Veridian Credit Union Roanoke VA | Top Auto Loans & Mortgage Refinancing

Introduction

Welcome to Virginia, a trusted name in financial services since 1928. Located at 16955 Forest Rd Ste A, Roanoke, VA 24024, we proudly serve our community with a commitment to personal service and financial well-being. With over 489,137 members and total assets of $6,917,912,589, we are dedicated to providing you with the best banking experience possible. At Virginia, we understand that your financial goals are unique. That's why we offer a range of services tailored just for you, from personal banking to auto loans and business financing. Our resources include over $56,795,311 in deposits and a robust loan portfolio of 286,557 loans and leases. We believe in empowering our members through accessible financial solutions. Our leadership team is here to guide you on your financial journey. Led by CEO Christopher Shockley and Board President Kenneth Ampy, our dedicated staff of 1,108 employees is ready to assist you with any questions or needs you may have. We also encourage communication; feel free to reach out at 540-985-2811 during our operating hours: Monday - Thursday from 9:00 a.m. to 5:30 p.m., Friday until 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 7500 Boulder View Dr, North Chesterfield, VA 23225-4046. Join us today at Virginia and discover how we can help you achieve your financial aspirations! Your trust is important to us, and we're excited to partner with you on this journey toward financial success.

Branch History & Mission

At Virginia, we proudly celebrate a rich history that dates back to 1928 when we first opened our doors in Roanoke, VA. Since then, our branch has become a cornerstone of the community, serving as a trusted financial partner for generations. Located at 16955 Forest Rd Ste A, Roanoke, VA 24024, our branch is not just a place for banking; it's where relationships are built and dreams are nurtured. Over the years, Virginia has grown significantly and now boasts a total membership of over 489,137 individuals. With total assets amounting to an impressive $6,917,912,589, we've consistently demonstrated our commitment to providing valuable services while ensuring the financial well-being of our members. Our journey is marked by milestones that reflect our dedication to both innovation and community support. Our mission is simple yet powerful: to empower our members through accessible financial services while actively participating in community development. We strive to offer more than just traditional banking; our focus includes personal banking solutions like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We believe that financial success should be within everyone's reach. In addition to our robust offerings, we prioritize accessibility and convenience for all members. Our branch features ATM availability for easy cash withdrawal and account management. While we do not currently offer drive-thru banking or shared service centers at this location, we are dedicated to enhancing your experience through online and mobile banking options. Our operating hours are designed with you in mind: Monday to Thursday from 9:00 a.m. to 5:30 p.m., Friday until 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. As part of the broader Virginia community, we actively engage in outreach efforts aimed at uplifting those around us. Whether it's through partnerships with local organizations or sponsoring community events, we believe in giving back and supporting those who support us. While members can visit us at 16955 Forest Rd Ste A for their banking needs, official correspondence should be sent to our mailing address at 7500 Boulder View Dr, North Chesterfield, VA 23225-4046. We invite you to join the Virginia family and experience firsthand the benefits of being part of a credit union that truly cares about your financial future. Together, let's build a better tomorrow! For more information or to become a member today, please call us at (540) 985-2811 or visit our website.

Branch Location & Accessibility

Accessibility and Parking

At our Forest Branch, we prioritize accessibility for everyone. The branch features ramps and ADA-compliant facilities to ensure all members can comfortably access our services. We also offer ample parking right outside the building so you can visit us without any hassle.

Call-to-Action

Ready to experience exceptional service? Visit us at the Virginia Credit Union's Forest Branch today! If you have any questions or need assistance before your visit, don't hesitate to call us at 540-985-2811. We look forward to welcoming you!

Operating Hours

We want to make it easy for you to fit banking into your busy schedule. Our lobby hours are Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. Feel free to drop by during these times; we're here ready to assist you!

Services Offered

Our Forest Branch offers a wide range of services designed with your convenience in mind. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we've got something for everyone. Plus, with ATM availability on-site, cash withdrawals and balance checks are quick and easy. While we don't have drive-thru services at this location, our friendly staff is always eager to assist you inside the branch.

Member Eligibility

Joining the Virginia community is more than just opening an account it's about becoming part of a supportive family that cares about your financial well-being. If you're interested in membership, you'll be pleased to know that eligibility is straightforward. You can become a member if you live, work, worship, or attend school in the area we serve. We welcome individuals from various backgrounds and lifestyles, making it easy for everyone to join our growing family. To find out more about specific eligibility criteria, feel free to visit our dedicated page at http://www.vacu.org/why-vacu/become-a-member. Opening an account with us is a breeze! Simply reach out at (540) 985-2811 during our operating hours or check out the account opening details online at https://olb.vacu.org/vacuonlinebanking/sdk/autoenrollmente2e/accountrecovery. We're here to guide you through each step of the process and ensure that you feel right at home as you start your journey with Virginia. Your financial success is our priority, and we can't wait to welcome you into our vibrant community!

Business Banking & Commercial Services

Business Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $695 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $857,239,944, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In addition to loans, we offer merchant services that simplify payment processing, making it easier for you to focus on what you do best running your business. Imagine having a reliable system that ensures your transactions are swift and secure. Our services can help streamline your operations, allowing you to provide better service to your customers while keeping your cash flow healthy. Visit us at 16955 Forest Rd Ste A Roanoke Va 24024 in Roanoke, VA, or give us a call at (540) 985-2811 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

For quick cash needs, we provide ATM access that allows withdrawals and balance checks whenever necessary. Our ATMs are strategically located to ensure you're never far from accessing your funds. At Virginia, we pride ourselves on making banking convenient and accessible for all our members in Roanoke and beyond. If you're interested in learning more about any of our services or if you'd like assistance setting up an account today, don't hesitate to reach out! Call us at (540) 985-2811 or visit us online at Forest Branch. Your financial success is just around the corner!

Auto Loans & Vehicle Financing

Thinking about buying a new car? We offer auto loans and vehicle financing solutions that make it easier than ever to get behind the wheel. Our flexible terms and competitive rates ensure that you find a loan that suits your budget, allowing you to focus on choosing the perfect vehicle instead of worrying about payments.

Business Banking

If you're a business owner, our business banking services are designed with you in mind. From merchant services that simplify transactions to business loans aimed at helping you grow, we understand the unique challenges entrepreneurs face. Let us partner with you as you build your vision into reality.

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase can earn you points toward exciting perks. Use them for everyday spending or larger purchases; either way, you'll enjoy benefits that enhance your shopping experience without added stress.

Mortgage Loans & Refinancing

For those looking to purchase a home or refinance an existing mortgage, our mortgage services are here to assist you every step of the way. We provide tailored solutions that simplify the process and help you secure favorable terms. Imagine stepping into your dream home with confidence, knowing you've made a smart financial choice.

Online & Mobile Banking

Accessing your accounts has never been easier thanks to our online and mobile banking features. Check balances, pay bills, transfer funds, and even make person-to-person payments right from the convenience of your smartphone or computer. Enjoy peace of mind knowing that managing your finances is just a click away!

Personal Banking

When it comes to managing your day-to-day finances, our personal banking options are designed for you. With checking and savings accounts that fit various lifestyles, you can easily manage your money while enjoying competitive interest rates. Whether you're saving for a vacation or just need a reliable place for your paycheck, we have the right account for you.

Personal Loans & Debt Consolidation

Need some extra cash for unexpected expenses? Our personal loans offer quick access to funds, while our debt consolidation options can help streamline your payments and lower interest rates. Whether it's for medical bills, home repairs, or consolidating credit card debt, we're here to support you in achieving financial peace of mind.

Digital & Online Banking

Key Features for Your Convenience

One of the standout features we offer is electronic signature authorization. This means you can sign documents digitally, making transactions smooth and hassle-free. No more waiting in line or dealing with paperwork just quick and easy banking at your fingertips. For those who prefer paperless options, our e-statements are readily available. You can review your statements electronically, keeping your financial information organized and easily accessible while helping the environment.

Security You Can Trust

We prioritize your security with robust measures in place to protect your personal information. Our online banking platform is designed to keep your data safe while providing a user-friendly experience that anyone can navigate. In summary, Virginia offers an array of digital banking services that bring convenience and security right to your pocket. Explore all these features today by visiting us at https://www.vacu.org/ and experience how easy managing your finances can be!

Stay Connected on the Go

With our mobile application, managing your accounts has never been simpler. Whether you're checking balances, transferring funds, or making payments, everything is just a tap away. Plus, our mobile payments feature allows you to pay directly from your phone, so you can leave your wallet at home without worry. Need to send money to friends or family? Our person-to-person transfers make it easy to send cash instantly. Just a few clicks and your money is on its way.

Financial Strength

Growing Membership Base

Total Share Accounts stand at 724,126, showcasing a strong and growing member base that trusts us with their finances. Additionally, our net shares (funds available for lending and investments) amount to $4,372,625, underscoring our ability to support the community's needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Virginia is your trusted partner. Visit us at 16955 Forest Rd Ste A Roanoke Va 24024 or call (540) 985-2811 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $535,373,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is reflected in our lending portfolio, which includes $69,956 in used auto loans and a total of $5,269,983,304 across various loans and leases.

Member-Centric Savings

Members' savings are secured through $1,429,388,412 in share certificates and $1,981,382,719 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. While we hold $0 in non-member deposits, our focus remains on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $7,828,991, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,075 full-time employees and 33 part-time employees ready to assist you with their knowledge and commitment.

Solid Financial Health

With a net worth of $715,618,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,235,051,782 in used vehicle loans and $799,323,830 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make financing straightforward and accessible. Plus, if you're considering refinancing your current auto loan, we can guide you through our eligibility options.

Business Financing

For business owners, our outstanding commercial loans totaling $857,239,944 provide the capital needed to grow and expand. We understand the unique challenges small businesses face and are committed to providing solutions that work for you. At Virginia, we're dedicated to supporting our members with tailored loan offerings that fit their financial situations. Whether you need assistance with auto financing, home mortgages, or managing credit card debt, our friendly staff is ready to help. For more information or to discuss your specific needs, feel free to reach out at (540) 985-2811 or visit us at 16955 Forest Rd Ste A Roanoke Va 24024 in Roanoke, VA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $340,711,641, make buying or refinancing simple. We offer various mortgage products tailored to meet different needs, whether you're a first-time homebuyer or looking to refinance an existing mortgage. Our team is here to help you navigate the process smoothly.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $377,328,022 in loans helping members manage their finances effectively. Our credit cards come with rewards and low fees, making it easier for you to stay on top of your spending without breaking the bank.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers, allowing them to compare loans with confidence. Each lender's terms and rates are presented clearly, helping users understand their options without any hidden agendas.

VIRGINIA FEDERAL CREDIT UNION - Roanoke, VA

Type of Loan Offerings

Home Equity Loans

Compare Loan Rates Near You

Loan rates in Roanoke, VA (24024)