Veridian Credit Union Rocky Mount VA | Best Auto Loans & Personal Banking

Introduction

Welcome to the Rocky Mount Branch of Virginia Credit Union, where your financial well-being is our top priority! Established in 1928, we have proudly served our community for over 90 years, growing alongside our members and fostering a sense of belonging. Located at 40 Member One Way, Rocky Mount, VA 24151, our branch is committed to providing personalized banking solutions tailored to your needs. At Virginia Credit Union, we understand that every dollar matters. That's why we manage a robust portfolio with total assets amounting to $6,917,912,589 and ensure that your deposits are safe and sound currently totaling $56,795,311. Our dedicated team is here to assist you with various services including personal banking, auto loans, mortgages, and business financing. While members can visit us at our Rocky Mount location, official correspondence should be sent to our mailing address at 7500 Boulder View Dr, North Chesterfield, VA 23225-4046. With a membership base of 489,137, we take pride in being a trusted financial partner for individuals and families alike. Led by our CEO Christopher Shockley and Board President Kenneth Ampy, our team of over 1,100 employees is dedicated to helping you navigate your financial journey. We believe in building strong relationships with our members and actively contributing to the community we serve. If you're looking for a reliable partner for all your banking needs or simply want to learn more about how we can support your financial goals, don't hesitate to reach out! You can call us at 540-982-8811 or visit us online at Virginia Credit Union to explore the wide array of services we offer. Join us today and experience the difference that comes from being part of a member-focused credit union!

Branch History & Mission

Welcome to the Rocky Mount Branch of Virginia Credit Union, a cornerstone of financial service in Rocky Mount, VA. Since opening our doors in 1928, we have proudly served our community with dedication and commitment. With a strong focus on member satisfaction, we have grown alongside our members and adapted to their evolving needs over the decades. Located at 40 Member One Way, Rocky Mount, VA 24151, our branch is easily accessible for all your banking needs. Whether you're here for personal banking services like checking and savings accounts or looking for assistance with auto loans and mortgages, our friendly team is ready to help. If you need to send official correspondence, please use our mailing address at 7500 Boulder View Dr, North Chesterfield, VA 23225-4046. Our mission is simple yet powerful: to provide exceptional financial services that empower our members and support our local community. We believe in building lasting relationships through trust and transparency. With nearly 489,137 members and total assets reaching an impressive $6,917,912,589, we are proud to be a reliable partner in your financial journey. The Rocky Mount Branch has always been dedicated to enhancing accessibility. We offer both ATM services and drive-thru banking for your convenience. Our operating hours are designed to fit your busy schedule: Monday through Thursday from 9:00 AM to 6:00 PM and Friday from 9:00 AM to 6:00 PM, with drive-thru hours extending until 1:00 PM on Saturdays. Throughout the years, we've continually sought ways to improve our services by embracing technology while maintaining a human touch. We provide online and mobile banking options so you can manage your finances anytime, anywhere. Our commitment extends beyond banking; we actively participate in community outreach programs aimed at supporting local initiatives. As we look ahead, we invite you to join us at Virginia Credit Union's Rocky Mount Branch. Experience firsthand the benefits of membership from competitive loan rates to personalized financial advice tailored just for you. Together, let's build a brighter financial future! For inquiries or more information about becoming a member, call us at 540-982-8811 or visit our website at Virginia Credit Union.

Branch Location & Accessibility

Convenient Access and Features

Parking is plentiful and convenient, making it easy for you to stop by. Our branch is fully ADA-compliant, ensuring accessibility for everyone. We also offer a drive-thru service, allowing you to complete simple transactions without leaving your vehicle. With ATM availability on-site, you can access cash or check your balance anytime.

Get in Touch

While members can visit us at our branch location, official correspondence should be sent to our mailing address at 7500 Boulder View Dr, North Chesterfield, VA 23225-4046 if different. If you have any questions or need further assistance, don't hesitate to call us at 540-982-8811. We invite you to come and discover how we can support your financial journey!

Welcoming Banking Hours

Our friendly staff is here to assist you during our operating hours: Monday through Thursday from 9:00 a.m. to 6:00 p.m., Friday until 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. Whether you need assistance with personal banking, auto loans, or credit cards, we're ready to help.

Member Eligibility

Joining the family at Virginia is more than just opening an account; it's about becoming part of a supportive community that truly cares for its members. To be eligible for membership, you simply need to meet a few criteria which are designed to welcome individuals from various walks of life. Generally, anyone who lives, works, worships, or attends school in the area can become a member. This means if you're in or around Rocky Mount, Virginia, you're already on your way! For the most current and detailed eligibility information, feel free to check out our resource at http://www.vacu.org/why-vacu/become-a-member. Once you confirm your eligibility, opening an account with us is a breeze! We strive to make the process as straightforward and welcoming as possible. You can easily start your journey by visiting us online at https://olb.vacu.org/vacuonlinebanking/sdk/autoenrollmente2e/accountrecovery or by giving us a call at (540) 982-8811. Our team is here to guide you every step of the way, ensuring that you feel right at home from day one. So why wait? Come join us at Virginia, located at 40 Member One Way Rocky Mount Va 24151, and experience all the benefits of being a member today!

Business Banking & Commercial Services

Member and Non-Member Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $695 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $857,239,944, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine running a busy café. You need a payment system that's easy for customers and reliable for you. Our merchant services ensure you can accept payments effortlessly, allowing you to focus on what you do best serving your customers. From point-of-sale systems to online transactions, we provide tools that make managing your finances simple. Explore how Virginia can partner with you on your journey towards success. Visit us at 40 Member One Way Rocky Mount Va 24151, Rocky Mount, VA, or call us at (540) 982-8811 today!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners in Rocky Mount, we offer specialized services like Business Banking that includes Merchant Services & Business Loans. We understand the unique challenges businesses face and are committed to supporting local growth.

Convenient Access

Accessing your funds has never been easier! Our branch features an ATM for quick withdrawals and balance checks. Plus, with our Basic Drive-Thru Banking, you can complete deposits and withdrawals without leaving your vehicle perfect for those busy days when you're on the go. As part of our commitment to accessibility, we also provide Cash Withdrawal Services through various channels ensuring you can get cash when you need it most.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards, which allow you to earn points for everyday purchases. Whether you're planning a vacation or just want to treat yourself, these rewards can enhance your spending power.

Join Us Today!

Located at 40 Member One Way Rocky Mount Va 24151, we invite you to experience the personalized service that sets us apart. If you're ready to take control of your finances or need assistance with any of our offerings, don't hesitate to reach out at (540) 982-8811. Our team is here Monday through Saturday, ready to assist you in reaching your financial goals. Discover how easy banking can be with Virginia! Visit us today or learn more about becoming a member by checking out our website at Rocky Mount Branch. Your journey towards better banking starts here!

Loans and Financing

If you're considering purchasing a new car, our Auto Loans & Vehicle Financing can help make that dream a reality with competitive rates and flexible terms. For those looking to buy a home or refinance an existing mortgage, we provide comprehensive Mortgage Loans & Refinancing options that cater to various financial situations. Additionally, if you need extra cash for unexpected expenses or debt consolidation, our Personal Loans are an excellent solution. These loans come with straightforward terms designed to ease financial burdens.

Personal Banking

When it comes to personal banking, we offer a variety of options that fit different lifestyles. Our Checking and Savings Accounts are tailored for convenience and flexibility, allowing you to manage your money easily. Imagine having access to your funds anytime through our robust Online & Mobile Banking services. You can check your balance, transfer money, and even make payments right from your phone or computer.

Digital & Online Banking

Accessibility and User-Friendly Experience

We've designed our digital banking services with you in mind. From real-time account management to easy navigation, everything is crafted to make your banking experience smooth and straightforward. Whether you're tech-savvy or just starting out with online banking, you'll find our tools intuitive and helpful. In summary, at Virginia, we're committed to providing digital banking solutions that fit your lifestyle while keeping security at the forefront. Take advantage of all these features today your bank is now wherever you are!

Key Features of Our Digital Banking Services

With just a few clicks at https://www.vacu.org/, you can enjoy a range of features that enhance your banking experience. Our 24/7 online banking services provide you with the flexibility to check balances, pay bills, and transfer funds whenever it suits you. No more waiting for business hours; everything you need is right at your fingertips. Security is always a top priority for us. That's why we offer electronic signature authorization, allowing you to complete transactions securely without the hassle of paperwork. Plus, with e-statements available, you can opt for paperless statements that are not only eco-friendly but also easily accessible whenever you need them. Managing payments has never been easier! Our mobile payments feature lets you make purchases directly from your phone, while our mobile application ensures that all these services are accessible wherever you are. You can also utilize our person-to-person transfer option to send money quickly and conveniently to friends or family without any fuss.

Financial Strength

At Virginia, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which showcases our commitment to providing you with the best possible service and support. With a net worth of $715,618,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,429,388,412 in share certificates and $1,981,382,719 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial success is also reflected in our robust earnings. With $535,373,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases stand at $5,269,983,304, including $69,956 in used auto loans that help support your financial goals across various sectors. Our $7,828,991 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,075 full-time employees and 33 part-time employees who are always ready to serve you with a knowledgeable, committed team. Net Shares (funds available for lending and investments) total $4,372,625, highlighting our ability to provide ample resources for your needs. Additionally, we have established a strong member base with 724,126 total share accounts that trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Virginia is your trusted partner. Visit us at 40 Member One Way Rocky Mount Va 24151 or call (540) 982-8811 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,235,051,782 in used vehicle loans and $799,323,830 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms can fit your budget and lifestyle.

Credit Lines and Commercial Loans

For those seeking additional financial flexibility, our credit lines amounting to $1,367,123,877 provide easy access to funds when you need them most. Additionally, for business owners, our outstanding commercial loans totaling $857,239,944 provide the capital needed to grow and expand. At Virginia, we are committed to making the borrowing process as straightforward as possible. If you're considering refinancing your existing loans or want more information about eligibility options, our friendly staff is here to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to reach out at (540) 982-8811 or visit us at 40 Member One Way Rocky Mount Va 24151, Rocky Mount, VA for more details on how we can help meet your lending needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $340,711,641, make buying or refinancing simple. We offer competitive rates and personalized service to help guide you through every step of the process.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $377,328,022 in loans helping members manage their finances effectively. This option provides you with the purchasing power you need without requiring collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you're comparing. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that focus solely on your needs. - Real-Time Rate Comparisons: Enjoy up-to-date loan rates from multiple institutions, which helps you make informed decisions without delay. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective this tool can be for securing better loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. With LendMesh, you can trust that the information you see is accurate and reliable.

VIRGINIA FEDERAL CREDIT UNION - Rocky Mount, VA

Type of Loan Offerings

Home Equity Loans

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Loan rates in Rocky Mount, VA (24151)