Vision Financial Credit Union Roxboro NC | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Vision Financial, your trusted partner in personal and community banking right here in Roxboro, NC! Established in 1960, we have proudly served our members for over six decades, fostering a strong sense of community and commitment to financial well-being. With a dedicated team of 21 employees, including our CEO Dawn Swaningson and Board President Larry Ray, we aim to provide exceptional service that meets the unique needs of each member. Located at 4473 Durham Rd, Roxboro, NC 27574, our branch is equipped to offer a wide range of services tailored just for you from checking and savings accounts to auto loans and credit cards with rewards. We understand the importance of financial security, which is why we manage total assets of $57,583,821 and have total deposits amounting to $4,870,031. Our commitment to serving our members is reflected in our total membership of 6,544 individuals who trust us with their finances. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 1356, Roxboro, NC 27573. We encourage you to reach out by phone at 336-597-4727 or explore our website at Vision Financial for more information about our services and offerings. At Vision Financial, we believe that strong financial foundations lead to thriving communities. That's why we're not just about numbers; we're about making a difference in the lives of our members. Join us today and discover how we can help you achieve your financial goals!

Branch History & Mission

At Vision Financial, we take pride in our rich history and unwavering mission to serve the community of Roxboro, NC. Established in 1960, our branch has been a cornerstone of financial support for over six decades. With a commitment to fostering financial wellness, we've grown alongside our members, adapting to their needs and the evolving landscape of banking. Located at 4473 Durham Rd, Roxboro, NC 27574, our branch is easily accessible for those in the area. We invite you to visit us during our operating hours: Monday through Thursday from 8:00 AM to 5:00 PM and Friday until 5:30 PM. For those who prefer drive-thru services, we're pleased to offer this convenience as well. From humble beginnings, Vision Financial has blossomed into a trusted institution with a total membership of 6,544 and total assets reaching an impressive $57,583,821. Our mission is straightforward yet impactful: to provide exceptional financial services while making a positive difference in the lives of our members and the broader community. We believe that everyone deserves access to the tools they need for financial success whether that's through checking and savings accounts, auto loans, or credit cards with rewards. Our dedication extends beyond just banking; we actively engage in community outreach efforts that strengthen local ties and foster collaboration. We recognize that our success is intertwined with that of our members. That's why we prioritize personalized service and strive to make banking easier for everyone through initiatives like online banking and mobile payments. While members can visit us at 4473 Durham Rd Roxboro Nc 27574, official correspondence should be sent to PO Box 1356, Roxboro, NC 27573. If you ever have questions or need assistance, feel free to reach out at 336-597-4727. As we look ahead to the future, we remain committed to innovation and meeting your financial needs. Join us at Vision Financial and discover how we can support your journey toward achieving your financial goals. Experience firsthand the benefits of being part of a community-focused credit union where your success is our priority!

Branch Location & Accessibility

Accessibility Features

At Vision Financial, we understand the importance of accessibility. Our branch is designed to accommodate everyone, featuring ADA-compliant ramps and ample parking options right outside our doors. You can rest assured knowing that we strive to make your visit as comfortable as possible.

Drive-Thru Banking

For added convenience, we offer drive-thru banking services where you can conduct simple transactions without leaving your vehicle. Whether it's making deposits or withdrawals, our drive-thru service is designed for your ease.

Operating Hours

We are here for you Monday through Thursday from 8:00 AM to 5:00 PM and on Fridays until 5:30 PM. Our extended Friday hours provide a perfect opportunity for those who may have busy weekdays. Feel free to stop by during these times; we look forward to serving you!

Services Offered

At Vision Financial, we provide a range of personal banking services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Our online and mobile banking options also allow you to manage your finances anytime, anywhere. If you have any questions or need assistance, don't hesitate to reach out at 336-597-4727. Come visit us at Vision Financial we're excited to be part of your financial journey!

Member Eligibility

At Vision Financial, we believe that joining our community should feel like stepping into a welcoming family. If you're looking to become a member, you'll find it's quite simple! We invite anyone who lives, works, worships, or attends school in the area to join us. Additionally, if you have a family member who is already part of our credit union, you're also eligible. This means that whether you're just starting out or looking to further your financial journey, there's a place for you with us. By becoming a member at Vision Financial, you'll gain access to a variety of financial products and services designed to help you thrive like personal banking, auto loans, and more. To learn more about the specific eligibility requirements, feel free to visit our website at http://www.vffcu.org/index.php/join. If you're ready to open an account or have any questions, don't hesitate to give us a call at (336) 597-4727. We're here to assist you every step of the way!

Business Banking & Commercial Services

Financing Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no member or non-member commercial loans available, we are dedicated to offering flexible financing solutions when the time comes.

Merchant Services for Everyday Needs

In addition to loans, our merchant services make it easy for businesses to accept payments and manage transactions efficiently. Picture a busy café processing payments swiftly while keeping lines moving smoothly this is the impact of having reliable payment solutions at your fingertips. Let us be your partner in success at Vision Financial, located at 4473 Durham Rd Roxboro, NC 27574. For more information about how we can support your business, give us a call at 336-597-4727. Together, we can build a brighter future for your business!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, our business banking services include merchant services and business loans tailored specifically for your needs. We understand the challenges of running a business and are committed to providing support every step of the way.

Convenience Features

At Vision Financial, we believe that managing your finances should be convenient. With features like ATM cash withdrawal services, basic drive-thru banking for quick transactions, and person-to-person payment options via mobile apps, we aim to simplify your banking experience. If you have any questions or need assistance with any of our services, don't hesitate to reach out. You can call us at 336-597-4727 during our operating hours: Monday through Thursday from 8:00 AM to 5:00 PM and Friday until 5:30 PM. We invite you to visit us at our Roxboro branch or explore more about what we offer by visiting our website at Vision Financial. Let us help you take control of your financial future today!

Credit Cards

Don't forget about our credit cards with rewards! These cards not only make everyday purchases easier but also allow you to earn points that can be redeemed for exciting rewards. Whether you're using them for groceries or travel expenses, you'll appreciate how they enhance your purchasing power.

Home Financing

Thinking about buying a home? We offer mortgage loans and refinancing options that can fit various budgets and situations. Our knowledgeable staff will guide you through the process, ensuring you understand each step along the way. If you're looking to consolidate debt or finance personal projects, our personal loans are here to assist you in achieving your financial goals.

Personal Banking

Our personal banking services are designed with your everyday needs in mind. We provide checking and savings accounts that help you manage your money effectively. Imagine having easy access to your funds through our online and mobile banking options, allowing you to check balances, transfer money, and pay bills from anywhere at any time. For those considering larger purchases, our auto loans and vehicle financing make it simple to get behind the wheel of your dream car without breaking the bank.

Digital & Online Banking

Convenient Online Services

With our online banking platform available at https://www.vffcu.org/, you can easily check your balance, pay bills, and transfer money with just a few clicks. You'll also have the option to enroll in e-statements, allowing you to view and manage your statements electronically no more paper clutter! Plus, with electronic signature authorization, signing documents is a breeze, making transactions quicker and hassle-free.

Mobile Banking at Your Fingertips

Want to take banking on the go? Our mobile application offers all the features you need right in your pocket. Whether you're making person-to-person transfers or using mobile payments for everyday purchases, we've got you covered. Our app is designed to be user-friendly, so even if technology isn't your strong suit, you'll find it easy to navigate.

Security You Can Trust

Security is our top priority at Vision Financial. We utilize advanced security measures to ensure that your information remains safe while you enjoy these convenient services. From encrypted transactions to secure logins, we've taken steps to give you peace of mind every time you bank online. Embrace the ease of managing your finances with our digital banking options. At Vision Financial, we're here to support you every step of the way!

Financial Strength

Focused on Growth

With $8,368,818 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $693 in used auto loans and $20,722,774 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts: 11,448, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vision Financial is your trusted partner. Visit us at 4473 Durham Rd Roxboro Nc 27574 or call (336) 597-4727 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $4,989,026 in share certificates and $3,763,920 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 17 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $8,821,426, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,531 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already facilitated over $7,137,318 in used vehicle loans and $4,533,901 in new vehicle loans to help our members get on the road smoothly. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms can accommodate your budget.

Credit Lines

If you need more financial flexibility, our total credit lines amounting to $9,452,025 can help cover unexpected expenses or facilitate larger purchases without stress. For business owners seeking capital for growth and expansion opportunities, we also have commercial loan options available though there are currently no outstanding commercial loans at this time. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore all that Vision Financial has to offer and see how our loan products can align with your financial goals. For more information on eligibility or to get started with an application today, visit us online or call us directly!

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify buying or refinancing a home. With Junior Lien 1-4 Family Residential Properties loans totaling $1,183,452, we provide clear pathways to securing your dream home. If you're considering refinancing your current mortgage for better terms or lower rates, we are here to guide you through the process.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our unsecured credit card loans. We currently offer $1,945,223 in these loans to assist our members in handling finances effectively without the need for collateral. With flexible terms and rewards programs available, our credit cards can fit seamlessly into your spending habits.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures fair and transparent offers for all users. Each loan comparison reflects current market conditions, allowing users to see a comprehensive range of options available to them.