At Visions, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is essential for your peace of mind. Our commitment to financial strength is reflected in our impressive
net worth of $518,055,418. This strong foundation allows us to provide our members with better rates, lower fees, and enhanced services tailored to meet their needs. Additionally, our
net worth ratio of $984 showcases our solid capital base, ensuring we can continue to offer loans and competitive savings rates even during uncertain economic times. Your savings are safeguarded through our robust offerings, including
$1,202,677,144 in share certificates and
$971,071,754 in money market shares. These options provide you with stable and rewarding avenues for financial growth. We prioritize our members' interests over traditional banking practices. With non-member deposits totaling
$43,892,492, we focus our resources on benefiting you our valued member through improved loan rates, reduced fees, and exclusive perks. Our dedication doesn't stop there. With
$61,837,749 in undivided earnings, we invest back into innovative banking tools and stronger lending options, ensuring that we can serve you better every day. Moreover, with
$16,128 in used auto loans and a total of
$3,514,973,030 in loans and leases, we're here to support your financial aspirations across various sectors. Our operational efficiency shines through with a
net income of $0, which enables us to maintain competitive loan rates and solid financial products for all members. We also pride ourselves on having
825 full-time employees and
60 part-time employees, making sure our branches are always ready to assist you with knowledgeable and committed service. With net shares amounting to
$22,062,725, we have ample funds available for lending and investments. Our growing member base is highlighted by the fact that we hold
564,945 total share accounts, demonstrating the trust our members place in us. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Visions is your trusted partner. Visit us at 250 Pehle Ave Saddle Brook Nj 07663 or call (201) 957-8012 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov , based on the latest results.