Veridian Credit Union Chesterfield VA | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Virginia, your trusted financial partner located at 6737 Public Safety Way, Chesterfield, VA 23832. Established in 1928, we have proudly served our community for nearly a century. With a robust membership of over 489,000, we are dedicated to helping our members achieve their financial goals through personalized service and a wide range of banking products. At Virginia, we manage total assets of $6,917,912,589 and maintain a strong net worth of $715,618,876, reflecting our stability and commitment to our members' financial well-being. We understand that financial decisions can be daunting, which is why our experienced team, led by CEO Christopher Shockley and Board President Kenneth Ampy, is here to guide you every step of the way. While members can visit us at our Chesterfield branch for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 90010, Richmond, VA 23225. We offer convenient services including personal banking accounts, auto loans, mortgages, business loans, and online banking solutions designed to fit your lifestyle. With total deposits reaching $56,795,311 and a strong loan portfolio with over 286,557 loans and leases, we stand ready to assist you with competitive rates and exceptional service. Our branch operates with a team of 1,108 employees, committed to fostering lasting relationships within the community. We invite you to call us at 804-718-6930 or visit our website at www.vacu.org to learn more about how we can support your financial journey. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members!

Branch History & Mission

Welcome to the heart of our community Virginia in Chesterfield, VA. Established in 1928, we have proudly served our members for decades, growing alongside the vibrant families and businesses that call this area home. With a rich history that dates back to our founding, we have become a trusted partner for nearly 489,137 members, offering financial services that cater to their unique needs. Located at 6737 Public Safety Way Chesterfield Va 23832, we are easily accessible for all your banking needs. Whether you're visiting us for personal banking or exploring loans and financial solutions, you'll find a welcoming team ready to assist you. Our branch is just a stone's throw away from local landmarks, making it a convenient stop in your daily routine. At Virginia, our mission is straightforward yet profound: we aim to provide exceptional financial services while fostering community spirit and support. We believe that banking should be more than just transactions; it should be about building relationships and empowering individuals. Our services include checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking solutions all designed to help our members achieve their financial goals. We also understand the importance of accessibility in today's fast-paced world. That's why we offer convenient operating hours Monday through Thursday from 9 AM to 5 PM and Friday until 6 PM along with a drive-thru service and an ATM available 24/7. You can manage your finances on-the-go with our online and mobile banking services, ensuring you have control over your accounts whenever you need it. As part of our commitment to the community, we actively engage in outreach programs and partnerships that benefit local organizations. We believe in giving back because when our community thrives, we all succeed together. While members can visit us at 6737 Public Safety Way Chesterfield Va 23832, official correspondence should be sent to P.O. Box 90010, Richmond, VA 23225 if different. If you're looking for a financial partner who prioritizes both your needs and the well-being of our community, look no further than Virginia. Join us today and experience the benefits of membership with a credit union that puts you first! For more information or assistance, feel free to call us at (804) 718-6930 or visit our website at https://www.vacu.org/. Let's work together toward your financial future!

Branch Location & Accessibility

Banking Made Easy

At Virginia Credit Union's Courthouse Branch, we offer a wide range of services tailored just for you from personal banking accounts like checking and savings to auto loans and mortgages. Our friendly staff is always ready to assist you with any inquiries or transactions you may have. So why wait? Come visit us today or give us a call at 804-718-6930! We look forward to welcoming you into our branch and helping you achieve your financial goals.

Convenient Access and Parking

At the Courthouse Branch, you'll find ample parking available right outside our doors, ensuring that you can access our services without hassle. We are committed to accessibility; our facility is equipped with ADA-compliant features including ramps and clear pathways so everyone can visit us comfortably.

Friendly Service Hours

We understand that life can get busy. That's why our lobby hours are designed to fit your schedule: we're open Monday through Thursday from 9 AM to 5 PM and on Friday from 9 AM to 6 PM. For those quick transactions, our drive-thru service operates during the same hours from Monday to Friday as well. Plus, we offer a 24-hour ATM for your convenience perfect for when you need cash outside of regular hours.

Member Eligibility

Welcome to the community at Virginia! Becoming a member here is not just about accessing financial services; it's about joining a supportive network that truly cares for its members. If you live, work, worship, or attend school in the area, you're likely eligible to join us. We embrace individuals from various backgrounds, making it easy for you to become part of our family. For specific eligibility details, feel free to check out our comprehensive resource at http://www.vacu.org/why-vacu/become-a-member. Joining is simple! Once you know you're eligible, opening an account can be done swiftly online or in person. Our friendly team is always ready to assist you through the process and answer any questions you might have. Don't hesitate to reach out at (804) 718-6930 if you need help or want more information. At Virginia, we look forward to welcoming you and helping you achieve your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $695 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $857,239,944, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to streamline your payment processes. Picture this: a local café serving customers more efficiently with quick card transactions and robust point-of-sale systems. Our merchant services ensure that your business runs smoothly while you focus on what matters most serving your customers and growing your brand. Visit us at 6737 Public Safety Way Chesterfield Va 23832 in Chesterfield, VA to learn how our business banking and commercial services can empower your success! For more information, call us at (804) 718-6930 or check out our website at https://www.vacu.org/.

Comprehensive List Of Services

Business Banking

For our members who run businesses, we provide essential business banking services including merchant services and business loans. We want to ensure that managing your finances is as straightforward as possible so you can focus on what truly matters growing your business.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is crucial. That's why Virginia offers online and mobile banking services. Check balances, pay bills, transfer funds, and more all from the comfort of your home or on the go. With our ATM and cash withdrawal services available 24/7, accessing your money has never been easier.

Drive-Thru & ATM Services

Our branch also provides basic drive-thru banking for deposits, withdrawals, and simple transactions perfect for those busy days when you're short on time. For quick access to cash or balance checks, our ATMs are conveniently located nearby.

Get Started Today!

Whether you're a member already or looking to join us at Courthouse Branch, we invite you to explore all that we offer. Our friendly staff is here to help answer any questions you may have about our services or guide you through the process of becoming a member. Feel free to reach out at (804) 718-6930 or visit us at 6737 Public Safety Way Chesterfield Va 23832. Experience how Virginia can make a difference in your financial journey!

Personal Banking

Our personal banking services include checking and savings accounts that help you manage your day-to-day finances easily. If you're in the market for a new car, our auto loans and vehicle financing options can assist you in getting behind the wheel without stress. We also understand that life can throw unexpected expenses your way; that's why we offer personal loans and debt consolidation solutions to help you regain control over your finances. When it comes to homeownership, Virginia offers mortgage loans and refinancing options that can pave the way to your dream home or help you make better use of your current one. Plus, with our credit cards featuring rewards, you can earn benefits on your everyday purchases.

Digital & Online Banking

Convenient Features

Our online banking platform is user-friendly and packed with features to make banking simpler for you. You can quickly check your account balances, view recent transactions, and transfer funds between accounts. Need to send money to a friend? Our person-to-person transfer service makes it easy and quick to send cash securely. For those who prefer the convenience of mobile technology, our mobile application provides all the functionality of online banking right in the palm of your hand. Whether you're on the go or relaxing at home, you can manage your finances effortlessly. Plus, with mobile payments enabled, making purchases has never been more convenient.

Security You Can Trust

Your security is our top priority. We use advanced encryption techniques to protect your personal information while ensuring that you have a safe banking experience. With electronic signature authorization available, signing documents digitally is just as secure as doing it in person. Additionally, our e-statements allow you to receive bank statements electronically, reducing paper clutter while keeping your information secure. This means no more waiting for statements to arrive in the mail; you'll have instant access to your financial records whenever you need them. At Virginia, we believe that banking should adapt to you. Our digital and online services provide accessibility and ease-of-use so you can manage your accounts in real-time without any hassle. Join us today and experience the convenience of modern banking!

Financial Strength

Growing Together

With total share accounts reaching 724,126, we have built a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $4,372,625. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Virginia is your trusted partner. Visit us at 6737 Public Safety Way Chesterfield Va 23832 or call (804) 718-6930 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing Back into Our Community

Our commitment to our members is also reflected in our $535,373,270 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $69,956 in used auto loans and $5,269,983,304 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Operational Efficiency

Our financial success is further highlighted by our impressive $7,828,991, which reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,075 full-time employees and 33 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Securing Your Savings

Members' savings are secured through $1,429,388,412 in share certificates and $1,981,382,719 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $715,618,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,235,051,782 in used vehicle loans and $799,323,830 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates for both new and used vehicles to ensure you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $857,239,944 provide the capital needed to grow and expand. We understand the challenges businesses face and work closely with our commercial members to meet their specific needs. If you're considering any of these options or have questions about refinancing or eligibility, don't hesitate to reach out. You can contact us at (804) 718-6930 for personalized assistance or visit us at our branch located at 6737 Public Safety Way Chesterfield Va 23832 in Chesterfield, VA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Virginia, we're committed to helping you find the right loan solution tailored just for you!

Credit Lines

For those who need extra flexibility, our total credit lines amounting to $1,367,123,877 provide additional support when unexpected expenses arise. These lines are designed to give you peace of mind and easy access to funds whenever necessary.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $340,711,641, make buying or refinancing simple. We aim to guide you through each step of the process so you can feel secure in your investment.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $377,328,022 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards options that can fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers presented are fair and transparent. By focusing on verified institutions, LendMesh builds a foundation of trust for users seeking reliable loan information.

VIRGINIA FEDERAL CREDIT UNION - Chesterfield, VA

Type of Loan Offerings

Home Equity Loans

Compare Loan Rates Near You

Loan rates in Chesterfield, VA (23832)