VIRGINIA FEDERAL CREDIT UNION - Charlottesville, VA

Welcome to Virginia, your trusted partner in financial well-being, located at 120 Seminole Ct, Charlottesville, VA 22901. Since our establishment in 1928, we have dedicated ourselves to providing exceptional banking services to our community. With a robust membership of 489,137 and total assets exceeding $6,917,912,589, we are committed to helping you achieve your financial goals. At Virginia, we believe that banking should be more than just transactions; it should foster relationships. Our dedicated team of over 1,100 employees, led by our CEO Christopher Shockley and Board President Kenneth Ampy, works tirelessly to ensure you receive personalized service tailored to your needs. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 90010, North Chesterfield, VA 23225. Our financial strength is evident in our total deposits of $56,795,311 and a net worth of $715,618,876. We pride ourselves on offering a variety of services including personal loans, auto financing, and business banking solutions. With a total loan count of 286,557, we are here to support both personal and business aspirations. We invite you to explore the range of options available at Virginia. Whether you're looking to open an account or need assistance with loans or mortgages, our knowledgeable staff is ready to help. Call us today at 434-974-7191 or visit us online at www.vacu.org to learn more about how we can assist you on your financial journey!

Becoming a member of Virginia is like joining a close-knit community where your financial well-being is the priority. If you're looking to join us, you'll be glad to know that eligibility is straightforward and welcoming. You can become a member if you live, work, worship, or attend school in the communities we serve in Virginia. We believe in inclusivity, so whether you're new to town or have lived here for years, we would love to have you as part of our family. To get started on your membership journey at Virginia, simply visit us at our branch located at 120 Seminole Ct Charlottesville Va 22901 or check out the detailed eligibility criteria on our website at http://www.vacu.org/why-vacu/become-a-member . Opening an account is a breeze, and our friendly staff is here to help you every step of the way. If you have any questions, don't hesitate to give us a call at (434) 974-7191. Join us today and take advantage of the many benefits that come with being a member!

At Virginia, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation to support your banking needs and aspirations. With a net worth of $715,618,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,252 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,429,388,412 in share certificates and $1,981,382,719 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $535,373,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is illustrated by $69,956 in used auto loans and $5,269,983,304 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our impressive $12,131,695, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,075 full-time employees and 33 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $4,372,625. Total Share and Deposit Accounts: 724,126, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Virginia is your trusted partner. Visit us at 120 Seminole Ct Charlottesville Va 22901 or call (434) 974-7191 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.