VICTORIA FEDERAL CREDIT UNION

Welcome to Victoria Federal Credit Union, a trusted financial partner proudly serving our community since 1940. Under the leadership of CEO Jennifer Ruiz and Board President David Solis, we are dedicated to empowering our members through exceptional service and financial education. Located in the heart of Victoria, TX, our credit union is committed to fostering a sense of belonging and support for all our members, including military personnel and their families. As a federally insured institution since January 4, 1971, you can have peace of mind knowing that your deposits are safeguarded by NCUA insurance.

At Victoria Federal Credit Union, we embrace modern banking conveniences to ensure that your financial journey is seamless and accessible. Our offerings include online banking, a user-friendly mobile application, person-to-person transfer capabilities, e-statements, and electronic signature authorization—all designed with your needs in mind. Although we currently do not offer mobile payment options, our commitment to innovation remains unwavering. We invite you to explore our services further by visiting us online at https://victoriafcu.org/ or reaching out via fax at 3615723401. Join us today and experience a member-first approach that puts your financial success at the forefront.

At Victoria Federal Credit Union, we pride ourselves on offering a diverse range of financial services designed to meet the unique needs of our members. Whether you are looking for personal banking solutions like checking and savings accounts, or need assistance with auto loans and vehicle financing, we have you covered. Our mortgage loans and refinancing options are tailored to help you achieve your homeownership dreams, while our personal loans and debt consolidation services can provide the support needed during life’s milestones. For those running small businesses, our business banking offerings, including merchant services and business loans, ensure that you have the tools necessary to thrive in today’s competitive market.

In this digital age, we understand the importance of convenient access to your finances. That’s why we offer robust online banking services paired with a user-friendly mobile application that allows you to manage your accounts from anywhere. With features such as person-to-person transfers, e-statements, and electronic signatures, managing your everyday banking has never been easier. While membership qualifications may vary, we encourage potential members to explore their eligibility through . Additionally, if you're interested in loan comparisons or rate checking, our partnership with lenders at https://www.lendmesh.com/loans/mortgage_loans can assist you in finding the best financial solutions tailored just for you. For any personalized support or inquiries, feel free to reach out to us at (361) 572-3401. Your financial well-being is our priority at Victoria Federal Credit Union.

At Victoria Federal Credit Union, trust and reliability are at the forefront of our commitment to our members. With a strong Total Membership of 1,244, we pride ourselves on being a supportive financial partner in the community. Our Total Assets, amounting to 9,158,653, reflect our stability and capability to provide a diverse range of financial services. Despite challenges, our resilience is evident in our Net Worth of 1,122,613 and our strategic focus on growth.

Our dedication to transparency and member satisfaction is further illustrated by our Total Deposits reaching 806,933. This demonstrates the confidence that our members place in us as their primary financial institution. Additionally, with a robust portfolio represented by Total Loans and Leases at 658, we strive to meet the various needs of individuals and families through personalized lending solutions.

The strength of our organization is also showcased by our Total Employees, which stands at 4. Each member of our team is committed to delivering exceptional service and fostering relationships built on trust. Our impressive Net Worth Ratio of 1,226 underscores our sound financial management practices, ensuring that we remain a safe haven for your savings and investments.

Moreover, with a Credit Card Loan Volume of 233 and an Auto Loan Volume of 240, we offer competitive financing options tailored to help you achieve your personal goals. While we currently do not engage in Commercial Loans or Total Borrowings, this allows us to maintain a focused approach dedicated solely to serving our members' best interests.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We invite you to explore how Victoria Federal Credit Union can be your trusted financial partner. Compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your needs.