Veridian Credit Union Roanoke VA | Convenient ATM Access & Services

Introduction

Welcome to Virginia, where we believe in building a strong financial future for our members and the community. Located at 202 4Th St Ne Bldg C, Roanoke, VA 24016, our Roanoke Corporate Office has been serving the local area since 1928. Over the years, we've grown into a trusted financial partner for 489,137 members, providing them with valuable services and support. With total assets of $6,917,912,589 and total deposits reaching $56,795,311, we are committed to ensuring your financial security. Our net worth stands strong at $715,618,876, reflecting our dedication to maintaining stability for our members. We also have $39,498,524 in cash on hand to ensure we can meet your needs promptly. At Virginia Credit Union, we pride ourselves on being more than just a bank; we're a community-focused organization. Under the leadership of CEO Christopher Shockley and Board President Kenneth Ampy, our team of over 1,100 employees is here to assist you every step of the way. Whether you're looking for loans or just need advice on managing your finances, we are dedicated to helping you reach your goals. While members can visit us at our Roanoke location, official correspondence should be sent to 7500 Boulder View Dr, North Chesterfield, VA 23225-4046. For any inquiries or assistance, feel free to call us at 540-982-8811 during our operating hours from 8:00 a.m. - 5:00 p.m., Monday through Friday. Join us as we continue to grow and serve this wonderful community. Explore our website at Virginia Credit Union for more information about our services and how you can become a member today!

Branch History & Mission

Community Commitment

Our commitment extends beyond banking services; we strive to make a positive impact in the communities we serve. Through various outreach programs and partnerships, we work tirelessly to support local initiatives that uplift those around us. By choosing Virginia, you're not just becoming a member of a credit union; you're joining a family dedicated to building a brighter future for everyone in Roanoke. As we look ahead, we invite you to be part of our story. Experience the benefits of membership at Virginia where community meets opportunity! Join us today and take the first step toward achieving your financial goals with a trusted partner by your side. For more information or assistance, feel free to call us at (540) 982-8811. Together, let's create a prosperous future!

Our Mission

At Virginia, we believe in the power of community. Our mission is not just about providing financial products; it's about creating meaningful relationships and fostering economic growth within our neighborhoods. We aim to empower every member through personalized service, innovative solutions, and unwavering support. Whether you need assistance with loans, savings accounts, or financial planning, we are here to help you navigate your journey toward financial wellness. We understand that times change and so do the needs of our members. That's why we've embraced digital advancements to ensure convenient banking options like online banking and mobile payments. These innovations allow you to manage your finances on your terms while still having access to traditional services whenever you need them.

Branch Location & Accessibility

Call to Action

We look forward to welcoming you into our branch! If you have any questions or want more information before your visit, feel free to call us at 540-982-8811. Experience the friendly service and community spirit at Virginia Credit Union today!

Nearby Landmarks and Accessibility

We're proud to be part of a community that boasts rich history and stunning scenery. Just a stone's throw away from popular spots like the Taubman Museum of Art and the scenic Mill Mountain Park, our branch is easy to find. Plus, parking is accessible right outside our building, ensuring you can pop in without any hassle. We understand the importance of accessibility for all our members. Our branch features ADA-compliant ramps and entryways so everyone can easily access our services.

Operating Hours

Our friendly team is here to assist you Monday through Friday from 8:00 a.m. to 5:00 p.m. We invite you to come by during these hours for personalized service that meets your banking needs.

Services Offered

At Virginia Credit Union, we strive to make banking as convenient as possible. While we currently do not offer ATM services or drive-thru banking at this location, we provide essential services tailored just for you. If you have questions about what we can do for you or need assistance with your accounts, don't hesitate to reach out!

Member Eligibility

At Virginia, we believe that everyone deserves a supportive financial community. Joining us is simple and welcoming! If you live, work, or worship in our local area or have a family member who is already a member, you're eligible to become part of our credit union family. We aim to provide our members with personalized services that meet their needs, from competitive loan rates to exceptional customer support. To learn more about the specific eligibility criteria, feel free to visit our detailed resource at http://www.vacu.org/why-vacu/become-a-member. Opening an account with us is just as straightforward. You can start the process online by visiting https://olb.vacu.org/vacuonlinebanking/sdk/autoenrollmente2e/accountrecovery, or give us a call at (540) 982-8811 if you have any questions or need assistance. We're here to help you every step of the way! Come join us at 202 4Th St Ne Bldg C Roanoke Va 24016 and experience the benefits of being a member at Virginia.

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services designed to simplify your daily operations. Imagine being able to process payments seamlessly, manage cash flow efficiently, and receive support whenever you need it all from one trusted partner. Our services are built around the real-world challenges you face, ensuring you have what it takes to thrive. Located conveniently at 202 4Th St Ne Bldg C Roanoke Va 24016, Roanoke, VA 24016, we're here to help your business grow. Contact us at (540) 982-8811 during our operating hours (8:00 a.m. - 5:00 p.m., Monday - Friday) to learn more about how we can support your journey toward success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $695 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $857,239,944, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've invested in robust digital banking tools that let you bank on the go. You can easily check account balances, transfer funds, and pay bills online without needing to visit a branch. This means whether you're at home or on the move, managing your finances is just a few taps away.

Get Started Today!

If you're not yet a member and are curious about how we can help you achieve your financial goals, we invite you to learn more about membership options by visiting us online at https://www.vacu.org/. If you're ready to take the next step in managing your finances with confidence, don't hesitate to contact us at (540) 982-8811 or stop by our branch located at 202 4Th St Ne Bldg C Roanoke Va 24016. Together, let's build a brighter financial future!

Member-Centric Approach

At Virginia, we pride ourselves on putting our members first. Our friendly staff is always ready to assist you with any questions about our services or help guide you toward making informed financial decisions that fit your lifestyle. Whether you're saving for a dream vacation, buying a new car, or planning for retirement, our services are designed with your best interests in mind.

Our Services

We understand that each member has unique financial goals and challenges. That's why we offer a variety of services designed to help you navigate life's financial ups and downs. At Virginia, you can access ATM services that make it easy for you to withdraw cash or check your balance whenever you need. Imagine you're out running errands in Roanoke and realize you need cash for an unexpected expense. With our ATM services, you can quickly get what you need without any hassle. Plus, our digital banking features allow you to manage your accounts right from your smartphone or computer.

Digital & Online Banking

Accessibility and Ease-of-Use

We know that life can get busy, which is why our digital banking services are designed with accessibility in mind. Whether you're at home or on the move, you can manage your accounts in real-time from any device. Plus, with e-statements available for all members, keeping track of your finances has never been easier. Join us today at Virginia and experience how our digital and online banking services can simplify your financial journey! For more information or to get started, visit us at https://www.vacu.org/.

Key Services

Our online banking service is available 24/7, allowing you to check your balances, make transfers, and pay bills whenever it suits you. You can also enjoy the convenience of electronic statements, making it simple to stay organized without the clutter of paper. If you're looking to transfer money to friends or family, our person-to-person transfer feature makes sending funds as easy as a text message. For those who prefer managing their finances on the go, our mobile application is here to help. This handy app not only allows for quick access to your accounts but also supports mobile payments, so you can shop with ease and confidence. Security is paramount at Virginia, and features like electronic signature authorization ensure that your transactions are safe.

Financial Strength

Commitment to Growth and Service

With $535,373,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $69,956 in used auto loans and $5,269,983,304 in total loans and leases. Our strong operational efficiency is reflected in our $7,828,991, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 1,075 full-time employees and 33 part-time employees who are always ready to serve you with knowledge and commitment.

Growing Together

Our commitment to serving you is evident as we manage $4,372,625 available for lending and investments. With a total of 724,126 share accounts, it shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Virginia is your trusted partner. Visit us at 202 4Th St Ne Bldg C Roanoke Va 24016 or call (540) 982-8811 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,429,388,412 in share certificates and $1,981,382,719 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $715,618,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For business owners looking for growth opportunities, our outstanding commercial loans totaling $857,239,944 provide the capital needed to expand operations or invest in new ventures. At Virginia, we are committed to ensuring that your borrowing experience is straightforward and beneficial. Our team is available to guide you through the application process and answer any questions you may have about eligibility or refinancing options. If you're ready to take the next step toward achieving your financial goals or simply want more information about our loan offerings, don't hesitate to reach out at (540) 982-8811 or visit us at 202 4Th St Ne Bldg C Roanoke Va 24016 in Roanoke, VA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you find the right solution tailored just for you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,235,051,782 in used vehicle loans and $799,323,830 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options are here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $340,711,641, providing competitive rates and flexible terms to fit your budget. If you're considering refinancing your existing mortgage, we can help you explore eligibility options that could save you money.

Unsecured Credit Card Loans

Managing daily expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $377,328,022 in loans helping members manage their finances effectively. This option allows for easy access to funds when unexpected costs arise without requiring collateral.

Loan Aggregator

Accurate Loan Comparisons

LendMesh takes pride in delivering accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means that all offers are based on the latest results from reputable institutions, ensuring fair and transparent options for users. You can trust that the information you receive is both reliable and up-to-date.

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, which fosters transparency and builds trust. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results that serve your best interests. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple lenders, empowering them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how this tool can lead to significant savings and better financial outcomes. Ready to find the best rates? Compare real-time loan offers today at LendMesh and discover how easy it can be to secure a favorable loan. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

VIRGINIA FEDERAL CREDIT UNION - Roanoke, VA

Type of Loan Offerings

Home Equity Loans

Compare Loan Rates Near You

Loan rates in Roanoke, VA (24016)