VIRGINIA FEDERAL CREDIT UNION

Welcome to the Virginia Credit Union at our Salem Branch, located at 1436 W Main St, Salem, VA 24153. Established in 1928, we have proudly served our community for over 95 years, building a legacy of trust and commitment to our members. With a total membership of 489,137 and assets amounting to an impressive $6,917,912,589, we are dedicated to helping you achieve your financial goals. At the heart of our operations is a focus on you our valued member. We offer a variety of services including personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and even business banking solutions. We understand that financial needs vary widely, which is why we tailor our offerings to meet the diverse requirements of our community. Our leadership team, led by CEO Christopher Shockley and Board President Kenneth Ampy, is committed to maintaining a strong foundation for your financial well-being. Together with our 1,108 employees, we ensure that your experience with us is both personal and professional. While you can visit us at the Salem Branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 7500 Boulder View Dr, North Chesterfield, VA 23225-4046. Whether you're looking to open a new account or explore loan options, we're here for you. Feel free to reach out at 540-982-8811 or visit us online at vacu.org for more information. Join us in this journey towards financial success because when you thrive, we all thrive!

At Virginia, we believe that everyone deserves a chance to join a community that truly cares. Becoming a member is not just about banking; it's about being part of something special. If you live, work, worship, or attend school in the area, you are likely eligible to join us. We also welcome family members of existing members, making it easy to share the benefits with those you love. Being a part of our credit union means access to personalized service, competitive rates, and a variety of financial products designed to meet your needs. Ready to take the next step? Opening an account at Virginia is simple and straightforward. Just visit us at 1436 W Main St Salem Va 24153, or give us a call at (540) 982-8811 for more information. You can also check out the detailed eligibility criteria on our website at http://www.vacu.org/why-vacu/become-a-member . Join us today and start enjoying all the advantages that come with being a member!

At Virginia, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our commitment to maintaining a strong financial foundation, which you can trust to support your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $715,618,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,252 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,429,388,412 in share certificates and $1,981,382,719 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $535,373,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to our lending capabilities as well; with $69,956 in used auto loans and $5,269,983,304 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident through our $12,131,695, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,075 full-time employees and 33 part-time employees who are always ready to serve you with a knowledgeable and committed team. In total, we have 724,126 share accounts reflecting a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $4,372,625, reinforcing our ability to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Virginia is your trusted partner. Visit us at 1436 W Main St Salem Va 24153 or call (540) 982-8811 to learn more about how we can help you achieve your financial goals.