Veridian Credit Union Roanoke VA | Easy ATM Access & Services

Introduction

At Virginia, we believe that banking is more than just numbers it's about building relationships with our members and the community. Located at 202 4Th St Ne Bldg A, Roanoke, VA 24016, our Roanoke Administration Office has been serving the local community since 1928, helping nearly 489,137 members achieve their financial goals. With total assets of over $6.9 billion and total deposits reaching $56,795,311, we are committed to providing reliable financial services tailored to your needs. Our dedicated team of 1,108 employees, led by CEO Christopher Shockley and Board President Kenneth Ampy, is here to support you every step of the way. We understand that each member's journey is unique; that's why we offer a range of products from loans to savings accounts designed with your best interests in mind. Currently, we have issued a total of 286,557 loans and leases, showcasing our commitment to lending that empowers our members. While you can visit us at our Roanoke branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 7500 Boulder View Dr, North Chesterfield, VA 23225-4046. With a strong net worth of $715,618,876 and cash in hand amounting to $39,498,524, Virginia is well-positioned to serve you today and into the future. Our focus remains on fostering financial wellness within our community while maintaining transparency and trust. We invite you to explore how we can assist you in achieving your financial dreams. Feel free to reach out at 540-982-8811 or visit us online at www.vacu.org for more information. Join us as we continue making a positive impact together!

Branch History & Mission

At Virginia, we take pride in our rich history and strong commitment to serving our members and community. Established in 1928, our Roanoke Administration Office has grown significantly over the decades, evolving from a small local credit union into a robust financial institution with a total membership of 489,137. Our branch is located at 202 4th St NE Bldg A, Roanoke, VA 24016, making it convenient for residents to access our services. Our mission is clear: to provide exceptional financial services while making a positive impact in the communities we serve. We believe that everyone deserves access to affordable financial solutions that empower them to achieve their goals. This mission drives us daily as we work to support not only our members' financial needs but also various local initiatives that enhance the well-being of our community. Over the years, Virginia has reached significant milestones, including amassing total assets of $6,917,912,589. This growth allows us to offer an array of services designed with our members in mind from loans and savings accounts to online banking options that cater to today's digital world. While we currently do not have ATM or drive-thru services available at this branch, we continue to prioritize accessibility through our user-friendly online banking platform. We understand that communication is key. Therefore, while members can visit us at our Roanoke location for all their banking needs, official correspondence should be directed to our mailing address at 7500 Boulder View Dr, North Chesterfield, VA 23225-4046. Our team is committed to ensuring that every member feels valued and supported. Through partnerships with local organizations and community outreach efforts, we strive to uplift those around us. Whether it's sponsoring educational programs or participating in local events, we are dedicated to fostering a sense of belonging and collaboration. As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of being part of Virginia. Whether you're looking for a loan or just need advice on managing your finances, we're here for you. Visit us during our operating hours Monday through Thursday from 9:00 a.m. - 5:30 p.m., Friday from 9:00 a.m. - 6:00 p.m., and Saturday from 9:00 a.m. - 1:00 p.m. to learn more about how we can help you thrive financially. Together, let's build a stronger community!

Branch Location & Accessibility

Accessibility Features

We pride ourselves on being accessible to everyone. Our branch is ADA compliant, featuring ramps and designated parking spots to ensure all members can comfortably reach us. Whether you're coming by car or walking from nearby areas, we've got you covered.

Operating Hours

We're here for you during convenient hours! Visit us Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. Need assistance? Feel free to call us at 540-982-8811 during these times.

Services Offered

While we currently do not have ATM services or drive-thru banking available at this location, our friendly staff is always ready to assist with any of your banking needs inside the branch. From opening new accounts to discussing loan options, we are dedicated to providing personalized service that fits your financial goals. If you need to send official correspondence, please note that our mailing address is different: 7500 Boulder View Dr, North Chesterfield, VA 23225-4046. We invite you to come visit us at the Virginia branch in Roanoke! Experience firsthand how we can support your financial journey. We look forward to seeing you soon!

Member Eligibility

At Virginia, becoming a member is like joining a welcoming family that truly cares about your financial well-being. We invite anyone who lives, works, worships, or attends school in the Roanoke area to join us. Whether you're looking for a place to save, borrow, or simply gain access to helpful financial resources, we're here for you. Our members enjoy benefits like lower loan rates and personalized service that make banking feel more human and less corporate. Ready to take the first step? Opening an account with us is easy! You can find all the details about eligibility and the application process on our website at http://www.vacu.org/why-vacu/become-a-member. If you have any questions or need assistance, don't hesitate to give us a call at (540) 982-8811. We're excited to help you become part of our community at 202 4Th St Ne Bldg A Roanoke Va 24016!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a reliable partner for your payment processing needs one that can simplify transactions and enhance customer experiences. Our merchant services offer just that, allowing you to accept payments seamlessly whether you're in-store or online. This means more time focusing on what you do best growing your business. Visit us at 202 4Th St Ne Bldg A Roanoke Va 24016 in Roanoke, VA or give us a call at (540) 982-8811 to learn more about how our business banking services can help you thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $695 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $857,239,944, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Diverse Financial Solutions

Our offerings include essential services designed to help you navigate your financial journey. For those who value convenience, we provide ATM Services Only, ensuring that you can access your funds quickly and easily whenever you need them. Imagine being out and about in Roanoke and needing cash for an unexpected expense our ATMs are there for you.

Embracing Digital Banking

In today's world, having control over your finances from anywhere is crucial. That's why we embrace digital banking features that empower you to manage your accounts with ease. With online banking, mobile applications, and options for electronic statements, staying on top of your finances has never been simpler. You can make payments, transfer money between accounts, and even check your balance all at the touch of a button.

Personalized Member Experience

At Virginia, we understand that each member has unique needs. Our friendly staff is always ready to assist you with personalized service that makes banking more approachable. Whether you're new to managing money or looking for advanced financial solutions, we're here to guide you every step of the way.

Visit Us Today!

We invite you to experience all that Virginia has to offer. Stop by our branch during lobby hours from 9:00 a.m. to 5:30 p.m., Monday through Thursday, and until 6:00 p.m. on Fridays. You can also reach us at (540) 982-8811 if you have any questions or need assistance. Your financial success is our mission at Virginia in Roanoke. Come see how we can help you achieve your goals today! For more information about our services and membership eligibility, visit our website at https://www.vacu.org/.

Digital & Online Banking

Key Features

Our online banking platform offers 24/7 access to your accounts, so you can check balances, pay bills, and transfer funds on your schedule. Whether you're at home or on the go, our user-friendly mobile application makes banking easy and efficient. Plus, if you need to send money to friends or family, our person-to-person transfer feature allows you to do it quickly and securely. Security is a top priority at Virginia. We provide electronic signature authorization for your peace of mind when signing documents online. You can also opt for e-statements, making it easier to keep track of your financial activities while reducing paper clutter. For those who enjoy the latest in payment technology, our mobile payments feature lets you make purchases using your smartphone. It's fast, secure, and keeps your transactions private. With all these features at your fingertips, managing your money has never been simpler or safer. Join us today and experience the ease of digital banking with Virginia!

Financial Strength

A Solid Foundation

With a net worth of $715,618,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Building Trust Together

Net Shares (Funds available for lending and investments): $4,372,625. Total Share and Deposit Accounts: 724,126, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Virginia is your trusted partner. Visit us at 202 4Th St Ne Bldg A Roanoke Va 24016 or call (540) 982-8811 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $535,373,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your success is further reflected in our lending capacity; with $69,956 in used auto loans and $5,269,983,304 in total loans and leases, we support your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $1,429,388,412 in share certificates and $1,981,382,719 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $7,828,991 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,075 full-time employees and 33 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,235,051,782 in used vehicle loans and $799,323,830 in new vehicle loans already helping members get on the road. We also provide refinancing options for existing auto loans, making it easy to lower your monthly payments or adjust the terms to fit your current budget.

Business Financing

For business owners, our outstanding commercial loans totaling $857,239,944 provide the capital needed to grow and expand. These loans are designed to support various business needs, from starting up to purchasing equipment or managing cash flow. At Virginia, we pride ourselves on making the lending process straightforward and accessible. For those interested in exploring these options further or checking eligibility criteria, feel free to reach out at (540) 982-8811, or visit us at our branch located at 202 4Th St Ne Bldg A Roanoke Va 24016 in Roanoke, VA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you with your lending needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $340,711,641, make buying or refinancing simple. We offer various mortgage products designed to suit different financial situations, along with eligibility options that can make owning a home more accessible than ever.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $377,328,022 in loans helping members manage their finances effectively. This is an excellent option if you want to consolidate debt or cover unexpected expenses without putting your assets at risk.

Loan Aggregator

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VIRGINIA FEDERAL CREDIT UNION - Roanoke, VA

Type of Loan Offerings

Home Equity Loans

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Loan rates in Roanoke, VA (24016)