Veridian Credit Union Roanoke VA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Virginia, the trusted financial partner for our community since 1928. Conveniently located at 1611 Hershberger Rd Nw, Roanoke, VA 24012, we are dedicated to serving our members with exceptional banking services and a commitment to their financial well-being. With a total membership of 489,137 and assets exceeding $6,917,912,589, we pride ourselves on being a stable and reliable choice for all your banking needs. At Virginia, we understand that every member's journey is unique. That's why we offer a variety of services tailored to meet individual needs whether it's personal banking, auto loans, or business financing solutions. Our leadership team, including CEO Christopher Shockley and Board President Kenneth Ampy, works tirelessly to ensure that our members receive the best possible experience. While you can visit us at our branch location for in-person assistance, official correspondence should be directed to our mailing address at 7500 Boulder View Dr, North Chesterfield, VA 23225-4046. We invite you to explore our wide range of services available online at www.vacu.org or give us a call at 540-982-8811. Join us today and discover how Virginia can help you achieve your financial goals!

Branch History & Mission

Welcome to the Hershberger Branch of Virginia Credit Union, a proud part of the community in Roanoke, VA. Since opening our doors in 1928, we have been committed to providing exceptional financial services and building lasting relationships with our members. Our journey began nearly a century ago when a small group of individuals came together with a vision: to create a financial institution that serves its members and the community at large. Over the years, we have grown significantly, now proudly serving over 489,000 members with total assets exceeding $6.9 billion. Our branch is located at 1611 Hershberger Rd NW, Roanoke, VA 24012, a convenient spot for local residents. We are just a stone's throw away from popular landmarks like Valley View Center, making us easily accessible for your banking needs. At Virginia Credit Union, our mission is clear: we strive to enhance the financial well-being of our members while supporting community development. We offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. This commitment goes beyond just transactions; we actively engage in community outreach initiatives to uplift those around us. Our branch not only focuses on traditional banking but also embraces modern technology to make banking easier for everyone. With features such as online and mobile banking, e-statements, and ATM access available at our location, we ensure that your banking experience is both convenient and secure. Additionally, our facilities are designed with accessibility in mind so that everyone can benefit from our services. While you can visit us at our Hershberger location for all your banking needs during our operating hours Monday through Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM we also invite you to reach out for any inquiries at 540-982-8811. For official correspondence, please direct it to 7500 Boulder View Dr, North Chesterfield, VA 23225-4046. We believe in being more than just a bank; we're your partner in achieving financial success. Join us today and experience how Virginia Credit Union can help you thrive financially while making a positive impact in the community!

Branch Location & Accessibility

Convenient Access and Features

At the Hershberger Branch, we prioritize your convenience. With ample parking available and ADA-compliant access, we ensure that everyone can visit us without hassle. If you need assistance or have questions during your visit, our team is always ready to help. For official correspondence, please note that our mailing address differs slightly: send any letters to 7500 Boulder View Dr, North Chesterfield, VA 23225-4046.

Get in Touch

Ready to experience exceptional service? We invite you to visit us at the Hershberger Branch or give us a call at 540-982-8811. Our friendly staff is eager to assist you with all your banking needs!

Operating Hours Tailored for You

We know that your time is valuable. That's why we offer extended operating hours to fit your busy schedule. Visit us Monday through Thursday from 9:00 a.m. to 5:30 p.m., and on Fridays until 6:00 p.m. For those who prefer weekends, our drive-thru service operates on Saturdays from 7:30 a.m. to 1:00 p.m., allowing you to complete essential banking tasks even on your days off.

Services Designed for Your Needs

Our Hershberger Branch offers a variety of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or exploring auto loans and mortgages, we've got you covered. Plus, with our ATM availability and drive-thru banking services, accessing cash and making transactions has never been easier.

Member Eligibility

Becoming a member of Virginia is like joining a warm and welcoming family that truly cares about your financial well-being. If you're looking to enjoy personalized service and great benefits, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in our community. This means whether you're just starting out in life, planning for the future, or looking to manage your finances better, we've got your back. For a complete overview of who can join us, feel free to check out the detailed eligibility criteria at http://www.vacu.org/why-vacu/become-a-member. Opening an account with us is straightforward and designed to make you feel right at home. You can start your journey by visiting us in person at our branch located at 1611 Hershberger Rd Nw Roanoke Va 24012, or you can easily open an account online by following the instructions found here: https://olb.vacu.org/vacuonlinebanking/sdk/autoenrollmente2e/accountrecovery. If you have any questions or need assistance during the process, don't hesitate to reach out at (540) 982-8811. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $695 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $857,239,944, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without worrying about payment processing. Our merchant services offer easy and secure payment options that can help streamline your sales process. From credit card transactions to online payment solutions, we make it simple for you to focus on what matters growing your business. Visit us at 1611 Hershberger Rd Nw Roanoke Va 24012 in Roanoke, VA, or call us at (540) 982-8811 to explore how our business banking and commercial services can meet your needs. Let's take your business further together!

Comprehensive List Of Services

ATM and Drive-Thru Services

For those times when you need cash quickly or prefer face-to-face interaction without leaving your car, our ATM & Cash Withdrawal Services provide easy access to your money. Our basic drive-thru banking allows you to conduct deposits and withdrawals quickly perfect for busy days when time is of the essence. At Virginia, we're here to support all aspects of your financial journey. For more information about our services or to speak with one of our friendly representatives, don't hesitate to reach out at (540) 982-8811 or visit us online at Hershberger Branch. We look forward to serving you!

Business Banking Solutions

If you're a business owner, we haven't forgotten about you! Our Business Banking services include essential tools like Merchant Services & Business Loans that help keep your operations running smoothly and efficiently.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features. You can manage your accounts anytime, anywhere with just a few taps on your phone. Whether it's making deposits, transferring funds, or checking balances, everything is at your fingertips.

Loans Made Easy

Need a new vehicle? Our Auto Loans & Vehicle Financing options make purchasing your dream car straightforward and stress-free. With competitive rates, financing can be quick and hassle-free, helping you hit the road without delay. If homeownership is on your mind, consider our Mortgage Loans & Refinancing services, which guide you through the process of securing your ideal home or refinancing an existing mortgage to better fit your budget. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation solutions provide flexible terms that can help ease financial burdens. And if you're looking for a credit card that rewards you for everyday purchases, check out our Credit Cards with Rewards program.

Personal Banking

Whether you're opening your first checking account or looking for ways to save, our personal banking services are designed with you in mind. We offer various Checking & Savings Accounts that cater to different lifestyles and financial objectives. Imagine having a dedicated account for your everyday spending while also growing your savings effortlessly.

Digital & Online Banking

Accessibility and Ease of Use

For those who prefer managing their accounts on the go, our mobile application is here for you! Download it today to enjoy full access to all our online banking features right from your phone. From checking balances to making deposits or withdrawals, everything is just a tap away. Our 24/7 online banking services mean you can handle your financial tasks whenever it's convenient for you. With real-time account management capabilities, you'll always know where you stand financially. At Virginia, we're committed to providing accessible and user-friendly banking solutions that fit seamlessly into your lifestyle. Sign up today and experience the convenience of modern banking!

Key Services

With our online banking services available at https://www.vacu.org/, you can easily view your account balances, pay bills, and transfer money all from the comfort of your own device. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, with mobile payments enabled, you can make purchases using just your smartphone. Security is a top priority for us. That's why we offer electronic signature authorization, ensuring that your transactions are safe and verified. You can also opt for e-statements to keep track of your finances without the clutter of paper statements it's an eco-friendly choice that saves you time too!

Financial Strength

Commitment to Growth

With $535,373,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to providing $69,956 in used auto loans and $5,269,983,304 in total loans and leases, supporting your financial goals across various sectors.

Operational Efficiency

Our $7,828,991 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,075 full-time employees and 33 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Your savings are secured through $1,429,388,412 in share certificates and $1,981,382,719 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $715,618,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnerships

Net Shares (Funds available for lending and investments): $4,372,625. Total Share and Deposit Accounts: 724,126, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Virginia is your trusted partner. Visit us at 1611 Hershberger Rd Nw Roanoke Va 24012 or call (540) 982-8811 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,235,051,782 in used vehicle loans and $799,323,830 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we've got options that can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $857,239,944 provide the capital needed to grow and expand. We are committed to supporting local businesses by offering competitive rates and flexible repayment terms. We invite you to explore our various loan offerings and discover how we can assist you in achieving your financial aspirations. For more information on eligibility or to apply for a loan, feel free to reach out to us at (540) 982-8811, visit us at 1611 Hershberger Rd Nw Roanoke Va 24012, or check out our website at https://www.vacu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $340,711,641, make buying or refinancing simple. We also provide flexible refinancing options to help you take advantage of lower interest rates or adjust your loan terms.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our unsecured credit card loans. With a total of $377,328,022 in loans helping members manage their finances effectively, you can enjoy the flexibility of making purchases and paying them off over time without collateral.

Loan Aggregator

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VIRGINIA FEDERAL CREDIT UNION - Roanoke, VA

Type of Loan Offerings

Home Equity Loans

Compare Loan Rates Near You

Loan rates in Roanoke, VA (24012)