Veridian Credit Union Roanoke VA | Secure ATM Access & Support

Introduction

Welcome to Virginia at the Roanoke Learning Center, where we prioritize your financial well-being and community engagement. Nestled in the heart of Roanoke, located at 202 4Th St Ne Bldg C, Roanoke, VA 24016, our branch has been serving members since 1928. With a deep commitment to fostering financial growth, we proudly support 489,137 members, ensuring that each individual feels valued and empowered. At Virginia, we believe in transparency and strength. Our total assets stand at an impressive $6,917,912,589, reflecting our stability and reliability as a trusted partner in your financial journey. Whether you're looking to open a new account or apply for one of our many loan options totalling 286,557 loans and leases we are here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be directed to our mailing address: 7500 Boulder View Dr, North Chesterfield, VA 23225. This ensures that you stay connected with us no matter where you are! Led by our dedicated CEO Christopher Shockley and Board President Kenneth Ampy, our team of over 1,100 employees is focused on providing personalized service tailored to meet your needs. We understand that banking is more than just transactions; it's about building relationships within the community. That's why we work tirelessly to maintain a net worth of $715,618,876 and keep cash in hand at $39,498,524, giving you peace of mind knowing your finances are secure. If you're ready to take the next step towards achieving your financial goals or simply want to learn more about what we offer, don't hesitate to reach out! Call us at 540-982-8811 or visit our website at vacu.org for more information. We look forward to welcoming you into the Virginia family!

Branch History & Mission

Virginia Credit Union has a rich history that spans over 90 years, beginning its journey in 1928 in Roanoke, VA. Since then, it has grown and evolved, becoming a vital part of the community. Located at 202 4th St NE Bldg C, Roanoke, VA 24016, our branch has always been dedicated to serving our members and fostering financial well-being. Over the decades, Virginia Credit Union has expanded its services and membership base significantly. With a total membership of approximately 489,137 and total assets reaching an impressive $6,917,912,589, we are proud to be one of the most trusted financial institutions in the region. Our mission is clear: to provide our members with affordable financial services while supporting the communities we serve. We aim not only to help individuals reach their financial goals but also to make a positive impact on local initiatives. Our commitment to service is reflected in our operating hours Monday through Friday from 8:00 a.m. to 5:30 p.m. allowing us to be available when our members need us most. While we currently do not offer ATM or drive-thru services at this branch location, our team is always ready to assist you with any banking needs you may have. We understand the importance of accessibility and convenience in today's fast-paced world. That's why we have embraced digital advancements such as online banking and mobile payments, ensuring that our members can manage their finances anytime and anywhere. At Virginia Credit Union, we believe in giving back to the community. We actively engage in various outreach efforts and partnerships aimed at improving the quality of life for residents in Roanoke and beyond. This includes supporting local schools, sponsoring events, and providing resources for those in need. If you're looking for a credit union that prioritizes your financial health while being deeply rooted in community values, we invite you to join us at Virginia Credit Union. Experience firsthand how we can help you achieve your financial goals and become part of a supportive community. For more information or to get started on your membership journey, please visit our website or call us at 540-982-8811 today!

Branch Location & Accessibility

Connect With Us!

If you have questions or would like more information about becoming a member or our services, feel free to give us a call at 540-982-8811. We look forward to seeing you at the Virginia Credit Union in Roanoke! Your financial journey starts here stop by today!

Nearby Landmarks and Accessibility

Situated in the heart of Roanoke City, our branch is easy to find. We're just a short drive from popular spots like the Taubman Museum of Art and the historic downtown area. When you visit us, you'll find ample parking available right outside our building, making it easy for you to pop in for your banking needs. We also prioritize accessibility. Our facility complies with ADA standards, ensuring that all members can easily access our services. Ramps are available for those who may need assistance getting into the building.

Operating Hours and Services

Our lobby hours are designed with your busy schedule in mind. We're open Monday through Friday from 8:00 a.m. to 5:30 p.m., so you can visit us before or after work or during lunch breaks. While we currently do not offer ATM services or drive-thru banking at this location, our team is here to help with all your banking inquiries and needs during our operating hours. For any official correspondence, please send it to our mailing address at 7500 Boulder View Dr, North Chesterfield, VA 23225.

Member Eligibility

Welcome to the family at Virginia! Joining our community is a wonderful step toward accessing personalized financial services and support. To become a member, you need to meet a few friendly eligibility requirements. If you live, work, worship, or attend school in the local area, you're likely eligible. We embrace everyone with open arms and aim to make membership easy and inclusive for all. If you're ready to take the plunge, opening an account is a breeze! Just visit us at 202 4Th St Ne Bldg C Roanoke Va 24016 or give us a call at (540) 982-8811 for more details. For the latest information on eligibility criteria, check out our website at http://www.vacu.org/why-vacu/become-a-member. We can't wait for you to experience all the benefits of being part of Virginia!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $695 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $857,239,944, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine making it easy for your customers to pay with various options credit cards, mobile payments, and more all while ensuring security and efficiency. By choosing Virginia, you'll have access to tools that enhance customer experience and streamline operations. Partner with us at Virginia, located at 202 4Th St Ne Bldg C Roanoke Va 24016, and let's work together to build a successful future for your business. For inquiries, call us at (540) 982-8811.

Comprehensive List Of Services

Community Focused

We understand that every member's situation is unique, and we're committed to being part of your community. At Virginia, we strive not only to provide services but also to build relationships with our members. We want you to feel supported every step of the way, whether you're saving for a vacation or planning for retirement.

Connect With Us

If you have questions about our services or need assistance, don't hesitate to reach out! You can contact us at (540) 982-8811 during our lobby hours from 8:00 a.m. to 5:30 p.m., Monday through Friday. We invite you to visit us at our branch in Roanoke, where our friendly staff is eager to assist you. Experience how Virginia can help you navigate your financial needs today! For more information about becoming a member or opening an account, check out our website at https://www.vacu.org/ or explore membership details here. Let's embark on this financial journey together!

Embracing Digital Banking

In today's fast-paced world, convenience is key. That's why we focus on digital banking features that make it easier than ever to manage your finances from anywhere. With online banking, mobile payments, and person-to-person transfer options, you're empowered to handle your money on your own terms. Need to pay a friend back or check your account balance while on the go? Our mobile application has you covered.

Tailored Financial Solutions

Whether you're looking to manage your day-to-day finances or plan for the future, we offer a variety of services designed with you in mind. Our offerings include ATM Services Only, allowing you quick and convenient access to your funds whenever you need them. Imagine being able to withdraw cash or check your balance without any hassle this is just one way we support your financial journey.

Digital & Online Banking

Key Features

Our online banking experience includes electronic signature authorization, so you can easily sign documents without the hassle of printing or mailing them. Plus, with e-statements available, you'll receive monthly statements directly to your email, helping you stay organized while reducing paper clutter. For those who prefer mobile banking, our user-friendly mobile application is at your service. You can make mobile payments and enjoy person-to-person transfers with just a few taps on your smartphone. Whether you're paying back a friend or splitting a bill, it's all done quickly and securely.

Security and Accessibility

At Virginia, we prioritize the security of your information. Our online banking platform uses advanced encryption technology to keep your data safe. You can feel confident knowing that every transaction is protected. Accessibility is key in today's fast-paced world. That's why our digital banking services are designed to be intuitive and straightforward. Whether you're a tech-savvy user or new to online banking, you'll find it easy to navigate and manage your finances effectively. In conclusion, our digital and online banking services at Virginia offer everything you need for convenient account management while ensuring top-notch security. Experience the ease of banking digitally today!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 724,126, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $4,372,625. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Virginia is your trusted partner. Visit us at 202 4Th St Ne Bldg C Roanoke Va 24016 or call (540) 982-8811 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $535,373,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $69,956 in used auto loans and $5,269,983,304 in total loans and leases.

Member-Centric Savings Solutions

Members' savings are secured through $1,429,388,412 in share certificates and $1,981,382,719 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $7,828,991, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,075 full-time employees and 33 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $715,618,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,235,051,782 in used vehicle loans and $799,323,830 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles, ensuring that you find the right fit for your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $857,239,944 provide the capital needed to grow and expand. We are committed to supporting local businesses with financing solutions tailored to meet specific needs. At Virginia, we believe that everyone deserves access to affordable financing options. If you're interested in any of our loan products or would like more information about refinancing or eligibility options, don't hesitate to reach out. You can contact us at (540) 982-8811 or visit us at our branch located at 202 4Th St Ne Bldg C Roanoke Va 24016 in Roanoke, VA. For more details on membership eligibility or how to become part of our community, please visit this link. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can assist you today!

Credit Lines and Unsecured Credit Cards

Managing everyday expenses is easier with our flexible credit lines and unsecured credit card loans. We currently have a total of $377,328,022 in unsecured credit card loans available to help members manage their finances effectively. Whether it's for unexpected expenses or planned purchases, our credit options can give you the financial freedom you need.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $340,711,641, make buying or refinancing simple. We can guide you through the mortgage process and provide personalized support to make your dream of homeownership a reality.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool aims to empower users with clear insights into their borrowing options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to compliance guarantees that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). By relying on verified institutions, LendMesh helps users avoid misleading or inflated rates. One of the standout features of LendMesh is its dedication to transparency. All loan offers are sourced from legitimate financial institutions, ensuring users receive verified data without any hidden agendas. Additionally, LendMesh does not prioritize lenders based on paid promotions this means users can trust that the results they see are truly unbiased. Real-time rate comparisons are another benefit of using LendMesh. Users can access up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly. This feature is especially useful in a market where rates can fluctuate frequently. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like these highlight the reliability and effectiveness of LendMesh as a comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

VIRGINIA FEDERAL CREDIT UNION - Roanoke, VA

Type of Loan Offerings

Home Equity Loans

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