VIRGINIA FEDERAL CREDIT UNION - Mechanicsville, VA

Welcome to Virginia, your trusted financial partner located at Creighton Crossing Shopping Center, Mechanicsville, VA 23111. Since our establishment in 1928, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the needs of our 489,137 members. At Virginia, we understand that banking is about more than just numbers; it's about building relationships and supporting our members through every stage of their financial journey. With total assets exceeding $6.9 billion and a solid net worth of $715,618,876, we are equipped to offer a wide range of products, including personal loans, auto financing, mortgage options, and business banking solutions. Our dedication to transparency and member service ensures that you can trust us to help you achieve your financial goals. While members can visit us at our branch for assistance, official correspondence should be sent to our mailing address: P.O. Box 90010, Richmond, VA 23225-9010. Our team is led by CEO Christopher Shockley and Board President Kenneth Ampy, who are passionate about enhancing the member experience and fostering community growth. Whether you're looking for assistance with a loan or simply want to explore your banking options, we invite you to reach out. You can contact us directly at 804-253-6190 or visit our website at www.vacu.org for more information. We look forward to serving you!

Becoming a member of Virginia means joining a warm and welcoming community that truly cares about your financial well-being. If you're wondering if you qualify, it's easier than you might think! Generally, individuals who live, work, worship, or attend school in the area surrounding Creighton Crossing Shopping Center Mechanicsville Va 23111 are eligible to join us. This opens the door for many to enjoy the benefits of our credit union, which include personalized service and competitive rates on loans and savings accounts. For detailed eligibility criteria and any updates, please visit our website at http://www.vacu.org/why-vacu/become-a-member . Getting started is simple! Once you confirm your eligibility, opening an account with us is just a few clicks away. You can find all the information you need to get started at https://olb.vacu.org/vacuonlinebanking/sdk/autoenrollmente2e/accountrecovery . If you have any questions or need assistance during the process, feel free to give us a call at (804) 253-6190. We look forward to having you as part of our family at Virginia!

At Virginia, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a solid foundation for your financial future. With a net worth of $715,618,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,252 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,429,388,412 in share certificates and $1,981,382,719 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $535,373,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $69,956 in used auto loans and $5,269,983,304 in total loans and leases. Our operational efficiency is reflected in our $12,131,695, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,075 full-time employees and 33 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments totaling $4,372,625, we are well-equipped to meet your financial needs. Total Share Accounts stand at 724,126, showcasing the trust that our growing member base places in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Virginia is your trusted partner. Visit us at Creighton Crossing Shopping Center Mechanicsville Va 23111 or call (804) 253-6190 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.