VIRGINIA FEDERAL CREDIT UNION

At Virginia, we believe in building a strong community through trust, support, and financial empowerment. Located at 6103 Fulk Dr Ste C, Fairlawn, VA 24141, our Radford Branch has been serving the needs of our members since 1928. With a proud history spanning over 95 years, we have grown to support 489,137 members and manage total assets exceeding $6.9 billion. We are committed to providing exceptional services that cater to your personal and business banking needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage options, our dedicated team is here to help you every step of the way. We currently hold total deposits of $56,795,311, reflecting our members' trust in us. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 7500 Boulder View Dr, North Chesterfield, VA 23225-4046. Our friendly staff is ready to assist you during our operating hours: Monday through Friday from 9:00 a.m. to 5:30 p.m. and Saturday from 9:00 a.m. to 12:00 p.m. Feel free to reach out at 540-982-8811 for any inquiries or assistance. Under the leadership of CEO Christopher Shockley and Board President Kenneth Ampy, we strive to foster a welcoming atmosphere where every member feels valued. With a net worth of over $715 million, we are well-equipped to provide competitive rates on loans and savings while ensuring the security of your funds. Join us at Virginia Credit Union today! Visit our website at vacu.org or give us a call to learn more about how we can help you achieve your financial goals. Your journey towards financial wellness starts here!

At Virginia Credit Union, our Radford Branch has been a cornerstone of the community since it opened its doors in 1928. Located at 6103 Fulk Dr Ste C, Fairlawn, VA 24141, we have built a legacy of trust and support for our members throughout the years. With a total membership of 489,137, we are proud to serve our neighbors with financial services that make a real difference in their lives. Our mission is simple yet powerful: to empower our members by providing accessible financial solutions while actively supporting our local community. We understand that banking goes beyond transactions; it's about building relationships and fostering growth. Whether you need personal banking services like checking and savings accounts or loans for your next vehicle or home, we are here to help you every step of the way. Over the decades, we have continually adapted to meet the needs of our members. With total assets exceeding $6.9 billion, we offer a robust range of services including auto loans, mortgages, credit cards with rewards, and business banking options. Our commitment to innovation means that you can manage your finances conveniently through online and mobile banking platforms. While members can visit us at our Fairlawn location for all their banking needs, official correspondence should be sent to our mailing address: 7500 Boulder View Dr, North Chesterfield, VA 23225-4046. We are dedicated to providing excellent service during our operating hours: Monday to Friday from 9:00 a.m. to 5:30 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. As part of our dedication to accessibility, we provide ATM services for easy cash withdrawals and balance checks. While we currently do not offer drive-thru banking or shared service centers at this branch, our focus remains on ensuring that all member interactions whether in-person or digital are efficient and welcoming. Community involvement is at the heart of what we do. We partner with local organizations and participate in outreach efforts that uplift those around us. Our goal is not just to be a financial institution but also a supportive presence in Fairlawn and beyond. We invite you to join Virginia Credit Union today! Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization that truly cares. For more information about membership or to open an account online, visit us at Virginia Credit Union or call us at 540-982-8811. Let's grow together!

Becoming a member of Virginia is like stepping into a welcoming community where your financial needs are truly valued. If you're wondering about eligibility, it's quite simple! Anyone who lives, works, worships, or attends school in the area can join us. We embrace everyone with open arms, and our goal is to support you on your financial journey. You can find more details about the eligibility criteria at http://www.vacu.org/why-vacu/become-a-member . Joining is easy! Just visit us at our branch located at 6103 Fulk Dr Ste C Fairlawn Va 24141, or give us a call at (540) 982-8811 if you have any questions. We're here to help guide you through the account opening process, which you can also explore online by visiting https://olb.vacu.org/vacuonlinebanking/sdk/autoenrollmente2e/accountrecovery . At Virginia, we believe that everyone deserves access to quality banking services, and we can't wait for you to become part of our family!

At Virginia, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial performance, which reflects our commitment to serving you with reliability and trust. With a net worth of $715,618,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,252 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,429,388,412 in share certificates and $1,981,382,719 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $535,373,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $69,956 in used auto loans and $5,269,983,304 in total loans and leases. Our operational efficiency is evident in our $12,131,695, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,075 full-time employees and 33 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 724,126, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $4,372,625. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Virginia is your trusted partner. Visit us at 6103 Fulk Dr Ste C Fairlawn Va 24141 or call (540) 982-8811 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

At Virginia, we understand that financial needs vary from person to person. That's why we offer a range of loan products designed to help our members achieve their financial goals. Whether you're looking to purchase a new car, finance your dream home, or manage your day-to-day expenses, we have you covered. With over 286,557 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans stand out with competitive rates and flexible terms. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,235,051,782 in used vehicle loans and $799,323,830 in new vehicle loans already helping members get on the road. If homeownership is on your mind, consider our mortgage options. We provide Junior Lien 1-4 Family Residential Properties loans totaling $340,711,641, making buying or refinancing simple and straightforward. For those who prefer credit flexibility, we also offer unsecured credit card loans with a total of $377,328,022 in loans helping members manage their finances effectively. These cards can be a great way to cover unexpected expenses or make everyday purchases without worrying about high-interest rates. Additionally, for business owners looking to expand, our outstanding commercial loans totaling $857,239,944 provide the necessary capital for growth. We also recognize that life can be unpredictable. That's why we have refinancing options available for many of our loan products, allowing you to adjust your payments according to your current situation. At Virginia, we're here to support you every step of the way on your financial journey. For more information about our loan offerings or eligibility requirements, feel free to give us a call at (540) 982-8811 or visit us at 6103 Fulk Dr Ste C Fairlawn Va 24141 in Fairlawn, VA. Remember, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.