Virginia Educators Credit Union Newport News VA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to the Virginia Educators Credit Union, your trusted financial partner located at 12626 Nettles Dr, Newport News, VA 23606. Established in 1954, we have proudly served our community for nearly seven decades, growing alongside our members and adapting to their evolving needs. With a strong membership of 4,080 individuals and a robust asset base of $74,993,578, we are committed to providing personalized financial services that empower you to achieve your goals. At Virginia Educators Credit Union, we understand that each member's journey is unique. That's why we offer a range of services tailored just for you from checking and savings accounts to auto loans and credit cards with rewards. Our dedicated team of 10 employees, led by our CEO Sharon Conti and Board President Anne Edison, is here to ensure that your experience with us is seamless and supportive. While members can visit us at our branch location, official correspondence should be sent to the same address: 12626 Nettles Dr, Newport News, VA 23606. Whether you're looking to apply for a loan or simply want to know more about our offerings, don't hesitate to reach out. You can give us a call at 757-930-2425, or explore our website at vecu.org for more information. Join us as we continue to build a stronger community together, one member at a time!

Branch History & Mission

Community Commitment

Virginia Educators Credit Union is not just about numbers; it's about people. We actively engage with our community through various outreach programs and partnerships aimed at supporting education and local initiatives. Whether it's sponsoring school events or providing scholarships, we take pride in giving back to the very community that supports us. While members can visit us at 12626 Nettles Dr, official correspondence should be sent to 12626 Nettles Dr, Newport News, VA 23606 if needed. We offer convenient services such as ATM access and drive-thru banking, making it easier than ever for you to manage your finances on your schedule.

Looking Ahead

As technology continues to advance, so do we. Our commitment to ADA compliance ensures that all members can access our services without barriers. With features like online banking and mobile payments available, managing your finances is simple and secure. We invite you to join us on this journey as we continue to grow together. Experience the benefits of being part of Virginia Educators Credit Union where your financial health is our priority. For more information or to become a member today, please call us at 757-930-2425 or visit our website at vecu.org. Join us in making a difference in your financial future!

Our Evolution

Since opening our doors nearly seven decades ago, we have continuously evolved to meet the changing needs of our members. Our total assets now exceed $74,993,578, reflecting our steady growth and stability. We have built a reputation for providing reliable financial services tailored to the unique needs of educators and their families. From auto loans and mortgages to personal banking solutions, our offerings are designed to empower our members financially. Our mission is clear: we aim to enhance the financial well-being of our members while fostering a sense of community. We believe that when individuals thrive financially, their entire community benefits. This guiding principle informs every decision we make and every service we offer.

Branch Location & Accessibility

Accessibility Features and Parking

Our branch is designed with your convenience in mind. We offer ample parking for our members, and our facilities are ADA compliant, ensuring easy access for everyone. From ramps to spacious entryways, we strive to make your visit as smooth as possible.

Get in Touch

Feel free to reach out to us at 757-930-2425 if you have any questions or need assistance. We invite you to come in and experience the exceptional service that sets us apart. At Virginia Educators Credit Union, we're not just about banking; we're about building relationships with our community. We look forward to welcoming you soon!

Operating Hours

We understand that your schedule can be busy, so we've tailored our operating hours to meet your needs. Our lobby is open Monday, Tuesday, and Thursday from 8:00 AM to 5:30 PM, Wednesday from 10:00 AM to 5:30 PM, and Friday from 8:00 AM to 6:00 PM. This way, you can stop by when it's most convenient for you!

Services Offered

At Virginia Educators Credit Union, we provide a range of services to help you manage your finances effectively. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or credit cards with rewards our friendly staff is ready to assist you. Plus, enjoy the convenience of ATM access and drive-thru banking for quick transactions. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same location: 12626 Nettles Dr, Newport News, VA 23606.

Member Eligibility

At Virginia Educators Credit Union, we believe that joining our community is like stepping into a family that genuinely cares about your financial well-being. Becoming a member is open to those who have a connection to education whether you work in the field, are related to someone who does, or even if you simply value the importance of learning. To see if you qualify and for more details on eligibility, feel free to check out our resource at https://www.vecu.org/accounts/who-can-join/. Once you're ready to take the next step, opening an account is straightforward and welcoming. You can start the process online by visiting https://www.vecu.org/loans/apply-for-a-loan/, or give us a call at (757) 930-2425 if you have any questions. We're located at 12626 Nettles Dr Newport News Va 23606, and we can't wait to welcome you into our growing family at Virginia Educators Credit Union!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced marketplace, efficient payment solutions can make all the difference. Our merchant services offer simple ways to accept payments, manage transactions, and keep your cash flow healthy. Imagine having the tools to accept card payments seamlessly while focusing on what you do best serving your customers. Located conveniently at 12626 Nettles Dr Newport News Va 23606 in Newport News, VA, we're here to help your business thrive. Contact us at (757) 930-2425 to learn more about how we can partner with you on your journey to success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Access When You Need It

Need cash quickly? Our ATM services provide easy access for withdrawals and balance checks whenever you need them. If you prefer a more personal touch, our drive-thru banking offers basic services like deposits and withdrawals without leaving your car.

Business Banking Services

For our business members, we offer robust banking solutions including merchant services and business loans. We're here to help your business thrive by providing the financial tools necessary for growth.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your accounts anytime, anywhere. Whether you're checking balances, transferring funds, or making payments, everything is just a few clicks away. Plus, with features like person-to-person payments and mobile payments, managing your money has never been easier.

Personal Banking Solutions

Our personal banking options are designed with you in mind. Open a checking or savings account to help manage your day-to-day finances. If you're considering buying a car, our auto loans and vehicle financing options make it easy to drive away in your dream vehicle without breaking the bank. For those thinking about homeownership or looking to refinance, our mortgage loans provide competitive rates and flexible terms.

Reach Out Anytime

We're committed to being there for our members. If you have questions about any of our services or want to explore how we can assist you further, don't hesitate to call us at 757-930-2425. Visit us at Virginia Educators Credit Union, where we're more than just a credit union; we're your partner in financial success. Explore all that we offer by visiting our website at vecu.org and take the first step towards better financial health today!

Support for Everyday Needs

We understand that life can be unpredictable. That's why we offer personal loans and debt consolidation services to help you navigate financial challenges with ease. Additionally, our credit cards come with rewards that make everyday purchases more rewarding.

Digital & Online Banking

Easy Payments and Transfers

Need to send money to a friend or family member? Our person-to-person transfer feature allows you to easily send funds directly from your account. And for those who prefer making purchases straight from their phones, our mobile payments feature is ready for use too!

Mobile Access

While we currently do not have a mobile application, our website is fully optimized for mobile devices, ensuring that you can manage your finances easily while on the go. At Virginia Educators Credit Union, we are committed to providing accessible and real-time account management solutions so you can focus on what matters most in life! Join us today and take advantage of these fantastic digital banking services that put control back in your hands.

Security You Can Trust

We prioritize your security with user-friendly features that keep your information safe. While we do not offer electronic signature authorization, rest assured that all transactions through our platform are designed with robust protection in mind. Your peace of mind is important to us.

Financial Strength

Efficient Operations

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share Accounts: 8,375, showing a strong and growing member base that trusts us with their finances. This growth is not just a number; it's a testament to the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Virginia Educators Credit Union is your trusted partner. Visit us at 12626 Nettles Dr Newport News Va 23606 or call (757) 930-2425 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $14,252,348 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $195 in used auto loans and $8,486,840 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $1,360,175 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $15,085,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,011 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,275,139 in used vehicle loans and $799,796 in new vehicle loans already helping members get on the road. With competitive rates and flexible terms, financing your next vehicle has never been easier.

Credit Lines

If you're looking for additional flexibility in managing expenses or projects, we provide credit lines totaling $2,500,000. This option allows you to access funds as needed while only paying interest on what you use. Our friendly team is here to help guide you through the loan process and answer any questions you may have. Feel free to reach us at 757-930-2425 or visit our website at vecu.org for more information on how to apply for a loan or explore our services further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey toward financial success starts with us!

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $17,110, providing an affordable path to owning your own home. If you're considering refinancing your existing mortgage, we can assist you with that too just ask about our eligibility options!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $1,734,503 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits tailored for everyday use.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that all loan offers presented are fair and transparent. Users can trust that the options they see reflect accurate rates from legitimate financial institutions.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily identify the best deals available. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the tool's effectiveness in delivering significant savings. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*