VIRGINIA FEDERAL CREDIT UNION

Welcome to Virginia, your trusted partner in financial growth and community support, located conveniently at 13025 Route 1, Chester, VA 23831. Established in 1928, we have proudly served our members for over 95 years, cultivating a strong sense of belonging among our 489,137 members. At Virginia, we believe that your financial success is our mission. Our commitment to you goes beyond just numbers. With total assets exceeding $6.9 billion and total deposits around $56.8 million, we ensure that your money is not only safe but also working hard for you. We offer a wide range of services tailored to meet your needs, including auto loans, mortgages, personal loans, and credit cards with rewards. Our dedicated team of 1,108 employees, led by CEO Christopher Shockley and Board President Kenneth Ampy, is here to provide personalized service that makes banking easy and accessible. While you can visit us at our Chester branch for all your banking needs, please note that official correspondence should be directed to our mailing address at P.O. Box 90010, Richmond, VA 23225-9010. We understand the importance of community impact and strive to make a difference in the lives of our members every day. With a net worth of approximately $715.6 million and cash in hand totaling about $39.5 million, we are well-positioned to support both individual members and local businesses with financing solutions that drive growth. At Virginia, we are more than just a credit union; we are a community hub where relationships matter. Whether you're looking for straightforward banking options or seeking guidance on financial decisions, we invite you to reach out or stop by. Ready to take the next step? Give us a call at 804-253-6160 or visit our website at www.vacu.org to learn more about how we can help you achieve your financial goals today!

At Virginia, we believe that becoming a member is like joining a warm, welcoming family dedicated to your financial well-being. If you're wondering how to join us, it's quite simple! Membership is open to anyone who lives, works, worships, or attends school in the communities we serve. This means that if you're part of our vibrant community in Chester or nearby areas, you're eligible! By choosing to become a member of Virginia, you gain access to a range of benefits designed to support your financial goals, from competitive loan rates to personalized service that puts you first. If you're ready to take the next step and open an account, you can find all the details on our website at https://olb.vacu.org/vacuonlinebanking/sdk/autoenrollmente2e/accountrecovery . For any questions or assistance during the process, don't hesitate to give us a call at (804) 253-6160. To learn more about eligibility requirements and discover how easy it is to become part of our community, visit http://www.vacu.org/why-vacu/become-a-member . We can't wait to welcome you!

At Virginia, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation to support your needs and goals. With a net worth of $715,618,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,252 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,429,388,412 in share certificates and $1,981,382,719 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community is reflected in our $535,373,270 in undivided earnings. This enables us to improve our banking tools, enhance lending options, and increase security measures to better serve you. With $69,956 in used auto loans and $5,269,983,304 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is evident with a reported $12,131,695, allowing us to provide competitive loan rates and solid financial products tailored for our members. We also take pride in having 1,075 full-time employees and 33 part-time employees ready to assist you with knowledgeable service. Additionally, our net shares stand at $4,372,625, representing funds available for lending and investments. With a total of 724,126 share accounts, we showcase a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Virginia is your trusted partner. Visit us at 13025 Route 1 Chester Va 23831 or call (804) 253-6160 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.