Virginia United Methodist Credit Union North Chesterfield VA | Affordable Vehicle Loans & Business Banking

Introduction

At Virginia United Methodist Credit Union, we believe in building strong relationships with our members and the community. Located at 7305 Boulder View Ln, North Chesterfield, VA 23225, we have been serving our members since 1952 with a commitment to providing exceptional financial services and support. With over 2,700 members and a robust asset base of $16,988,013, our focus remains on enhancing your financial well-being. While you can visit us at our branch for all your banking needs, any official correspondence should be sent to our mailing address: P.O. Box 13680, North Chesterfield, VA 23225. Our dedicated team is here to assist you with personal banking, auto loans, mortgages, and more. We proudly offer a variety of services tailored to meet your financial goals while ensuring a friendly and welcoming atmosphere. Under the leadership of CEO James Eads and Board President Alvin Horton, our team of 7 employees works diligently to ensure that every member receives personalized attention. With total deposits amounting to $797,031 and total loans reaching 3,154, we are committed to fostering growth within our community. We take pride in maintaining a strong net worth of $1,503,262 and cash in hand totaling $43,542, allowing us to provide stability and security for our members' investments. Whether you're looking for assistance with checking accounts or exploring business loan options, we are here to help you navigate your financial journey. Feel free to reach out to us at (804) 672-0200 during our lobby hours from Monday through Friday between 9:00 AM and 5:00 PM. Visit our website at tumcu.org for more information about our services or to learn how you can become a member today. Join us in making a positive impact in the lives of individuals and families in our community!

Branch History & Mission

The Virginia United Methodist Credit Union has proudly served the community since its establishment in 1952. Nestled in the heart of North Chesterfield, VA, our branch at 7305 Boulder View Ln has become a cornerstone for financial support and community engagement. Over the years, we've seen tremendous growth, with a total membership of 2,771 individuals who trust us to help meet their financial needs. From our humble beginnings, we have evolved into a robust financial institution with total assets of $16,988,013. Our mission is clear: to provide exceptional financial services while fostering a strong sense of community. We aim to empower our members through accessible banking solutions that include personal accounts, auto loans, mortgages, credit cards with rewards, and business banking services. At Virginia United Methodist Credit Union, we believe in giving back to the community that supports us. We actively participate in local outreach initiatives and collaborate with various organizations to uplift those around us. Our commitment extends beyond just providing loans and accounts; we strive to make a positive impact in the lives of our members and their families. While members can visit us at 7305 Boulder View Ln, official correspondence should be sent to P.O. Box 13680, North Chesterfield, VA 23225 if needed. Our branch operates Monday through Friday from 9:00 AM to 5:00 PM, offering convenience for those seeking assistance during their busy schedules. In addition to traditional banking services, we have embraced modern technology by offering online and mobile banking options for added convenience. Our commitment to accessibility includes ADA compliance measures so that all members can utilize our services comfortably. As you explore your options for financial support or are looking for ways to manage your money more effectively, we invite you to experience the benefits of being part of the Virginia United Methodist family. Join us today and see how we can help you achieve your financial goals! For more information or inquiries, feel free to reach out at 804-672-0200.

Branch Location & Accessibility

Branch Features

At Virginia United Methodist, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and spacious parking areas to ensure everyone can visit us comfortably. While our mailing address is P.O. Box 13680, North Chesterfield, VA 23225, we invite you to come see us in person at our Boulder View location.

Operating Hours

We're open Monday through Friday from 9:00 a.m. to 5:00 p.m., giving you plenty of time during the week to handle your banking needs. Our friendly team is always ready to assist you with personal banking services, auto loans, mortgage options, and much more.

Services Offered

Though we don't currently offer ATM services or drive-thru banking at this location, we provide a wide range of financial services tailored to fit your needs. From checking and savings accounts to personal loans and business banking solutions, we've got you covered. Plus, our online and mobile banking platforms make managing your finances easier than ever. Feel free to reach out by calling us at 804-672-0200 if you have any questions or need assistance before your visit. We look forward to welcoming you into our community and helping you achieve your financial goals!

Member Eligibility

Joining the Virginia United Methodist Credit Union means becoming part of a warm and welcoming community dedicated to supporting its members. To qualify for membership, you simply need to be affiliated with the Virginia United Methodist Church or have an immediate family member who is. This makes it easy for many in our community to join and enjoy the benefits we offer. Members gain access to a variety of financial services tailored to meet their needs, from checking and savings accounts to auto loans and credit cards with rewards. If you're curious about the specific eligibility criteria or want more details, feel free to check out this resource. When you're ready to take the next step, opening your account is a breeze! Just give us a call at (804) 672-0200 during our operating hours from Monday to Friday, 9:00 a.m. to 5:00 p.m., or visit us at our branch located at 7305 Boulder View Ln North Chesterfield Va 23225. We look forward to welcoming you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $14 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,521,333, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to streamline your payment processes. Imagine running your business without the hassle of complicated transactions. Our services help you accept payments easily, so you can focus on what you do best growing your business. Located at 7305 Boulder View Ln North Chesterfield Va 23225 in North Chesterfield, VA, our team is ready to assist you. Reach out to us at (804) 672-0200 during our lobby hours, Monday through Friday from 9:00 a.m. to 5:00 p.m., and discover how we can help fuel your business success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options make it easier than ever to get behind the wheel. With competitive rates and flexible terms, we help you find the right loan that fits your budget.

Business Banking

For those running businesses, we offer specialized business banking services including merchant services and business loans. We aim to support local entrepreneurs in achieving their business dreams with accessible financing solutions tailored just for them.

Convenience Services

To enhance your banking experience, we provide essential ATM and cash withdrawal services as well as digital features like mobile payments and person-to-person transfers. Our easy-to-use mobile application allows you to bank on the go perfect for busy lifestyles. As part of our commitment to serving our members in North Chesterfield and beyond, we're always here to help answer questions or provide guidance on choosing the right services for you. If you're ready to take control of your financial future or simply want more information about what we offer, give us a call at 804-672-0200 during our lobby hours from Monday to Friday between 9:00 AM and 5:00 PM. Experience the difference at Virginia United Methodist Credit Union today! Visit us online at tumcu.org or stop by our branch we're excited to serve you!

Credit Cards with Rewards

With our credit cards featuring rewards, you earn points on everyday purchases that can be redeemed for travel, merchandise, or even cash back. It's a great way to make the most out of your spending while enjoying added perks.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing solutions. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our team is here to guide you through the process. We'll help ensure that you find a mortgage product that suits your needs.

Personal Banking

Our personal banking options are tailored to fit your lifestyle. Whether you're looking for a checking account that offers convenience or a savings account that helps you build for tomorrow, we've got you covered. You can easily manage your accounts through our online and mobile banking services, allowing you to check balances, transfer funds, and pay bills from anywhere.

Personal Loans & Debt Consolidation

Need extra cash for a project or want to consolidate debt? Our personal loans provide quick access to funds with straightforward terms. This option can also help simplify your finances by consolidating multiple debts into one manageable payment.

Digital & Online Banking

Convenient Online Access

With our online banking platform, accessible at https://www.tumcu.org/, you can manage your accounts 24/7. Check your balances, transfer funds, and pay bills without ever leaving your home. You can feel confident knowing that our systems are built with top-notch security features to keep your information safe while providing you with the flexibility you need.

Stay Informed with E-Statements

We offer e-statements to help you keep track of your financial activity effortlessly. With just a few clicks, you can access your statements online anytime you need them no more waiting for paper copies in the mail! At Virginia United Methodist, we prioritize making banking accessible and easy for all our members. Embrace the future of banking with us today!

User-Friendly Mobile Features

For those on the go, our mobile application makes banking even easier. Whether you want to make person-to-person transfers or handle mobile payments, you can do it all right from your smartphone. Plus, with electronic signature authorization available, signing documents has never been simpler or more secure.

Financial Strength

A Solid Foundation

With a net worth of $1,503,262, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.85% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Service

Our commitment is further reflected in our operational efficiency with a net income of $3,187, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Our strength is underscored by our growing member base with a total of 3,639 share accounts showing that more people trust us with their finances. This trust fuels our mission to provide top-notch services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Virginia United Methodist is your trusted partner. Visit us at 7305 Boulder View Ln North Chesterfield Va 23225 or call (804) 672-0200 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $3,511,932 in share certificates and $639,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $1,503,262 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors; we have $242 in used auto loans and $12,640,489 in total loans and leases available to help you achieve your dreams.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,555,569 in used vehicle loans and $1,529,686 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you have access to the funds needed for your next purchase.

Business Loans

For business owners, our outstanding commercial loans totaling $1,521,333 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, our team is here to help you navigate your financing options. If you're considering refinancing any of these loans or would like more information about eligibility options available at our branch located at 7305 Boulder View Ln North Chesterfield Va 23225, please don't hesitate to reach out. You can contact us at 804-672-0200 during our lobby hours from Monday to Friday between 9:00 a.m. - 5:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Credit Lines

In addition to our traditional loan offerings, we have credit lines available totaling $1,500,000. This option allows you to borrow funds up to a certain limit whenever you need them providing flexibility for unexpected expenses or planned purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $940,160, make buying or refinancing simple. We offer straightforward terms and competitive rates that can ease the burden of your mortgage payments.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,176,493 in loans helping members manage their finances effectively. These cards come with no collateral requirements and provide you with the freedom to make purchases as needed while keeping your budget in check.

Loan Aggregator

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VIRGINIA UNITED METHODIST CREDIT UNION - North Chesterfield, VA

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