Vigo County Credit Union Terre Haute IN | Affordable Auto Loans & Business Banking

Introduction

At Vigo County Federal Credit Union, we believe in the power of community and the strength that comes from working together. Since our establishment in 1935, we've been dedicated to serving our members in Terre Haute, IN and the surrounding areas. Located at 126 S 3rd St, Terre Haute, IN 47807, our branch is more than just a financial institution; it's a place where relationships are built and dreams are realized. With a robust membership of over 9,335 individuals, we pride ourselves on offering personalized services that cater to your financial needs. Our total assets amount to an impressive $41,686,981, ensuring that we have the resources to support you in achieving your goals. Whether you're looking for an auto loan or a mortgage, we currently hold 2,121 loans and leases ready for our members. We understand that trust is paramount when it comes to managing your finances. That's why we maintain a strong net worth of $4,019,269 and have $551,961 in cash on hand. Our commitment to you is reflected in our dedication to providing sound financial solutions and exceptional customer service. While you can visit us directly at our branch for all your banking needs, if you need to send official correspondence, please use our mailing address: 126 S 3rd St, Terre Haute, IN 47807-3407. Under the leadership of our CEO Dale Burkitt and Board President Charles Shacklee, our team of 11 employees is here to assist you during our operating hours: Monday through Friday from 9 AM to 5 PM (with extended hours on Tuesday starting at 9:30 AM). Explore the various services we offer from checking and savings accounts to credit cards with rewards and see how we can help you manage your money effectively. For more information or inquiries, feel free to call us at 812-232-9697 or visit us online at vigocountyfcu.org. Join us today and discover how Vigo County Federal Credit Union can be a trusted partner on your financial journey!

Branch History & Mission

Community Commitment

Our commitment extends beyond just banking; it embodies the spirit of community service. We actively participate in various outreach efforts aimed at enhancing the lives of those around us. By working closely with local organizations and initiatives, we help foster growth not only for our credit union but for Terre Haute itself. Join us at Vigo County Federal Credit Union today! Experience firsthand how we can help you achieve your financial goals while being part of a community-focused institution. Whether you are looking to open an account or explore loan options, our friendly team is here to assist you every step of the way. Together, let's build a brighter future! For more information about membership or services offered, please call us at 812-232-9697 or visit our website.

Our Mission

At Vigo County Federal Credit Union, our mission is simple yet profound: to improve the financial well-being of our members and the communities we serve. We strive to offer exceptional services that meet the diverse needs of our members while fostering a culture of community involvement. Whether it's through educational programs or partnerships with local organizations, we believe in giving back and making a positive impact. We understand that banking should be accessible and straightforward. That's why we ensure that our branch is ADA compliant and offer a range of digital advancements such as online banking and mobile payments for ease of access. Additionally, with features like drive-thru banking and ATM availability, we aim to provide convenience for all members. While you can visit us at 126 S 3Rd St for your banking needs, official correspondence should be sent to 126 S 3rd St, Terre Haute, IN 47807-3407 if it differs from the branch address.

Branch Location & Accessibility

Nearby Landmarks and Accessibility Features

You'll find us nestled near popular local spots, making it easy to visit us while you run errands or explore the area. Our branch is equipped with convenient parking options and features that comply with ADA standards, ensuring that everyone can access our services comfortably. If you prefer a quick visit, we also offer a drive-thru service for your convenience.

Operating Hours

Our dedicated team is available to assist you during our operating hours: Monday, Wednesday, Thursday, and Friday from 9 AM to 5 PM, and on Tuesday from 9:30 AM to 5 PM. We understand your busy schedule, so we strive to make our services available when you need them.

Services Offered

At the Vigo County Federal Credit Union, we provide a variety of services tailored to meet your financial goals. From checking and savings accounts to auto loans and mortgages, we have options for everyone. Additionally, our ATM services are readily available for quick cash withdrawals or balance checks. For those who prefer in-person assistance but are members of partner credit unions, our shared service center can help facilitate basic transactions as well. While members can visit us at 126 S 3Rd St, official correspondence should be sent to the same address for clarity. If you have any questions or would like to know more about our offerings, feel free to give us a call at 812-232-9697. We look forward to welcoming you soon!

Member Eligibility

Joining the Vigo County community at Vigo County means becoming part of a supportive family that values your financial well-being. If you're a resident or work in Vigo County, you're already on the right path to membership! We welcome individuals who are related to current members as well, making it easy for friends and family to benefit from our services. At Vigo County, we prioritize your needs and provide an array of personalized financial solutions designed just for you. Becoming a member is simple! You can find all the details about eligibility and account opening by visiting our website at http://vigocountyfcu.org/members.htm. If you have any questions or need assistance, don't hesitate to reach out at (812) 232-9697. We're excited to help you take this step toward better banking!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine streamlining your transactions and enhancing customer satisfaction all at once. Our merchant services offer practical tools that make payment processing simple and efficient, allowing you to focus on what you do best running your business. Visit us at 126 S 3Rd St Terre Haute In 47807 in Terre Haute, IN, or call us at (812) 232-9697 to learn more about how our business banking solutions can help you achieve your goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, our business banking services are here to support your entrepreneurial journey. From merchant services that simplify payment processing to business loans that help fund growth, we have what it takes to assist local businesses thrive.

Convenient Access Points

We know that convenience is key when it comes to banking. That's why we offer ATM services for quick cash withdrawals and basic transactions like balance checks. Our drive-thru service allows you to handle deposits and withdrawals without leaving your vehicle perfect for those busy days! Moreover, if you're a member of a partner credit union, our shared branch transactions enable easy deposits and withdrawals across locations. At Vigo County, we prioritize digital banking features so you can manage your finances anytime, anywhere. With online and mobile banking capabilities, accessing your accounts is simple and straightforward. We invite you to discover how our services can work for you. For more information or to discuss how we can assist with your specific financial needs, feel free to call us at (812) 232-9697 or visit us at 126 S 3Rd St Terre Haute In 47807. Join us today at Vigo County Federal Credit Union where your financial well-being is our top priority!

Credit Cards with Rewards

Who doesn't love rewards? With our credit cards, you not only get a reliable payment method but also earn rewards on your purchases. Whether you're shopping for groceries or planning a vacation, each transaction brings you closer to exciting rewards.

Loans That Fit Your Life

Need a new vehicle? Our auto loans and vehicle financing solutions can help you drive away in the car of your dreams without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing options offer flexibility and support. Plus, for those unexpected expenses or debt consolidation needs, our personal loans provide quick access to cash when you need it most.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options are tailored just for you. With competitive interest rates and easy access through online and mobile banking, managing your money has never been easier. Imagine being able to transfer funds, check balances, and pay bills all from the comfort of your home or on the go.

Digital & Online Banking

Key Features

Our online banking platform offers 24/7 access, allowing you to check balances, transfer funds, and pay bills whenever it suits you. No more rushing to the bank before closing time your financial information is right at your fingertips! For those who prefer managing their money on-the-go, our mobile application is available for download. It features mobile payments, so you can make purchases directly from your phone without the hassle of cash or cards. Plus, with electronic statements available, you'll always have an organized record of your transactions.

Security and User-Friendliness

Your security is our priority. We utilize robust measures to protect your information while ensuring that navigating our online services is simple and intuitive. Although we don't currently support electronic signature authorization or person-to-person transfers, our other features are crafted to enhance your banking experience. Whether you're at home or out and about, managing your finances has never been easier. Join us at Vigo County today and explore how our digital banking services can simplify your life!

Financial Strength

A Dedicated Team Ready to Serve You

We also take pride in having 11 full-time employees ready to assist you with a knowledgeable and committed team. While we don't have part-time employees at this time, our full-time staff is dedicated to providing excellent service every day.

A Solid Financial Foundation

With a net worth of $4,019,269, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $964 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Together

Total Share Accounts: 13,879, showing a strong and growing member base that trusts us with their finances. Each new account represents another opportunity for us to help someone achieve their financial dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vigo County is your trusted partner. Visit us at 126 S 3Rd St Terre Haute In 47807 or call (812) 232-9697 to learn more about how we can help you achieve your financial goals.

Member Savings Are Secure

Members' savings are secured through $1,440,914 in share certificates, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your investments means you can trust us to manage your money wisely.

Operational Efficiency Reflects Our Commitment

Our $335,714 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We operate with purpose ensuring every dollar works hard for you.

Reinvesting for Your Benefit

With $2,731,758 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We believe that by investing back into our credit union, we can create more value for you.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $979 in used auto loans and $28,949,531 in total loans and leases. This means whether you're looking to purchase a vehicle or need funds for other personal projects, we've got you covered.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $19,580 in total auto loans, which includes $3,235,352 in new vehicle loans and $19,283,792 in used vehicle loans helping members get on the road with ease. Whether you are looking for a new ride or a reliable used vehicle, our flexible financing options can help make your purchase seamless.

Credit Lines and Additional Services

In addition to these key products, we offer total credit lines amounting to $3,650,000 for those who prefer more flexibility with their borrowing needs. This can be ideal for managing expenses or preparing for unexpected situations. Whether you're interested in auto financing, securing a mortgage for your dream home, or utilizing our credit card services, our dedicated team is here to assist you every step of the way. For any inquiries about eligibility or refinancing options available at our branch located at 126 S 3Rd St Terre Haute IN 47807, feel free to give us a call at 812-232-9697. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here at Vigo County! Visit us today or explore more about our services online at vigocountyfcu.org.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $674,423, we provide personalized service to guide you through the process. We also offer refinancing options if you're looking to lower your monthly payments or tap into your home's equity.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $523,468 in unsecured credit card loans available, our solutions are designed to help members manage their finances effectively while enjoying benefits like rewards programs and competitive interest rates.

Loan Aggregator

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Vigo County