Vickswood Credit Union Vicksburg MS | Convenient ATM Services

Introduction

Welcome to Vickswood, where your financial well-being is our top priority! Located at 107 Thalweg Dr, Vicksburg, MS 39183, we have been serving the community since 1967. As a trusted member of the Vicksburg area, we are proud to support over 1,498 members with personalized services and a commitment to your success. At Vickswood, we understand that every member's journey is unique. That's why we offer a range of financial solutions tailored just for you. Our total assets stand at an impressive $11,154,119, and we manage total deposits of $567,803, ensuring that your money is in safe hands. We also provide access to 515 loans and leases, totaling over $5 million, allowing you to achieve your dreams whether it's buying a new car or investing in your future. Our dedicated team, led by CEO Christi Page and Board President Tom Osburn, consists of five passionate employees who are here to assist you. With a focus on community impact and building lasting relationships, we strive to create a welcoming environment for all our members. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 820240, Vicksburg, MS 39182. Ready to take the next step in your financial journey? Don't hesitate to reach out! Call us at 601-636-4434 or visit our website at vickswoodcu.com for more information about our services. Together, let's build a brighter financial future!

Branch History & Mission

Join Us Today

As we look toward the future, we invite you to be part of the Vickswood family. Experience firsthand the benefits of membership with us where your goals matter and community comes first. Together, let's build a brighter future! For more information or assistance, feel free to call us at 601-636-4434 or visit our website.

Our Evolution

From our humble beginnings, Vickswood has steadily evolved to meet the changing needs of our community. We now proudly manage total assets of over $11,154,119, reflecting our commitment to sound financial practices and responsible growth. Our success is not only measured by numbers but also by the relationships we build with our members. As technology advanced, so did we. Our branch offers online banking and person-to-person payment options, making it easier for you to manage your finances from anywhere. While we may not have an ATM or drive-thru service currently available, our dedicated team is here during lobby hours from 8:00 a.m. to 4:30 p.m., Monday through Friday, ensuring that you receive personalized assistance every time you visit.

Our Mission

At Vickswood, our mission is clear: we aim to provide outstanding financial services while actively supporting the local community. We believe in empowering individuals with the tools they need to achieve their financial goals. Whether you're looking for loans, savings options, or simply financial advice, we're here to help. We take pride in being a member-driven credit union that values transparency and trust. Our focus on community outreach reflects our commitment to making a positive impact beyond just banking. From participating in local events to forming partnerships that uplift those around us, Vickswood is dedicated to being a force for good in Vicksburg. While members can visit us at 107 Thalweg Dr, official correspondence should be sent to PO Box 820240, Vicksburg, MS 39182.

Branch Location & Accessibility

Welcome to Vickswood, your friendly credit union located right in the heart of Vicksburg, Mississippi! Our branch at 107 Thalweg Dr is designed with your convenience in mind. Whether you're stopping by to open a new account, ask about a loan, or simply get some banking done, we're here to help. Our location is easily accessible, situated near well-known landmarks that make finding us a breeze. Plus, we ensure our facilities are ADA compliant, providing ramps and other features to assist everyone who visits. Parking is available right outside our doors, so you can hop in and out without any hassle. While you can visit us at 107 Thalweg Dr for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO Box 820240, Vicksburg, MS 39182. At Vickswood, we want to make your banking experience as smooth as possible. We're open Monday through Friday from 8:00 a.m. to 4:30 p.m., ready to serve you during convenient hours that fit into your busy schedule. While we currently do not offer ATM services or drive-thru banking, our friendly staff is always on hand to assist you directly inside the branch. If you have any questions or need assistance before your visit, feel free to give us a call at 601-636-4434. We look forward to welcoming you at Vickswood!

Member Eligibility

At Vickswood, we believe in building a community where everyone can thrive. Becoming a member is an easy and welcoming process for those who live, work, or worship in the Vicksburg area. If you're looking to join a financial institution that puts people first, you'll find a home here. To be eligible, you simply need to meet our basic membership criteria, which focuses on local ties and shared values. We encourage you to check out the detailed eligibility requirements by visiting this link. Opening an account at Vickswood is straightforward! You can start your journey towards better banking by giving us a call at (601) 636-4434 or visiting us at our branch located at 107 Thalweg Dr Vicksburg Ms 39183. Our friendly staff is ready to assist you with any questions and guide you through the application process. Join us today and experience the benefits of being part of a cooperative that cares about its members!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a bustling storefront where customers can easily make purchases. Our merchant services simplify payment processing, allowing you to accept various payment methods effortlessly. This means more satisfied customers and smoother transactions, helping your business run efficiently. If you're ready to take the next step in your business journey, visit us at 107 Thalweg Dr, Vicksburg, MS 39183, or contact us at 601-636-4434. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Commitment to Community

At Vickswood, we believe that being part of a community means more than just offering services; it's about building relationships. We aim to understand your unique financial needs, whether it's saving for a new home or planning for retirement. Our dedicated staff is always ready to assist with personalized advice tailored just for you.

Connect With Us

If you're interested in learning more about how our services can benefit you, don't hesitate to reach out! You can call us at (601) 636-4434 during our operating hours from 8:00 a.m. to 4:30 p.m., Monday through Friday. We're here to answer any questions and help you navigate your financial path. Discover what sets Vickswood apart and how we can support your financial goals today!

Emphasis on Digital Banking

In today's world, digital banking is essential. While we currently focus on ATM services, we encourage our members to explore other options available through our website at Vicksburg Main Branch. Here, you can find information about online banking features that help manage your accounts from the comfort of your home or on-the-go.

Personalized Banking Solutions

Understanding the importance of convenience, we offer comprehensive ATM Services Only. This means you can access your funds easily and securely whenever you need them. Imagine being able to withdraw cash or check your balance without the hassle of waiting in line. Our ATM services are designed with your busy lifestyle in mind, allowing for quick and efficient transactions.

Digital & Online Banking

Key Features

One standout feature is our ability to facilitate person-to-person transfers. You can easily send money to friends and family with just a few clicks no need for cash or checks! Plus, if you prefer paperless options, we provide e-statements to help you stay organized without cluttering your inbox. Although we don't currently offer mobile payments or a dedicated mobile application, our website is fully optimized for mobile use. This means you can access all your banking needs right from your smartphone or tablet without any complicated downloads.

Security & Accessibility

While we do not support electronic signature authorization at this time, rest assured that all transactions are conducted through secure channels designed to protect your personal information. We believe in making banking accessible for everyone without compromising security. At Vickswood, we're committed to providing convenient and reliable digital banking solutions tailored to your lifestyle. Explore our online services today by visiting https://www.vickswoodcu.com/ and take charge of your financial journey!

Financial Strength

Commitment to Growth

Our commitment to growth is evident with $2,684,820 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options. This dedication helps us serve our members better across various sectors. Additionally, with $122 in used auto loans and $5,463,752 in total loans and leases, our lending capacity supports members' financial goals effectively. Our operational efficiency is highlighted by a net income of $31,582, which enables us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We also take pride in having 4 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With total share accounts reaching 2,938, it's clear that our growing member base trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vickswood is your trusted partner. Visit us at 107 Thalweg Dr Vicksburg Ms 39183 or call (601) 636-4434 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings and Resources

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $2,684,820, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 24.07% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Vickswood, we understand that financial needs vary from person to person. Whether you're looking to purchase a new vehicle, refinance your home, or manage everyday expenses, our diverse loan products are designed to help you achieve your goals. With over 515 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular among our members. If you're looking to buy a new car, you'll be pleased to know that our auto loans offer some of the lowest rates in the industry. We have already facilitated $2,157,659 in new vehicle loans and $2,007,709 in used vehicle loans to help our members get on the road. For those thinking about homeownership, we provide mortgage options tailored to your needs. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we can guide you through various refinancing options if needed. This makes buying or refinancing simple and straightforward. In addition to personal and auto loans, we offer flexible terms on unsecured credit card loans as well. While our total for these loans is currently at $0, we prioritize helping members manage their finances effectively through accessible credit options. For business owners, while we don't have outstanding commercial loans at this time, we encourage you to explore other financing avenues with us as your business grows. Our team is here to assist you every step of the way. For more information about our loan offerings or if you have questions about eligibility and refinancing options, please don't hesitate to reach out. You can contact us at (601) 636-4434 or visit us at our branch located at 107 Thalweg Dr Vicksburg MS 39183. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Vickswood be your partner in navigating your financial journey!

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VICKSWOOD FEDERAL CREDIT UNION - Vicksburg, MS

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