Veridian Credit Union Farmville VA | Top Checking & Auto Loans

Introduction

Welcome to Virginia's Farmville Branch, your trusted financial partner located at 100 Midtown Ave, Farmville, VA 23901. Established in 1928, our credit union has been dedicated to serving the needs of our community for nearly a century. With a commitment to member satisfaction and financial well-being, we are proud to support over 489,000 members with a total asset base exceeding $6.9 billion. At our Farmville Branch, we offer a comprehensive range of services tailored to meet your personal and business banking needs. Whether you're looking for checking and savings accounts, auto loans, mortgages, or credit cards with rewards, we have you covered. Our team is here to help you navigate your financial journey with ease and confidence. Under the leadership of our CEO, Christopher Shockley, and Board President, Kenneth Ampy, we strive to create a welcoming environment where every member feels valued. Our dedicated staff of 1,108 employees is ready to assist you with any questions or concerns you may have. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 90010, Richmond, VA 23225-9010. With total deposits amounting to $56,795,311 and a net worth of $715,618,876, we remain financially strong and well-positioned to support our members' aspirations. Our cash reserves stand at an impressive $39,498,524, allowing us to offer competitive loans and services that cater directly to your needs. We invite you to explore what it means to be part of our Virginia family. Stop by or call us at (434) 392-9420 during our convenient operating hours: Monday through Thursday from 9 a.m. - 5 p.m., Friday from 9 a.m. - 6 p.m., and Saturday from 9 a.m. - 12 noon. For more information about our services or how to become a member, visit us online at vacu.org. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Welcome to the Farmville Branch of Virginia Credit Union, where our commitment to serving the community has been strong since we opened our doors in 1928. Over the years, we've grown alongside our members, adapting to their needs and enhancing our services. Located at 100 Midtown Ave, Farmville, VA 23901, our branch is easily accessible and near local landmarks that make us a part of the community fabric. From humble beginnings, Virginia Credit Union has blossomed into a vital financial resource for our members. Today, we proudly serve over 489,137 members with total assets amounting to an impressive $6,917,912,589. Our mission is clear: we aim to empower individuals and families with comprehensive financial services while fostering a sense of community support and involvement. Our core values focus on providing exceptional personal banking options such as checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions. We believe in making banking convenient for everyone. That's why we offer online and mobile banking options along with a drive-thru service for quick transactions. Members can enjoy access to our ATM anytime 24 hours a day. While members can visit us at 100 Midtown Ave for all their banking needs, official correspondence should be sent to P.O. Box 90010 in Richmond, VA 23225-9010. Our dedicated team works hard to ensure that every experience you have with us is positive and fulfilling. We take pride in being an active participant in community outreach efforts through various partnerships that uplift our neighborhoods. At Virginia Credit Union, we're not just about numbers; we're about people your goals matter to us. Join us today and discover how becoming a member of the Farmville Branch can benefit you financially while connecting you with a supportive community. Experience the difference that local service makes! For any questions or assistance, feel free to call us at 434-392-9420 or visit our website at Virginia Credit Union.

Branch Location & Accessibility

Connect with Us!

Ready to experience convenient banking? We invite you to visit us at our Farmville Branch or call us at 434-392-9420 if you have any questions or need assistance. Your satisfaction is our priority!

Convenient Access and Amenities

Our branch offers plenty of parking spaces right outside the entrance, making it simple for you to stop by. We pride ourselves on being accessible to everyone; our facilities are equipped with ADA-compliant features and ramps for ease of access. At Virginia Credit Union's Farmville Branch, we understand that your time is valuable. That's why we offer both lobby and drive-thru services. Our lobby hours are Monday through Thursday from 9 a.m. to 5 p.m., Friday from 9 a.m. to 6 p.m., and Saturday drive-thru service from 9 a.m. until noon. With an available ATM that operates around the clock, you can manage your banking anytime, day or night.

Services Tailored for You

We offer a variety of services designed to meet your financial needs including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our friendly staff is always ready to assist you with deposits, withdrawals, and other simple transactions at both the lobby and drive-thru.

Member Eligibility

Becoming a member of Virginia is like joining a close-knit family that truly cares about your financial well-being. If you're interested in becoming part of our community, you'll find that eligibility is open to many. Generally, anyone who lives, works, worships, or attends school in the area can join us. We aim to make banking accessible and beneficial for everyone around 100 Midtown Ave Farmville Va 23901. To get started, simply visit our website at http://www.vacu.org/why-vacu/become-a-member where you can find all the details you need about membership requirements. Opening an account with us is straightforward and welcoming just check out the process at https://olb.vacu.org/vacuonlinebanking/sdk/autoenrollmente2e/accountrecovery. If you have any questions or need assistance along the way, don't hesitate to give us a call at (434) 392-9420. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $695 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $857,239,944, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable merchant services can make all the difference. Imagine being able to accept payments quickly and securely, whether online or in-store. Our merchant services provide the tools you need to streamline transactions and enhance customer satisfaction. This means more time focusing on what you do best growing your business. Located conveniently at 100 Midtown Ave Farmville Va 23901, Farmville, VA, we're here to empower your business with the financial resources it needs to thrive. Reach out to us at (434) 392-9420 to learn more about how we can help your business flourish!

Comprehensive List Of Services

Business Banking Solutions

For our entrepreneurial members, we provide robust business banking services, including merchant services and business loans. This means whether you're just starting out or looking to expand, we have the tools to support your growth.

Convenient Access

Need quick cash? Our ATM and cash withdrawal services make it easy for you to access your funds without the hassle. Plus, with basic drive-thru banking available for deposits and withdrawals, getting what you need is simple and fast. At Virginia, we also know how vital it is for you to bank on the go. That's why we offer features like online and mobile banking, making it easy for you to manage your finances anytime, anywhere. If you're ready to take control of your financial future or have any questions about how our services can benefit you, don't hesitate to reach out! Call us at (434) 392-9420, visit us at 100 Midtown Ave Farmville Va 23901, or explore more at Farmville Branch. Your financial journey starts here!

Credit Cards

Don't forget about our credit cards with rewards, which give you cash back on everyday purchases. They're perfect for anyone looking to earn something back on their spending!

Loan Options

When it comes to financing, we've got you covered with flexible auto loans and vehicle financing that can help you get behind the wheel of your dream car. Or if you're thinking about buying a home, our mortgage loans and refinancing options can guide you through the process smoothly. For those unexpected expenses or consolidating debt, our personal loans are designed with your needs in mind.

Personal Banking Services

We offer a variety of personal banking services that can make managing your money easier than ever. You can open checking and savings accounts tailored to fit your lifestyle. Imagine having quick access to your funds whenever you need them our online and mobile banking features allow you to check balances, transfer money, and pay bills right from your smartphone or computer.

Digital & Online Banking

Key Features

One of the standout features of our digital banking is the ability to send money easily through person-to-person transfers. This means sharing expenses with friends or family is as simple as a few taps on your mobile device. Speaking of mobile devices, our mobile application offers all the functionality you need right at your fingertips. You can make payments using mobile payments, ensuring that transactions are quick and hassle-free. For those who prefer keeping track of their statements electronically, we offer e-statements that are both eco-friendly and efficient. You'll receive notifications when new statements are ready to view, making it easy to stay organized without all the paper clutter. And if you ever need to sign documents quickly, our electronic signature authorization feature lets you do so securely online.

Security & Accessibility

Your security is our top priority. We utilize advanced encryption technologies to protect your personal information while ensuring a user-friendly experience. With features like multi-factor authentication and real-time alerts for suspicious activity, you can bank with peace of mind. In summary, whether you're using our online banking platform or our mobile app, Virginia makes it easy to manage your finances effectively. Our digital services are designed for accessibility and ease-of-use so that you can focus on what really matters your life!

Financial Strength

At Virginia, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on transparency and reliability, which is why we are proud to share our strong financial standing with you. With a net worth of $715,618,876, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,429,388,412 in share certificates and $1,981,382,719 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $535,373,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further supported by $69,956 in used auto loans and $5,269,983,304 in total loans and leases, helping our members achieve their financial goals across various sectors. Our operational efficiency is reflected in our $7,828,991, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,075 full-time employees and 33 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $4,372,625. Total Share and Deposit Accounts: 724,126, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Virginia is your trusted partner. Visit us at 100 Midtown Ave Farmville Va 23901 or call (434) 392-9420 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,235,051,782 in used vehicle loans and $799,323,830 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $857,239,944 provide the capital needed to grow and expand. We're committed to supporting local businesses with tailored solutions that meet your unique needs. At Virginia, we prioritize transparency and are dedicated to offering products that empower our members financially. For more information about our loan offerings or to start your application process, feel free to reach out at (434) 392-9420 or visit us at 100 Midtown Ave Farmville Va 23901 in Farmville, VA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Card Loans

Managing daily expenses can be easier with our flexible unsecured credit card loans. With a total of $377,328,022 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards programs that can benefit your spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $340,711,641, which can help you secure the home you've always wanted. Our team is ready to guide you through the process and answer any questions you may have about eligibility and refinancing options.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each comparison reflects current rates, helping consumers make well-informed decisions.

VIRGINIA FEDERAL CREDIT UNION - Farmville, VA

Type of Loan Offerings

Home Equity Loans

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Loan rates in Farmville, VA (23901)