Veridian Credit Union Fairlawn VA | Best Auto Loans & Personal Banking

Introduction

At Virginia, we believe in building a strong community through trust, support, and financial empowerment. Located at 6103 Fulk Dr Ste C, Fairlawn, VA 24141, our Radford Branch has been serving the needs of our members since 1928. With a proud history spanning over 95 years, we have grown to support 489,137 members and manage total assets exceeding $6.9 billion. We are committed to providing exceptional services that cater to your personal and business banking needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage options, our dedicated team is here to help you every step of the way. We currently hold total deposits of $56,795,311, reflecting our members' trust in us. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 7500 Boulder View Dr, North Chesterfield, VA 23225-4046. Our friendly staff is ready to assist you during our operating hours: Monday through Friday from 9:00 a.m. to 5:30 p.m. and Saturday from 9:00 a.m. to 12:00 p.m. Feel free to reach out at 540-982-8811 for any inquiries or assistance. Under the leadership of CEO Christopher Shockley and Board President Kenneth Ampy, we strive to foster a welcoming atmosphere where every member feels valued. With a net worth of over $715 million, we are well-equipped to provide competitive rates on loans and savings while ensuring the security of your funds. Join us at Virginia Credit Union today! Visit our website at vacu.org or give us a call to learn more about how we can help you achieve your financial goals. Your journey towards financial wellness starts here!

Branch History & Mission

At Virginia Credit Union, our Radford Branch has been a cornerstone of the community since it opened its doors in 1928. Located at 6103 Fulk Dr Ste C, Fairlawn, VA 24141, we have built a legacy of trust and support for our members throughout the years. With a total membership of 489,137, we are proud to serve our neighbors with financial services that make a real difference in their lives. Our mission is simple yet powerful: to empower our members by providing accessible financial solutions while actively supporting our local community. We understand that banking goes beyond transactions; it's about building relationships and fostering growth. Whether you need personal banking services like checking and savings accounts or loans for your next vehicle or home, we are here to help you every step of the way. Over the decades, we have continually adapted to meet the needs of our members. With total assets exceeding $6.9 billion, we offer a robust range of services including auto loans, mortgages, credit cards with rewards, and business banking options. Our commitment to innovation means that you can manage your finances conveniently through online and mobile banking platforms. While members can visit us at our Fairlawn location for all their banking needs, official correspondence should be sent to our mailing address: 7500 Boulder View Dr, North Chesterfield, VA 23225-4046. We are dedicated to providing excellent service during our operating hours: Monday to Friday from 9:00 a.m. to 5:30 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. As part of our dedication to accessibility, we provide ATM services for easy cash withdrawals and balance checks. While we currently do not offer drive-thru banking or shared service centers at this branch, our focus remains on ensuring that all member interactions whether in-person or digital are efficient and welcoming. Community involvement is at the heart of what we do. We partner with local organizations and participate in outreach efforts that uplift those around us. Our goal is not just to be a financial institution but also a supportive presence in Fairlawn and beyond. We invite you to join Virginia Credit Union today! Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization that truly cares. For more information about membership or to open an account online, visit us at Virginia Credit Union or call us at 540-982-8811. Let's grow together!

Branch Location & Accessibility

Convenient Access

At the Virginia Radford Branch, we understand that convenience matters. Our location is equipped with ample parking, making it easy for you to drop by without any hassle. We are committed to ensuring everyone can access our services comfortably; hence, we have ADA-compliant features like ramps for those who may need assistance. If you require assistance outside of regular visits, feel free to reach out! You can contact us at 540-982-8811 during our operating hours: Monday through Friday from 9:00 a.m. to 5:30 p.m., and Saturday from 9:00 a.m. to 12:00 p.m.

Services Tailored for You

While visiting the Virginia Radford Branch, you can enjoy a range of services designed with your financial needs in mind. From checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, for those on the go, we offer ATM services so you can manage cash withdrawals and balance checks with ease. Although we do not have drive-thru banking available at this location, we invite you to experience our personal touch inside the branch. Additionally, while members can visit us at our Fairlawn address for all their banking needs, official correspondence should be sent to our mailing address at 7500 Boulder View Dr in North Chesterfield. We look forward to welcoming you at the Virginia Radford Branch! Stop by today and discover how we can help you achieve your financial goals!

Member Eligibility

Becoming a member of Virginia is like stepping into a welcoming community where your financial needs are truly valued. If you're wondering about eligibility, it's quite simple! Anyone who lives, works, worships, or attends school in the area can join us. We embrace everyone with open arms, and our goal is to support you on your financial journey. You can find more details about the eligibility criteria at http://www.vacu.org/why-vacu/become-a-member. Joining is easy! Just visit us at our branch located at 6103 Fulk Dr Ste C Fairlawn Va 24141, or give us a call at (540) 982-8811 if you have any questions. We're here to help guide you through the account opening process, which you can also explore online by visiting https://olb.vacu.org/vacuonlinebanking/sdk/autoenrollmente2e/accountrecovery. At Virginia, we believe that everyone deserves access to quality banking services, and we can't wait for you to become part of our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $695 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $857,239,944, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services tailored for your daily operations. Imagine having a payment solution that simplifies transactions, allowing you to focus more on serving your customers rather than worrying about payment processing. From card acceptance to online payments, our tools are here to support your business's cash flow efficiently. Visit us at 6103 Fulk Dr Ste C Fairlawn Va 24141 in Fairlawn, VA, or call us at (540) 982-8811 to discover how we can assist you further!

Comprehensive List Of Services

Accessing Your Money

Convenience is key at Virginia. With ATM access available at multiple locations, withdrawing cash or checking your balance is quick and easy. Our ATM services allow basic functions like withdrawals and balance checks whenever you need them. We invite you to explore all these offerings at Radford Branch. Whether you visit us in person or engage with us online, we are here to help every step of the way. Have questions? Don't hesitate to call us at (540) 982-8811 during our operating hours: Monday through Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to 12:00 PM. Join us today as we work together towards achieving your financial dreams!

Business Banking

If you're a business owner, you'll appreciate our comprehensive Business Banking services which include Merchant Services and Business Loans. We understand the unique challenges faced by small businesses and are committed to supporting your growth.

Credit Cards

Don't forget about our Credit Cards with Rewards! These cards not only help you make purchases but also earn points on everyday spending that can be redeemed for travel or cash back making each swipe rewarding.

Personal Banking

When it comes to personal banking, we offer Checking and Savings Accounts tailored to fit your lifestyle. If you're planning a vacation or saving for a major purchase, our savings accounts can help you reach your goals with ease. Plus, managing your finances is simple with our Online and Mobile Banking services. You can check balances, transfer funds, and even deposit checks right from your phone perfect for those busy days when you're on the go. If you're in need of financing for a new car or truck, our Auto Loans & Vehicle Financing options provide competitive rates that make ownership more accessible. Imagine driving off in your dream vehicle without breaking the bank! We also offer Mortgage Loans & Refinancing, making homeownership possible for first-time buyers or helping current homeowners secure better rates.

Personal Loans

For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation options give you flexibility and peace of mind. Our friendly staff is here to walk you through the process and find a solution that works best for you.

Digital & Online Banking

Key Features

With our online banking platform, available at https://www.vacu.org/, you can manage your accounts anytime, anywhere. Our services include 24/7 access to your account information, enabling you to check balances, pay bills, and transfer money with just a few clicks. Need to send money to a friend? Our person-to-person transfers make it simple and fast. For those who prefer using their smartphones, our mobile application is here to enhance your banking experience. You can enjoy features like mobile payments, making it easy to shop without carrying cash or cards. Plus, with electronic signature authorization available, signing documents is quick and secure no need to visit a branch.

Security and Accessibility

We take your security seriously. Our online banking system is built with advanced security features to protect your personal information while ensuring ease of use. You can feel confident managing your finances from any device. E-statements are also available for members who want an eco-friendly option for accessing their account statements. This not only helps reduce paper waste but also allows you to view your statements anytime online. At Virginia, we're committed to providing you with the tools you need for real-time account management in a secure environment. Experience the convenience of modern banking today!

Financial Strength

At Virginia, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial performance, which reflects our commitment to serving you with reliability and trust. With a net worth of $715,618,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,429,388,412 in share certificates and $1,981,382,719 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $535,373,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $69,956 in used auto loans and $5,269,983,304 in total loans and leases. Our operational efficiency is evident in our $7,828,991, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,075 full-time employees and 33 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 724,126, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $4,372,625. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Virginia is your trusted partner. Visit us at 6103 Fulk Dr Ste C Fairlawn Va 24141 or call (540) 982-8811 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

At Virginia, we understand that financial needs vary from person to person. That's why we offer a range of loan products designed to help our members achieve their financial goals. Whether you're looking to purchase a new car, finance your dream home, or manage your day-to-day expenses, we have you covered. With over 286,557 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans stand out with competitive rates and flexible terms. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,235,051,782 in used vehicle loans and $799,323,830 in new vehicle loans already helping members get on the road. If homeownership is on your mind, consider our mortgage options. We provide Junior Lien 1-4 Family Residential Properties loans totaling $340,711,641, making buying or refinancing simple and straightforward. For those who prefer credit flexibility, we also offer unsecured credit card loans with a total of $377,328,022 in loans helping members manage their finances effectively. These cards can be a great way to cover unexpected expenses or make everyday purchases without worrying about high-interest rates. Additionally, for business owners looking to expand, our outstanding commercial loans totaling $857,239,944 provide the necessary capital for growth. We also recognize that life can be unpredictable. That's why we have refinancing options available for many of our loan products, allowing you to adjust your payments according to your current situation. At Virginia, we're here to support you every step of the way on your financial journey. For more information about our loan offerings or eligibility requirements, feel free to give us a call at (540) 982-8811 or visit us at 6103 Fulk Dr Ste C Fairlawn Va 24141 in Fairlawn, VA. Remember, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and trust in the information provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. This means you receive unbiased results that reflect actual loan offers rather than marketing agendas. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions at once. This feature allows for quick evaluations of options available in the market. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials illustrate the effectiveness of this tool in making substantial financial savings accessible to everyone. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers you see are fair and transparent. The platform prioritizes accuracy by working only with reputable lenders, helping users make informed decisions.

VIRGINIA FEDERAL CREDIT UNION - Fairlawn, VA

Type of Loan Offerings

Home Equity Loans

Compare Loan Rates Near You

Loan rates in Fairlawn, VA (24141)