Vidor Teachers Credit Union TX | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Vidor Teachers, your trusted credit union located at 1255 N Main St, Vidor, TX 77662. Since opening our doors in 1973, we have dedicated ourselves to serving our community with integrity and care. With a growing membership of 488 individuals, we pride ourselves on fostering strong relationships and providing personalized financial solutions tailored to meet your needs. At Vidor Teachers, we understand the importance of financial well-being. That's why our members benefit from total assets amounting to $3,138,688 and total deposits of $622,716. Our commitment to you is reflected in our lending practices; currently, we manage 185 loans and leases that support your dreams whether it's purchasing a new car or refinancing your home. While you can visit us at our branch for all your banking needs, if you need to send any official correspondence, please use our mailing address: 1255 N Main St, Vidor, TX 77662-3740. Our dedicated team is led by CEO Tami Nunez and Board President Deborah Bertrand, who are both passionate about enhancing the financial lives of our members. With just one full-time employee on staff, we ensure that every interaction is meaningful and focused on your success. We invite you to explore the range of services we offer from personal banking solutions like checking and savings accounts to various loan options including auto financing and credit cards with rewards. Our goal is simple: to be there for you as a reliable partner in your financial journey. Feel free to reach out at 409-769-3348 for any inquiries or visit us during our lobby hours from 12:00 p.m. to 4:30 p.m., Monday through Friday. Join us at Vidor Teachers Credit Union today and experience firsthand how we can help you achieve your financial goals!

Branch History & Mission

Welcome to Vidor Teachers, a cornerstone of financial support and community engagement in Vidor, Texas. Founded in 1973, our branch has proudly served its members for over five decades, growing alongside the community we cherish. From our humble beginnings, Vidor Teachers has evolved into a trusted institution with a strong legacy of helping individuals and families achieve their financial goals. Located at 1255 N Main St, Vidor, TX 77662, our branch is easily accessible for anyone looking to enhance their financial well-being. We encourage you to visit us during our operating hours from 12:00 p.m. to 4:30 p.m., Monday through Friday. Here, you'll find not just banking services but a welcoming environment where your needs are understood and prioritized. At Vidor Teachers, our mission is clear: to empower our members through personalized financial services while actively supporting the local community. We believe that everyone deserves access to quality banking solutions from checking and savings accounts to auto loans and credit cards with rewards. Our commitment goes beyond just transactions; it's about building lasting relationships that uplift and strengthen the lives of those we serve. As we continue to grow, we remain dedicated to leveraging modern advancements in banking while ensuring compliance with accessibility standards. Although we currently do not offer ATM or drive-thru services, our focus remains on providing exceptional customer service within our branch. While members can visit us at 1255 N Main St Vidor Tx 77662, official correspondence should be sent to 1255 N Main St, Vidor, TX 77662-3740. We invite you to be part of our thriving family of over 488 members who trust us with their financial needs and aspirations. Join us at Vidor Teachers where your financial journey begins with personal care and community spirit! If you have any questions or need assistance, feel free to call us at (409) 769-3348. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to Vidor Teachers, your friendly neighborhood credit union located at 1255 N Main St in Vidor, TX. We're proud to be part of the vibrant community in Orange County, making banking convenient and accessible for all our members. Our branch is easy to reach, situated near popular local spots that many residents frequent. At Vidor Teachers, we understand the importance of accessibility. Our branch features ADA-compliant entrances and parking to ensure everyone can easily access our services. While you're here, take advantage of our welcoming atmosphere and helpful staff who are always ready to assist with your banking needs. Our operating hours are designed with your schedule in mind. We're open from 12:00 p.m. to 4:30 p.m., Monday through Friday, making it easy for you to stop by after work or during your lunch break. If you have any questions or need assistance, don't hesitate to give us a call at 409-769-3348. While members can visit us at our main address, official correspondence should be sent to 1255 N Main St, Vidor, TX 77662-3740. Although we currently do not offer ATM services or drive-thru banking, our dedicated team is here to provide personalized service right inside the branch. Whether you're interested in personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. We invite you to come by and experience the difference at Vidor Teachers. Your financial well-being is our priority!

Member Eligibility

Joining Vidor Teachers is like becoming part of a close-knit family that supports your financial journey. If you live, work, or go to school in the area, you might be eligible for membership! We welcome individuals from diverse backgrounds, and our goal is to provide you with personalized services that truly make a difference. Being a member means access to great rates on loans and savings accounts, as well as the friendly service you deserve. To get started, you can check the detailed eligibility criteria at . It's straightforward and inclusive if you have questions or want to learn more about opening an account, don't hesitate to call us at (409) 769-3348. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing Your Vision

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to meet unique needs.

Merchant Services That Matter

In today's fast-paced market, efficient payment processing can make all the difference. Our merchant services streamline transactions, allowing you to focus on what you do best running your business. Imagine quickly accepting payments from customers while keeping track of sales effortlessly. With our solutions, you can enhance customer satisfaction and boost your bottom line. Together, let's build a successful future for your business at Vidor Teachers. Visit us at 1255 N Main St Vidor Tx 77662 or call us at (409) 769-3348 to learn more about how we can help you achieve your goals!

Comprehensive List Of Services

Community Connection

At Vidor Teachers, we don't just provide services; we build relationships. Our team is here to listen to your needs and guide you toward the best financial solutions. If you have any questions or want to explore what we can do for you further, don't hesitate to reach out at (409) 769-3348 during our lobby hours from 12:00 p.m. to 4:30 p.m., Monday through Friday. We invite you to visit us at 1255 N Main St Vidor Tx 77662 in Vidor, TX, and discover how our comprehensive suite of services can help elevate your financial journey. Join us today!

Credit Cards and Business Banking

Our credit cards with rewards allow you to earn points on everyday purchases, making every dollar spent work for you. If you're an entrepreneur or small business owner, our business banking services include merchant services and business loans that can help your venture thrive. We understand that running a business comes with its own set of challenges, and we're here to support you through them.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features that allow you to manage your finances anytime, anywhere. Whether it's checking your account balance online or making transactions via mobile banking, we ensure that banking with us is straightforward and accessible.

Personal Banking Solutions

One of the cornerstones of our offerings is personal banking, where we provide various checking and savings accounts tailored to fit different lifestyles and financial situations. Imagine having easy access to your funds while saving for that dream vacation or unexpected expenses. Our auto loans and vehicle financing options make it simple for you to get behind the wheel of a new car without breaking the bank. For those considering homeownership or refinancing, our mortgage loans are designed with flexibility in mind, ensuring you find the right solution for your housing needs. We also offer personal loans and debt consolidation services perfect for managing life's financial challenges without added stress.

Digital & Online Banking

At Vidor Teachers, we understand that banking should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to put you in control of your finances, wherever you are. Our online banking platform at allows you to manage your accounts anytime, anywhere. Whether you're checking balances, transferring funds, or reviewing transactions, our user-friendly interface makes it easy to stay on top of your finances. You can access your accounts 24/7, ensuring that your banking needs are met whenever they arise. We prioritize your security with every transaction. While we currently do not offer electronic signature authorization or e-statements, rest assured that your data is protected through robust security measures. Our commitment to safety means you can bank with peace of mind. If you're looking for added convenience, our platform also supports person-to-person transfers, allowing you to send money directly to friends or family without hassle. Although we don't have mobile payments or a dedicated mobile application yet, our team is continually exploring ways to enhance your banking experience. At Vidor Teachers, we're here for you ready to help with personal banking needs such as checking and savings accounts, auto loans, and more. We invite you to explore our digital services further at and discover how we can support your financial journey. Your convenience and satisfaction are our top priorities!

Financial Strength

Commitment to Growth

With $461,024 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your needs is reflected in our $2,205,789 in total loans and leases and $58 in used auto loans.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vidor Teachers is your trusted partner. Visit us at 1255 N Main St Vidor Tx 77662 or call (409) 769-3348 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We take pride in having 1 full-time employees ready to assist you. Their commitment ensures that our branches operate smoothly so that you receive the best service possible when you need it most.

Member-Centric Savings

Members' savings are secured through $1,085,262 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members over non-member interests, ensuring that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $494,479, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,575 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $886,094 in used vehicle loans and $827,218 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our financing options are designed to fit your budget.

Credit Lines and Unsecured Loans

In addition to auto and mortgage loans, we also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. If you need quick access to funds for unexpected expenses or want to consolidate debt, our unsecured credit lines can be an excellent option.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently provide Junior Lien 1-4 Family Residential Properties loans totaling $0. This means you can count on us for straightforward financing solutions as you navigate the journey towards owning your home.

Refinancing Options

If you're already holding loans elsewhere, it's worth exploring our refinancing options that could save you money on interest rates and monthly payments. We are here to discuss eligibility and help you determine if refinancing makes sense for your situation. Our dedicated team is ready to assist you with any questions you may have about our loan offerings. You can reach us at (409) 769-3348 during our operating hours from 12:00 p.m. - 4:30 p.m., Monday through Friday at our branch located at 1255 N Main St Vidor Tx 77662 in Vidor, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Vidor Teachers, we prioritize transparency and community support in all of our services.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to reliable data means that you can trust the offers you see on LendMesh are fair and transparent.

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions. This guarantees transparency and helps you feel secure in your choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions without delay. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective LendMesh can be in helping people secure better loan terms. Take the first step towards finding your best loan offer today. Compare real-time loan offers at LendMesh and discover the most competitive rates tailored to your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Vidor Teachers