Veridian Credit Union Glen Allen VA | Top Checking & Auto Loans

Introduction

Welcome to Virginia Center Commons Branch, a proud member of the Virginia Credit Union family, located at 10165 Brook Rd, Glen Allen, VA 23059. Established in 1928, our branch has been dedicated to serving the financial needs of our community for nearly a century. With a robust membership of 489,137, we are more than just a credit union; we are your trusted partner in achieving financial well-being. At Virginia Center Commons Branch, we understand that life can be unpredictable. That's why we offer a wide range of services tailored to meet the needs of our members from checking and savings accounts to auto loans and mortgage refinancing. As of now, our total assets stand at an impressive $6,917,912,589, with total deposits reaching $56,795,311. These figures reflect our commitment to providing secure and reliable banking options for our valued members. Our leadership team, led by CEO Christopher Shockley and Board President Kenneth Ampy, believes in fostering a community-oriented approach to banking. They work diligently to ensure that every member feels valued and supported. With 1108 dedicated employees ready to assist you, we strive to create a welcoming environment where your financial goals can flourish. While members can visit us at our Glen Allen branch, official correspondence should be sent to our mailing address: P.O. Box 90010, Richmond, VA 23225. If you have any questions or need assistance, feel free to reach out at (804) 267-5450. Join us today and experience the difference of being part of a credit union that truly cares about its members and their futures. Visit our website at vacu.org for more information on how we can help you achieve your financial dreams!

Branch History & Mission

Commitment to Service

In today's fast-paced world, we also embrace technological advancements that enhance member experience. With features like online banking, mobile payments, and e-statements available at your fingertips, managing your finances has never been easier or more convenient. We are ADA compliant and continuously seek ways to improve accessibility for all. As a community-focused institution, we take pride in offering both ATM availability and drive-thru banking services for added convenience. Whether you're stopping by for a quick transaction or seeking guidance on financial matters, our friendly staff is here to assist you during our operating hours: Monday through Thursday from 9 a.m. to 5 p.m., Friday until 6 p.m., and Saturday until noon.

Join Us

The journey of Virginia Center Commons Branch is just beginning! We invite you to become part of our family today. Experience the benefits of membership from personalized service and competitive rates to community engagement that truly makes a difference. Visit us at www.vacu.org or call us at 804-267-5450 for more information on how you can join our growing community. Together, let's build a brighter financial future!

Our Mission

At Virginia Center Commons Branch, our mission is straightforward yet profound: we are dedicated to providing exceptional financial services while nurturing the communities we serve. We strive to empower our members through comprehensive personal banking solutions including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards designed to meet their unique needs. Our commitment extends beyond traditional banking. We actively engage in community outreach programs that support local initiatives and partnerships aimed at making a real difference in people's lives. We understand that financial wellness is essential for overall well-being, and we work tirelessly to provide educational resources that help our members achieve their goals.

Branch Location & Accessibility

Comprehensive Services

At Virginia Center Commons Branch, we're proud to offer a wide range of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to various loan products including auto financing and mortgages, we have something for everyone. Plus, enjoy the convenience of ATM access for quick cash withdrawals and balance checks. While members can visit us at our Glen Allen location, official correspondence should be sent to P.O. Box 90010 in Richmond if needed.

Convenient Access

Finding us is simple! Our branch features ample parking and is designed with accessibility in mind. With ADA-compliant entrances and ramps, everyone can visit without hassle. If you prefer a quicker stop, we also offer drive-thru banking services for your convenience.

Get In Touch

Have questions or want to learn more about what we offer? Feel free to call us at 804-267-5450 or drop by during our operating hours! We look forward to helping you achieve your financial dreams right here at Virginia Center Commons Branch. Your journey toward better banking starts today!

Operating Hours

We understand that life can be busy, which is why we've made it easy for you to access our services. Our lobby hours are welcoming: Monday through Thursday from 9 a.m. to 5 p.m., Friday from 9 a.m. to 6 p.m., and Saturday from 9 a.m. to 12 p.m. Need assistance outside those hours? Don't worry; our drive-thru is open Monday through Friday until 6 p.m., making it easier than ever to handle your banking needs.

Member Eligibility

Becoming a member of Virginia is like joining a caring community that puts your needs first. If you live, work, or worship in the Glen Allen area, you're already on your way to enjoying the benefits we offer. We welcome individuals from all walks of life to join our family and experience personalized financial services tailored just for you. Plus, membership means access to great rates on loans, savings accounts, and various financial products that can help you achieve your goals. To learn more about the specific eligibility requirements, feel free to check out our detailed criteria at http://www.vacu.org/why-vacu/become-a-member. Opening an account is straightforward; just visit us at 10165 Brook Rd Glen Allen Va 23059 or call us at (804) 267-5450 for assistance. We're excited to help you start your journey with us!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a reliable partner for your payment processing needs. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. From credit card processing to online payment solutions, we help you serve your customers better while managing cash flow efficiently. At Virginia, located at 10165 Brook Rd Glen Allen Va 23059, Glen Allen, VA, we're dedicated to empowering local businesses with the tools they need to thrive. Let's work together to turn your business goals into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $695 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $857,239,944, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, our business banking services include merchant services and business loans. We understand that running a business comes with its own set of challenges, so we strive to provide resources that help you succeed.

Credit Options

Additionally, we offer credit cards with rewards designed to give back for your everyday spending. Picture earning points on purchases you already make whether it's groceries or gas that can lead to future travel or shopping rewards!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Virginia, we have embraced technology with online and mobile banking services. You can manage your accounts anytime, anywhere whether it's checking balances, making transfers, or paying bills all from the comfort of your home or on the go.

Drive-Thru Services

We also offer basic drive-thru banking for deposits, withdrawals, and other simple transactions. It's perfect for those who prefer quick service without having to leave their car. At Virginia, we're dedicated not only to meeting your banking needs but also exceeding your expectations. Our friendly staff is always ready to assist you in person or over the phone at (804) 267-5450. Ready to experience all these benefits? Visit us today at 10165 Brook Rd Glen Allen Va 23059 in Glen Allen or check out our website at Virginia Center Commons Branch for more information!

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing solutions can help make your dreams a reality. We understand that navigating the housing market can be challenging, so we're here to guide you every step of the way, ensuring you have all the information you need to make informed decisions.

Personal Banking

Starting with personal banking, we offer robust checking and savings accounts designed for everyday use. Imagine easily managing your finances online or through our mobile app while enjoying the convenience of ATM access and cash withdrawal services. For those looking to make significant purchases, our auto loans and vehicle financing options are tailored to help you get behind the wheel without breaking the bank.

Personal Loans

If you're faced with unexpected expenses or want to consolidate debt, our personal loans can provide the financial relief you need. With flexible terms and competitive rates, we aim to make borrowing as easy as possible for our members.

Digital & Online Banking

Accessibility and Security

We prioritize your security with advanced encryption technologies that safeguard your personal information. Our user-friendly interface makes it easy for everyone from tech-savvy individuals to those just starting with online banking to navigate their accounts confidently. Managing your finances in real-time has never been more accessible. Whether you're at home or out and about, Virginia is committed to providing you with tools that help you stay connected and in control of your financial journey. Explore everything our digital banking services have to offer today!

Key Features

Our 24/7 online banking services allow you to check balances, transfer funds, and pay bills whenever it suits you. Plus, with electronic signature authorization, signing documents is as simple as a few clicks, making the process quick and efficient. You'll appreciate the availability of e-statements, which not only help you keep track of your finances but also contribute to a greener planet by reducing paper waste. For those who enjoy the convenience of mobile payments, we've got you covered! With our mobile application, available for download on all major platforms, you can make purchases directly from your phone. Whether you're grabbing coffee or shopping for groceries, paying has never been easier. Additionally, our person-to-person transfer feature lets you send money to friends or family instantly without any hassle.

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts: 724,126, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $4,372,625. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Virginia is your trusted partner. Visit us at 10165 Brook Rd Glen Allen Va 23059 or call (804) 267-5450 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $7,828,991, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,075 full-time employees and 33 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Member Benefit

With $535,373,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $69,956 in used auto loans and $5,269,983,304 in total loans and leases.

Secure Savings Options

Members' savings are secured through $1,429,388,412 in share certificates and $1,981,382,719 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members' interests; with non-member deposits at $0, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $715,618,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

Our team is here to help you find the right loan product that fits your budget and lifestyle. If you're interested in learning more about eligibility options or refinancing possibilities, don't hesitate to reach out. You can contact us at (804) 267-5450 or visit us at our branch located at 10165 Brook Rd Glen Allen Va 23059 in Glen Allen, VA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to providing transparent information so you can make informed financial decisions. Explore our loan offerings today and discover how we can assist you on your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,235,051,782 in used vehicle loans and $799,323,830 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to make it easier for you to drive away in the vehicle you desire.

Business Loans

For business owners, our outstanding commercial loans totaling $857,239,944 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we have tailored solutions that fit your business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $340,711,641, make buying or refinancing simple. We guide you through every step of the process so you can feel confident in your decision.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $377,328,022 in loans helping members manage their finances effectively. These cards come with no collateral requirements and can be a great way to build your credit while enjoying rewards on everyday purchases.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every loan offer you see is vetted for reliability and fairness. By using verified financial institutions, LendMesh ensures that users receive legitimate offers that reflect the current market.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the platform is for everyday borrowers. Take control of your loan search today. Compare real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

VIRGINIA FEDERAL CREDIT UNION - Glen Allen, VA

Type of Loan Offerings

Home Equity Loans

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Loan rates in Glen Allen, VA (23059)