Veridian Credit Union Chesterfield VA | Best Auto Loans & Business Banking

Introduction

At Virginia's Hancock Village Branch, we understand that financial decisions can shape your future. That's why we are committed to providing personalized banking solutions tailored to meet the needs of our community in Chesterfield, VA. Located at 14520 Hancock Village St, Chesterfield, VA 23832, our branch has been serving members since 1928 with a dedication that reflects in our robust growth and community impact. With a total membership of over 490,000, we pride ourselves on being more than just a financial institution; we're a trusted partner in your journey toward financial well-being. Our assets stand strong at an impressive $7,006,915,878, showcasing our stability and reliability. Whether you're looking for checking and savings accounts, auto loans, or business banking services, we have you covered with competitive rates and expert guidance. While you can visit us at the branch for all your banking needs, any official correspondence should be directed to our mailing address: 14520 Hancock Village Street, Chesterfield, VA 23832. Under the leadership of CEO Christopher Shockley and Board President Kenneth Ampy, our team is here to support you every step of the way. With over 1,046 employees, we strive to deliver exceptional service while fostering a welcoming environment for all. As a member-focused credit union, we maintain a net worth of $736,858,198 and ensure that your deposits are safe with us our total deposits amounting to $231,895,483 reflect this commitment. We also proudly serve local businesses with a net member business loan balance of over $1 billion. Ready to take the next step? Visit us online at vacu.org or give us a call at 804-253-6190. Let's build a brighter financial future together!

Branch History & Mission

Join Us

We invite you to become part of the Virginia Credit Union family at the Hancock Village Branch. Experience firsthand how we prioritize your financial well-being while contributing positively to our community. For more information or assistance with joining us today, please call us at 804-253-6190 or visit our website. Let's take this journey together towards a brighter financial future!

Modern Banking Solutions

As we move forward into an increasingly digital world, we ensure that our services remain accessible and user-friendly. Our branch offers online banking options along with mobile payments and e-statements for your convenience. With ADA compliance in mind, we strive to create an inclusive environment where everyone can manage their finances comfortably. Additionally, we provide robust ATM access and drive-thru banking services for those who prefer face-to-face interactions or quick transactions on the go.

Our Mission

At Hancock Village Branch, our mission is clear: to enhance the lives of our members by providing reliable financial services tailored to their unique needs. We are committed to supporting our community through various outreach programs and partnerships that uplift those around us. Whether it's helping someone secure their first home or assisting a local business in getting off the ground, we are here to make a positive impact. While you can visit us at our Chesterfield address for all your banking needs, official correspondence should be sent to our mailing address: 14520 Hancock Village Street, Chesterfield, VA 23832.

Our Story

Nestled at 14520 Hancock Village St, Chesterfield, VA 23832, our branch is more than just a financial institution; it's a gathering place for friends and families striving for better financial futures. Throughout our history, we have continuously adapted to meet the needs of our members while fostering strong relationships within the community. From humble beginnings nearly a century ago, we have expanded our offerings to include personal banking services like checking and savings accounts, auto loans, mortgage financing, and even business banking solutions. We pride ourselves on not only providing essential financial services but also empowering our members through education and support.

Branch Location & Accessibility

Convenient Access

At our Hancock Village Branch, we prioritize accessibility for everyone. The branch features ADA-compliant entrances and ramps, ensuring that all members can navigate our space comfortably. Ample parking is available right outside, making your visit hassle-free.

Hours That Fit Your Schedule

We understand that life can be busy! That's why our lobby hours are designed to accommodate your schedule: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday until 6:00 p.m., and Saturday mornings from 9:00 a.m. to 12:00 p.m. If you're on the go during the week, our drive-thru service operates Monday through Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m., providing you with quick access to essential banking services.

Let's Connect!

Have questions or want to learn more? Feel free to give us a call at 804-253-6190. We're excited to assist you with your financial journey! Visit us today at Hancock Village Branch and experience firsthand the friendly service that sets Virginia Credit Union apart.

Services Tailored for You

Our branch offers a wide range of services designed to meet your financial needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. For business owners, we provide merchant services and business loans to help you thrive. Plus, with our ATMs available 24/7, you can access your funds whenever you need them. If you ever need to send official correspondence, please note that while visits are welcome at our main address, any mail should be directed to the same address as well 14520 Hancock Village Street, Chesterfield, VA 23832.

Member Eligibility

At Virginia, we believe that everyone deserves the chance to be part of a caring community that supports their financial journey. Becoming a member is simple! If you live, work, worship, or attend school in the Chesterfield area, you're likely eligible to join us. We welcome individuals and families from all walks of life to enjoy our range of services designed just for you. With membership at Virginia, you gain access to personalized banking solutions, competitive loan rates, and a dedicated team ready to help you achieve your financial goals. Ready to take the next step? You can find more detailed eligibility criteria by visiting this link. Once you're ready to open an account, it's just as easy! Check out the account opening details here or give us a call at (804) 253-6190. We're excited to welcome you into our family at Virginia, located at 14520 Hancock Village St Chesterfield Va 23832!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $702 in commercial loans for our members, helping businesses scale and succeed. Whether you need funds for equipment, inventory, or expansion, we're here to help make those dreams a reality.

Non-Member Commercial Loans

But we don't stop there. We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions that meet diverse needs. Our goal is to ensure that every business has access to the capital necessary for success.

Outstanding Commercial Loans

With an outstanding commercial loan portfolio of $928,014,394, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify daily transactions, allowing you to focus on what you do best running your business. From payment processing to cash management solutions, we provide the tools you need for smooth operations. Visit us at 14520 Hancock Village St Chesterfield Va 23832 or call us at (804) 253-6190 to discover how we can support your business today!

Comprehensive List Of Services

Accessibility and Convenience

Accessibility is key at Virginia. Our branch features a full-service ATM for quick cash withdrawals and balance checks. Plus, with basic drive-thru banking available for simple transactions like deposits and withdrawals, we ensure that banking fits seamlessly into your busy life. Whether you're visiting us in person or handling things online, we strive to make every interaction positive and productive. If you have questions about any of our offerings or want assistance with setting up an account, feel free to call us at (804) 253-6190. In summary, Virginia is dedicated to providing comprehensive financial solutions right here in Chesterfield, VA. We invite you to explore all our services today! For more information or to start your journey with us, visit our website at Hancock Village Branch or stop by our branch we're excited to serve you!

Business Banking

For local entrepreneurs and business owners, our Business Banking services are tailored just for you. From Merchant Services that help streamline transactions to various Business Loans, we aim to support your growth while ensuring convenience in managing business finances.

Credit Cards

Our Credit Cards with Rewards program gives you more than just purchasing power; it rewards you for every dollar spent. Enjoy cash back on everyday purchases while building your credit score at the same time.

Debt Management

We understand that life can sometimes throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation services aimed at helping you regain control over your finances. Whether it's funding a big purchase or managing existing debt, we're here to support you every step of the way.

Personal Banking

For individuals seeking reliable banking options, we offer Personal Banking services that include checking and savings accounts tailored to fit your lifestyle. Imagine being able to manage your finances easily through our Online & Mobile Banking platforms. You can check balances, transfer funds, and even deposit checks right from your smartphone. When it comes to financing, our Auto Loans & Vehicle Financing are designed for ease and flexibility, allowing you to drive off in the car of your dreams without financial stress. Need help with homeownership? Our Mortgage Loans & Refinancing options provide competitive rates and guidance throughout the process.

Digital & Online Banking

Convenience at Your Fingertips

In today's fast-paced world, having easy access to your financial information is essential. With our 24/7 online banking services, you're never out of touch with your accounts. From making mobile payments to checking your balance or reviewing recent transactions, everything is just a click away. At Virginia, we aim to deliver not only exceptional service but also the tools that empower you to manage your money effortlessly. Join us today and experience the convenience of digital banking!

Key Services

With our user-friendly mobile application, you can check balances, pay bills, and transfer funds with just a few taps on your smartphone. If you need to send money to friends or family quickly, our person-to-person transfer feature makes it easy no need for cash or checks. Plus, enjoy the peace of mind that comes with using electronic signature authorization for secure transactions. We also provide e-statements, so you can say goodbye to paper clutter and access your account statements digitally whenever you need them. Our commitment to security ensures that your information is protected while giving you the flexibility to manage your finances how and when you want.

Financial Strength

At Virginia, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which reflects our commitment to providing reliable banking services. With a net worth of $736,858,198, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.30% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,496,130,331 in share certificates and $2,052,133,825 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $554,934,856 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $68,391 in used auto loans and $5,266,201,262 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $7,828,991, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,009 full-time employees and 37 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $4,689,424. Total Share and Deposit Accounts: 725,761, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Virginia is your trusted partner. Visit us at 14520 Hancock Village St Chesterfield Va 23832 or call (804) 253-6190 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,215,801,366 in used vehicle loans and $757,494,030 in new vehicle loans already helping members get on the road. Our competitive rates and flexible terms make it easier than ever to drive away in the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $928,014,394 provide the capital needed to grow and expand. We are dedicated to supporting local businesses and helping them thrive in our community. We encourage anyone interested in our loan products to reach out for more information about eligibility and refinancing options. You can call us at (804) 253-6190, visit us at our location at 14520 Hancock Village St Chesterfield Va 23832, or check out more details on our website at https://www.vacu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Virginia be your partner in achieving your financial aspirations!

Credit Lines and Personal Loans

If you need extra funds for personal projects or emergencies, our credit lines provide flexibility with a total of $1,266,202,151 available for our members. These lines can help cover unexpected expenses or give you peace of mind when planning for future needs.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $374,269,739, make buying or refinancing simple. We are committed to guiding you through every step of the process, ensuring you feel confident in your decisions.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $375,073,458 in loans helping members manage their finances effectively. These cards come with benefits that make everyday purchases easier while allowing you to build your credit score responsibly.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each listing is backed by verified information from legitimate financial institutions.

VIRGINIA FEDERAL CREDIT UNION - Chesterfield, VA

Type of Loan Offerings

Home Equity Loans

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Loan rates in Chesterfield, VA (23832)