Victoria Teachers Credit Union TX | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to Victoria Teachers, your trusted partner in financial services right here in Victoria, TX! Located at 2207 Wildwood St, our branch has been a cornerstone of the community since 1955, dedicated to empowering our members with the financial tools they need to thrive. With a strong commitment to serving over 1,300 members, we pride ourselves on providing personalized banking experiences that cater to your unique needs. At Victoria Teachers, we understand that managing finances can be overwhelming. That's why we offer a range of services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards tailored just for you. Our total assets of $18,325,725 and total deposits reaching $915,870 reflect our stability and dedication to member satisfaction. While members can visit us at our branch location, official correspondence should be sent to 2207 Wildwood St, Victoria, TX 77901-7363. Our team is led by CEO Paul Withey and Board President Tracy Funkhouser, who are both committed to ensuring that your banking experience is seamless and supportive. With just three employees, we maintain a personal touch in every interaction, making sure you feel valued and understood. We encourage you to reach out with any questions or concerns. Give us a call at (361) 576-3168 during our operating hours from Monday to Friday between 8:30 AM - 12:00 PM and 1:00 PM - 5:00 PM. Whether you're looking for financial advice or need assistance with your accounts, we're here for you every step of the way. Join us today at Victoria Teachers and discover how we can help you achieve your financial goals! Visit our website at myvtfcu.com for more information about our services.

Branch History & Mission

Join Us

As we look toward the future, we invite you to be part of our journey. At Victoria Teachers, you're not just another account number; you're family. Experience the benefits of joining a credit union that values your needs and invests in your success. Call us today at (361) 576-3168 or visit us during our operating hours Monday through Friday from 8:30 am to 12:00 pm and 1:00 pm to 5:00 pm and discover how we can help you thrive financially!

Our Evolution

Throughout the years, Victoria Teachers has evolved to meet the changing needs of our members. We started as a small credit union dedicated to serving educators and their families. As the community grew, so did we. Our services expanded beyond just educational professionals to include anyone looking for reliable financial solutions. Today, we offer a wide range of products such as personal banking accounts, auto loans, mortgages, and business banking services. Our branch's success is not just measured by numbers; it's about the lives we've impacted. We believe in empowering our members through education and support. By providing resources like online banking and mobile applications, we ensure that managing finances is easy and convenient.

Our Mission

The mission of Victoria Teachers is simple yet profound: to provide excellent financial services while fostering community growth and support. We are dedicated to helping our members achieve their financial goals through personalized service and innovative solutions. Whether you need assistance with a mortgage or are looking for ways to consolidate debt, our team is here for you. We also understand the importance of giving back. Through various partnerships with local organizations and initiatives aimed at improving education and community well-being, we strive to make a difference beyond banking. While members can visit us at 2207 Wildwood St Victoria Tx 77901, official correspondence should be sent to 2207 Wildwood St, Victoria, TX 77901-7363 if different from our branch address.

Branch Location & Accessibility

Accessibility Features

We take pride in ensuring that everyone can visit us comfortably. Our branch is ADA compliant with features like ramps and spacious parking areas available for your convenience. Plus, if you're on the go, enjoy our drive-thru service for quick deposits and withdrawals without having to step inside.

Operating Hours

Our lobby hours are designed to fit your busy schedule: we're open Monday through Friday from 8:30 AM to 12:00 PM and then again from 1:00 PM to 5:00 PM. Whether you prefer visiting us during lunch or after work, we've got you covered!

Services Offered

At Victoria Teachers, we offer a variety of personal banking services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we have options that meet your needs. Although we currently do not have ATM services on-site, our drive-thru allows you to handle simple transactions quickly. If you're interested in exploring what we offer further or have questions about how we can assist you financially, don't hesitate to give us a call at 361-576-3168. We look forward to welcoming you into our branch soon!

Member Eligibility

Joining the Victoria Teachers family is more than just opening an account it's about becoming part of a supportive community that truly cares for its members. At our branch located at 2207 Wildwood St, Victoria, TX 77901, we welcome individuals who are passionate about education and those associated with it. If you work in or are connected to the educational sector in Texas, you might just be eligible to join us! This means teachers, school staff, and even their families can take advantage of our services. We're here to empower you with personalized banking options designed to meet your needs. Becoming a member is simple and rewarding. If you're ready to open an account, just visit our easy-to-use online portal at https://gbs.onlinecu.com/vtfcu/#/ . Should you have any questions or need assistance along the way, feel free to reach out to us at 361-576-3168. For more details on eligibility requirements, you can check out our resource page at https://www.myvtfcu.com/ . We're excited to help you on your financial journey!

Business Banking & Commercial Services

Merchant Services That Matter

In today's competitive market, efficient payment processing is crucial. Our merchant services streamline transactions, making it easy for you to accept payments from customers anywhere. Picture being able to focus on running your business while we handle the technical details of payment acceptance. This allows you to enhance customer satisfaction and increase sales without the hassle. Located at 2207 Wildwood St Victoria Tx 77901, Victoria, TX 77901, we're here to partner with you on your journey toward success. Reach out at (361) 576-3168 to learn more about how our business banking and commercial services can work for you!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For small business owners, we also offer comprehensive Business Banking services. Our merchant services can help streamline transactions while our business loans provide the capital needed to grow your enterprise.

Connecting With Us

If you have any questions about our services or would like assistance setting up an account, please don't hesitate to reach out! Call us at (361) 576-3168, and one of our friendly team members will be happy to assist you. At Victoria Teachers, we're here for all your financial needs, ensuring that every member feels valued and supported. Visit us today at 2207 Wildwood St Victoria Tx 77901 in Victoria, TX, and discover how we can help you achieve your financial goals!

Credit Card Options

Don't forget about our Credit Cards with Rewards! These cards are designed not only to give you purchasing power but also to reward you for your everyday spending. Imagine earning points on groceries or gas that lead to exciting rewards!

Digital Convenience

In today's fast-paced world, convenience is key. That's why we've made banking easier than ever with our robust Online & Mobile Banking features. Access your accounts anytime, anywhere whether it's checking balances, transferring money, or paying bills. Need cash? We offer simple ATM and cash withdrawal services through our drive-thru banking option for quick deposits and withdrawals without stepping inside the branch.

Personal Banking Solutions

We understand that managing your personal finances is essential. That's why we offer a variety of Personal Banking options, including checking and savings accounts that fit your lifestyle. If you're thinking about buying a car, our Auto Loans & Vehicle Financing can help make that dream a reality. You'll find competitive rates and flexible terms to ensure you get the best deal possible. In addition, if homeownership is on your mind, our Mortgage Loans & Refinancing services provide the support you need, whether it's your first home or you're looking to refinance an existing mortgage. Plus, with our Personal Loans & Debt Consolidation, you can tackle any unexpected expenses or consolidate debt into manageable payments.

Digital & Online Banking

Key Services

Explore our user-friendly online banking platform at https://www.myvtfcu.com/ . Here, you can check balances, view transaction history, and transfer funds without the need for a branch visit. Need to stay updated? Our e-statements provide a convenient way to keep track of your finances while helping you go green. For those who prefer mobile banking, our dedicated mobile application gives you all the features you need right in your pocket. You can manage your accounts with just a few taps no more waiting in line or dealing with paper statements! While we currently don't support mobile payments or person-to-person transfers, our app still provides an excellent way to keep track of your finances.

Security and Convenience

Your security is our top priority. We use advanced security measures to protect your information while ensuring that navigating through our online services is straightforward. Plus, if you ever need to authorize transactions electronically, our platform makes it simple and safe. With these tools at your disposal, real-time account management becomes effortless. Whether it's checking your balance before making a purchase or reviewing recent transactions during lunch, you'll have everything you need at your fingertips. Join us at Victoria Teachers today and experience the convenience of modern banking made just for you!

Financial Strength

A Growing Membership Base

Total Share and Deposit Accounts: 1,805, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Victoria Teachers is your trusted partner. Visit us at 2207 Wildwood St Victoria Tx 77901 or call (361) 576-3168 to learn more about how we can help you achieve your financial goals.

Dedicated Team Ready to Serve You

We also take pride in having 3 full-time employees ready to assist you. Their expertise ensures that every interaction is smooth and beneficial for your banking experience.

Investing Back into Our Community

With $5,442,615 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial goals more effectively.

Member-Centric Savings

Members' savings are secured through $2,557,743 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $5,673,412, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $3,094 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Needs with Lending Options

Our lending capacity supports members' financial goals across various sectors. We have $120 in used auto loans and $6,072,554 in total loans and leases available to help you achieve what you need most. Additionally, our $219,171 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,096,013 in used vehicle loans and $1,605,809 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our competitive interest rates and flexible terms make it easy for you to drive away satisfied.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we do not have any Junior Lien 1-4 Family Residential Properties loans available; however, we are committed to supporting your journey toward owning a home. Be sure to check back for updates on our mortgage offerings.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, we're here to help guide you through the process. Our dedicated team will work with you to find solutions that fit your financial situation. At Victoria Teachers Credit Union, we are committed to offering services that empower our members financially. We pride ourselves on transparency and community support. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For more information about our loan products or how we can assist you further, don't hesitate to contact us or visit our website at Victoria Teachers. Your financial well-being is our priority!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although there are currently no funds allocated in this category, we believe in providing our members with tools to manage their finances effectively when opportunities arise.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that users receive fair and transparent offers. By focusing on compliance with established regulations, LendMesh guarantees that the information is both accurate and reliable.

VICTORIA TEACHERS FEDERAL CREDIT UNION - Victoria, TX