Veridian Credit Union Daleville VA | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Virginia, your trusted financial partner located at 32 Charter Ave, Daleville, VA 24083. Since our establishment in 1928, we have proudly served our community with dedication and care, growing to a vibrant membership of 489,137 individuals. At Virginia, we believe in the power of community banking and strive to offer services that make a real difference in the lives of our members. With total assets exceeding $6.9 billion, we provide a robust foundation for financial growth and security. Our strong commitment is reflected in our total deposits of $56,795,311 and a net worth of $715,618,876. We're not just about numbers; we're about people. Our team of over 1,100 employees, led by CEO Christopher Shockley and Board President Kenneth Ampy, is dedicated to ensuring you receive personalized service every time you visit. While members can visit us at our branch for personal banking needs such as checking accounts, auto loans, mortgage financing, and more, official correspondence should be directed to our mailing address: 7500 Boulder View Dr, North Chesterfield, VA 23225-4046. At Virginia, we understand that financial decisions can be overwhelming. That's why we emphasize transparency and support throughout your journey with us. Whether you're looking to purchase your first vehicle or manage day-to-day expenses through online banking options, we're here to help. Join us today and experience the benefits of being part of a community-focused credit union that prioritizes your financial well-being. For any questions or assistance, feel free to reach out at 540-982-8811. We look forward to welcoming you into the Virginia family! Visit our website at vacu.org for more information on how we can assist you.

Branch History & Mission

Our Mission

The mission of Virginia is clear: we strive to empower our members through personalized financial solutions while fostering a sense of community. We believe that banking should not just be about transactions; it should be about building relationships and supporting one another's aspirations. Whether you are looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgage refinancing, we are here for you every step of the way. While members can visit us at 32 Charter Ave, official correspondence should be sent to our mailing address at 7500 Boulder View Dr, North Chesterfield, VA 23225-4046. As part of our commitment to inclusivity, we ensure that our services are accessible to everyone in the community. Our focus extends beyond just providing financial products; it includes active participation in local outreach programs that support education and well-being in Daleville. We invite you to join us at Virginia experience firsthand the benefits of being part of a credit union that values you as an individual. Discover how we can help you achieve your financial goals while being an integral part of your community's growth. Together, let's build a brighter future! For more information or assistance, feel free to reach out at 540-982-8811 or visit us online at www.vacu.org.

Branch Location & Accessibility

Accessibility Features

We pride ourselves on being accessible to everyone. Our branch is ADA-compliant, ensuring that all members can navigate our facilities comfortably. From ramps to spacious layouts, we have taken steps to make sure everyone feels welcome.

Convenient Access and Nearby Landmarks

Our branch is situated near popular local spots, making it easy to combine your banking visit with errands or leisure activities. Just a short drive from the scenic Blue Ridge Parkway, you can enjoy the beautiful views of Virginia while on your way to see us. With ample parking available right outside our doors, visiting us is hassle-free.

Operating Hours and Services

We understand that life can be busy, so we've designed our operating hours to accommodate your schedule. Our lobby is open Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday until 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. This gives you plenty of time throughout the week to come in and get assistance with personal banking services like checking and savings accounts, auto loans, mortgages, and more. In addition to in-branch services, we offer ATM availability for quick cash withdrawals and balance checks. Although we don't have a drive-thru service at this location, our friendly staff is always ready to help you inside.

Stay Connected

If you have any questions or need assistance, feel free to give us a call at 540-982-8811. We're eager to help you with all your financial needs! So why not stop by and experience the personalized service that makes Virginia special? We look forward to welcoming you soon!

Member Eligibility

At Virginia, we believe that everyone deserves the chance to be part of a supportive community that puts your financial well-being first. If you're looking to become a member, you're in the right place! Membership is open to individuals who live, work, worship, or attend school in specific areas of Virginia. We also welcome family members of current members, making it easy for you to share the benefits with loved ones. For a detailed look at our eligibility criteria and to see if you qualify, check out our website at http://www.vacu.org/why-vacu/become-a-member. Getting started with us is a breeze! You can open an account online in just a few minutes. Simply visit https://olb.vacu.org/vacuonlinebanking/sdk/autoenrollmente2e/accountrecovery to begin your journey with Virginia. If you have any questions or need assistance along the way, feel free to reach out to us at (540) 982-8811. Join us at our branch located at 32 Charter Ave Daleville Va 24083, and discover all the advantages of being part of our community!

Business Banking & Commercial Services

Merchant Services that Work for You

Imagine running your business without the hassle of complicated payment systems. Our merchant services offer simple solutions that allow you to accept payments easily, whether in-store or online. This means more time focusing on what you do best growing your business. Located at 32 Charter Ave Daleville Va 24083, Daleville, VA, we invite you to visit us or reach out at (540) 982-8811 to learn how our tailored services can help your business thrive.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $695 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $857,239,944, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Convenience is key at Virginia. With our ATM & Cash Withdrawal Services, accessing your cash is simple and straightforward. You can easily withdraw money or check balances at any time that suits you. In addition to these core offerings, we ensure that all members benefit from our digital banking features like Mobile Payments and secure access through e-Statements. Our commitment is not just about transactions; it's about building relationships with our members in Daleville and beyond. If you'd like more information about any of these services or if you're ready to take the next step in managing your finances, feel free to reach out! Call us at (540) 982-8811 or visit us at 32 Charter Ave Daleville Va 24083. We're excited to serve you at Daleville Town Center Branch!

Auto Loans & Vehicle Financing

If you're considering buying a new car or refinancing an existing loan, our Auto Loans & Vehicle Financing options can help get you on the road quickly. With competitive rates and flexible terms, we make it easier for you to drive away in your dream vehicle without breaking the bank.

Business Banking

For our business members, we provide comprehensive Business Banking services that include Merchant Services and Business Loans. Whether you're starting a new venture or expanding an existing one, we have the tools and resources necessary to help your business thrive.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn points for everyday purchases. Think about enjoying benefits like cash back or travel rewards while making purchases that you would do anyway. It's a great way to maximize your spending power!

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your current mortgage? Our Mortgage Loans provide various solutions tailored to fit your budget and goals. We work closely with you throughout the process, ensuring that you understand every step of securing your home financing.

Personal Banking

When it comes to personal banking, we offer a variety of options tailored just for you. Whether you're looking to open a Checking or Savings Account, our accounts come with features that suit different lifestyles. Imagine having access to your money anytime, anywhere, thanks to our Online & Mobile Banking services. You can manage your accounts on the go, transfer funds, and even pay bills right from your smartphone.

Personal Loans & Debt Consolidation

Life can be unpredictable, which is why we offer Personal Loans & Debt Consolidation services. Whether you need funds for unexpected expenses or want to simplify your finances by consolidating debt into one manageable payment, we're here to assist you in finding the best solution.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our online banking platform, accessible at https://www.vacu.org/, you can manage your finances anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. Our system is user-friendly and designed for your ease of use. For those who prefer to bank on the go, our mobile application offers a host of features that keep you connected. You can make mobile payments easily, transfer money to friends with person-to-person options, and even sign documents electronically thanks to our electronic signature authorization feature. Plus, if you choose e-statements, you'll receive your financial documents quickly and securely without the clutter of paper.

Security You Can Trust

Security is a top priority for us. Our online banking services operate 24/7, giving you peace of mind knowing that your account is monitored continuously. We use advanced technology to keep your data safe, so you can focus on what matters most managing your money effectively. Whether you're at home or out running errands, managing your accounts has never been simpler or more secure. Join us at Virginia and experience the ease of digital banking today!

Financial Strength

Building Trust Through Transparency

Total Share Accounts: 724,126, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $4,372,625. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Virginia is your trusted partner. Visit us at 32 Charter Ave Daleville Va 24083 or call (540) 982-8811 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Commitment to Growth and Innovation

With $535,373,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $69,956 in used auto loans and $5,269,983,304 in total loans and leases. This means we are well-positioned to help you achieve your dreams whether it's buying a car or expanding your business.

Member-Centric Savings Solutions

Members' savings are secured through $1,429,388,412 in share certificates and $1,981,382,719 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $7,828,991 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,075 full-time employees and 33 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $715,618,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,235,051,782 in used vehicle loans and $799,323,830 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals to make your vehicle purchase as smooth as possible. Whether you're eyeing a brand-new model or a reliable used car, we have the right financing options for you.

Business Financing

For business owners, our outstanding commercial loans totaling $857,239,944 provide the capital needed to grow and expand. We understand that running a business requires flexibility and support; our team is dedicated to providing tailored solutions that meet your unique business needs. At Virginia, we pride ourselves on offering more than just financial products; we are committed to building lasting relationships with our members. If you're considering refinancing or exploring eligibility options, feel free to reach out. You can contact us at (540) 982-8811, visit us at 32 Charter Ave Daleville Va 24083, or check out our website at https://www.vacu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $340,711,641, make buying or refinancing simple. We're here to guide you through the process and help you understand all your options. Our competitive rates and personalized service can assist you in making informed decisions about your housing needs.

Unsecured Credit Card Loans

Managing finances can sometimes be challenging, but we also offer flexible terms on unsecured credit card loans, with a total of $377,328,022 in loans helping members manage their finances effectively. Our credit cards come with various benefits and rewards, making it easier for you to make purchases while earning points along the way.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With so many options available, it's crucial to have a reliable tool that offers clarity and support. LendMesh ensures accurate loan comparisons through its commitment to transparency and data integrity. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This means users can trust that the rates they see are genuine and reflective of current market conditions. The benefits of using LendMesh are clear: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective this tool can be in helping individuals secure better financial terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

VIRGINIA FEDERAL CREDIT UNION - Daleville, VA

Type of Loan Offerings

Home Equity Loans

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Loan rates in Daleville, VA (24083)