Visionary Credit Union Bridgeville PA | Best Auto Loans & Business Banking

Introduction

Welcome to Visionary, your trusted partner in financial growth, located at 201 Beram Ave, Bridgeville, PA 15017. Established in 1960, we have proudly served our community for over six decades, creating a reliable and supportive environment for our 3,261 members. At Visionary, we understand that financial needs are as unique as the individuals who walk through our doors. With total assets of $39,255,668 and total deposits reaching $5,065,999, our commitment to financial stability shines through. We offer a variety of services tailored just for you whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages. Our dedicated team, led by CEO Wendy Kingsland and Board President Rudy Minella, is here to ensure you receive the best service possible. While members can visit us at our branch location, official correspondence should be sent to the same address: 201 Beram Ave, Bridgeville, PA 15017-2941. At Visionary, we believe in making banking easy and accessible. With resources like online banking and mobile payments on the horizon, we are continuously improving how we serve you. Whether you're applying for one of our 1,078 loans or exploring investment opportunities with us your success is our priority. We invite you to stop by or give us a call at 412-221-6660 to learn more about how we can assist you in achieving your financial goals. Join us on this journey towards a brighter financial future!

Branch History & Mission

Visionary Credit Union has a rich history that began in 1960, rooted in the desire to provide accessible financial services to the community of Bridgeville, PA. Over the years, we have grown and evolved, adapting to the needs of our members while staying true to our mission of serving our community with integrity and dedication. Today, we proudly serve over 3,261 members and manage total assets of approximately $39,255,668. Located at 201 Beram Ave in Bridgeville, our branch stands as a testament to our commitment to providing personalized banking solutions. Whether you're visiting us for personal banking needs or seeking assistance with business financing, you'll find a welcoming environment designed to meet your financial needs. The nearby landmarks like the Bridgeville Public Library and local parks make it easy for members to access us conveniently. Our mission is straightforward: we aim to empower our members by offering a range of financial products and services that support their financial well-being. From checking and savings accounts to auto loans and mortgages, we strive to help every member achieve their financial goals. We believe in supporting not just individual finances but also the broader community through outreach programs and partnerships that enrich lives. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to our mailing address at 201 Beram Ave, Bridgeville, PA 15017-2941. Our operating hours are tailored for your convenience; we are open Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5:00 PM, and on Wednesdays from 8:30 AM to 1:00 PM. At Visionary Credit Union, we recognize the importance of evolving with technology. That's why we offer online banking and mobile banking options so you can manage your finances anytime, anywhere. Although we currently do not have ATM services available at this location, our drive-thru service allows for quick transactions without leaving your vehicle. As part of our commitment to accessibility, we ensure ADA compliance across our services. Additionally, we participate in shared service centers which expand access for our members who may need assistance while traveling or visiting other areas. We invite you to join Visionary Credit Union and experience firsthand the benefits of being part of a member-focused institution dedicated to helping you succeed financially. Together, let's build a brighter future! For more information or any inquiries, feel free to call us at 412-221-6660 or visit our website at visionaryfcu.org.

Branch Location & Accessibility

Welcome to Visionary, your friendly credit union located at 201 Beram Ave in Bridgeville, PA! Our branch is conveniently situated in Allegheny County, making it easy for you to stop by and experience our exceptional services. Whether you're coming from nearby landmarks like the Bridgeville Public Library or the bustling downtown area, we're here to serve you. At Visionary, we prioritize accessibility for all members. Our location features ADA-compliant entrances and ramps, ensuring that everyone can visit us with ease. Plus, we offer a drive-thru banking option for quick and convenient transactions without leaving your vehicle. If you need to reach out to us directly, feel free to call at 412-221-6660. Our operating hours are designed with your busy schedule in mind: we're open Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5:00 PM, and on Wednesday from 8:30 AM until 1:00 PM. This means you can find the right time to come in and take care of your banking needs. While members can visit us at our branch address, official correspondence should be sent to the same mailing address at 201 Beram Ave, Bridgeville, PA 15017-2941. Visionary is proud to provide a variety of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. You can also enjoy basic shared branch transactions if you're a member of a partner credit union. We invite you to come by and see how we can help you achieve your financial goals! Visit us today or give us a call; our friendly team is ready to assist you!

Member Eligibility

At Visionary, we believe that everyone deserves a chance to be part of a caring community that supports their financial journey. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Bridgeville area or nearby regions, you're likely eligible to join us. We take pride in offering services tailored to meet your needs, whether you're looking for a personal checking account, an auto loan, or business banking solutions. For those who want to dive deeper into the eligibility requirements, feel free to check out the details at . Joining our family means you gain access to personalized financial guidance and competitive rates that can help you thrive. Opening an account is straightforward; just visit us at 201 Beram Ave Bridgeville Pa 15017, or give us a call at (412) 221-6660 if you have any questions. We're excited to welcome you into the Visionary community!

Business Banking & Commercial Services

Business Loan Options

Imagine a local bakery looking to expand its offerings. With our commercial loans, that dream can become a reality. We've funded over $1 in commercial loans for our members, helping businesses like yours scale and succeed. Whether you're looking to purchase new equipment or increase inventory, our loan options are designed to meet your specific needs.

Merchant Services That Matter

In addition to loans, we offer comprehensive merchant services that can simplify payment processing for your business. Imagine being able to accept payments easily from customers at your store or online. Our services make transactions smoother, allowing you to focus on what you do best running your business. Join us at Visionary today and discover how we can help your business thrive! For more information, call us at (412) 221-6660 or visit our website at Visionary Fcu.

Supporting the Community

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $49,190, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Made Easy

For our business members, we offer comprehensive Business Banking solutions, including essential services like Merchant Services & Business Loans. These tools are designed to help you manage and grow your business effectively.

Credit Options Tailored for You

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation options give you the flexibility to manage those costs efficiently. Coupled with our Credit Cards with Rewards, you can earn benefits while making purchases that fit your daily routine.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've invested in robust Online & Mobile Banking platforms, allowing you to access your accounts anytime, anywhere. With features like secure online transactions and easy account management right at your fingertips, banking has never been easier. Plus, if you're ever on the go, our ATM and cash withdrawal services ensure you have access to funds whenever needed.

Drive-Thru and Shared Services

For those who prefer face-to-face interactions but value efficiency, our Drive-Thru Banking offers a quick way to handle deposits, withdrawals, and other simple transactions without leaving your vehicle. Additionally, as part of the shared branch network, members can complete basic transactions at partner credit unions conveniently. At Visionary, we're committed to meeting all of your financial needs with warmth and expertise. Whether it's through personalized service at our branch or convenient digital options from home, we're here to help. Ready to explore how we can assist you further? Give us a call at (412) 221-6660 or visit us online at Visionary Fcu. Your financial journey starts here!

Personal Banking Solutions

When it comes to managing your everyday finances, our Personal Banking options are designed to help you succeed. Whether you're looking for a Checking or Savings Account, we offer various choices that cater to your lifestyle. Imagine having a place where your money grows while being easily accessible for those spontaneous purchases or planned expenses. If you're dreaming of a new car, our Auto Loans & Vehicle Financing can turn that dream into reality. We make the process simple and straightforward so you can hit the road with confidence. For those considering home ownership or refinancing, our Mortgage Loans & Refinancing services provide competitive rates and personalized guidance throughout your journey.

Digital & Online Banking

Key Features

One of the standout features is the ability to set up e-statements, which lets you view your account statements online instead of receiving them by mail. This not only helps you stay organized but also reduces paper clutter. Plus, with person-to-person transfers, sending money to friends or family is quick and straightforward no need for cash or checks. For those who love managing their finances on their smartphones, our mobile application offers the same great features as online banking right at your fingertips. While we currently don't support mobile payments, our app still makes it easy to keep track of your spending and manage transactions.

Security You Can Trust

At Visionary, security is a top priority. We implement strong safety measures so you can bank online with confidence. And while we do not currently offer electronic signature authorization, rest assured that your personal information is always protected. Whether you're checking balances late at night or making transfers during lunch breaks, our 24/7 online banking services ensure you have access whenever you need it. Join us at Visionary today and experience the ease of modern banking!

Financial Strength

Commitment to Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We believe that effective management translates directly into better services for you.

Comprehensive Lending Options

Our lending capacity supports members' financial goals across various sectors with $191 in used auto loans and $18,622,508 in total loans and leases. This diverse portfolio ensures that we can assist you whether you're looking to finance a vehicle or make other significant purchases.

Dedicated Team Ready to Serve You

We also take pride in having 6 full-time employees and 1 part-time employees who are committed to serving you with expertise and care. This dedicated team ensures that whenever you visit us at 201 Beram Ave Bridgeville Pa 15017, you'll receive the attention and service you deserve.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Together

Total Share Accounts: 5,564, show a strong and growing member base that trusts us with their finances. Your participation plays a crucial role in enhancing our community's overall strength. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Visionary is your trusted partner. Visit us at 201 Beram Ave Bridgeville Pa 15017 or call (412) 221-6660 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $2,551,141 in share certificates, offering stable and rewarding financial growth opportunities. Although we do not currently have money market shares, your investments are always prioritized with our commitment to providing favorable terms and conditions.

Reinvesting for Growth

With $4,226,691 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This means more robust products tailored to meet your financial needs.

Solid Financial Foundation

With a net worth of $4,226,691, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,077 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,853,639 in used vehicle loans and $4,199,745 in new vehicle loans already helping members get on the road. We have flexible terms that cater to your budget and lifestyle.

Credit Lines and Other Loans

If you're looking for additional financing options, our total credit lines reach $1,500,000, providing you with access to funds when you need them most. Whether it's for personal expenses or unexpected costs, having a line of credit can provide peace of mind. For business owners, our outstanding commercial loans totaling $49,190 provide the capital needed to grow and expand.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,832,412, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Refinancing Options

We understand that life changes and so do financial needs. If you're considering refinancing any of your current loans or exploring eligibility options for any of our loan products, our knowledgeable staff is ready to assist you in finding the best solutions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're ready to apply for a loan or just want to learn more about your options, feel free to reach out to us at our branch located at 201 Beram Ave Bridgeville PA 15017 or give us a call at 412-221-6660. Let Visionary help you pave the way toward achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $510,935 in loans helping members manage their finances effectively. These cards are designed for convenience and can be a great way to build your credit while enjoying rewards.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that users receive fair and transparent offers tailored to their needs. One significant benefit of using LendMesh is its commitment to Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in the options presented. Additionally, there are No Sponsored Listings on LendMesh; lenders are not prioritized based on paid promotions. This means users can trust they are viewing unbiased results that truly reflect the current market. LendMesh also provides Real-Time Rate Comparisons, allowing users to see up-to-date loan rates from multiple institutions. This feature helps individuals make informed decisions when choosing a loan that best fits their financial situation. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the value and reliability of LendMesh as a resource for consumers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

VISIONARY FEDERAL CREDIT UNION - Bridgeville, PA