Veridian Credit Union Roanoke VA | Best Auto Loans & Rewards Cards

Introduction

Welcome to Virginia, your trusted partner in financial services located at 625 Williamson Ne Rd, Roanoke, VA 24024. Established in 1928, we have proudly served our community for over 90 years, building strong relationships with our members and fostering a sense of belonging. As part of the Virginia Credit Union family, we are dedicated to providing exceptional financial solutions tailored to meet your needs. With a total membership of 489,137, we understand the importance of community and strive to make a positive impact on the lives of those we serve. Our branch boasts total assets of $6,917,912,589 and total deposits amounting to $56,795,311, reflecting our commitment to maintaining a secure and reliable banking environment for all members. At Virginia, we offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions. Our experienced team is here to assist you every step of the way. Led by our CEO Christopher Shockley and Board President Kenneth Ampy, we are committed to transparency and integrity in all our operations. Whether you're looking for guidance on loans or simply need assistance with your account, we encourage you to reach out. Feel free to call us at 540-982-8811 or visit our website at www.vacu.org for more information. While you can always visit us at our branch location for face-to-face interactions, please note that any official correspondence should be sent to our mailing address: 7500 Boulder View Dr, North Chesterfield, VA 23225-4046. Join us as we continue this journey together. At Virginia, you're not just a member; you're part of our family.

Branch History & Mission

Community Focus

We believe in giving back. Through various programs and initiatives, we strive to create opportunities for growth and development within Roanoke and beyond. Whether it's supporting local schools or sponsoring events that bring people together, we are dedicated to making a difference. As part of our commitment to convenience, we offer drive-thru banking for quick transactions and ATM access for easy cash withdrawals. Our operating hours are designed with your schedule in mind: Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m.

Join Us

We invite you to become part of the Virginia family. Experience firsthand how we prioritize your financial needs while actively contributing to our community's growth. Visit us today or contact us at 540-982-8811 for more information on how you can join us in this journey towards financial empowerment!

Our Evolution

Our branch is located at 625 Williamson Ne Rd, Roanoke, VA 24024 a central spot where community members can easily access our services. We pride ourselves on being more than just a financial institution; we are a partner in the lives of our members. As we evolved over the years, we embraced technology while maintaining a personal touch. Today, you can find us equipped with online banking options and mobile applications that make managing your finances easier than ever. Our journey has not only been about growth in numbers but also about making a positive impact in our community. We've built strong relationships through various outreach programs and partnerships that support local initiatives and help those in need.

Our Mission Statement

At Virginia, our mission is clear: to provide accessible financial services while nurturing the well-being of our members and the community. We understand that every member's journey is unique, which is why we offer a variety of products from checking accounts and auto loans to mortgages and credit cards tailored to meet diverse needs. While members can visit us at 625 Williamson Ne Rd for their banking needs, official correspondence should be sent to 7500 Boulder View Dr, North Chesterfield, VA 23225-4046 if necessary.

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility for all our members. Our location is fully ADA compliant, featuring ramps and accessible parking spaces to ensure everyone can visit us comfortably. You can easily navigate our space whether you're coming in on foot or using mobility aids.

Call to Action

We invite you to come by and see how we can help you with your financial goals! Whether you have questions about an account or want to explore loan options, our friendly team is here for you. Feel free to give us a call at 540-982-8811 or drop in during our business hours we look forward to serving you!

Operating Hours

We understand that life gets busy! That's why our lobby is open from 9:00 a.m. to 5:30 p.m. Monday through Thursday and from 9:00 a.m. to 6:00 p.m. on Fridays. We also welcome you on Saturdays from 9:00 a.m. until 1:00 p.m., making it easier than ever to fit banking into your schedule.

Parking and Drive-Thru Services

Ample parking is available right outside our doors, so you can park with ease and get in and out quickly. If you're on a tight schedule, take advantage of our drive-thru banking service! With operating hours from 7:30 a.m. to 5:30 p.m. Monday through Thursday and extended hours on Friday until 6:00 p.m., we make it convenient for you to handle simple transactions without leaving your car.

Services Offered

At Virginia Member Service Center, we offer a range of services designed to meet your financial needs from personal banking like checking and savings accounts to auto loans and mortgage refinancing. Need cash? Our ATM is always available for quick withdrawals or balance checks. While members can visit us at our Roanoke location for all these services, please note that any official correspondence should be sent to our mailing address at 7500 Boulder View Dr, North Chesterfield, VA 23225-4046.

Member Eligibility

At Virginia, we believe that becoming a member is like joining a close-knit family that truly cares about your financial well-being. If you're looking to join us, you'll be pleased to know that eligibility is open to a wide range of individuals. Whether you live, work, worship, or go to school in the area, you can easily qualify for membership. For specific details about who can join and what it takes, we invite you to check out our eligibility criteria at http://www.vacu.org/why-vacu/become-a-member. Opening an account with us is a simple process designed with you in mind. Once you're ready to take this step toward membership, visit us at https://olb.vacu.org/vacuonlinebanking/sdk/autoenrollmente2e/accountrecovery where you'll find all the information needed to get started. If you have any questions or need assistance, don't hesitate to give us a call at (540) 982-8811. We're here to help you every step of the way as you become part of our community at Virginia, located at 625 Williamson Ne Rd Roanoke Va 24024. Join us today and experience the many benefits we offer!

Business Banking & Commercial Services

Merchant Services That Work

In addition to loans, our merchant services help streamline your operations. Imagine quickly processing payments while keeping track of sales with ease. Whether you're a local retailer or a service provider, our solutions are designed to enhance customer experience and simplify your financial tasks. At Virginia, located at 625 Williamson Ne Rd Roanoke Va 24024, Roanoke, VA, we're here to partner with you on your business journey. Let us help you unlock your potential today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $695 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $857,239,944, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

In addition to our comprehensive range of services inside the branch, we also provide convenient ATM access for quick withdrawals and balance checks. Our drive-thru service allows for basic transactions like deposits and withdrawals without having to leave your car. This means you can handle your banking needs efficiently while on the go. At Virginia, we're not just about numbers; we're about building relationships with our members. Our dedicated team is always available to assist you with any questions or concerns you may have regarding our services. If you're ready to take control of your financial future or simply want more information about how we can help, don't hesitate to give us a call at (540) 982-8811 or visit us at Roanoke Member Service Center. We look forward to serving you!

Credit Cards & Business Banking

For those who want more rewards for their spending, our credit cards offer great benefits tailored to your preferences. If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans to help you grow and manage your venture effectively.

Digital Banking Convenience

We know that today's world is fast-paced, which is why we offer robust online and mobile banking features. You can manage your accounts anytime, anywhere with just a few taps on your smartphone. Whether it's checking balances, transferring funds, or making payments, our digital platform makes banking easy and accessible.

Personal Banking Solutions

Whether you're just starting out or looking to enhance your savings, our personal banking options have got you covered. From checking and savings accounts that fit your lifestyle to auto loans and vehicle financing for your next big purchase, we ensure that you have access to the tools you need. If you're considering buying a home, our mortgage loans and refinancing options can help make that dream a reality, while personal loans and debt consolidation services provide flexibility when unexpected expenses arise.

Digital & Online Banking

Key Features

Experience hassle-free banking with features like electronic signature authorization, which allows you to complete important transactions without the need for paper forms. You can also opt for e-statements, which not only help you stay organized but are better for the environment too! For those who prefer using their smartphones, our mobile application gives you access to all these features right at your fingertips. With mobile payments enabled, paying for purchases is as easy as a few taps on your phone. You can even send money directly to friends and family with our person-to-person transfer service perfect for splitting bills or sending gifts.

User-Friendly Experience

Our commitment to accessibility means that managing your finances is straightforward and user-friendly. The intuitive design of our online banking system helps ensure that even those new to digital banking can navigate it easily. Real-time account management lets you stay updated on your transactions and balances instantly. At Virginia, we're dedicated to making your banking experience as simple and secure as possible. Explore all that our digital banking services have to offer today!

Financial Strength

Member-Centric Savings

Members' savings are secured through $1,429,388,412 in share certificates and $1,981,382,719 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency shines through with a reported $7,828,991. This performance allows us to continue offering competitive loan rates and solid financial products for our members. Additionally, we have a dedicated team of 1,075 full-time employees and 33 part-time employees ready to assist you.

Reinvestment for Growth

With $535,373,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $69,956 in used auto loans and $5,269,983,304 in total loans and leases.

Solid Financial Health

With a net worth of $715,618,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Growth

The trust of our community is reflected in our growing membership base with 724,126 total share accounts. It shows that more people are choosing Virginia as their trusted partner for financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Virginia is your trusted partner. Visit us at 625 Williamson Ne Rd Roanoke Va 24024 or call (540) 982-8811 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,235,051,782 in used vehicle loans and $799,323,830 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, ensuring you find a plan that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $857,239,944 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business, we're committed to supporting your success.

Eligibility and Refinancing Options

We believe everyone deserves access to financial solutions. If you're curious about eligibility for any of our loan products or wish to explore refinancing options, please don't hesitate to reach out. Our team is ready to assist you with personalized advice and support. You can contact us at (540) 982-8811 or visit us at 625 Williamson Ne Rd Roanoke Va 24024, located in Roanoke, VA. Explore more about our offerings on our website at https://www.vacu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $340,711,641, make buying or refinancing simple. We guide you through each step of the mortgage process, offering solutions that suit both first-time buyers and seasoned homeowners alike.

Unsecured Credit Card Loans

Managing finances can be challenging, but our unsecured credit card loans are here to help. With a total of $377,328,022 in loans, we offer flexible terms that allow you to handle everyday expenses without stress. Enjoy the convenience of credit when you need it most.

Loan Aggregator

Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions empower users to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

VIRGINIA FEDERAL CREDIT UNION - Roanoke, VA

Type of Loan Offerings

Home Equity Loans

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Loan rates in Roanoke, VA (24024)