Veridian Credit Union Roanoke VA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Virginia, your trusted partner in financial services located at 2926 Franklin Rd Sw, Roanoke, VA 24014. Established in 1928, our commitment to serving our community has allowed us to grow into a robust credit union with over 489,137 members. With total assets exceeding $6.9 billion, we pride ourselves on providing personalized financial solutions that meet the diverse needs of our members. At Virginia, we understand that financial stability is crucial for you and your family. That's why we offer a variety of services from checking and savings accounts to auto loans and mortgages all designed with you in mind. Our dedication extends beyond numbers; it's about building relationships and supporting our community. Whether you're looking for a new vehicle or planning for a home, we have the tools and expertise to help you succeed. Our CEO, Christopher Shockley, along with Board President Kenneth Ampy, leads a team of over 1,100 employees who are ready to assist you. With a strong foundation built on trust and transparency, we've maintained a net worth of $715,618,876 and total deposits of $56,795,311 testaments to the confidence our members place in us. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 7500 Boulder View Dr, North Chesterfield, VA 23225-4046. We invite you to explore all that Virginia has to offer by visiting our website at www.vacu.org or giving us a call at 540-982-8811 during our operating hours: Monday through Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Join us today and experience the difference that comes with being part of the Virginia family!

Branch History & Mission

A Legacy of Service

The journey of the South Roanoke Branch began with a simple mission: to provide accessible financial services while fostering a sense of community. Over the decades, we have evolved from a small credit union into a thriving institution with total assets of nearly $6.9 billion and a membership base exceeding 489,000. Our commitment to our members has only grown stronger as we've expanded our offerings to include everything from personal banking services like checking and savings accounts to auto loans, mortgages, and business banking solutions. Throughout our history, we have prioritized innovation and customer care. Our branch embraces digital advancements such as online banking and mobile payments, ensuring that members can manage their finances conveniently and securely. We are also dedicated to accessibility, complying with ADA standards so that everyone can benefit from our services.

Join Us Today

As we look forward to the future, we invite you to become part of the Virginia Credit Union family. Experience firsthand how we can help you achieve your financial goals while being an active part of your community. Together, let's build a brighter tomorrow! Visit us today or check out more about membership options on our website here.

Our Mission

At Virginia Credit Union's South Roanoke Branch, our mission is clear: we aim to empower our members by providing reliable financial solutions that enhance their quality of life. We believe in not only meeting your banking needs but also supporting local initiatives that strengthen our community. Whether through partnerships with local organizations or community outreach efforts, we strive to make a positive impact beyond just financial transactions. While members can visit us at 2926 Franklin Rd SW, official correspondence should be sent to our mailing address at 7500 Boulder View Dr, North Chesterfield, VA 23225-4046. If you ever need assistance or have questions about our services, please feel free to call us at 540-982-8811 during our operating hours: Monday through Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM.

Branch Location & Accessibility

Get In Touch

If you have questions or need assistance before your visit, don't hesitate to call us at 540-982-8811. Our friendly team is ready to help you with any inquiries you may have about our services or membership opportunities. We invite you to visit us soon at the South Roanoke Branch your trusted partner in achieving your financial goals!

Operating Hours

We understand that your time is valuable. That's why our lobby is open Monday through Thursday from 9:00 a.m. to 5:30 p.m., and Fridays from 9:00 a.m. to 6:00 p.m., making it convenient for you to stop by after work or during lunch breaks. If you're looking to visit on Saturday, we're open from 9:00 a.m. to 1:00 p.m., providing flexibility for your busy schedule.

Our Location

At our South Roanoke Branch, you can expect a welcoming atmosphere. While you can reach us at our main address for all your banking needs, please note that official correspondence should be sent to 7500 Boulder View Dr, North Chesterfield, VA 23225-4046. With ample parking available right outside the branch and accessibility features that comply with ADA standards, we ensure that everyone can easily access our services.

Services Offered

At the South Roanoke Branch, we offer a wide range of services tailored to meet your financial needs. From personal banking options such as checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Our ATM is also available for quick cash withdrawals and balance checks, ensuring you have access to your funds whenever needed.

Member Eligibility

At Virginia, we believe that becoming a member means joining a close-knit community where your financial well-being is our priority. If you're looking to join us, you'll be pleased to know that membership is open to individuals who live, work, worship, or attend school in our local area. We aim to welcome everyone with open arms! Whether you're a long-time resident or new to the neighborhood, you may qualify to enjoy the many benefits of being part of our credit union family. To learn more about the specific eligibility criteria, feel free to check out this helpful resource: http://www.vacu.org/why-vacu/become-a-member. Once you see how easy it is to become a member, you can get started on opening your account by visiting https://olb.vacu.org/vacuonlinebanking/sdk/autoenrollmente2e/accountrecovery. If you have any questions or need assistance, don't hesitate to give us a call at (540) 982-8811. We're here for you every step of the way!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $695 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $857,239,944, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Matter

Imagine having a reliable partner who understands your cash flow needs. Our merchant services simplify payment processing, allowing you to focus on what you do best running your business. Whether you're a retail shop or a service provider, we equip you with tools that enhance customer satisfaction and streamline transactions. Visit us at 2926 Franklin Rd Sw Roanoke Va 24014, Roanoke, VA, or call us at (540) 982-8811 to explore how our business banking solutions can help take your venture to new heights!

Comprehensive List Of Services

Business Banking Services

For small business owners, Virginia offers specialized Business Banking services. From Merchant Services that facilitate easy transactions to Business Loans that fuel growth and expansion, we're here to support your entrepreneurial journey.

Digital Banking Convenience

In today's fast-paced world, we understand the importance of accessibility. Our robust Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. With features like ATM & Cash Withdrawal Services, basic ATM access for balance checks and withdrawals is just a tap away.

Helping You Manage Debt

Life sometimes throws unexpected challenges our way, and that's why we provide Personal Loans & Debt Consolidation solutions. These loans can help you consolidate multiple debts into one manageable payment, giving you peace of mind and financial clarity.

Personal Banking Solutions

Starting with personal banking, we offer flexible Checking & Savings Accounts designed to help you manage your everyday expenses while earning interest on your savings. If you're dreaming of a new car, our Auto Loans & Vehicle Financing options make it easy to get behind the wheel without straining your budget. Plus, for those considering home ownership or looking to refinance their existing mortgage, our Mortgage Loans & Refinancing services can guide you through every step.

Rewarding Credit Options

If you're looking for a way to earn rewards while spending, explore our Credit Cards with Rewards. They not only provide purchasing power but also come with benefits that can enhance your lifestyle.

Your Financial Partner

We invite you to experience the convenience and personalized service at Virginia. Our friendly staff is always ready to assist you with any questions or concerns. Don't hesitate to reach out at (540) 982-8811 or visit us during our operating hours: Monday through Thursday from 9:00 a.m. - 5:30 p.m., Friday from 9:00 a.m. - 6:00 p.m., and Saturday from 9:00 a.m. - 1:00 p.m. Join us today and discover how we can help you achieve your financial goals! Visit our website at South Roanoke Branch for more information or click here to open an account. Your journey towards financial wellness starts here!

Digital & Online Banking

Key Services

Our online banking platform allows you to take control of your finances in real-time. You can check balances, transfer funds, and pay bills with just a few clicks. If you want to send money to friends or family, our person-to-person transfer feature makes it simple and fast. Plus, you can enjoy the convenience of mobile payments, allowing you to make transactions directly from your smartphone. To enhance your experience, we provide electronic signature authorization for quick approvals and e-statements for easy access to your account statements without the clutter of paper. All of this is accessible through our user-friendly mobile application, ensuring that your banking is always right at your fingertips.

Security and Accessibility

We prioritize the security of your financial information. Our online banking services use advanced encryption technology to keep your data safe. You can bank confidently knowing that we are dedicated to protecting your personal information. Whether you are tech-savvy or just starting to explore online banking, our services are designed with you in mind. With easy navigation and helpful resources available on our website, managing your finances has never been more straightforward. Experience the freedom of banking when it suits you with Virginia's digital solutions where convenience meets security!

Financial Strength

Commitment to Innovation

With $535,373,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This continuous investment ensures that we adapt to meet your needs effectively.

Dedicated Team

We also take pride in having 1,075 full-time employees and 33 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The dedication of our staff plays a crucial role in maintaining the high standards of service you deserve.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Member Base

Total Share and Deposit Accounts: 724,126, showing a strong and growing member base that trusts us with their finances. This trust is built on years of serving the community with integrity and reliability. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Virginia is your trusted partner. Visit us at 2926 Franklin Rd Sw Roanoke Va 24014 or call (540) 982-8811 to learn more about how we can help you achieve your financial goals.

Robust Financial Health

With a net worth of $715,618,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Options

Members' savings are secured through $1,429,388,412 in share certificates and $1,981,382,719 in money market shares, offering stable and rewarding financial growth opportunities. This means your hard-earned money is not only protected but also working for you.

Supporting Your Goals

With $69,956 in used auto loans and $5,269,983,304 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Additionally, our $7,828,991 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,235,051,782 in used vehicle loans and $799,323,830 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to own your dream vehicle. Don't forget, we also have options for refinancing your existing auto loan if you want to lower your monthly payments.

Business Loans

For business owners, our outstanding commercial loans totaling $857,239,944 provide the capital needed to grow and expand. We understand that every business has unique needs, which is why we work closely with our members to tailor solutions that fit their goals. At Virginia, we're committed to making banking accessible and beneficial for everyone. If you're interested in any of our loan products or need assistance figuring out what's right for you, please feel free to reach out at (540) 982-8811 or visit us at 2926 Franklin Rd Sw Roanoke Va 24014 in Roanoke, VA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take control of your financial future today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $340,711,641, make buying or refinancing simple. We aim to make the process as straightforward as possible, so you can focus on turning your house into a home. Our dedicated team is available to help you explore eligibility options and find the best fit for your situation.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $377,328,022 in loans helping members manage their finances effectively. Our credit cards come with benefits like rewards programs and no annual fees, allowing you to use them confidently while enjoying additional perks.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means the information you receive is based on the latest results from reliable sources (Source: https://www.ncua.gov), ensuring fair and transparent offers.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, which guarantees transparency in your options. - No Sponsored Listings: Unlike many comparison sites, LendMesh does not prioritize lenders based on paid promotions. This commitment to neutrality allows you to see unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users compare offers quickly and effectively, making it easier to choose what fits your needs best. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

VIRGINIA FEDERAL CREDIT UNION - Roanoke, VA

Type of Loan Offerings

Home Equity Loans

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Loan rates in Roanoke, VA (24014)