VIRGINIA FEDERAL CREDIT UNION

Community outreach is at the heart of what we do. We actively participate in local initiatives that uplift our neighbors and strengthen ties within the community. Our partnerships with local organizations reflect our dedication to not only helping our members but also enhancing the overall quality of life in North Chesterfield.

With operating hours from Monday to Friday, 8 a.m. to 5 p.m., we welcome you to come see how we can assist you on your financial journey. Whether it's through traditional banking services or modern conveniences like online banking and mobile payments, we're here for you no matter where life takes you. Experience the benefits of membership at Virginia today! Visit us at our branch or check out our website at https://www.vacu.org/ for more information on how you can become part of something special. Together, let's build a brighter financial future!

At Virginia, we believe that banking should be more than just transactions; it should be about building dreams. Our mission is clear: to provide comprehensive financial services while supporting the growth and well-being of our community. Whether you're looking for savings accounts, loans, or investment advice, we are here to help you every step of the way. While members can visit us at 7500 Boulder View Dr North Chesterfield Va 23225, official correspondence should be sent to P.O. Box 90010, Richmond, VA 23225-9010. We invite everyone in the North Chesterfield area to experience firsthand how we combine exceptional service with innovative solutions tailored for your needs.

Located at 7500 Boulder View Dr North Chesterfield Va 23225, just a stone's throw from popular landmarks in the area, we have been dedicated to making banking accessible and friendly for all. Over the years, our mission has remained steadfast: to empower individuals and families through personalized financial solutions. We opened our doors with the belief that everyone deserves access to fair and affordable financial services, and this core principle continues to guide us today. As we celebrate decades of service, we are proud of our evolution. From introducing modern banking technology to enhancing our member services, we've embraced changes that benefit our community. Our leadership team, led by CEO Christopher Shockley, is passionate about building a future where everyone can thrive financially.

At our Virginia Credit Union branch, we prioritize accessibility for all our members. The facility is ADA compliant, featuring ramps and designated parking spots for those who need them. You'll find ample parking available right outside the entrance, making your visit hassle-free.

We invite you to come visit us at the Virginia Credit Union branch in North Chesterfield! If you have any questions or need assistance before your visit, don't hesitate to give us a call at 804-323-6000. We look forward to serving you!

We understand that life can get busy! That's why we're here for you Monday through Friday from 8 a.m. to 5 p.m. Whether you're stopping by to discuss loans or simply need assistance with your account, our friendly staff is ready to help you during these hours.

Although we currently do not offer ATM services or drive-thru banking at this branch, we are committed to providing essential banking services that cater to your needs. Our team is dedicated to assisting you with everything from account inquiries to loan applications.

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $695 in commercial loans for our members, helping businesses scale and succeed. This means you can count on us for reliable financing options that align with your goals. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions tailored to various needs. - With an outstanding commercial loan portfolio of $857,239,944, we continue to drive economic growth by financing new and expanding businesses.

In addition to loans, we offer merchant services that simplify transactions. Imagine being able to accept payments easily, whether your customers prefer credit cards or mobile payments. This convenience not only enhances customer satisfaction but also helps improve your cash flow. Located at 7500 Boulder View Dr North Chesterfield Va 23225 in North Chesterfield, VA, our team is ready to assist you with personalized service and expert advice. Let's work together to help your business reach new heights! For more information, visit us online at https://www.vacu.org/ .

Located at 7500 Boulder View Dr North Chesterfield Va 23225, our branch in North Chesterfield makes it easy for local members to access all our services during lobby hours, Monday through Friday from 8 a.m. to 5 p.m. We understand that life can get busy, so we strive to be available when you need us most.

We take pride in being more than just a financial institution; we are a community partner. Our team is dedicated to providing personalized service that goes beyond transactions. Whether you're saving for a big purchase or planning for retirement, our staff is always ready to offer guidance and support tailored to your individual goals.

In today's fast-paced world, digital banking has become essential. At Boulders, we offer user-friendly online banking options that allow you to check balances, transfer funds, and even pay bills all from the comfort of your home or on the go. With mobile payments and a dedicated mobile application, managing your finances is as simple as a few taps on your phone.

If you're not yet a member of Virginia, consider joining us today! Our membership offers not only access to essential financial services but also a community that cares about your success. For more information about becoming a member or opening an account, visit us online or give us a call at (804) 323-6000. Experience the difference with Virginia where your financial well-being is our priority!

One of the cornerstone services at Virginia is our ATM Services Only, designed for your convenience. Imagine having access to your funds when you need them, without the hassle of long wait times. Our ATMs are strategically located and easy to use, ensuring that you can manage your finances on your terms.

Our online banking services at https://www.vacu.org/ allow you to take control of your financial life. You can check your account balances, transfer funds, and pay bills all from the comfort of your home or while waiting in line. Plus, with our mobile application, you have everything you need right in your pocket. Security is a top priority for us. With features like electronic signature authorization, you can complete transactions safely and confidently. We also provide e-statements, which not only help reduce paper clutter but also keep your information secure.

Managing money has never been easier! Our person-to-person transfer feature allows you to send money to friends or family instantly, making it simple to split bills or send a gift. And if you enjoy using mobile payments, you'll be glad to know that our services support this feature as well. With 24/7 online banking access, you're never out of touch with your finances. Whether it's day or night, you can log in to check your accounts or make transactions whenever it suits you. In summary, at Virginia, our digital and online banking services are crafted to provide you with accessibility and ease-of-use while ensuring the security of your information. Join us today and experience hassle-free banking!

Total Share Accounts: 724,126 show a strong and growing member base that trusts us with their finances. As a community-focused institution located at 7500 Boulder View Dr North Chesterfield Va 23225, North Chesterfield, VA 23225, we strive to create a welcoming environment where your needs come first. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Virginia is your trusted partner. Visit us at 7500 Boulder View Dr North Chesterfield Va 23225 or call (804) 323-6000 to learn more about how we can help you achieve your financial goals.

Members' savings are secured through $1,429,388,412 in share certificates and $1,981,382,719 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our commitment to operational efficiency is reflected in our $12,131,695, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,075 full-time employees and 33 part-time employees who are dedicated to serving you with expertise and care.

With $535,373,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $69,956 in used auto loans and $5,269,983,304 in total loans and leases, we support our members' financial goals across various sectors.

With a net worth of $715,618,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,252 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,235,051,782 in used vehicle loans and $799,323,830 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, our financing options make it easy and affordable.

For those seeking additional flexibility, our total credit lines amount to $1,367,123,877. This gives you access to funds when you need them most without having to apply for a new loan each time. Additionally, if you're a business owner, our outstanding commercial loans totaling $857,239,944 provide the capital needed to grow and expand your business.

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $340,711,641, make buying or refinancing simple. We are here to support you through every step of the process, ensuring you find the right loan for your needs.

If you're looking to lower your monthly payments or take advantage of better rates, we also provide refinancing options for many of our loan products. It's worth exploring how much you could save by switching your current loan with us. No matter what type of loan you're interested in, our team at Virginia, located at 7500 Boulder View Dr North Chesterfield Va 23225 in North Chesterfield, VA, is ready to assist you. For more information or to get started, give us a call at (804) 323-6000 during our operating hours from Monday to Friday: 8 a.m. - 5 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial success is our priority!

Managing expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $377,328,022 in loans, we're helping members manage their finances effectively while enjoying the freedom that comes with credit.

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