Visions Credit Union Leonia NJ | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Visions, your trusted financial partner located at 100 Christie Heights St, Leonia, NJ 07605. Since our establishment in 1966, we have been dedicated to serving our community with integrity and commitment. With over 258,519 members relying on us, we take pride in being a cornerstone of financial support in the area. At Visions, we understand that every member has unique needs. That's why we offer a wide range of services designed to help you achieve your financial goals. Whether you're looking for personal banking options, such as checking and savings accounts, or financing solutions like auto loans and mortgages, we've got you covered. Our total assets stand strong at an impressive $5,261,855,076, reflecting our stability and ability to serve you better. Your deposits are safe with us; currently, we hold $368,430,335 in total deposits. Our net worth of $518,055,418 speaks volumes about our financial health and commitment to providing excellent service. Additionally, we maintain a solid cash reserve of $40,393,986, ensuring that we can meet your needs when it matters most. Our team is led by CEO Tyrone Muse and Board President Christopher Marion, who together embody our mission to prioritize member satisfaction and community engagement. With a dedicated workforce of 885 employees, we strive to create a welcoming environment where you feel valued and supported. While members can visit us at our branch location for personal service or inquiries about our offerings, official correspondence should be sent to our mailing address: 24 McKinley Ave, Endicott, NY 13760. We invite you to explore the various services available on our website at Visions FCU or give us a call at 201-482-4772. Join us in building a brighter financial future together!

Branch History & Mission

At Visions, we take pride in our rich legacy and commitment to serving the community of Leonia, NJ. Founded in 1966, our branch has grown alongside its members, becoming a trusted financial partner for thousands. From our humble beginnings, we have evolved into a robust institution with over 258,000 members and total assets exceeding $5.26 billion. Located at 100 Christie Heights St, Leonia, NJ 07605, our branch is easily accessible for those in the Bergen County area. We invite you to visit us during our lobby hours: Monday, Thursday, and Friday from 11 AM to 1 PM. If you need to send official correspondence, please note that our mailing address is 24 McKinley Ave, Endicott, NY 13760. Our mission at Visions is clear: we strive to provide exceptional financial services while nurturing the communities we serve. We offer a variety of products including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. Our goal is not just to support your financial needs but also to empower you towards achieving your dreams. Over the years, we've embraced technological advancements to enhance member experiences. Our online and mobile banking services allow for convenient account management from anywhere. Additionally, we prioritize ADA compliance to ensure accessibility for all members. Community involvement is at the heart of what we do. Through various outreach programs and partnerships with local organizations, we actively contribute to making Leonia a better place for everyone. As we look forward to the future, we invite you to join Visions and experience the difference of being part of a credit union that truly cares about its members and their well-being. Whether you're looking for financial guidance or simply want to open an account, we're here to help you every step of the way. Ready to take the next step? Visit us today at our Leonia branch or explore more about membership opportunities on our website here.

Branch Location & Accessibility

Connect with Us

For more information or if you have any questions before your visit, feel free to give us a call at 201-482-4772. We look forward to welcoming you into our community at Visions! Come see how we can help you achieve your financial goals today!

Nearby Landmarks and Accessibility

Nestled in Bergen County, our branch is close to several local landmarks, including the scenic Overpeck Park and just a short drive from the bustling town center. You'll find ample parking available, ensuring that your visit is hassle-free. Plus, we are committed to accessibility; our location features ADA-compliant entrances and ramps, making it easy for everyone to visit us.

Operating Hours

We understand that life can be busy! That's why we offer convenient lobby hours on Monday, Thursday, and Friday from 11 AM to 1 PM. While these hours may be limited compared to some banks, our dedicated staff is ready to assist you during those times with personalized service that puts your needs first.

Services Offered

At Visions, we provide a wide range of services tailored just for you whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or credit cards with rewards. We also support business banking needs through merchant services and business loans. Although we currently do not have ATM facilities or drive-thru services at this location, our friendly team is always available for face-to-face interactions. While members can visit us at our branch address, official correspondence should be sent to 24 McKinley Ave, Endicott, NY 13760.

Member Eligibility

Becoming a member of Visions feels like stepping into a warm and welcoming community where your financial needs are truly understood. If you live, work, or worship in the area around Leonia, NJ, you're already on your way to joining us! Our eligibility criteria are designed to be inclusive and straightforward. To find out if you qualify, check out the detailed information at https://membership.visionsfcu.org/. Joining is just the beginning; as a member of Visions, you'll enjoy a range of benefits from personalized service to competitive rates on loans and savings. Ready to take the next step? Opening an account is easy! You can start the process right now by visiting https://digital.visionsfcu.org/visionsfcu/sdk/autoenrollmente2e. If you have any questions or need assistance, don't hesitate to give us a call at (201) 482-4772. We're here to help you every step of the way as you join our vibrant community at Visions located at 100 Christie Heights St Leonia Nj 07605.

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support you need to launch a new product line or open a second location. With our commercial loan programs, this can become a reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $511 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $441,123,035, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having efficient payment solutions is crucial. Our merchant services make it easy for you to accept payments from customers anytime, anywhere. Whether you're running a retail shop or offering services online, our tools help streamline transactions, allowing you to focus on what you do best growing your business. Located at 100 Christie Heights St Leonia Nj 07605, Leonia, NJ NJ, we invite you to partner with us for all your business banking needs. Let's work together to take your business to new heights! For more information, call us at (201) 482-4772.

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and small business owners, our Business Banking services are essential. From merchant services that facilitate smooth transactions to Business Loans that help expand your operations, we support local businesses with resources they need to thrive.

Digital Convenience

At Visions, we embrace modern technology for your convenience. Our robust Online & Mobile Banking features allow you to manage your accounts anytime, anywhere. Need cash? Although we currently do not have ATMs at this branch, rest assured our online banking tools make accessing funds easy and straightforward. Whether you're visiting us at 100 Christie Heights St Leonia Nj 07605 in Leonia or reaching out via phone at (201) 482-4772, we're here to assist you with all your financial needs. Explore our comprehensive suite of services today and see how Visions can support you on your financial journey! Ready to take the next step? Visit us online at Leonia Hs or give us a call! We look forward to serving you!

Financing Your Dreams

If you're considering a new car or planning to buy a home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing services are designed to make those dreams a reality. Picture yourself driving away in a new vehicle with an affordable loan tailored just for you. Or imagine finally owning your dream home with favorable mortgage terms that suit your budget. Our team is here to guide you every step of the way.

Personal Banking Solutions

Managing your finances should be simple and convenient. That's why we offer various Personal Banking options, including checking and savings accounts that fit your lifestyle. Imagine effortlessly tracking your spending and saving for future goals through our user-friendly online and mobile banking platforms. You can easily monitor your account balances, transfer funds, and pay bills all from the comfort of your home or on-the-go.

Personal Loans Made Easy

Life can throw unexpected expenses your way. With our Personal Loans & Debt Consolidation, you can tackle those challenges head-on. Whether it's covering medical bills or consolidating multiple debts into one manageable payment, we provide flexible solutions that allow you to regain control over your finances.

Rewarding Credit Options

We understand the importance of having a reliable credit card. That's why we offer Credit Cards with Rewards so you can earn points while making everyday purchases. Think about how rewarding it would be to earn cash back or travel rewards simply by using your credit card for things you already buy.

Digital & Online Banking

Key Features for Your Convenience

Need to send money quickly? Our person-to-person transfer feature lets you send cash to friends and family instantly no hassle involved! Additionally, with electronic signature authorization available, signing documents online is simple and secure. You won't have to worry about paperwork slowing you down. Say goodbye to paper clutter with our e-statements. Not only are they environmentally friendly, but they also keep your financial information organized and easily accessible. You can view your statements whenever you need them without waiting for the mail to arrive. For those who love the simplicity of mobile payments, rest assured that our platform supports this feature too. Use your smartphone to make quick purchases or pay bills without any fuss. At Visions, we prioritize your security while ensuring that managing your finances is straightforward and user-friendly. Join us today in embracing the future of banking!

Financial Strength

At Visions, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation to ensure that your money is safe and working for you. With a net worth of $518,055,418, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $984 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,202,677,144 in share certificates and $971,071,754 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,892,492, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $61,837,749 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $16,128 in used auto loans and $3,514,973,030 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 825 full-time employees and 60 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $22,062,725. Total Share and Deposit Accounts: 564,945, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Visions is your trusted partner. Visit us at 100 Christie Heights St Leonia Nj 07605 or call (201) 482-4772 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $207,337,752 in used vehicle loans and $128,437,851 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates designed to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $441,123,035 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and strive to support your journey towards success. At Visions, we believe that everyone should have access to financial solutions that work for them. If you're interested in refinancing or exploring eligibility options for any of our loan products, feel free to reach out. Our team is here to assist you every step of the way. For more information about our loan offerings or to speak with one of our representatives directly, please call us at 201-482-4772 or visit us at 100 Christie Heights St., Leonia NJ 07605. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $290,624,581, make buying or refinancing simple. We guide you through the process, ensuring you understand your options for financing your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $87,120,655 in loans helping members manage their finances effectively. This option provides an easy way to cover unexpected expenses while benefiting from competitive rates and no collateral requirements.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data means users receive fair and transparent offers. Each loan option displayed on LendMesh has been vetted for accuracy, ensuring that you can trust the information presented.

The Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in your choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: You'll find up-to-date loan rates from multiple institutions, allowing you to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Visions

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Connect with Us

Nearby Landmarks and Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Support

Digital Convenience

Financing Your Dreams

Personal Banking Solutions

Personal Loans Made Easy

Rewarding Credit Options

Digital & Online Banking

Key Features for Your Convenience

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Ensuring Accurate Comparisons

The Benefits of Using LendMesh

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