752 in used vehicle loans and $128,437,851 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, making it easier than ever to drive away in a car you love.

Credit Lines and Personal Loans

For those looking for extra flexibility, we offer credit lines totaling $1,280,192,479. This can be an excellent option for covering unexpected expenses or consolidating debt. Additionally, our unsecured credit card loans amounting to $87,120,655 help members manage their finances effectively while enjoying the benefits of rewards and other perks.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $290,624,581, make buying or refinancing simple. Whether you're looking to purchase your first home or refinance an existing mortgage for better terms, our experienced team is here to help you navigate the process smoothly.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to explore our options. Our team can assist you in understanding eligibility criteria and finding solutions that may lower your monthly payments or improve your loan terms. At Visions, we pride ourselves on providing personalized service and competitive rates that help our members thrive financially. Whether you're interested in auto financing, mortgages, personal loans, or business loans, our dedicated staff at 5 Club House Dr Ste 9 Washington Nj 07882 in Washington, NJ, is here to guide you every step of the way. For more information about our loan offerings or to discuss your financial needs with one of our representatives, please call us at (908) 869-6158. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Support for Businesses

For business owners, our outstanding commercial loans totaling $441,123,035 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to offering tailored solutions that fit your specific needs.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers. The platform prioritizes accuracy and fairness in every comparison made.

Visions

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Our Mission

Branch Location & Accessibility

Convenient Access and Parking

Operating Hours That Fit Your Schedule

Reach Out Today!

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loans Tailored for Growth

Merchant Services that Make a Difference

Comprehensive List Of Services

Business Banking Services

Call Us Today!

Embracing Digital Banking

Flexible Loan Options

Personal Banking Solutions

Digital & Online Banking

Key Features

Financial Strength

Growing Member Base

Investing in Your Future

Operational Efficiency

Secure Savings Options

Solid Financial Health

Loan Offering

Auto Loans

Credit Lines and Personal Loans

Mortgage Loans

Refinancing Options

Support for Businesses

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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